401(k) Plans

19,320 topics in this forum

1. Document Calls for Prior Year Testing, but TPA Used Current Year Testing

   By Dennis Povloski, November 1, 2010
   • 4 replies
   • 1.2k views
   • 
   • Dennis Povloski
   • November 2, 2010

2. Maxing Out Deferral

   By coleboy, December 8, 2017
   • 3 replies
   • 1.2k views
   • 
   • jsample
   • December 11, 2017

3. Cycle 3 Trust Names

   By austin3515, November 11, 2020
   • 2 replies
   • 1.2k views
   • 
   • Artie M
   • November 12, 2020

4. Do former key employees receive TH minimum?

   By jkharvey, December 23, 2013
   • 1 reply
   • 1.2k views
   • 
   • PensionPro
   • December 23, 2013

5. Loan Policy

   By 52626, April 2, 2014
   • 1 reply
   • 1.2k views
   • 
   • FormsRstillmylife
   • April 2, 2014

6. Automatic Rollovers

   By Kevin01, August 18, 2006
   • 0 replies
   • 1.2k views
   • 
   • Kevin01
   • August 18, 2006

7. Controlled Groups

   By Guest Ted Kowalchuk, CFP, CFS,, October 18, 2006
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • October 19, 2006

8. safe harbor plan termination

   By thepensionmaven, September 8, 2016
   • 4 replies
   • 1.2k views
   • 
   • Tom Poje
   • September 8, 2016

9. Counting Hours - payroll vs w-2/ vacation payoff

   By TPApril, June 9, 2022
   • 4 replies
   • 1.2k views
   • 
   • Dare Johnson
   • June 10, 2022

10. Safe Harbor Plan

    By Guest JJC, April 21, 2003
    • 3 replies
    • 1.2k views
    • 
    • R. Butler
    • April 21, 2003

11. Beneficiary lump sum 1 year or 5?

    By 401ok, February 5, 2017
    • 4 replies
    • 1.2k views
    • 
    • Bird
    • February 7, 2017

12. Excess Deferral + ADP Excess Contribution and Non-Calendar Year Plan Years

    By DTH, November 30, 2004
    • 0 replies
    • 1.2k views
    • 
    • DTH
    • November 30, 2004

13. rehire, eligiblity and entry

    By Lou81, September 2, 2025
    • 2 replies
    • 1.2k views
    • 
    • Lou81
    • September 3, 2025

14. statutory exclusion and elapsed time

    By cpc0506, December 18, 2012
    • 0 replies
    • 1.2k views
    • 
    • cpc0506
    • December 18, 2012

15. New Catch-up regs

    By JDuns, July 8, 2003
    • 1 reply
    • 1.2k views
    • 
    • MWeddell
    • July 14, 2003

16. How do you give the Top Heavy minmum contribution

    By Earl, September 15, 2004
    • 2 replies
    • 1.2k views
    • 
    • Earl
    • September 16, 2004

17. Safe Harbor and Profit Sharing

    By 401kay, October 28, 2022
    • 9 replies
    • 1.2k views
    • 
    • Lou S.
    • November 17, 2022

18. EPCRS - deferral correction

    By Guest Rags, May 7, 2009
    • 2 replies
    • 1.2k views
    • 
    • jpod
    • May 9, 2009

19. excess 415 for terminated employee

    By Nancy D, January 29, 2019   

    • 415 excess
    • 5 replies
    • 1.2k views
    • 
    • Nancy D
    • January 30, 2019

20. Forfeitures for Plan Expenses

    By austin3515, March 23, 2013
    • 4 replies
    • 1.2k views
    • 
    • austin3515
    • March 25, 2013

21. fees reimbursed by plan

    By Guest anne1, July 20, 2006
    • 1 reply
    • 1.2k views
    • 
    • jpod
    • July 20, 2006

22. Dividend Payouts and Hardships

    By RCT, July 13, 2017
    • 7 replies
    • 1.2k views
    • 
    • CuseFan
    • July 14, 2017

23. Top Heavy

    By Guest yarpstel, August 27, 2003
    • 2 replies
    • 1.2k views
    • 
    • jaemmons
    • August 27, 2003

