401(k) Plans

19,424 topics in this forum

1. Top Heavy - 3% Safe Harbor & Profit Sharing

   By Guest jkrad, March 30, 2005
   • 1 reply
   • 1.3k views
   • 
   • wmyer
   • March 30, 2005

2. Automatic Rollover - can the Plan Document say that Accrued Benefits less than $5K "may" be paid out, does it have to be "will" be paid out?

   By Guest steeletheone, March 29, 2005
   • 3 replies
   • 1.3k views
   • 
   • Bird
   • March 30, 2005

3. Timing of Refunds of Excess Contributions

   By Guest k_bo, March 29, 2005
   • 7 replies
   • 1.5k views
   • 
   • QDROphile
   • March 29, 2005

4. When to issue a SMM

   By Guest Bud, March 24, 2005
   • 9 replies
   • 3.3k views
   • 
   • E as in ERISA
   • March 29, 2005

5. Tax Reporting - Hardship

   By wmyer, March 29, 2005
   • 0 replies
   • 1.1k views
   • 
   • wmyer
   • March 29, 2005

6. What is the deadline for employer to make matching contribution to the plan

   By k man, March 28, 2005
   • 8 replies
   • 1.8k views
   • 
   • Lori Friedman
   • March 28, 2005

7. For new 404(c) plan, how do we get info to participants

   By Guest neoplanner, March 21, 2005
   • 4 replies
   • 1.3k views
   • 
   • Guest
   • March 28, 2005

8. ADP/ACP Prior Year Testing

   By Archimage, March 23, 2005
   • 13 replies
   • 2.7k views
   • 
   • Archimage
   • March 28, 2005

9. Roth 401(k) Safe Harbor

   By Guest koolkidd, March 22, 2005
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • March 28, 2005

10. Automatic Rollovers and Fidelity

    By Effen, March 23, 2005
    • 9 replies
    • 3.1k views
    • 
    • Guest
    • March 25, 2005

11. Compensation defined in a SPD

    By Guest rustymonty, March 23, 2005
    • 8 replies
    • 2.3k views
    • 
    • WDIK
    • March 25, 2005

12. Is it possible to defer the maximum 402(g) limit twice if you work for two separate employers?

    By Guest RMPension, March 24, 2005
    • 4 replies
    • 1.5k views
    • 
    • K-t-F
    • March 25, 2005

13. Safe Harbor Plan and Merger

    By Guest PatF, March 22, 2005
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • March 25, 2005

14. Changing the match formula in mid-year

    By Santo Gold, March 23, 2005
    • 8 replies
    • 8.1k views
    • 
    • Kirk Maldonado
    • March 25, 2005

15. Attributable to match forfeitures due to failed ADP test

    By Guest 401kadmin, March 23, 2005
    • 3 replies
    • 5.8k views
    • 
    • Guest
    • March 24, 2005

16. ROTH IRA, Help

    By Guest newinvestor, March 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Effen
    • March 24, 2005

17. 10% excise tax on failed adp/acp test

    By Guest jkrad, March 22, 2005
    • 2 replies
    • 2.1k views
    • 
    • K-t-F
    • March 23, 2005

18. Plan limit for HCE

    By blue, March 22, 2005
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • March 22, 2005

19. Plan ammended to Safe Harbor; can older, non-vested contributions be vested 100%, retroactively?

    By Guest hodag, March 22, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 22, 2005

20. Compensation ratio test?

    By Guest welcomehome, February 18, 2005
    • 10 replies
    • 10k views
    • 
    • Tom Poje
    • March 22, 2005

21. 401(k) participant enrollment software

    By Guest mmc, March 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • March 21, 2005

22. 401k Inservice Withdtrawal

    By Guest gaglitm, March 21, 2005
    • 7 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • March 21, 2005

23. Top Heavy & HCE

    By Guest jkrad, March 16, 2005
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 21, 2005

24. Gap period income

    By Jed Macy, March 18, 2005
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • March 21, 2005

