401(k) Plans

19,317 topics in this forum

1. 5330 related for lost earnings on late 401k deferral deposit

   By Jakyasar, July 13, 2021
   • 11 replies
   • 1.2k views
   • 
   • Bob the Swimmer
   • July 14, 2021

2. Employee deferrals not contributed to plan.

   By katieinny, June 30, 2003
   • 11 replies
   • 1.9k views
   • 
   • BFree
   • July 17, 2003

3. Automatic Enrollment

   By Guest terric, April 19, 2006
   • 11 replies
   • 3.5k views
   • 
   • Lou S.
   • November 6, 2013

4. Safe Harbor 401(k) plan deduction

   By John Feldt ERPA CPC QPA, January 13, 2010
   • 11 replies
   • 2.5k views
   • 
   • Kevin C
   • January 18, 2010

5. Forming a Multiple Emloyer Plan

   By Guest djw, September 21, 2006
   • 11 replies
   • 2.3k views
   • 
   • Guest
   • September 21, 2006

6. Safe Harbor 401(k) - Termination Questions

   By waid10, January 22, 2009
   • 11 replies
   • 11.4k views
   • 
   • Lou S.
   • February 3, 2009

7. Eligbility for rehire

   By PFranckowiak, May 6, 2010
   • 11 replies
   • 6.6k views
   • 
   • pmacduff
   • May 17, 2010

8. In-Service Distribution

   By austin3515, March 10, 2010
   • 11 replies
   • 1.5k views
   • 
   • BG5150
   • March 10, 2010

9. Market Value Adjustment Switching Recordkeepers

   By Albert, November 27, 2019   

   • market value adjustment
   • surrender fees
   • (and 1 more)

     Tagged with:

     • market value adjustment
     • surrender fees
     • conversion
   • 11 replies
   • 4.2k views
   • 
   • Keith Lowery
   • October 1, 2025

10. Termination Distribution fees paid by plan participant

    By 2muchstress, March 6, 2003
    • 11 replies
    • 3.3k views
    • 
    • R. Butler
    • May 21, 2003

11. Individual class based New Comparability

    By pjb1835, February 21, 2018
    • 11 replies
    • 2.7k views
    • 
    • chc93
    • February 22, 2018

12. Super fascninating question - Owners Child is an LTPT

    By austin3515, March 6, 2024
    • 11 replies
    • 1.8k views
    • 
    • austin3515
    • March 8, 2024

13. correcting error in plan doc when switching TPA

    By parks777, January 9, 2017
    • 11 replies
    • 1.7k views
    • 
    • BG5150
    • January 10, 2017

14. Is it okay for a plan’s investment menu to include a non-diversified alternative?

    By Peter Gulia, November 7, 2018   

    • erisa 404(c)
    • 11 replies
    • 2.1k views
    • 
    • 401 Chaos
    • November 14, 2018

15. 2-Loan Limit, Participant Pays Off 1 Loan, Obtains New Loan and Payoff Check Bounces

    By Guest rocnrols2, October 15, 2003
    • 11 replies
    • 2.1k views
    • 
    • Guest
    • March 26, 2004

16. HELP :) In Plan Roth Conversion (Last Minute!)

    By austin3515, December 31, 2014
    • 11 replies
    • 1.4k views
    • 
    • Briandfox
    • January 3, 2015

17. Allowable Formulas for Discretionary Match

    By vanders2240, June 18, 2015
    • 11 replies
    • 6.1k views
    • 
    • John Feldt ERPA CPC QPA
    • June 20, 2015

18. Last Day Rule / Last Business Day

    By austin3515, April 12, 2017
    • 11 replies
    • 3.6k views
    • 
    • duckthing
    • April 13, 2017

19. Exclude NHCE that are currently eligible

    By justanotheradmin, August 20, 2019
    • 11 replies
    • 2.1k views
    • 
    • BG5150
    • September 3, 2019

20. Safe Harbor and the Top Heavy free pass

    By Guest EPS2, January 24, 2009
    • 11 replies
    • 2.5k views
    • 
    • Kevin C
    • January 27, 2009

21. Fronting Loan Or Distribution Proceeds

    By Disco Stu, February 22, 2002
    • 11 replies
    • 2.6k views
    • 
    • Guest
    • February 26, 2002

22. do fiduciairies lose 404(c) protection if they change fund allocations within model strategies offered to participants?

