401(k) Plans

19,321 topics in this forum

1. Plan investments

   By Chippy, February 5, 2016
   • 2 replies
   • 699 views
   • 
   • Peter Gulia
   • February 5, 2016

2. Stopping and Starting Deferrals

   By Pammie57, May 23, 2016
   • 2 replies
   • 938 views
   • 
   • hr for me
   • May 23, 2016

3. Hardship Distribution and Limit on Tax Withholding

   By The 402"(G)", September 22, 2016   

   • hardship
   • tax
   • (and 2 more)

     Tagged with:

     • hardship
     • tax
     • withholding
     • hardship tax
   • 2 replies
   • 930 views
   • 
   • The 402"(G)"
   • September 23, 2016

4. Self Directed Brokerage / FBO Accounts / Lifetime Income Disclosures

   By austin3515, March 22, 2022
   • 2 replies
   • 662 views
   • 
   • austin3515
   • March 22, 2022

5. Spousal QJSA Waiver

   By Guest Barney Byrd, June 23, 1999
   • 2 replies
   • 2.3k views
   • 
   • Guest
   • July 1, 1999

6. Change Eligibility Requirements Temporarily?

   By Lucky32, December 22, 2022
   • 2 replies
   • 583 views
   • 
   • CuseFan
   • December 22, 2022

7. Corrective Distributions for 3 Plan Years

   By pixiebear, November 16, 2023
   • 2 replies
   • 527 views
   • 
   • Luke Bailey
   • November 18, 2023

8. Requirements for Long Term Part Time Employees

   By KevinMc, November 12, 2024
   • 2 replies
   • 467 views
   • 
   • Lou S.
   • November 12, 2024

9. Change of entry point

   By Guest Looser, December 18, 2001
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • December 19, 2001

10. Safe Harbor 401(k) Plans

    By J. Bringhurst, July 25, 2003
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • August 13, 2003

11. 401(k) Comittee

    By Guest Benmark, April 25, 2004
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • April 27, 2004

12. Disregarding Rollovers

    By Guest EBBeginner, October 26, 2004
    • 2 replies
    • 1.2k views
    • 
    • Appleby
    • October 26, 2004

13. Generic or Customized Enrollment Booklets

    By Gadgetfreak, July 1, 2009
    • 2 replies
    • 1.7k views
    • 
    • Gadgetfreak
    • July 1, 2009

14. Possible to be HCE and NHCE in same year?

    By gregburst, August 14, 2012
    • 2 replies
    • 1.2k views
    • 
    • gregburst
    • August 15, 2012

15. Incorrect match included in ACP test?

    By CLM65, December 9, 2015   

    • incorrect match
    • ACP test
    • 2 replies
    • 635 views
    • 
    • CLM65
    • December 10, 2015

16. Correcting Failed Compensation Test in Safe Harbor 401(k) Plan

    By PensionPro, November 16, 2018   

    • 414(s)
    • 2 replies
    • 1.1k views
    • 
    • PensionPro
    • November 17, 2018

17. Safe Harbor Match suspended

    By ratherbereading, December 9, 2019   

    • safe harbor match suspende
    • acp test
    • 2 replies
    • 888 views
    • 
    • ratherbereading
    • December 9, 2019

18. Participating Employer, Controlled Group, Income from all Employers & SHNEC - HELP!

    By JGordon, March 22, 2022
    • 2 replies
    • 527 views
    • 
    • Bill Presson
    • March 23, 2022

19. Can a defaulted loan satisfy a minimum distribution?

    By Guest Frank Jackson, June 30, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • July 1, 1999

20. Roth Catch Up 1.1.2026

    By 52626, June 12, 2025
    • 2 replies
    • 982 views
    • 
    • Bruce1
    • June 16, 2025

21. break in service

    By k man, July 25, 2001
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • July 26, 2001

22. SIMPLE and Traditional 401(k) contributions

    By Guest Keith371, February 3, 2003
    • 2 replies
    • 1.1k views
    • 
    • Appleby
    • February 3, 2003

23. Bankruptcy

    By Felicia, September 4, 2003
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • September 4, 2003

24. BONUS CHECK: DEFERRALS NOT TAKEN OUT

    By Lori H, March 29, 2006
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 29, 2006

