401(k) Plans

19,321 topics in this forum

1. Unallocated forfeitures

   By Guest KLM3, May 5, 2009
   • 2 replies
   • 4.2k views
   • 
   • Guest
   • May 6, 2009

2. LLC (taxed as Partnership) and 401(k) Deferral

   By retbenser, May 30, 2013
   • 2 replies
   • 1.6k views
   • 
   • 12AX7
   • May 30, 2013

3. In-plan Roth conversion Relius document question

   By ESI2015, October 21, 2019
   • 2 replies
   • 1.3k views
   • 
   • Lou S.
   • October 21, 2019

4. Self-employed individual who has 1999 earned income of $160,000+ parti

   By Guest Janice Izzard, November 15, 1999
   • 2 replies
   • 1.6k views
   • 
   • Jim Chad
   • March 15, 2002

5. Mandarin and Cantonese call center?

   By Matt RPS, July 17, 2024
   • 2 replies
   • 754 views
   • 
   • Matt RPS
   • July 18, 2024

6. returning a refund... or not

   By AlbanyConsultant, January 31, 2025
   • 2 replies
   • 1k views
   • 
   • AlbanyConsultant
   • February 4, 2025

7. Limit on discretionary match

   By Disco Stu, May 21, 2001
   • 2 replies
   • 1.9k views
   • 
   • rcline46
   • May 22, 2001

8. Retroactive Amendment Making Mandatory Match Discretionary Match

   By Guest 91smithie, September 27, 2001
   • 2 replies
   • 2.4k views
   • 
   • MWeddell
   • September 27, 2001

9. Can you combine Roth 401(k) and Safe Harbor 401(k)?

   By Guest mjn, September 27, 2005
   • 2 replies
   • 1.7k views
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   • g8r
   • September 28, 2005

10. Discretionary matching contributions

    By Guest Roger K., September 5, 2006
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • September 6, 2006

11. Safe harbor contribution in company stock

    By Guest skc, December 21, 2006
    • 2 replies
    • 1.6k views
    • 
    • Trekker
    • December 28, 2006

12. EACA permissible withdrawal in a blackout period

    By Kimberly S, March 11, 2008
    • 2 replies
    • 1.6k views
    • 
    • DTH
    • March 20, 2008

13. Can a Recordkeeper fund a QNEC ?

    By MARYMM, August 26, 2011
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • August 26, 2011

14. Settlor Fee or not

    By cpc0506, August 30, 2013
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • August 30, 2013

15. safe harbor match formulas

    By pmacduff, July 27, 2016
    • 2 replies
    • 1.2k views
    • 
    • pmacduff
    • July 27, 2016

16. Master trust for DC plans

    By formeractuary, November 29, 2016
    • 2 replies
    • 688 views
    • 
    • formeractuary
    • November 30, 2016

17. Discretionary match--how discretionary?

    By BG5150, November 20, 2018
    • 2 replies
    • 562 views
    • 
    • Kevin C
    • November 21, 2018

18. Excess Deferral unrelated plans and ADP Refund

    By legort69, March 25, 2020
    • 2 replies
    • 770 views
    • 
    • NJ Mike
    • March 31, 2020

19. Looking for a book titled, 401(k) provider Directory Averages Book

    By Guest MAdamson, November 15, 1999
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 16, 1999

20. expatriates and coverage

    By gregburst, May 8, 2023
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • May 9, 2023

21. Discontinuing a SH Match and impact on Vesting

    By justatester, September 21, 2023
    • 2 replies
    • 644 views
    • 
    • Lou S.
    • September 21, 2023

22. Loans and laid off participants?

    By Guest Michael Anderson, January 25, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 25, 2005

23. Were new retirement plan COLAs released for 2006?

    By Guest Boilerburm, October 18, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 19, 2005

24. 3% SHNEC

    By SMB, April 26, 2006
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • April 26, 2006

25. Roth Contributions

    By Guest IRISH79, May 1, 2007
    • 2 replies
    • 1.1k views
    • 
    • Steelerfan
    • May 2, 2007

