401(k) Plans

19,275 topics in this forum

1. Entry Date

   By mjf06241972, June 9, 2020
   • 3 replies
   • 1k views
   • 
   • Lou S.
   • June 9, 2020

2. 2025 super catchup

   By Tom, November 4, 2024
   • 7 replies
   • 1k views
   • 
   • MoJo
   • November 6, 2024

3. Health insurance premiums contributed to 401(k) plan if employees "Opts Out" of family coverage

   By Guest cosmo01, March 16, 2004
   • 0 replies
   • 1k views
   • 
   • Guest
   • March 16, 2004

4. Document failure

   By blue, November 16, 2009
   • 2 replies
   • 1k views
   • 
   • blue
   • November 17, 2009

5. Spousal Rights

   By Eric Hanford, May 10, 2024
   • 3 replies
   • 1k views
   • 
   • Luke Bailey
   • May 14, 2024

6. Missing participant is deceased

   By JKW, November 17, 2014
   • 3 replies
   • 1k views
   • 
   • JKW
   • November 20, 2014

7. LTPT - sometimes I think that's all w2e are here for... anyway

   By Belgarath, December 7, 2023
   • 4 replies
   • 1k views
   • 
   • Paul I
   • December 7, 2023

8. Coverage Testing in the year of an open enrollment

   By Guest HollyT, August 21, 2003
   • 1 reply
   • 1k views
   • 
   • Tom Poje
   • August 21, 2003

9. Affiliated Service Group - HCE's Don't Want to Participate

   By Guest Robin S. Vatalaro, February 17, 2005
   • 1 reply
   • 1k views
   • 
   • alanm
   • February 22, 2005

10. Plan number when moving from MEP

    By cpc0506, October 18, 2018
    • 3 replies
    • 1k views
    • 
    • Larry Starr
    • October 23, 2018

11. HCE Counts for testing

    By Guest enough, April 14, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 14, 2007

12. Control Group Issue

    By pixmax, March 11, 2009
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 11, 2009

13. New Comp - Separate Alloc Groups - Coverage

    By austin3515, March 13, 2014
    • 6 replies
    • 1k views
    • 
    • Earl
    • March 14, 2014

14. ADP Test

    By Guest SPOT, April 6, 2004
    • 1 reply
    • 1k views
    • 
    • Archimage
    • April 6, 2004

15. Union employees

    By fiona1, August 5, 2009
    • 0 replies
    • 1k views
    • 
    • fiona1
    • August 5, 2009

16. Safe Harbor education needed

    By Guest dbutton, April 19, 2004
    • 2 replies
    • 1k views
    • 
    • Archimage
    • April 19, 2004

17. IRAs into 401k

    By Guest stevena1, August 24, 2007
    • 2 replies
    • 1k views
    • 
    • Guest
    • August 24, 2007

18. Correction for potential violation of Contingent Benefit Rule

    By spartytax, June 17, 2015
    • 0 replies
    • 1k views
    • 
    • spartytax
    • June 17, 2015

19. new plan credit for small employers clarification needed

    By Tom, February 8, 2023
    • 5 replies
    • 1k views
    • 
    • Tom
    • February 8, 2023

20. Safe harbor- No NHCE participation

    By ton cano, September 26, 2017
    • 4 replies
    • 1k views
    • 
    • david rigby
    • September 27, 2017

21. Contribution due date

    By Guest Pension Girl, March 12, 2010
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 12, 2010

22. Determination of Controlled Group

    By pixmax, November 11, 2014
    • 4 replies
    • 1k views
    • 
    • Lou S.
    • November 12, 2014

23. Salary Deferral never Deposited

    By rblum50, May 13, 2011
    • 0 replies
    • 1k views
    • 
    • rblum50
    • May 13, 2011

24. PT to FT eligibility

    By Guest JohnSB, January 8, 2008
    • 2 replies
    • 1k views
    • 
    • WDIK
    • January 8, 2008

25. HCE Question

    By Guest KD40, February 5, 2003
    • 1 reply
    • 1k views
    • 
    • Fredman
    • February 5, 2003

26. Catch up eligible employee across unrelated employers in one MEP

    By NW529, June 9, 2021
    • 3 replies
    • 1k views
    • 
    • Luke Bailey
    • June 11, 2021

