401(k) Plans

19,275 topics in this forum

1. Failed ADP Test - QNECs - Terminated EEs

   By Guest Ted Kowalchuk, CFP, CFS,, August 16, 2006
   • 4 replies
   • 4.2k views
   • 
   • rcline46
   • February 6, 2008

2. Disproportionate Safe Harbor Match

   By Blackbirch, July 29, 2013   

   • Safe Harbor
   • Match
   • (and 2 more)

     Tagged with:

     • Safe Harbor
     • Match
     • Disproportionate Match
     • Safe Harbor Match
   • 7 replies
   • 4.2k views
   • 
   • masteff
   • August 5, 2013

3. Distribution ?

   By Guest rachd, July 18, 2003
   • 7 replies
   • 4.2k views
   • 
   • Harwood
   • July 18, 2003

4. ERISA investment requirements

   By fidu, October 24, 2002
   • 15 replies
   • 4.2k views
   • 
   • E as in ERISA
   • October 28, 2002

5. Davis Bacon Limit for HCE's in ADP testing

   By kevind2010, February 17, 2011
   • 5 replies
   • 4.2k views
   • 
   • kevind2010
   • February 18, 2011

6. 401K match on catch up contributions

   By Guest Bayousaint, January 20, 2011
   • 7 replies
   • 4.2k views
   • 
   • Kevin C
   • January 24, 2011

7. ADP Test Failure

   By Guest Buzzman, July 18, 2008
   • 11 replies
   • 4.2k views
   • 
   • Guest
   • July 23, 2008

8. Benefit, Rights and Features Test

   By Guest 401kbee, February 6, 2007
   • 3 replies
   • 4.2k views
   • 
   • Tom Poje
   • February 7, 2007

9. Waiver of Participation safe harbor 401(k)

   By R. Butler, September 24, 2007
   • 7 replies
   • 4.2k views
   • 
   • WDIK
   • January 31, 2008

10. Plan Name requirements?

    By TPApril, November 5, 2023
    • 6 replies
    • 4.2k views
    • 
    • RatherBeGolfing
    • November 7, 2023

11. Fiduciary? (hardship approvals)

    By austin3515, January 22, 2010
    • 23 replies
    • 4.2k views
    • 
    • J Simmons
    • January 26, 2010

12. Suspend Safe Harbor for HCEs / Preserve SH

    By austin3515, March 30, 2020
    • 28 replies
    • 4.2k views
    • 
    • Luke Bailey
    • June 30, 2020

13. Deferrals from back pay award

    By davef, April 26, 2000
    • 1 reply
    • 4.2k views
    • 
    • Guest
    • April 30, 2000

14. Timing of sole proprietor elective deferrals

    By bzorc, December 30, 2002
    • 3 replies
    • 4.2k views
    • 
    • pmacduff
    • December 30, 2002

15. HCE plan limits

    By fiona1, February 16, 2012
    • 13 replies
    • 4.2k views
    • 
    • PensionPro
    • February 23, 2012

16. spin off of participating employer

    By K2retire, July 12, 2018   

    • mid-year safe harbor amendments
    • controlled group
    • 3 replies
    • 4.2k views
    • 
    • JamesK
    • July 13, 2018

17. Contribution error

    By Guest fidelityrose, April 2, 2010
    • 3 replies
    • 4.2k views
    • 
    • Spencer
    • June 23, 2010

18. Partial Distributions No Longer Valid ?

    By KazzaDoom, November 30, 2018   

    • 401k
    • qdro
    • (and 2 more)

      Tagged with:

      • 401k
      • qdro
      • distribution
      • withdraw
    • 12 replies
    • 4.2k views
    • 
    • Larry Starr
    • December 1, 2018

19. 415(c) excess refund prior to April 15 - what year taxed?

    By Pixie, March 22, 2013   

    • 415(c)
    • 5 replies
    • 4.2k views
    • 
    • Doghouse
    • March 25, 2013

20. Spin Off Plan or New Plan???

    By Guest timkbaker, January 29, 2002
    • 10 replies
    • 4.2k views
    • 
    • Guest
    • June 19, 2002

21. Deadline for Excess Deferral Corrective Distribution-2005

    By Guest CJK, April 13, 2006
    • 19 replies
    • 4.2k views
    • 
    • fiona1
    • April 18, 2006

22. adp test and terminated participants

    By Chippy, May 21, 2014
    • 7 replies
    • 4.2k views
    • 
    • Chippy
    • May 28, 2014

23. Required Notices for participants_ Adoption Agreement?

    By RRivera, November 19, 2017   

    • adoption agreement
    • required notices
    • (and 1 more)

      Tagged with:

      • adoption agreement
      • required notices
      • spd
    • 10 replies
    • 4.2k views
    • 
    • Mike Preston
    • December 2, 2017

