401(k) Plans

19,337 topics in this forum

1. DOL Invititation to VFCP

   By austin3515, March 9, 2012
   • 6 replies
   • 1.1k views
   • 
   • Guest
   • March 30, 2012

2. Credit Service for Predecessor Employer ... From Date, Through Date. Is this an option?

   By 401king, December 3, 2018
   • 3 replies
   • 1.1k views
   • 
   • Kevin C
   • December 6, 2018

3. VS Plan makes late mandatory rollover amend - what now?

   By jlea, March 17, 2008
   • 1 reply
   • 1.1k views
   • 
   • John Feldt ERPA CPC QPA
   • March 17, 2008

4. Interesting HCE question

   By Brenda Wren, February 21, 2007
   • 1 reply
   • 1k views
   • 
   • Belgarath
   • February 21, 2007

5. Affiliated Service Group - HCE's Don't Want to Participate

   By Guest Robin S. Vatalaro, February 17, 2005
   • 1 reply
   • 1k views
   • 
   • alanm
   • February 22, 2005

6. All Stock Purchase of Company With Safe Harbor 401k By Company With No Pre-Existing 401k

   By MeetMeInTheBackdoorRoth, April 14, 2022   

   • 401k
   • safe harbor
   • (and 4 more)

     Tagged with:

     • 401k
     • safe harbor
     • secure act
     • conversion
     • merger
     • eligibility
   • 2 replies
   • 1k views
   • 
   • CuseFan
   • April 14, 2022

7. Profit Sharing Contributions

   By Nassau, February 11, 2013
   • 1 reply
   • 1k views
   • 
   • John Feldt ERPA CPC QPA
   • February 12, 2013

8. Profit Sharing Versus Increased Match Formula

   By Guest ghenson08, January 10, 2014
   • 5 replies
   • 1k views
   • 
   • ESOP Guy
   • January 10, 2014

9. Health insurance premiums contributed to 401(k) plan if employees "Opts Out" of family coverage

   By Guest cosmo01, March 16, 2004
   • 0 replies
   • 1k views
   • 
   • Guest
   • March 16, 2004

10. Hardship Provision for Single NHCE

    By Jeff Kirtner, July 3, 2003
    • 2 replies
    • 1k views
    • 
    • maverick
    • July 3, 2003

11. ADP failure refunds

    By Guest sritts, March 3, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 3, 2004

12. Reporting late matching contributions

    By SoCalActuary, October 7, 2016   

    • late match
    • 3 replies
    • 1k views
    • 
    • jpod
    • October 7, 2016

13. Distribution Fee Question

    By Guest Solbesado, April 1, 2011
    • 2 replies
    • 1k views
    • 
    • GMK
    • April 1, 2011

14. immediate eligibility and break in service

    By Dennis Povloski, June 1, 2011
    • 0 replies
    • 1k views
    • 
    • Dennis Povloski
    • June 1, 2011

15. Form 5500 Question - Pre-Funded Contribution

    By metsfan026, July 1, 2025
    • 5 replies
    • 1k views
    • 
    • Artie M
    • July 3, 2025

16. Contribution due date

    By Guest Pension Girl, March 12, 2010
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 12, 2010

17. Granting vesting

    By 30Rock, June 11, 2010
    • 4 replies
    • 1k views
    • 
    • Guest
    • June 14, 2010

18. Coverage Testing in the year of an open enrollment

    By Guest HollyT, August 21, 2003
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • August 21, 2003

19. Okay to grant service with previous employer?

    By John A, May 9, 2003
    • 0 replies
    • 1k views
    • 
    • John A
    • May 9, 2003

20. Safe Harbor Non-elective

    By Gilmore, March 18, 2003
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • March 18, 2003

21. Excess Matching Contribution

    By ac, December 3, 2012
    • 1 reply
    • 1k views
    • 
    • BG5150
    • December 3, 2012

22. New Comp Basics

    By LarryPensions, March 28, 2023   

    • new comparability
    • profit sharing calculation
    • (and 1 more)

      Tagged with:

      • new comparability
      • profit sharing calculation
      • correction method
    • 6 replies
    • 1k views
    • 
    • AKowalski
    • March 30, 2023

23. Terminating a PEO 401k for one adopting Er

    By austin3515, March 10, 2020
    • 4 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • March 12, 2020

