401(k) Plans

19,451 topics in this forum

1. Does this vesting schedule and definition of year of service satisfy ERISA requirements?

   By Guest MapleUno, February 4, 2005
   • 8 replies
   • 3.1k views
   • 
   • austin3515
   • February 8, 2005

2. DB plan with a DC provision. Is this weird or what?

   By Guest perplexed, February 1, 2005
   • 7 replies
   • 2.1k views
   • 
   • g8r
   • February 8, 2005

3. Notice of elimination of distribution option

   By Guest hyper, February 7, 2005
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • February 7, 2005

4. Need Insight on whether or not to withdraw from my 401K

   By Guest frothdog, February 7, 2005
   • 4 replies
   • 1.5k views
   • 
   • Tom Poje
   • February 7, 2005

5. Who knows where I can find a good clean copy of the IRS Model Tax Notice for Qualified Plans? My access is Plan specific only.

   By Guest swhite1, February 7, 2005
   • 1 reply
   • 1.1k views
   • 
   • stevena
   • February 7, 2005

6. Correction ADP with part QNEC/part refund

   By Lori Foresz, February 4, 2005
   • 1 reply
   • 1.7k views
   • 
   • Archimage
   • February 4, 2005

7. Key Employees - Top Heavy

   By Guest Shaf, February 1, 2005
   • 6 replies
   • 4.9k views
   • 
   • Blinky the 3-eyed Fish
   • February 4, 2005

8. Inherited 401(K)

   By Guest KevSId, February 4, 2005
   • 2 replies
   • 1.7k views
   • 
   • QDROphile
   • February 4, 2005

9. HCE limited in deferrals, looking for alternatives

   By Lori H, February 3, 2005
   • 16 replies
   • 2.8k views
   • 
   • WDIK
   • February 4, 2005

10. Prior Year ACP testing but no match made in prior year

    By Lori Foresz, February 3, 2005
    • 4 replies
    • 1.6k views
    • 
    • wmyer
    • February 4, 2005

11. How old do you have to be?

    By K-t-F, February 3, 2005
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • February 4, 2005

12. Disposition of interest earned on monies withheld from investment transfers

    By Guest sdickson, February 3, 2005
    • 1 reply
    • 1k views
    • 
    • Guest
    • February 4, 2005

13. Do I need both?

    By Guest sadieelvis, January 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 4, 2005

14. ineligible employee

    By Guest mk2308, February 3, 2005
    • 1 reply
    • 1.7k views
    • 
    • WDIK
    • February 3, 2005

15. Determination of > 5% Owner Status

    By Guest JSCOTT, January 31, 2005
    • 4 replies
    • 3.1k views
    • 
    • Guest
    • February 3, 2005

16. Loan Repayments on a deemed loan

    By FundeK, February 1, 2005
    • 1 reply
    • 1.4k views
    • 
    • FundeK
    • February 3, 2005

17. Leased employees

    By k man, January 31, 2005
    • 12 replies
    • 4.2k views
    • 
    • Guest
    • February 3, 2005

18. Funky Demutualization Question - Life Insurance Held by a 401(k) Plan

    By Scott, January 28, 2005
    • 6 replies
    • 2.6k views
    • 
    • david rigby
    • February 2, 2005

19. In-Service Transfers

    By Guest psgross, January 31, 2005
    • 8 replies
    • 1.9k views
    • 
    • mbozek
    • February 2, 2005

20. elective deferals for partners

    By Guest trojaninvestor, February 1, 2005
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • February 2, 2005

21. Non-resident aliens

    By Guest Pat Metallic, February 2, 2005
    • 1 reply
    • 1.7k views
    • 
    • JDuns
    • February 2, 2005

22. Getting benefits from TWO Plans and Affiliation issues

    By Guest rtaylor433, February 2, 2005
    • 1 reply
    • 1.1k views
    • 
    • KJohnson
    • February 2, 2005

23. Top Heavy!

    By Jilliandiz, January 31, 2005
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 1, 2005

24. Defination of age

    By mschwechter, February 1, 2005
    • 1 reply
    • 1.4k views
    • 
    • mbozek
    • February 1, 2005