26. QACA

    By Belgarath, January 7, 2008
    • 2 replies
    • 1.5k views
    • 
    • Belgarath
    • January 7, 2008

27. Old-school after tax vs. ACP Test

    By AlbanyConsultant, August 29, 2008
    • 2 replies
    • 1.5k views
    • 
    • ERISAnut
    • August 29, 2008

28. A not-for-profit entity sponsors a 401(k) plan but expects to add several for-profit companies to its growing list of businesses

    By katieinny, May 14, 2010
    • 2 replies
    • 1.1k views
    • 
    • katieinny
    • May 14, 2010

29. Non-Cash deposit of 401k?

    By austin3515, July 8, 2010
    • 2 replies
    • 4.1k views
    • 
    • austin3515
    • July 8, 2010

30. Union EEs in 401(k) PSP

    By BG5150, January 27, 2011
    • 2 replies
    • 1.8k views
    • 
    • Tom Poje
    • January 28, 2011

31. plans split for audit

    By cpc0506, December 21, 2012
    • 2 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • December 21, 2012

32. Profit sharing plan funded with 100% plan sponsor stock.

    By Guest Thornton, November 27, 2013
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • December 2, 2013

33. net pay vs gross pay

    By gregburst, August 28, 2015   

    • for ADP testing
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 28, 2015

34. Acquistion / Assume Old Plan / Set up new Plan

    By austin3515, November 29, 2016
    • 2 replies
    • 736 views
    • 
    • austin3515
    • November 30, 2016

35. SNHEC with Match and PS?

    By Janie Kaminski, May 7, 2019
    • 2 replies
    • 687 views
    • 
    • Below Ground
    • May 7, 2019

36. must offer 401K

    By SSRRS, January 24, 2022
    • 2 replies
    • 430 views
    • 
    • SSRRS
    • January 24, 2022

37. Amendment of Safe Harbor 401(k)

    By chris, December 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2004

38. Name on Enrollment Form

    By Guest dusty, July 6, 2006
    • 2 replies
    • 1.5k views
    • 
    • austin3515
    • July 9, 2006

39. Definition of Compensation for ADP-ACP Test

    By Guest CRM, September 25, 2009
    • 2 replies
    • 5.2k views
    • 
    • MWeddell
    • September 25, 2009

40. Who can be a Trustee

    By cpc0506, July 17, 2013
    • 2 replies
    • 966 views
    • 
    • david rigby
    • July 17, 2013

41. Management group

    By R. Butler, August 13, 2014
    • 2 replies
    • 883 views
    • 
    • Kevin C
    • August 13, 2014

42. Safe Harbor Non-Elective full to part time

    By Roger, October 19, 2020
    • 2 replies
    • 650 views
    • 
    • Roger
    • October 19, 2020

43. Enrolling into 401K after years of service

    By Benefits 101, December 16, 2020
    • 2 replies
    • 576 views
    • 
    • Benefits 101
    • December 16, 2020

44. Using Different Comp numbers for Deferral and Match

    By MWeddell, February 25, 2000
    • 2 replies
    • 1.5k views
    • 
    • Alf
    • February 25, 2000

45. Spousal Waiver of annuity options

    By Guest gasher, October 3, 2000
    • 2 replies
    • 2.1k views
    • 
    • rcline46
    • October 3, 2000

46. minimum gateway with statutory exclusion

    By Tom, June 24, 2025
    • 2 replies
    • 589 views
    • 
    • Kac1214
    • June 25, 2025

47. deferred comp

    By fidu, July 10, 2002
    • 2 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • July 10, 2002

48. DOL - Blackout periods

    By fidu, January 24, 2003
    • 2 replies
    • 1.7k views
    • 
    • fidu
    • January 24, 2003

49. catch ups

    By Tom Poje, February 11, 2005
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • February 12, 2005

50. Stipulated income

    By bdeancpa, November 15, 2005
    • 2 replies
    • 1.9k views
    • 
    • bdeancpa
    • November 15, 2005