24. Who prepares Form 990-T?

    By ldr, September 20, 2017   

    • ubti
    • 990-t
    • 3 replies
    • 1k views
    • 
    • ldr
    • October 3, 2017

25. recent data on 401(k) plan participation

    By Guest jigpsu100, October 12, 2005
    • 3 replies
    • 1k views
    • 
    • Guest
    • October 13, 2005

26. 401K PLAN - incorrectly/involuntarily terminated

    By Jakyasar, October 5, 2019
    • 4 replies
    • 1k views
    • 
    • A Jensen
    • October 7, 2019

27. IRS notices

    By Guest Dan Shea, July 13, 2011
    • 1 reply
    • 1k views
    • 
    • EBDI
    • July 13, 2011

28. Reduce EACA percentage effective January 1

    By WCC, April 27, 2020
    • 6 replies
    • 1k views
    • 
    • BG5150
    • April 29, 2020

29. Safe Harbor Match?

    By Dougsbpc, September 3, 2019
    • 9 replies
    • 1k views
    • 
    • Mike Preston
    • September 5, 2019

30. Enchanced Safe Harbor Match

    By 52626, September 3, 2013
    • 4 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • September 3, 2013

31. Can Prototype Sponsors Adopt 401(k) Reg Amendment for Employers?

    By namealreadyinuse, December 22, 2006
    • 1 reply
    • 1k views
    • 
    • Guest
    • December 22, 2006

32. HCE Question

    By Guest KD40, February 5, 2003
    • 1 reply
    • 1k views
    • 
    • Fredman
    • February 5, 2003

33. investment advisor over a portion of trust fund

    By k man, October 22, 2003
    • 1 reply
    • 1k views
    • 
    • ljr
    • October 22, 2003

34. Excess match due to failed ADP Test

    By cpc0506, February 4, 2019
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • February 5, 2019

35. Controlled group that separates

    By Guest JDVJr, February 12, 2003
    • 1 reply
    • 1k views
    • 
    • E as in ERISA
    • February 12, 2003

36. ADP Test Question - Plan Imposed Limit

    By pholosofizer, October 30, 2014
    • 2 replies
    • 1k views
    • 
    • pholosofizer
    • October 30, 2014

37. IRS COLA Announement is Missing Something Important

    By austin3515, November 5, 2024
    • 12 replies
    • 1k views
    • 
    • Gilmore
    • November 6, 2024

38. safe harbor plans

    By Guest Jane Freeman, February 20, 2003
    • 1 reply
    • 1k views
    • 
    • R. Butler
    • February 20, 2003

39. changing Lump sum distribution to rollover distribution

    By cpc0506, October 4, 2010
    • 3 replies
    • 1k views
    • 
    • masteff
    • October 4, 2010

40. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1k views
    • 
    • C. B. Zeller
    • February 11, 2021

41. late in year sorry

    By Guest ?pensionguy, December 23, 2009
    • 1 reply
    • 1k views
    • 
    • Jim Chad
    • December 24, 2009

42. Defaulted Loan

    By Guest NPS Darren, June 28, 2011
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • June 28, 2011

43. Could a worker do SEPP under IRC 72(t) on a prior employer's 401(k) while continuing to keep his current 401(k) and 403(b)?

    By Guest JurisPrude, February 17, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • February 17, 2005

44. Eligibility

    By Guest Butterfly, October 10, 2008
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • October 10, 2008

45. Hardship to purchase primary residence

    By 52626, June 13, 2019
    • 5 replies
    • 1k views
    • 
    • Bri
    • June 14, 2019

46. Unusual Number of 2007 Late Notices

    By austin3515, August 23, 2010
    • 4 replies
    • 1k views
    • 
    • K2retire
    • August 24, 2010

47. Easy Question - I'm Really Slow Today

    By Madison71, December 10, 2009
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • December 10, 2009

48. Tax Cut Jobs Act / Hardship

    By austin3515, December 27, 2017
    • 4 replies
    • 1k views
    • 
    • austin3515
    • February 10, 2018

49. 401K contributions for LLC

    By thepensionmaven, September 14, 2012
    • 1 reply
    • 1k views
    • 
    • ETA Consulting LLC
    • September 15, 2012

50. Another rehire question

    By ombskid, May 9, 2010
    • 2 replies
    • 1k views
    • 
    • PLAN MAN
    • May 10, 2010