401(k) Plans

19,320 topics in this forum

1. Use of Forfeitures

   By BTG, December 15, 2008
   • 0 replies
   • 1.1k views
   • 
   • BTG
   • December 15, 2008

2. Plan coverage change during testing year

   By Guest jae3207, December 20, 2005
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • December 20, 2005

3. Vesting changes

   By Guest Wolves1962, December 7, 2006
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • December 7, 2006

4. Money type for cafeteria plan contribuions?

   By amcorson, July 21, 2004
   • 0 replies
   • 1.1k views
   • 
   • amcorson
   • July 21, 2004

5. Late funding of participant contributions

   By Nassau, February 16, 2012
   • 1 reply
   • 1.1k views
   • 
   • Peter Gulia
   • February 16, 2012

6. Controlled Group Clarification

   By amcorson, December 19, 2007
   • 1 reply
   • 1.1k views
   • 
   • Ron Snyder
   • December 24, 2007

7. Defined Contribution Plan

   By Guest GoneToSoon, December 26, 2008
   • 3 replies
   • 1.1k views
   • 
   • Guest
   • December 26, 2008

8. Rollover from non-ERISA 403(b)

   By Susan S., July 18, 2016
   • 1 reply
   • 1.1k views
   • 
   • ETA Consulting LLC
   • July 18, 2016

9. PPA Statements

   By austin3515, October 1, 2010
   • 2 replies
   • 1.1k views
   • 
   • austin3515
   • October 1, 2010

10. TH Minimum required by plan document to be made as QNEC

    By jkharvey, June 17, 2014   

    • Is it required to be in ADP?
    • 4 replies
    • 1.1k views
    • 
    • Kevin C
    • June 18, 2014

11. Tax Reporting - Hardship

    By wmyer, March 29, 2005
    • 0 replies
    • 1.1k views
    • 
    • wmyer
    • March 29, 2005

12. Savers Credit

    By austin3515, March 12, 2013
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • March 13, 2013

13. Taking a poll

    By Belgarath, March 12, 2015
    • 3 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • March 12, 2015

14. crediting past years from predecessor employer

    By Bri, April 21, 2005
    • 0 replies
    • 1.1k views
    • 
    • Bri
    • April 21, 2005

15. Controlled Group/For Profit/Non-Profit

    By austin3515, January 7, 2016
    • 4 replies
    • 1.1k views
    • 
    • austin3515
    • January 7, 2016

16. Hardship Suspension Period

    By Mr Bagwell, May 17, 2018   

    • hardship
    • suspension
    • 4 replies
    • 1.1k views
    • 
    • EHE
    • May 18, 2018

17. How to treat acquired employees?

    By justatester, March 5, 2009
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • March 5, 2009

18. 2022 415c failure distributed September 2023 - taxation?

    By AlbanyConsultant, August 25, 2023
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 25, 2023

19. new 401k/safe harbor plan or 2021

    By Jakyasar, November 19, 2020
    • 3 replies
    • 1.1k views
    • 
    • Jakyasar
    • November 19, 2020

20. Vesting and BRF Testing

    By justatester, November 22, 2010
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • November 23, 2010

21. Adopting Employer doesn't want to fund safe harbor contribution

    By Rai401k, December 11, 2014
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • December 11, 2014

22. Mistake - Deferral put into IRA

    By Pammie57, December 11, 2017
    • 8 replies
    • 1.1k views
    • 
    • Pammie57
    • December 15, 2017

23. Match different for 2 parts of the year

    By Jim Chad, July 31, 2015
    • 8 replies
    • 1.1k views
    • 
    • Jim Chad
    • August 5, 2015

24. Deferrals from severance pay - how to return them?

    By AlbanyConsultant, February 8, 2017
    • 2 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • February 9, 2017

25. Plan Sponsor Received Mutual Fund Settlement Check Payable to 401k Plan

    By waid10, February 26, 2021
    • 3 replies
    • 1.1k views
    • 
    • JonC
    • March 2, 2021

