401(k) Plans

19,275 topics in this forum

1. Roth Conversion for ADP Catch-up Reclass

   By MGOAdmin, September 8
   • 4 replies
   • 2k views
   • 
   • FishOn
   • September 9

2. No Delays in Mandatory Roth Catch-ups, right?

   By austin3515, September 4
   • 12 replies
   • 3k views
   • 
   • ACK
   • September 9

3. Forfeiture cases...

   By fmsinc, September 2
   • 5 replies
   • 2k views
   • 
   • CuseFan
   • September 4

4. rehire, eligiblity and entry

   By Lou81, September 2
   • 2 replies
   • 1.1k views
   • 
   • Lou81
   • September 3

5. ACP Correction After Distribution

   By In House Counsel, August 29
   • 5 replies
   • 1.5k views
   • 
   • CuseFan
   • September 2

6. Eligibility for A Participant Working Remotely Out of the US

   By metsfan026, August 29
   • 13 replies
   • 2.6k views
   • 
   • Artie M
   • September 2

7. True-ups

   By Belgarath, August 27
   • 3 replies
   • 1.3k views
   • 
   • Belgarath
   • August 28

8. Permissive disaggregation and ineligible employees

   By t.haley, August 27
   • 0 replies
   • 909 views
   • 
   • t.haley
   • August 27

9. plan merger

   By Tom, August 27
   • 2 replies
   • 1.1k views
   • 
   • Paul I
   • August 27

10. PEO plan for NHCE, not for HCE/Owners

    By justanotheradmin, August 26
    • 2 replies
    • 1.9k views
    • 
    • justanotheradmin
    • August 26

11. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26
    • 4 replies
    • 1.2k views
    • 
    • Interested Party
    • August 26

12. Husband & Wife Solo PS Allocation

    By Basically, August 26
    • 7 replies
    • 2.5k views
    • 
    • Jakyasar
    • August 26

13. Reporting of Late Deposits on form 5500

    By Nic Pospiech, August 25
    • 8 replies
    • 684 views
    • 
    • Nic Pospiech
    • August 26

14. Definition of Comp - Overtime and Tips Deduction

    By austin3515, August 24
    • 12 replies
    • 1.8k views
    • 
    • G8Rs
    • August 26

15. Investment: LLC K-1 is negative

    By TPApril, August 22
    • 2 replies
    • 2.1k views
    • 
    • Peter Gulia
    • August 22

16. Timing of Mega Backdoor Roth

    By metsfan026, August 22
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • August 26

17. Accredited Professional Corporation and SE Income

    By justanotheradmin, August 22
    • 2 replies
    • 2.9k views
    • 
    • CuseFan
    • August 25

18. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22
    • 3 replies
    • 639 views
    • 
    • EBECatty
    • August 25

19. thoughts on HPI deferral elections?

    By AlbanyConsultant, August 21
    • 2 replies
    • 1.4k views
    • 
    • Peter Gulia
    • August 22

20. Long Term Part Time Employee - plan started 1/1/2023

    By MQS0413, August 21
    • 2 replies
    • 1.4k views
    • 
    • MQS0413
    • August 21

21. DFVC Filing Process

    By metsfan026, August 21
    • 3 replies
    • 924 views
    • 
    • RatherBeGolfing
    • August 21

22. FT William Plan Docs - Eligibility Expressed in Days

    By austin3515, August 20
    • 11 replies
    • 1.8k views
    • 
    • austin3515
    • August 21

23. acquistion and plan freeze amendment

    By MATRIX, August 20
    • 1 reply
    • 2.6k views
    • 
    • CuseFan
    • August 21

24. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20
    • 3 replies
    • 426 views
    • 
    • Bri
    • August 21

25. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

    By OrderOfOps, August 19
    • 4 replies
    • 1.3k views
    • 
    • OrderOfOps
    • August 21

26. 415(c) and Amended Tax Returns

    By Cephas, August 19
    • 2 replies
    • 518 views
    • 
    • Cephas
    • August 20

27. 415 Compensation

    By KevinMc, August 19
    • 3 replies
    • 2.1k views
    • 
    • CuseFan
    • August 21

28. Investment Fiduciary

    By austin3515, August 15
    • 2 replies
    • 646 views
    • 
    • QDROphile
    • August 16

29. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia, August 15
    • 3 replies
    • 650 views
    • 
    • justanotheradmin
    • August 15

30. Is this nondiscriminatory?

    By erisageek1978, August 15
    • 8 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 19

31. Tips

    By Kay K, August 15
    • 4 replies
    • 840 views
    • 
    • Peter Gulia
    • August 21

32. Super Catch-up for off-calendar plan year

    By pholosofizer, August 14
    • 2 replies
    • 638 views
    • 
    • RatherBeGolfing
    • August 15

33. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant, August 14
    • 5 replies
    • 2.2k views
    • 
    • AlbanyConsultant
    • August 19

34. Loan Basis after Deemed Distribution

    By GU, August 14
    • 0 replies
    • 183 views
    • 
    • GU
    • August 14

35. Participant's deferral election and non cash compensation

    By TPA Bob, August 13
    • 3 replies
    • 590 views
    • 
    • TPA Bob
    • August 15

36. 401k participant deceased and beneficiary deceased before any distribution made

    By t.haley, August 13
    • 7 replies
    • 832 views
    • 
    • Albert F
    • August 15

37. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 376 views
    • 
    • justanotheradmin
    • August 14

38. Company Wants to Leave PEO Plan

    By 401kSteve, August 13
    • 0 replies
    • 296 views
    • 
    • 401kSteve
    • August 13

39. MEP

    By TH 401k, August 13
    • 1 reply
    • 302 views
    • 
    • Lou S.
    • August 13

40. New safe harbor plan

    By PensionPro, August 12
    • 6 replies
    • 671 views
    • 
    • Lou S.
    • August 12

41. Auto enrollment procedures

    By Santo Gold, August 11
    • 4 replies
    • 2.2k views
    • 
    • Peter Gulia
    • September 2

42. Wording of Merger effective date

    By austin3515, August 10
    • 25 replies
    • 2.6k views
    • 
    • MoJo
    • August 12

43. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k, August 7
    • 3 replies
    • 758 views
    • 
    • CuseFan
    • August 7

44. 401(k) Plan for Collectively Bargained Employees -- Is ADP/Safe Harbor Language Required?

    By rocknrolls2, August 6
    • 1 reply
    • 315 views
    • 
    • CuseFan
    • August 7

45. LTPT in Average Benefit Test

    By Vlad401k, August 6
    • 1 reply
    • 400 views
    • 
    • CuseFan
    • August 6

46. Mega Back Door Roth

    By thepensionmaven, August 6
    • 4 replies
    • 2.1k views
    • 
    • truphao
    • August 6

47. Form 5500 - Mistake On Participant Count (Amended Form Needed?)

    By metsfan026, August 6
    • 3 replies
    • 1.5k views
    • 
    • Bri
    • August 7

48. Trustee Was Killed

    By Coleboy1, August 5
    • 10 replies
    • 1.3k views
    • 
    • Below Ground
    • August 7

49. Failed ADP Test, Excess Contributions, Fiscal Years & Taxation

    By TPApril, August 4
    • 1 reply
    • 828 views
    • 
    • Lou S.
    • August 4

50. Terminating from a PEP

    By MATRIX, August 4
    • 1 reply
    • 611 views
    • 
    • Pam Shoup
    • August 5