27. Postponing an employee's compenstion

    By Guest lawman98, December 29, 2009
    • 4 replies
    • 1k views
    • 
    • GBurns
    • December 30, 2009

28. Controlled Group - Additional Matching for One Division?

    By Angershark, June 4, 2024
    • 3 replies
    • 1k views
    • 
    • Angershark
    • June 7, 2024

29. Profit Sharing Contributions

    By Nassau, February 11, 2013
    • 1 reply
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • February 12, 2013

30. ERISA plans purchasing options/futures

    By Guest Fidu2, April 3, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 3, 2003

31. Controlled group that separates

    By Guest JDVJr, February 12, 2003
    • 1 reply
    • 1k views
    • 
    • E as in ERISA
    • February 12, 2003

32. Coupon loans? Why a bad idea?

    By BG5150, November 21, 2019
    • 3 replies
    • 1k views
    • 
    • Larry Starr
    • November 21, 2019

33. Severance Pay

    By ratherbereading, December 12, 2022
    • 3 replies
    • 1k views
    • 
    • Luke Bailey
    • December 20, 2022

34. IRS notices

    By Guest Dan Shea, July 13, 2011
    • 1 reply
    • 1k views
    • 
    • EBDI
    • July 13, 2011

35. Controlled Group and Family Attribution

    By Tom, January 26, 2021
    • 2 replies
    • 1k views
    • 
    • FORMER ESQ.
    • January 27, 2021

36. Stock in Irrevocable Trust

    By Vlad401k, December 7, 2015
    • 3 replies
    • 1k views
    • 
    • Vlad401k
    • December 7, 2015

37. 2019 ADP testing deadline

    By 30Rock, March 20, 2020
    • 9 replies
    • 1k views
    • 
    • Peter Gulia
    • March 24, 2020

38. safe harbor plans

    By Guest Jane Freeman, February 20, 2003
    • 1 reply
    • 1k views
    • 
    • R. Butler
    • February 20, 2003

39. Can I exclude rewards from Compensation?

    By calexbraska, August 23, 2018
    • 1 reply
    • 1k views
    • 
    • Luke Bailey
    • August 27, 2018

40. small plan deferrals deposited in a timely manner but unable to allocate due to payroll breakdowns not being submitted

    By Rayofsunshine, November 10, 2022
    • 4 replies
    • 1k views
    • 
    • Roycal
    • November 14, 2022

41. What is the last day on which a coronavirus loan can be made?

    By Peter Gulia, April 13, 2020   

    • cares act; congress
    • 17 replies
    • 1k views
    • 
    • Luke Bailey
    • April 15, 2020

42. Mid-year change to safe harbor plan

    By Sully, March 7, 2010
    • 1 reply
    • 1k views
    • 
    • austin3515
    • March 7, 2010

43. Differing match and ps in plan without HCEs and Keys

    By ldr, July 1, 2021   

    • controlled group
    • discretionary match
    • (and 1 more)

      Tagged with:

      • controlled group
      • discretionary match
      • profit sharing contributions
    • 6 replies
    • 1k views
    • 
    • Susan L
    • July 7, 2021

44. Compensation and Deferral Election

    By Dazednconfused, May 5, 2011
    • 1 reply
    • 1k views
    • 
    • GMK
    • May 5, 2011

45. Top Heavy

    By Guest judyw, July 26, 2004
    • 1 reply
    • 1k views
    • 
    • WDIK
    • July 26, 2004

46. Controlled Group - Different Eligibility

    By Vlad401k, May 31, 2022
    • 4 replies
    • 1k views
    • 
    • Luke Bailey
    • June 4, 2022

47. Ohterwise Excludables

    By justatester, May 4, 2009
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • May 5, 2009

48. Deferral not offerred to eligible employee

    By Jed Macy, June 29, 2015
    • 3 replies
    • 1k views
    • 
    • Kevin C
    • June 30, 2015

49. Tiered SHNEC Contributions

    By Rich L. Mayer, August 11, 2014
    • 2 replies
    • 1k views
    • 
    • Tom Poje
    • August 11, 2014

50. Profit Sharing Declared bu Not Funded

    By austin3515, December 14, 2015
    • 8 replies
    • 1k views
    • 
    • austin3515
    • December 15, 2015