24. Financial forecasts for participants

    By Guest Marc Brousseau, September 30, 1998
    • 0 replies
    • 4.2k views
    • 
    • Guest
    • September 30, 1998

25. Foreign Company 401(k)

    By Guest Green92, May 31, 2006
    • 5 replies
    • 4.2k views
    • 
    • 401k IA
    • June 4, 2019

26. Application of 401(a)(17) for Short Plan Year

    By Bruddah Kimo, October 30, 2009
    • 10 replies
    • 4.2k views
    • 
    • J Simmons
    • October 31, 2009

27. Automatic Rollovers

    By FJR, January 4, 2005
    • 11 replies
    • 4.2k views
    • 
    • Guest
    • April 11, 2005

28. Compensation and Limits for Initial Short-Plan Year

    By Danny CPA, December 18, 2018
    • 14 replies
    • 4.2k views
    • 
    • ACK
    • December 21, 2018

29. Forfeiture Allocation

    By Guest Sara H, June 29, 1999
    • 1 reply
    • 4.2k views
    • 
    • LCARUSI
    • June 29, 1999

30. Impact on 401(a)(4) of using match to satisfy top heavy minimum?

    By AndyH, January 7, 2003
    • 6 replies
    • 4.2k views
    • 
    • AndyH
    • January 9, 2003

31. Profit sharing adds safe harbor 401(k) mid-year. Does the employer ha

    By R. Butler, October 18, 2000
    • 5 replies
    • 4.2k views
    • 
    • R. Butler
    • October 20, 2000

32. Top Heavy Minimum / Plan Termination

    By austin3515, July 16, 2012
    • 8 replies
    • 4.2k views
    • 
    • austin3515
    • July 16, 2012

33. Life Insurance in a Qualified Plan

    By Guest Karen Szy, November 8, 2001
    • 8 replies
    • 4.2k views
    • 
    • Belgarath
    • November 13, 2001

34. Fidelity vs. Fiduciary Bonds?

    By Guest susan w, May 14, 2001
    • 6 replies
    • 4.2k views
    • 
    • Guest
    • May 18, 2001

35. Is it wise to rollover a 401K to an IRA if terminating employment?

    By Guest Mountain Man, August 23, 2000
    • 15 replies
    • 4.1k views
    • 
    • Guest
    • August 31, 2000

36. -11(g) Amendment

    By austin3515, March 12, 2012
    • 13 replies
    • 4.1k views
    • 
    • movedon
    • March 13, 2012

37. Excess Safe Harbor Match

    By GrammieMame, March 9, 2011
    • 3 replies
    • 4.1k views
    • 
    • 12AX7
    • March 9, 2011

38. Fringe Benefits Issues

    By erinak03, September 16, 2019
    • 8 replies
    • 4.1k views
    • 
    • Luke Bailey
    • September 19, 2019

39. Excluding Seasonal Employees from Discretionary Profit Sharing

    By 401 Chaos, May 27, 2010
    • 4 replies
    • 4.1k views
    • 
    • BG5150
    • May 27, 2010

40. Terminating 401(k) Plan - Notices

    By drakecohen, November 11, 2023
    • 4 replies
    • 4.1k views
    • 
    • Lou S.
    • November 15, 2023

41. Bottom Up QNEC

    By Guest Frank Jackson, July 2, 1999
    • 11 replies
    • 4.1k views
    • 
    • ccassetty
    • April 3, 2003

42. Blackout notice needed?

    By jkharvey, January 28, 2011
    • 8 replies
    • 4.1k views
    • 
    • austin3515
    • January 31, 2011

43. Can we reinstate a terminated plan?

    By ESI2015, June 19, 2018
    • 8 replies
    • 4.1k views
    • 
    • Doc Ument
    • June 19, 2018

44. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 4.1k views
    • 
    • My 2 cents
    • August 4, 2016

45. Hardship - 5 Wheeler considered primary residence?

    By katie58, June 8, 2015
    • 12 replies
    • 4.1k views
    • 
    • ESOP Guy
    • June 10, 2015

46. 401k pre-tax vs. post-tax

    By Guest stevemurdock, July 16, 2001
    • 3 replies
    • 4.1k views
    • 
    • Guest
    • July 18, 2001

47. Excess deferral - 2 plans

    By ombskid, March 21, 2014
    • 7 replies
    • 4.1k views
    • 
    • K2retire
    • December 2, 2014

48. Ability to defer 100% of compensation

    By Guest Diane DuFresne, October 8, 2002
    • 4 replies
    • 4.1k views
    • 
    • david rigby
    • October 8, 2002

49. Legal Options for Denied Benefits Case

    By Guest slufoot2000, July 20, 2004
    • 26 replies
    • 4.1k views
    • 
    • Guest
    • August 4, 2004

50. Max contributions for K1 partners

    By ratherbereading, January 14, 2020
    • 8 replies
    • 4.1k views
    • 
    • Luke Bailey
    • January 15, 2020