401(k) Plans

19,413 topics in this forum

1. Is it possible to defer the maximum 402(g) limit twice if you work for two separate employers?

   By Guest RMPension, March 24, 2005
   • 4 replies
   • 1.5k views
   • 
   • K-t-F
   • March 25, 2005

2. Safe Harbor Plan and Merger

   By Guest PatF, March 22, 2005
   • 6 replies
   • 2.6k views
   • 
   • Guest
   • March 25, 2005

3. Changing the match formula in mid-year

   By Santo Gold, March 23, 2005
   • 8 replies
   • 8k views
   • 
   • Kirk Maldonado
   • March 25, 2005

4. Attributable to match forfeitures due to failed ADP test

   By Guest 401kadmin, March 23, 2005
   • 3 replies
   • 5.7k views
   • 
   • Guest
   • March 24, 2005

5. ROTH IRA, Help

   By Guest newinvestor, March 22, 2005
   • 2 replies
   • 1.3k views
   • 
   • Effen
   • March 24, 2005

6. 10% excise tax on failed adp/acp test

   By Guest jkrad, March 22, 2005
   • 2 replies
   • 2.1k views
   • 
   • K-t-F
   • March 23, 2005

7. Plan limit for HCE

   By blue, March 22, 2005
   • 1 reply
   • 1.6k views
   • 
   • Guest
   • March 22, 2005

8. Plan ammended to Safe Harbor; can older, non-vested contributions be vested 100%, retroactively?

   By Guest hodag, March 22, 2005
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • March 22, 2005

9. Compensation ratio test?

   By Guest welcomehome, February 18, 2005
   • 10 replies
   • 10k views
   • 
   • Tom Poje
   • March 22, 2005

10. 401(k) participant enrollment software

    By Guest mmc, March 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • March 21, 2005

11. 401k Inservice Withdtrawal

    By Guest gaglitm, March 21, 2005
    • 7 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • March 21, 2005

12. Top Heavy & HCE

    By Guest jkrad, March 16, 2005
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 21, 2005

13. Gap period income

    By Jed Macy, March 18, 2005
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • March 21, 2005

14. New here...

    By Guest Donnie, March 18, 2005
    • 10 replies
    • 1.8k views
    • 
    • MGB
    • March 21, 2005

15. Determination Letters

    By Guest alan24, March 21, 2005
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • March 21, 2005

16. LLC & 401(k) if LLC opts to pay taxes as partnership

    By Guest jusducki, March 16, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • March 21, 2005

17. plan audits

    By Guest CAM223, March 10, 2005
    • 25 replies
    • 4.8k views
    • 
    • Kirk Maldonado
    • March 21, 2005

18. QNEC for HCEs

    By Übernerd, March 17, 2005
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • March 19, 2005

19. Sole Prop 401k w/ employees - timing of S. Prod elective def

    By Guest johnpetrancosta, March 17, 2005
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • March 19, 2005

20. Roth 401k's

    By Guest rmeigs, March 18, 2005
    • 7 replies
    • 1.8k views
    • 
    • Bird
    • March 18, 2005

21. TSP plan message board up

    By Guest tspwatch, March 18, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • March 18, 2005

22. Giveaways to encourage enrollment

    By austin3515, March 17, 2005
    • 3 replies
    • 1.6k views
    • 
    • austin3515
    • March 18, 2005

23. catch-ups and the 100% salary limit

    By himt4, March 16, 2005
    • 10 replies
    • 5.5k views
    • 
    • SoCalActuary
    • March 17, 2005

24. DFVC question

    By goldtpa, March 16, 2005
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • March 17, 2005

25. Quick Eligibility Question

    By Guest carsonv, March 11, 2005
    • 17 replies
    • 4.1k views
    • 
    • GBurns
    • March 17, 2005

26. Catch-up 415 limit with Fiscal year Plan

    By Guest rgorman, March 17, 2005
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • March 17, 2005