25. What is the biggest reason for not having a Salaried-Only 401(k) plan?

    By Guest perplexed, January 31, 2005
    • 2 replies
    • 1.2k views
    • 
    • JanetM
    • February 1, 2005

26. 401(k) Max

    By Guest sstincone, February 1, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • February 1, 2005

27. Include in ADP Test?

    By Guest Giovanni, January 31, 2005
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • February 1, 2005

28. Eligibility & entry date

    By pmacduff, January 31, 2005
    • 5 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • January 31, 2005

29. Admin Error - contributions withheld after-tax instead of pre-tax

    By Guest smstls, January 29, 2005
    • 4 replies
    • 1.6k views
    • 
    • JDuns
    • January 31, 2005

30. Participant Terminated with Sev-pay...

    By K-t-F, January 31, 2005
    • 3 replies
    • 1.2k views
    • 
    • K-t-F
    • January 31, 2005

31. Vizcaino situation? What do you do?

    By Guest tintree73, January 19, 2005
    • 14 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • January 29, 2005

32. Loan default

    By rlb64, January 28, 2005
    • 5 replies
    • 1.7k views
    • 
    • rlb64
    • January 29, 2005

33. Top Paid Group

    By Guest StoneWalk, January 28, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • January 28, 2005

34. Must the one-time election (Treas Reg. 1.401(k)-1(a)(3)(iv)) be available to all participants?

    By jkharvey, January 26, 2005
    • 2 replies
    • 1.8k views
    • 
    • jaemmons
    • January 28, 2005

35. SEP, Keogh and 401(k)...I need help quick!

    By Guest THess, January 28, 2005
    • 1 reply
    • 1.7k views
    • 
    • jevd
    • January 28, 2005

36. 401(k) safe harbor commitment to only NHCE's

    By Brenda Wren, January 12, 2005
    • 4 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • January 28, 2005

37. Top Heavy 401(k) and early participation coverage issue

    By Guest f1234, January 27, 2005
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • January 27, 2005

38. Money Purchase Forfeitures in 401(k)

    By Guest SWH, January 27, 2005
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • January 27, 2005

39. New participants not allowed to defer - new rule?

    By Guest MikeD, January 27, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • January 27, 2005

40. Cessation of Safe Harbor Profit Sharing

    By mschwechter, January 26, 2005
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • January 26, 2005

41. 401k vs. money market accounts

    By Guest johndiaz, January 26, 2005
    • 2 replies
    • 4.9k views
    • 
    • david rigby
    • January 26, 2005

42. Excess Deferral

    By Guest Giovanni, January 24, 2005
    • 3 replies
    • 1.3k views
    • 
    • RCK
    • January 25, 2005

43. Forfeiture of match and re-allocation

    By buckaroo, January 25, 2005
    • 1 reply
    • 1.4k views
    • 
    • FundeK
    • January 25, 2005

44. Loans and laid off participants?

    By Guest Michael Anderson, January 25, 2005
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • January 25, 2005

45. Plan Restatement when change of TPA/Custodian

    By legort69, January 19, 2005
    • 23 replies
    • 5.5k views
    • 
    • mbozek
    • January 25, 2005

46. SH Cnt & Otherwise Excludable Employees

    By Guest LoloV, January 25, 2005
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 25, 2005

47. final 401(k) regs

    By Tom Poje, January 24, 2005
    • 1 reply
    • 1.4k views
    • 
    • jaemmons
    • January 25, 2005

48. 401(k) payroll deductions - deadline to submit to plan

    By Guest BPC, January 20, 2005
    • 6 replies
    • 3k views
    • 
    • Guest
    • January 25, 2005

49. 1099r's for corrective distributions

    By Beemer, January 24, 2005
    • 2 replies
    • 1.4k views
    • 
    • Beemer
    • January 24, 2005

50. 415 Limits with regard to non-deductible IRA contributions

    By Guest fiddler, January 23, 2005
    • 3 replies
    • 3k views
    • 
    • Guest
    • January 24, 2005