401(k) Plans

19,321 topics in this forum

1. ADP failure - refunds needed, but....

   By doombuggy, February 4, 2015   

   • adp testing
   • refunds
   • 3 replies
   • 1.3k views
   • 
   • Lou S.
   • February 5, 2015

2. 415 and 401(a)17 limits - Terminated (short year) Plan

   By Vlad401k, July 24, 2015
   • 1 reply
   • 1.3k views
   • 
   • K2retire
   • July 24, 2015

3. Plan Expenses

   By Randy Watson, April 28, 2010
   • 1 reply
   • 1.3k views
   • 
   • jpod
   • April 28, 2010

4. Participant Statements

   By Guest TLCPension, July 17, 2003
   • 4 replies
   • 1.3k views
   • 
   • Harwood
   • July 17, 2003

5. Correction of 402(g) excess by amending W2?

   By BG5150, August 24, 2023
   • 7 replies
   • 1.3k views
   • 
   • CuseFan
   • August 28, 2023

6. 401(k) Match over 100%

   By nancy, April 27, 2008
   • 2 replies
   • 1.3k views
   • 
   • Tom Poje
   • April 28, 2008

7. Mid-Year Corporate ADP testing

   By PMC, December 14, 2012
   • 0 replies
   • 1.3k views
   • 
   • PMC
   • December 14, 2012

8. Excluding some NHCE from Safe Harbor Match

   By BG5150, April 18, 2018
   • 5 replies
   • 1.3k views
   • 
   • ERISAAPPLE
   • April 18, 2018

9. 2005 New Key Employee

   By Guest darrensoup, November 14, 2005
   • 1 reply
   • 1.3k views
   • 
   • WDIK
   • November 14, 2005

10. Spouse death results in hardship

    By Guest jdstar, January 6, 2008
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • January 6, 2008

11. Multiple Contribution Formulas within a Single Plan

    By Guest Ralph, September 5, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 5, 2001

12. Were new retirement plan COLAs released for 2006?

    By Guest Boilerburm, October 18, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 19, 2005

13. SECURE 2.0 amendment

    By Tom, April 4, 2025
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • April 7, 2025

14. Plan Termination

    By austin3515, October 7, 2011
    • 5 replies
    • 1.3k views
    • 
    • 12AX7
    • October 8, 2011

15. Do I need both?

    By Guest sadieelvis, January 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 4, 2005

16. 408(b)(2) Fee Disclosure

    By rcline46, January 4, 2013
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 6, 2013

17. Rollovers under EGTRRA

    By k man, December 12, 2001
    • 0 replies
    • 1.3k views
    • 
    • k man
    • December 12, 2001

18. final regs - eliminating 3% safe harbor during the year

    By Tom Poje, November 15, 2013
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • November 18, 2013

19. Different PS Formulas

    By PFranckowiak, April 11, 2017
    • 9 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • April 17, 2017

20. DB to DC conversions

    By Guest bpact, December 6, 2004
    • 1 reply
    • 1.3k views
    • 
    • david rigby
    • December 6, 2004

21. HCEs excluded for SH

    By TH 401k, November 11, 2025
    • 17 replies
    • 1.3k views
    • 
    • BG5150
    • November 19, 2025

22. Late and defaulted Loans

    By Guest JeffRed, November 23, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • November 23, 2010

23. Contribution deductions - fiscal corp. year, calendar plan year

    By Guest cpoling, December 8, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • December 9, 2005

24. Disability distribution from a 401(k) plan

    By Guest k9522, November 6, 2002
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • November 6, 2002

25. 401(k) refund, maximizing owner

    By pmacduff, April 7, 2004
    • 2 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 7, 2004

26. Trust received check without a participant identified

    By waid10, May 24, 2019
    • 6 replies
    • 1.3k views
    • 
    • chc93
    • June 13, 2019

27. HCE compensation W-2 vs. 1099 income

    By Guest TLCPension, February 10, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • February 10, 2003

28. Is US Source Income (for excluding NRAs from plan testing) defined based on the applicable treaty or the general rule in the IRC?

    By JDuns, April 28, 2005
    • 0 replies
    • 1.3k views
    • 
    • JDuns
    • April 28, 2005

29. Deferral / Safe Harbor Match on Bonuses

    By hch4cpa, April 3, 2019
    • 10 replies
    • 1.3k views
    • 
    • ratherbereading
    • April 8, 2019

30. Missed Roth deferral and QNEC: participant disadvantaged?

    By BG5150, May 28, 2020
    • 1 reply
    • 1.3k views
    • 
    • Lou S.
    • May 28, 2020

31. top heavy test: include PS rec'ble?

    By doombuggy, April 10, 2015   

    • top heavy test
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • April 13, 2015

32. Plan Mergers - Change in Equivalencies

    By BentoBox, September 16, 2025
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • September 16, 2025

33. 401(k) loan doc

    By Guest andrew@falesandco.com, September 20, 2007
    • 5 replies
    • 1.3k views
    • 
    • Kimberly S
    • September 21, 2007

34. Testing issues-President of Co, but not employee - Controlled group of corps

    By Guest cosmo01, November 4, 2003
    • 7 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • November 5, 2003

35. Employee Plans Compliance Resolution System

    By Guest Bahrman, February 18, 2003
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • February 18, 2003

36. EACA Mandate and QACA

    By MATRIX, June 30, 2025
    • 7 replies
    • 1.3k views
    • 
    • Lou S.
    • August 25, 2025

37. 1099R Code for in-kind distribution of annuity contract from qualified plan?

    By Guest CTBenefitsLaw, March 2, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 2, 2004

38. QNEC FOR ADP/ACP FAILURE

    By Guest mrjones, March 14, 2007
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 14, 2007

39. PArticipant Loanms - 50K Limit

    By austin3515, November 16, 2012
    • 6 replies
    • 1.3k views
    • 
    • Tom Poje
    • November 19, 2012

40. Schedule T of Form 5500

    By Guest BCoffey, April 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • April 21, 2003

41. Prior-employer compensation in DC plan?

    By Guest Carol L, October 7, 2002
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2002

42. CRD repayments Notice 2020-50

    By Ian, July 25, 2020
    • 5 replies
    • 1.3k views
    • 
    • Ian
    • July 28, 2020

43. Does Hurricane Relief Extend Contribution Deadline

    By ERISA1, September 14, 2011
    • 1 reply
    • 1.3k views
    • 
    • david rigby
    • September 14, 2011

44. Top Heavy Aggregation

    By Tetsuro, June 12, 2015
    • 1 reply
    • 1.3k views
    • 
    • Kevin C
    • June 23, 2015

45. ISPP - "Investment" Roles and Responsibilities

    By Guest CLEVPS, April 22, 2004
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • April 22, 2004

46. not for profit funding match for 2023 in 2025

    By Tom, January 20, 2025
    • 6 replies
    • 1.3k views
    • 
    • Peter Gulia
    • January 22, 2025

47. Corrective Amendment to Allow Early Entry

    By emmetttrudy, April 30, 2009
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • April 30, 2009

48. Loan/Hardship Issue

    By Guest JHeller, September 3, 2010
    • 6 replies
    • 1.3k views
    • 
    • 12AX7
    • September 8, 2010

49. Post-Tax contributions in a 401(k)

    By Guest Jim Jesikiewicz, August 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 2, 2002

50. ineligible deferral/safe harbor match

    By Guest Moira, March 24, 2009
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • March 26, 2009