401(k) Plans

19,337 topics in this forum

1. Failed to follow participant direction

   By Guest ERead, December 31, 1998
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • December 31, 1998

2. Deposit of deferrals - Blue Book Q&A

   By Guest Philip Simpkins, June 8, 1999
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • June 9, 1999

3. 2019 missed deferral - failure to implement

   By justanotheradmin, April 19, 2023
   • 2 replies
   • 819 views
   • 
   • Paul I
   • April 21, 2023

4. HCEs and 401(k)

   By BellaBee41, September 10, 2024
   • 2 replies
   • 813 views
   • 
   • EBECatty
   • September 10, 2024

5. Excise Tax on Contributions exceeding 15% deduction limit.

   By Guest SHP, January 12, 2001
   • 2 replies
   • 1.9k views
   • 
   • M R Bernardin
   • January 19, 2001

6. Top heavy plan with a catch up contribution.

   By pbarrett, November 27, 2001
   • 2 replies
   • 1.9k views
   • 
   • Tom Poje
   • November 28, 2001

7. After-Tax Basis not kept.

   By Guest John Sample, February 11, 2002
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • February 12, 2002

8. PEO Scenario

   By bzorc, February 13, 2004
   • 2 replies
   • 1.2k views
   • 
   • Alf
   • February 13, 2004

9. Wording for SAR distributions

   By cripp12, September 9, 2004
   • 2 replies
   • 1.9k views
   • 
   • cripp12
   • September 10, 2004

10. Roth 401(k) Safe Harbor

    By Guest koolkidd, March 22, 2005
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 28, 2005

11. DOL issues final rule on safe harbor period

    By cdavis25, January 15, 2010
    • 2 replies
    • 903 views
    • 
    • austin3515
    • January 15, 2010

12. service provider disclosure

    By Scuba 401, May 8, 2012
    • 2 replies
    • 1.1k views
    • 
    • Scuba 401
    • May 9, 2012

13. Safe Harbor Notice

    By Earl, April 13, 2018
    • 2 replies
    • 572 views
    • 
    • Earl
    • April 22, 2018

14. Mistake of Fact--what to do about earnings?

    By BG5150, July 16, 2021
    • 2 replies
    • 849 views
    • 
    • Mike Preston
    • July 17, 2021

15. Involuntary rollovers from terminated 401(k) plan to IRA established w

    By Guest Norma Sharara, April 24, 2001
    • 2 replies
    • 2.6k views
    • 
    • Earl
    • April 30, 2001

16. Failed ACP Test- Plan Termination

    By Guest UKH, March 27, 2002
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 28, 2002

17. Excess Annual Additions - 401(k) Refund?

    By Medusa, April 9, 2003
    • 2 replies
    • 3.6k views
    • 
    • Medusa
    • April 10, 2003

18. ineligible employee deferring

    By Guest quinn the car fixer, November 15, 2004
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • November 15, 2004

19. Severance employer contributions?

    By Guest JurisPrude, July 5, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 5, 2005

20. Current availability test

    By Guest dietpepsi, August 2, 2006
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • August 3, 2006

21. Allocation of 401K Contribution /Active Participation Rules

    By Guest dancin, April 29, 2008
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • April 30, 2008

22. Safe Harbor Match - changing compensation definition

    By Belgarath, June 21, 2012
    • 2 replies
    • 1.2k views
    • 
    • Belgarath
    • June 21, 2012

23. Can I impute disparity at the $40,000 level?

    By Jim Chad, August 8, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • August 8, 2012

24. Successor Plan Sponsor

    By 12AX7, December 12, 2012
    • 2 replies
    • 1.6k views
    • 
    • 12AX7
    • December 13, 2012

25. Negative election/auto enrollment amendment

    By Lori H, September 15, 2016
    • 2 replies
    • 508 views
    • 
    • Lori H
    • September 16, 2016

26. Seeking Clarity on Year-End Deadline for Using Forfeitures

    By 401 Chaos, November 8, 2018
    • 2 replies
    • 1.1k views
    • 
    • 401 Chaos
    • November 9, 2018

