401(k) Plans

19,321 topics in this forum

1. Wording for SAR distributions

   By cripp12, September 9, 2004
   • 2 replies
   • 1.9k views
   • 
   • cripp12
   • September 10, 2004

2. Roth 401(k) Safe Harbor

   By Guest koolkidd, March 22, 2005
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • March 28, 2005

3. DOL issues final rule on safe harbor period

   By cdavis25, January 15, 2010
   • 2 replies
   • 899 views
   • 
   • austin3515
   • January 15, 2010

4. service provider disclosure

   By Scuba 401, May 8, 2012
   • 2 replies
   • 1.1k views
   • 
   • Scuba 401
   • May 9, 2012

5. Safe Harbor Notice

   By Earl, April 13, 2018
   • 2 replies
   • 565 views
   • 
   • Earl
   • April 22, 2018

6. Mistake of Fact--what to do about earnings?

   By BG5150, July 16, 2021
   • 2 replies
   • 835 views
   • 
   • Mike Preston
   • July 17, 2021

7. Involuntary rollovers from terminated 401(k) plan to IRA established w

   By Guest Norma Sharara, April 24, 2001
   • 2 replies
   • 2.6k views
   • 
   • Earl
   • April 30, 2001

8. Failed ACP Test- Plan Termination

   By Guest UKH, March 27, 2002
   • 2 replies
   • 2k views
   • 
   • Tom Poje
   • March 28, 2002

9. Excess Annual Additions - 401(k) Refund?

   By Medusa, April 9, 2003
   • 2 replies
   • 3.6k views
   • 
   • Medusa
   • April 10, 2003

10. ineligible employee deferring

    By Guest quinn the car fixer, November 15, 2004
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • November 15, 2004

11. Severance employer contributions?

    By Guest JurisPrude, July 5, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 5, 2005

12. Current availability test

    By Guest dietpepsi, August 2, 2006
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • August 3, 2006

13. Allocation of 401K Contribution /Active Participation Rules

    By Guest dancin, April 29, 2008
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • April 30, 2008

14. Safe Harbor Match - changing compensation definition

    By Belgarath, June 21, 2012
    • 2 replies
    • 1.2k views
    • 
    • Belgarath
    • June 21, 2012

15. Can I impute disparity at the $40,000 level?

    By Jim Chad, August 8, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • August 8, 2012

16. Successor Plan Sponsor

    By 12AX7, December 12, 2012
    • 2 replies
    • 1.6k views
    • 
    • 12AX7
    • December 13, 2012

17. Negative election/auto enrollment amendment

    By Lori H, September 15, 2016
    • 2 replies
    • 505 views
    • 
    • Lori H
    • September 16, 2016

18. Seeking Clarity on Year-End Deadline for Using Forfeitures

    By 401 Chaos, November 8, 2018
    • 2 replies
    • 1.1k views
    • 
    • 401 Chaos
    • November 9, 2018

19. Eliminate Loan Availability to Term Ppts Permitted?

    By cheersmate, June 21, 2019   

    • loans
    • loan availability
    • (and 2 more)

      Tagged with:

      • loans
      • loan availability
      • loans for active participants only
      • brf
    • 2 replies
    • 1.3k views
    • 
    • loserson
    • June 24, 2019

20. ADP Refunds

    By Kathy Bittle, March 15, 2020
    • 2 replies
    • 905 views
    • 
    • Luke Bailey
    • April 7, 2020

21. Form 5500-EZ - Who Is Eligible

    By metsfan026, October 11, 2022
    • 2 replies
    • 838 views
    • 
    • C. B. Zeller
    • October 11, 2022

22. Sole Prop 401(k) - when does 401(k) ctrb need to be made?

    By Guest Emiman, November 4, 2002
    • 2 replies
    • 1.9k views
    • 
    • mbozek
    • November 5, 2002

23. attribution

    By Guest carsonv, September 2, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 2, 2003

24. SIMPLE IRA contribution and New 401k plan

    By Guest BarryK, April 22, 2004
    • 2 replies
    • 1k views
    • 
    • Guest
    • April 22, 2004