24. 401K -> IRA -> Roth IRA question

    By Guest sudhirao, December 25, 2004
    • 2 replies
    • 1.2k views
    • 
    • GBurns
    • December 26, 2004

25. Compensation of employees of affiliated service groups after terminati

    By billfgrady, January 31, 2003
    • 0 replies
    • 1.2k views
    • 
    • billfgrady
    • January 31, 2003

26. adjustable loan interest rate

    By jeff mandell, November 17, 2024
    • 7 replies
    • 1.2k views
    • 
    • Peter Gulia
    • December 4, 2024

27. Controlled group - Testing by separate divisions...

    By jaemmons, March 4, 2004
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • March 4, 2004

28. Multiple Employer Plan

    By Zoey, February 24, 2010
    • 4 replies
    • 1.2k views
    • 
    • Zoey
    • February 26, 2010

29. Prohibited Transaction?

    By Randy Watson, December 16, 2004
    • 4 replies
    • 1.2k views
    • 
    • QDROphile
    • December 16, 2004

30. Great Plans

    By Guest 1, September 12, 2005
    • 1 reply
    • 1.2k views
    • 
    • Lori Friedman
    • September 12, 2005

31. Loan - Audit issue?

    By Guest bueler, May 14, 2004
    • 3 replies
    • 1.2k views
    • 
    • FundeK
    • May 17, 2004

32. Affiliated Service Group

    By Guest saotampa, May 17, 2007
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • May 22, 2007

33. RMD after Death

    By Lou81, January 9, 2025   

    • rmd
    • 2 replies
    • 1.2k views
    • 
    • Bruce1
    • January 9, 2025

34. Late RMD

    By cpc0506, September 25, 2017
    • 5 replies
    • 1.2k views
    • 
    • Belgarath
    • September 25, 2017

35. Is the Top Heavy Minimum being met?

    By Guest Powers, September 27, 2002
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • September 28, 2002

36. Elig EE not given opportunity to defer

    By doombuggy, November 18, 2004
    • 3 replies
    • 1.2k views
    • 
    • Alf
    • November 19, 2004

37. Participating Employer Adoption Discretionary Amendment

    By austin3515, January 19, 2015
    • 0 replies
    • 1.2k views
    • 
    • austin3515
    • January 19, 2015

38. Controlled group and key employee

    By Guest moosegirl, July 9, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 12, 2004

39. Vesting Admendment?

    By Guest Shaf, March 23, 2004
    • 2 replies
    • 1.2k views
    • 
    • Earl
    • March 25, 2004

40. Curing excess 402(g) deferral after separation of service?

    By matthny, December 14, 2021
    • 7 replies
    • 1.2k views
    • 
    • BG5150
    • December 17, 2021

41. A Low Normal Retirement Age

    By Guest Fuzzy, March 19, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 19, 2003

42. Property in Earmarked Account

    By Guest notapensiongeek, July 21, 2009
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • July 24, 2009

43. Ineligible participants

    By MBCarey, January 13, 2011
    • 1 reply
    • 1.2k views
    • 
    • BG5150
    • January 13, 2011

44. IRS information request regarding unreasonable compensation

    By 7806akp, January 16, 2014
    • 7 replies
    • 1.2k views
    • 
    • austin3515
    • January 16, 2014

45. document amendments not signed

    By Guest Dan Kutzke, September 26, 2007
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • September 26, 2007

46. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • October 27, 2015

47. Form 5330 question

    By BG5150, October 1, 2007
    • 1 reply
    • 1.2k views
    • 
    • R. Butler
    • October 1, 2007

48. safe harbor match formulas

    By pmacduff, July 27, 2016
    • 2 replies
    • 1.2k views
    • 
    • pmacduff
    • July 27, 2016

49. the dreaded non-calendar ADP failure with catchups

    By Bri, July 1, 2015
    • 3 replies
    • 1.2k views
    • 
    • austin3515
    • July 7, 2015

50. Hardship Withdraw from 401(K) Plan

    By Guest jkrad, April 7, 2004
    • 1 reply
    • 1.2k views
    • 
    • FundeK
    • April 7, 2004