    By k man, March 2, 2004
    • 11 replies
    • 1.8k views
    • 
    • Jon Chambers
    • March 5, 2004

23. Negative Election

    By Guest worr, May 26, 1999
    • 11 replies
    • 3.5k views
    • 
    • Kirk Maldonado
    • January 24, 2002

24. Company in severe cash-crunch is considering asking key executives to

    By Guest BA Gates, January 12, 2001
    • 11 replies
    • 1.9k views
    • 
    • Jon Chambers
    • January 16, 2001

25. Restructuring Ownership to Avoid Controlled Group?

    By Susan S., November 14, 2016
    • 11 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • November 15, 2016

26. OCPP

    By ERISA1, July 24, 2008
    • 11 replies
    • 2.4k views
    • 
    • Mike Preston
    • July 25, 2008

27. Compensation limit and match

    By rlb64, March 1, 2005
    • 11 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2005

28. Failed Coverage Test

    By PFranckowiak, February 26, 2018
    • 11 replies
    • 1.4k views
    • 
    • Luke Bailey
    • February 27, 2018

29. general question - allowed to contribute for 2017 now & wants corrected w2?

    By Erica23, April 16, 2018
    • 11 replies
    • 806 views
    • 
    • Tom Poje
    • April 17, 2018

30. When is 'loss date' for late deferrals?

    By BG5150, August 2, 2018
    • 11 replies
    • 3.2k views
    • 
    • John Feldt ERPA CPC QPA
    • August 3, 2018

31. 401k plan selection

    By Guest FtCollins, April 16, 2011
    • 11 replies
    • 4.7k views
    • 
    • SFSD
    • April 18, 2011

32. Leaving PEO Plan When CO is Acquired

    By 401 Chaos, August 4, 2017
    • 11 replies
    • 7.1k views
    • 
    • TPAJake
    • August 8, 2017

33. Must the first day of a plan year be an entry date?

    By BG5150, December 4, 2015
    • 11 replies
    • 3k views
    • 
    • MWeddell
    • February 19, 2018

34. Failed coverage test for numerous years

    By Guest SWH, January 2, 2009
    • 11 replies
    • 1.8k views
    • 
    • Guest
    • January 26, 2009

35. Loans

    By Alex Daisy, May 10, 2010
    • 11 replies
    • 6k views
    • 
    • Tom Poje
    • May 27, 2010

36. Participant exceeding salary reduction limit stated in document

    By Guest elizabeth, January 6, 1999
    • 11 replies
    • 2.1k views
    • 
    • Guest
    • January 8, 1999

37. Defined Contribution Plan with Cross-testing

    By Guest fender5150, August 29, 2007
    • 11 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • August 31, 2007

38. DRO--Value fluctuations

    By Guest SWH, April 2, 2008
    • 11 replies
    • 2.3k views
    • 
    • dmwe
    • April 10, 2008

39. Start Up 3% Nonelective Safe Harbor

    By Gilmore, August 12, 2020
    • 11 replies
    • 2k views
    • 
    • Bill Presson
    • September 17, 2020

40. Excess deferral across two plans--too late now?

    By BG5150, May 6, 2024
    • 11 replies
    • 3.1k views
    • 
    • Lou S.
    • May 7, 2024

41. Top heavy contribution for key employee

    By cathyw, March 24, 2025
    • 11 replies
    • 1.7k views
    • 
    • Paul I
    • March 26, 2025

42. Discretionary Match

    By DP, August 13, 2003
    • 11 replies
    • 2.3k views
    • 
    • DP
    • August 15, 2003

43. Help. Confused minds want to know: Is this a controlled group?

    By Guest jcarlos, May 12, 2005
    • 11 replies
    • 1.7k views
    • 
    • R. Butler
    • May 16, 2005

44. ADP testing and excluded class of employees

    By eilano, March 8, 2007
    • 11 replies
    • 4.4k views
    • 
    • eilano
    • March 12, 2007

45. Negative Earnings

    By Guest psu83, May 11, 2011
    • 11 replies
    • 2.3k views
    • 
    • Tom Poje
    • May 13, 2011

46. compensation used in a QNEC

    By Santo Gold, November 12, 2017
    • 11 replies
    • 1.9k views
    • 
    • Santo Gold
    • November 14, 2017

47. Discretionary match suspension notice

    By ombskid, June 25, 2012
    • 11 replies
    • 6.1k views
    • 
    • ombskid
    • June 28, 2012

48. Student Loan Genius

    By Chippy, August 7, 2018
    • 11 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 17, 2018

49. Can CPA audit fees be paid from the plan's assets if the plan sponsor

    By Guest Lisa Flagg, November 8, 2000
    • 11 replies
    • 3.6k views
    • 
    • Guest
    • December 31, 2001

50. Eligibility Issues

    By Fred Payne, July 26, 2002
    • 11 replies
    • 2.3k views
    • 
    • E as in ERISA
    • July 31, 2002