25. Can an employer deposit 401k early?

    By TBob, September 25, 2012
    • 2 replies
    • 2k views
    • 
    • Kevin C
    • September 25, 2012

26. Over - matching HCE and NHCE in Safe Harbor Match Plan

    By KTB, October 10, 2013
    • 2 replies
    • 1.2k views
    • 
    • shERPA
    • October 10, 2013

27. Correcting Profit Sharing Allocation

    By 52626, November 12, 2014
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • November 13, 2014

28. DFVCP Filing Fees

    By nerd-party-administrator, October 14, 2020
    • 2 replies
    • 664 views
    • 
    • ESOP Guy
    • October 14, 2020

29. 401K Loan - How Is Prime Interest Rate Determined?

    By R. Scott, November 12, 2024
    • 2 replies
    • 5.2k views
    • 
    • Paul I
    • November 13, 2024

30. Not too good to be true is it?

    By austin3515, January 26, 2025
    • 2 replies
    • 658 views
    • 
    • austin3515
    • January 28, 2025

31. 401K early withdrawal

    By Guest Carl C, October 18, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 18, 2001

32. Missing Participant?

    By Jilliandiz, October 18, 2005
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • October 19, 2005

33. Death Benefits

    By Guest Twinky, September 2, 2006
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 23, 2006

34. Relius Software

    By fiona1, September 27, 2006
    • 2 replies
    • 1.4k views
    • 
    • fiona1
    • September 27, 2006

35. QSLOB

    By 30Rock, August 25, 2011
    • 2 replies
    • 3.5k views
    • 
    • ESOP Guy
    • August 25, 2011

36. 402(g) violation and related match contribution

    By buckaroo, January 24, 2012
    • 2 replies
    • 3.7k views
    • 
    • PLAN MAN
    • May 10, 2013

37. Distribution and death

    By cdavis25, May 23, 2016
    • 2 replies
    • 628 views
    • 
    • cdavis25
    • May 24, 2016

38. HCE compensation based on current year

    By AdKu, November 22, 2016
    • 2 replies
    • 583 views
    • 
    • AdKu
    • December 1, 2016

39. Safe Harbor 401k vs Asset Sale

    By gregburst, June 13, 2018
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • June 14, 2018

40. Integrated profit-sharing component of 401(k) plan - how does one make

    By Guest mam, November 8, 1999
    • 2 replies
    • 3.2k views
    • 
    • MWeddell
    • November 8, 1999

41. automatic enrollment - grace period first deferral

    By LMK TPA, November 13, 2024
    • 2 replies
    • 1.3k views
    • 
    • Paul I
    • November 13, 2024

42. Does EPCRS require calculating and depositing "earnings on earnings" for missed contributions?

    By ERISA guy, June 12, 2025
    • 2 replies
    • 642 views
    • 
    • Artie M
    • June 16, 2025

43. New Safe-harbor 401(k)Plan for 2001

    By SMB, December 21, 2000
    • 2 replies
    • 1.6k views
    • 
    • Alf
    • December 26, 2000

44. ADP Test: can switch from prior to current after EOY

    By TPApril, July 16, 2025
    • 2 replies
    • 683 views
    • 
    • Lou S.
    • July 16, 2025

45. Top Heavy Testing - Do you include accrued 401(k) deferrals?

    By Guest dyoder, February 10, 2005
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • February 10, 2005

46. Short plan year & 1000 hour rule for share of PS

    By Guest Julie Woulfe, March 3, 2006
    • 2 replies
    • 2.2k views
    • 
    • Archimage
    • March 3, 2006

47. Safe Harbor Match Cont Count Towards Gateway

    By sdix401k, January 18, 2007
    • 2 replies
    • 2.8k views
    • 
    • Below Ground
    • January 19, 2007

48. PPA Statements

    By austin3515, October 1, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • October 1, 2010

49. Plan Terminations

    By austin3515, December 23, 2010
    • 2 replies
    • 902 views
    • 
    • austin3515
    • December 28, 2010

50. w-2 box 13

    By ESOP Guy, January 24, 2012
    • 2 replies
    • 2.1k views
    • 
    • Belgarath
    • January 25, 2012