25. New here...

    By Guest Donnie, March 18, 2005
    • 10 replies
    • 1.9k views
    • 
    • MGB
    • March 21, 2005

26. Determination Letters

    By Guest alan24, March 21, 2005
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • March 21, 2005

27. LLC & 401(k) if LLC opts to pay taxes as partnership

    By Guest jusducki, March 16, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 21, 2005

28. plan audits

    By Guest CAM223, March 10, 2005
    • 25 replies
    • 4.8k views
    • 
    • Kirk Maldonado
    • March 21, 2005

29. QNEC for HCEs

    By Übernerd, March 17, 2005
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • March 19, 2005

30. Sole Prop 401k w/ employees - timing of S. Prod elective def

    By Guest johnpetrancosta, March 17, 2005
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • March 19, 2005

31. Roth 401k's

    By Guest rmeigs, March 18, 2005
    • 7 replies
    • 1.8k views
    • 
    • Bird
    • March 18, 2005

32. TSP plan message board up

    By Guest tspwatch, March 18, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • March 18, 2005

33. Giveaways to encourage enrollment

    By austin3515, March 17, 2005
    • 3 replies
    • 1.6k views
    • 
    • austin3515
    • March 18, 2005

34. catch-ups and the 100% salary limit

    By himt4, March 16, 2005
    • 10 replies
    • 5.6k views
    • 
    • SoCalActuary
    • March 17, 2005

35. DFVC question

    By goldtpa, March 16, 2005
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • March 17, 2005

36. Quick Eligibility Question

    By Guest carsonv, March 11, 2005
    • 17 replies
    • 4.2k views
    • 
    • GBurns
    • March 17, 2005

37. Catch-up 415 limit with Fiscal year Plan

    By Guest rgorman, March 17, 2005
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • March 17, 2005

38. "ERISA account" funded by another plan fiduciary (not the plan sponsor)

    By Guest carol lee, March 16, 2005
    • 6 replies
    • 1.9k views
    • 
    • david rigby
    • March 17, 2005

39. STATUTORY EXCLUSIONS

    By Guest CAM223, March 16, 2005
    • 2 replies
    • 1.7k views
    • 
    • E as in ERISA
    • March 16, 2005

40. 401k provisions effective in middle of plan year

    By dmb, March 16, 2005
    • 0 replies
    • 1.1k views
    • 
    • dmb
    • March 16, 2005

41. Mandatory Arbitration In Pension Plans

    By Randy Watson, March 16, 2005
    • 3 replies
    • 2.5k views
    • 
    • KJohnson
    • March 16, 2005

42. Taxation in NJ of 401k deferrals to partners or sole-proprietors

    By Guest sugarfree, March 15, 2005
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • March 16, 2005

43. Late Deposits: Terminate Client?

    By Guest padmin, March 15, 2005
    • 12 replies
    • 2.2k views
    • 
    • E as in ERISA
    • March 16, 2005

44. Auto Rollover amendments

    By Guest sherrycash, March 14, 2005
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • March 16, 2005

45. CODA amendment

    By Guest jim williams, March 15, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • March 15, 2005

46. Help! Runaway train! (ADP/ACP test disaster in progress)

    By Guest Hilarion, March 15, 2005
    • 3 replies
    • 1.3k views
    • 
    • Earl
    • March 15, 2005

47. Revenge of the Service Contract Act--Vesting of non-elective contributions

    By Guest erisafried, March 12, 2005
    • 13 replies
    • 8.8k views
    • 
    • GBurns
    • March 15, 2005

48. Automatic step-up of deferral rates

    By AlbanyConsultant, March 14, 2005
    • 1 reply
    • 1.5k views
    • 
    • E as in ERISA
    • March 14, 2005

49. Multiple Employer Plan/Top Heavy

    By Guest chris4013, March 14, 2005
    • 1 reply
    • 1.4k views
    • 
    • jaemmons
    • March 14, 2005

50. Profit Sharing contribution allocation

    By Guest rustymonty, March 13, 2005
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • March 14, 2005