27. Eliminate Loan Availability to Term Ppts Permitted?

    By cheersmate, June 21, 2019   

    • loans
    • loan availability
    • (and 2 more)

      Tagged with:

      • loans
      • loan availability
      • loans for active participants only
      • brf
    • 2 replies
    • 1.3k views
    • 
    • loserson
    • June 24, 2019

28. ADP Refunds

    By Kathy Bittle, March 15, 2020
    • 2 replies
    • 923 views
    • 
    • Luke Bailey
    • April 7, 2020

29. Form 5500-EZ - Who Is Eligible

    By metsfan026, October 11, 2022
    • 2 replies
    • 849 views
    • 
    • C. B. Zeller
    • October 11, 2022

30. Sole Prop 401(k) - when does 401(k) ctrb need to be made?

    By Guest Emiman, November 4, 2002
    • 2 replies
    • 1.9k views
    • 
    • mbozek
    • November 5, 2002

31. attribution

    By Guest carsonv, September 2, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 2, 2003

32. SIMPLE IRA contribution and New 401k plan

    By Guest BarryK, April 22, 2004
    • 2 replies
    • 1k views
    • 
    • Guest
    • April 22, 2004

33. Post year-end contributions...when good employer contributions go bad

    By Lori Friedman, May 10, 2005
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • June 1, 2005

34. Safe Harbor Match

    By Guest jim williams, June 25, 2007
    • 2 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • June 26, 2007

35. Home builders unable to fulfill Safe Harbor obligation

    By Brenda Wren, September 24, 2007
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2007

36. 401(k) Safe Harbor

    By Medusa, December 31, 2008
    • 2 replies
    • 1.2k views
    • 
    • Medusa
    • December 31, 2008

37. Family Attribution - Owner elects out of plan

    By jmartin, September 18, 2012
    • 2 replies
    • 951 views
    • 
    • BG5150
    • September 18, 2012

38. Takeover from MEP Plan

    By austin3515, December 12, 2012
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • December 13, 2012

39. Improperly Excluded Employee in 401(k) Plan

    By PensionPro, July 3, 2013
    • 2 replies
    • 999 views
    • 
    • MoShawn
    • July 5, 2013

40. Universal Availability For Plan Loans

    By CLE401kGuy, April 17, 2014
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • April 23, 2014

41. Roll IRA Into 401(k) Plan

    By Scott50, April 23, 2019
    • 2 replies
    • 827 views
    • 
    • C. B. Zeller
    • April 24, 2019

42. Separate Plans Maintained by Members of a Controlled Group

    By Christopher Wilson, December 2, 2019
    • 2 replies
    • 892 views
    • 
    • C. B. Zeller
    • December 3, 2019

43. ACP Calculation for Discretionary Match stopped mid year

    By ERISAGal, April 23, 2020
    • 2 replies
    • 930 views
    • 
    • Larry Starr
    • April 23, 2020

44. Participation Levels

    By Guest JSinbad, January 3, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 4, 1999

45. How do coverage and nondiscrimination tests work for eligibility changes during a year?

    By Peter Gulia, December 13, 2022   

    • coverage; nondiscrimination
    • 2 replies
    • 374 views
    • 
    • Peter Gulia
    • December 13, 2022

46. ERISA Bond - owners of an S Corp

    By Tom, July 5, 2023
    • 2 replies
    • 671 views
    • 
    • EBP
    • July 6, 2023

47. Safe Harbor with Integration?

    By Guest C.R. Gravitt, September 21, 2001
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 24, 2001

48. Dropping HCs from a PSP

    By Guest Ddalk, May 2, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 5, 2003

49. Incorrect Plan Document

    By Guest Willie, May 21, 2003
    • 2 replies
    • 1.3k views
    • 
    • chris
    • May 22, 2003

50. New Proposed DOL rule on involuntary cashouts

    By Brian Gallagher, March 2, 2004
    • 2 replies
    • 1.1k views
    • 
    • Brian Gallagher
    • March 2, 2004