25. Post year-end contributions...when good employer contributions go bad

    By Lori Friedman, May 10, 2005
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • June 1, 2005

26. Safe Harbor Match

    By Guest jim williams, June 25, 2007
    • 2 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • June 26, 2007

27. Home builders unable to fulfill Safe Harbor obligation

    By Brenda Wren, September 24, 2007
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2007

28. 401(k) Safe Harbor

    By Medusa, December 31, 2008
    • 2 replies
    • 1.2k views
    • 
    • Medusa
    • December 31, 2008

29. Family Attribution - Owner elects out of plan

    By jmartin, September 18, 2012
    • 2 replies
    • 948 views
    • 
    • BG5150
    • September 18, 2012

30. Takeover from MEP Plan

    By austin3515, December 12, 2012
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • December 13, 2012

31. Improperly Excluded Employee in 401(k) Plan

    By PensionPro, July 3, 2013
    • 2 replies
    • 991 views
    • 
    • MoShawn
    • July 5, 2013

32. Universal Availability For Plan Loans

    By CLE401kGuy, April 17, 2014
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • April 23, 2014

33. Roll IRA Into 401(k) Plan

    By Scott50, April 23, 2019
    • 2 replies
    • 817 views
    • 
    • C. B. Zeller
    • April 24, 2019

34. Separate Plans Maintained by Members of a Controlled Group

    By Christopher Wilson, December 2, 2019
    • 2 replies
    • 881 views
    • 
    • C. B. Zeller
    • December 3, 2019

35. ACP Calculation for Discretionary Match stopped mid year

    By ERISAGal, April 23, 2020
    • 2 replies
    • 921 views
    • 
    • Larry Starr
    • April 23, 2020

36. Participation Levels

    By Guest JSinbad, January 3, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 4, 1999

37. How do coverage and nondiscrimination tests work for eligibility changes during a year?

    By Peter Gulia, December 13, 2022   

    • coverage; nondiscrimination
    • 2 replies
    • 367 views
    • 
    • Peter Gulia
    • December 13, 2022

38. ERISA Bond - owners of an S Corp

    By Tom, July 5, 2023
    • 2 replies
    • 649 views
    • 
    • EBP
    • July 6, 2023

39. Safe Harbor with Integration?

    By Guest C.R. Gravitt, September 21, 2001
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 24, 2001

40. Dropping HCs from a PSP

    By Guest Ddalk, May 2, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 5, 2003

41. Incorrect Plan Document

    By Guest Willie, May 21, 2003
    • 2 replies
    • 1.3k views
    • 
    • chris
    • May 22, 2003

42. New Proposed DOL rule on involuntary cashouts

    By Brian Gallagher, March 2, 2004
    • 2 replies
    • 1.1k views
    • 
    • Brian Gallagher
    • March 2, 2004

43. Employer Security

    By lexi, August 2, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • August 2, 2006

44. 401(k) deferral election exceeds available compensation (after deductions for payroll taxes, court ordered payments, loan repayments...)

    By Guest BL333, May 28, 2009
    • 2 replies
    • 2.5k views
    • 
    • Bird
    • May 29, 2009

45. Anyone know EBSA/DOL's preferred document format?

    By ERISAatty, March 18, 2011
    • 2 replies
    • 982 views
    • 
    • ERISAatty
    • March 22, 2011

46. Where to put deemed distribution due to loan default on 2020 Form 5500- Schedule H

    By rblum50, September 14, 2021
    • 2 replies
    • 489 views
    • 
    • rblum50
    • September 14, 2021

47. Gap Earnings on Corrective ADP excess

    By Guest Juice, October 20, 1999
    • 2 replies
    • 2.5k views
    • 
    • Ervin Barham
    • October 20, 1999

48. Missed Deferral Opportunity

    By FishOn, September 12, 2023
    • 2 replies
    • 805 views
    • 
    • FishOn
    • September 12, 2023

49. Compensation definition and different matching rates

    By Guest dob, September 26, 2002
    • 2 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • September 27, 2002

50. Form w-2

    By Guest Benmark, September 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lori Friedman
    • September 9, 2004