26. Plan Fee Reimbursement

    By Guest tbreedlove, June 5, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • June 5, 2003

27. Are Wages Exempt from Tax Withholding Plan Comp Under 3401(a)?

    By PensionPro, February 19, 2019
    • 3 replies
    • 1.1k views
    • 
    • duckthing
    • February 21, 2019

28. What is penalty for long-term part-time failures?

    By Bobloblaw, June 16, 2023
    • 5 replies
    • 1.1k views
    • 
    • Paul I
    • June 16, 2023

29. Two divisions and ADP/ACP testing

    By buckaroo, August 23, 2007
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • August 24, 2007

30. distributions

    By JKW, December 16, 2010
    • 3 replies
    • 1.1k views
    • 
    • JKW
    • December 17, 2010

31. RMD Issue -- Spouse inherits SIMPLE IRA/Wants to Rollover to 401(k) Plan

    By Interested Party, September 5, 2024
    • 5 replies
    • 1.1k views
    • 
    • justanotheradmin
    • September 6, 2024

32. Match based on compensation?

    By Guest sueczer, April 6, 2010
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • April 6, 2010

33. Testing otherwise excludable ees separately

    By Santo Gold, January 12, 2007
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 14, 2007

34. Defaulted Participant Loans - No 1099 Given; Prohibited Transaction?

    By Guest Chaffee, December 17, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 17, 2003

35. Profit Sharing Contributions for self employed

    By Guest chris4013, August 3, 2004
    • 2 replies
    • 1.1k views
    • 
    • R. Butler
    • August 3, 2004

36. coverage testing - controlled group

    By Chippy, August 28, 2014
    • 5 replies
    • 1.1k views
    • 
    • KJohnson
    • August 29, 2014

37. Final ADP Test - Terminating Plan

    By austin3515, September 17, 2010
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • September 17, 2010

38. Deemed Roth IRA?

    By Dennis Povloski, August 29, 2014
    • 0 replies
    • 1.1k views
    • 
    • Dennis Povloski
    • August 29, 2014

39. 402(f) Notice for Roth 401(k) distributions

    By Belgarath, April 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • April 11, 2006

40. did not fund solo mpp and solo 401(k) for years

    By Jim Chad, October 6, 2009
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • October 8, 2009

41. Maximum deferral...

    By Guest RONNIE WASEL, February 12, 2003
    • 2 replies
    • 1.1k views
    • 
    • ccassetty
    • February 12, 2003

42. Excluded in Safe Harbor 401(k) Plan

    By Dougsbpc, September 6, 2012
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • September 7, 2012

43. Partner Electing P/S Contributions

    By Guest LCJ12, November 15, 2007
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • November 15, 2007

44. Permissively aggregating 403(b) Plan with a 401(a) Plan for top heavy testing of the 401(a) Plan?

    By Belgarath, August 4, 2022
    • 4 replies
    • 1.1k views
    • 
    • 401kology
    • August 9, 2022

45. safe harbor effect on participation

    By JanetM, November 5, 2002
    • 0 replies
    • 1.1k views
    • 
    • JanetM
    • November 5, 2002

46. Debt/Mortgage as investment?

    By Leopurrd, August 26, 2005
    • 1 reply
    • 1.1k views
    • 
    • Ron Snyder
    • August 26, 2005

47. Question about the immediate entry if hired by date feature

    By jkharvey, March 6, 2008
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • March 6, 2008

48. Rollover from non-Roth 401(k) directly to Roth IRA

    By Guest mickiemurphy, December 8, 2008
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • December 9, 2008

49. 415 limit question

    By BG5150, May 6, 2008
    • 1 reply
    • 1.1k views
    • 
    • BG5150
    • May 9, 2008

50. Aggressive Discretionary Matching Formula

    By metsfan026, April 2, 2025
    • 7 replies
    • 1.1k views
    • 
    • metsfan026
    • April 4, 2025