27. "ERISA account" funded by another plan fiduciary (not the plan sponsor)

    By Guest carol lee, March 16, 2005
    • 6 replies
    • 1.9k views
    • 
    • david rigby
    • March 17, 2005

28. STATUTORY EXCLUSIONS

    By Guest CAM223, March 16, 2005
    • 2 replies
    • 1.7k views
    • 
    • E as in ERISA
    • March 16, 2005

29. 401k provisions effective in middle of plan year

    By dmb, March 16, 2005
    • 0 replies
    • 1.1k views
    • 
    • dmb
    • March 16, 2005

30. Mandatory Arbitration In Pension Plans

    By Randy Watson, March 16, 2005
    • 3 replies
    • 2.5k views
    • 
    • KJohnson
    • March 16, 2005

31. Taxation in NJ of 401k deferrals to partners or sole-proprietors

    By Guest sugarfree, March 15, 2005
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • March 16, 2005

32. Late Deposits: Terminate Client?

    By Guest padmin, March 15, 2005
    • 12 replies
    • 2.2k views
    • 
    • E as in ERISA
    • March 16, 2005

33. Auto Rollover amendments

    By Guest sherrycash, March 14, 2005
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • March 16, 2005

34. CODA amendment

    By Guest jim williams, March 15, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 15, 2005

35. Help! Runaway train! (ADP/ACP test disaster in progress)

    By Guest Hilarion, March 15, 2005
    • 3 replies
    • 1.3k views
    • 
    • Earl
    • March 15, 2005

36. Revenge of the Service Contract Act--Vesting of non-elective contributions

    By Guest erisafried, March 12, 2005
    • 13 replies
    • 8.7k views
    • 
    • GBurns
    • March 15, 2005

37. Automatic step-up of deferral rates

    By AlbanyConsultant, March 14, 2005
    • 1 reply
    • 1.5k views
    • 
    • E as in ERISA
    • March 14, 2005

38. Multiple Employer Plan/Top Heavy

    By Guest chris4013, March 14, 2005
    • 1 reply
    • 1.4k views
    • 
    • jaemmons
    • March 14, 2005

39. Profit Sharing contribution allocation

    By Guest rustymonty, March 13, 2005
    • 4 replies
    • 1.7k views
    • 
    • austin3515
    • March 14, 2005

40. QNECS

    By Guest chris4013, March 9, 2005
    • 9 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • March 12, 2005

41. Profit Sharing Contribution Allocation Eligibility

    By Guest 401KTPA, March 11, 2005
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • March 11, 2005

42. Self Employed With W2 Earnings and K1

    By Guest Midas, March 10, 2005
    • 18 replies
    • 11.9k views
    • 
    • Guest
    • March 11, 2005

43. Top-heavy plan that fails ADP test - help

    By Guest MikeD, March 11, 2005
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • March 11, 2005

44. Compnay Stock in 401(k) plans

    By Guest elem, March 10, 2005
    • 4 replies
    • 1.6k views
    • 
    • stephen
    • March 11, 2005

45. Union 401(k) and ADP testing

    By rcline46, March 10, 2005
    • 2 replies
    • 2.3k views
    • 
    • JanetM
    • March 11, 2005

46. Safe Harbor Match Deposits by Payroll Date?

    By KateSmithPA, March 11, 2005
    • 1 reply
    • 1.5k views
    • 
    • wmyer
    • March 11, 2005

47. Reduction of cross tested percentage to NHCEs from 7% to 3%, but 5% has already been deposited into Participant accounts. Can cash be removed?

    By Guest ChopperPilot, March 10, 2005
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • March 11, 2005

48. Short plan year and testing

    By Guest CAM223, March 10, 2005
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • March 11, 2005

49. Final 401(k) regs and termination of safe harbor plan

    By Lori Foresz, March 10, 2005
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 10, 2005

50. 1099R's in NYS

    By Guest MrT, March 9, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 10, 2005