401(k) Plans

19,275 topics in this forum

1. In-Service Distribution

   By austin3515, March 10, 2010
   • 11 replies
   • 1.5k views
   • 
   • BG5150
   • March 10, 2010

2. Market Value Adjustment Switching Recordkeepers

   By Albert, November 27, 2019   

   • market value adjustment
   • surrender fees
   • (and 1 more)

     Tagged with:

     • market value adjustment
     • surrender fees
     • conversion
   • 11 replies
   • 4.1k views
   • 
   • Keith Lowery
   • October 1

3. Termination Distribution fees paid by plan participant

   By 2muchstress, March 6, 2003
   • 11 replies
   • 3.2k views
   • 
   • R. Butler
   • May 21, 2003

4. Individual class based New Comparability

   By pjb1835, February 21, 2018
   • 11 replies
   • 2.7k views
   • 
   • chc93
   • February 22, 2018

5. Super fascninating question - Owners Child is an LTPT

   By austin3515, March 6, 2024
   • 11 replies
   • 1.8k views
   • 
   • austin3515
   • March 8, 2024

6. correcting error in plan doc when switching TPA

   By parks777, January 9, 2017
   • 11 replies
   • 1.7k views
   • 
   • BG5150
   • January 10, 2017

7. Is it okay for a plan’s investment menu to include a non-diversified alternative?

   By Peter Gulia, November 7, 2018   

   • erisa 404(c)
   • 11 replies
   • 2.1k views
   • 
   • 401 Chaos
   • November 14, 2018

8. 2-Loan Limit, Participant Pays Off 1 Loan, Obtains New Loan and Payoff Check Bounces

   By Guest rocnrols2, October 15, 2003
   • 11 replies
   • 2.1k views
   • 
   • Guest
   • March 26, 2004

9. HELP :) In Plan Roth Conversion (Last Minute!)

   By austin3515, December 31, 2014
   • 11 replies
   • 1.4k views
   • 
   • Briandfox
   • January 3, 2015

10. Allowable Formulas for Discretionary Match

    By vanders2240, June 18, 2015
    • 11 replies
    • 6k views
    • 
    • John Feldt ERPA CPC QPA
    • June 20, 2015

11. Last Day Rule / Last Business Day

    By austin3515, April 12, 2017
    • 11 replies
    • 3.6k views
    • 
    • duckthing
    • April 13, 2017

12. Exclude NHCE that are currently eligible

    By justanotheradmin, August 20, 2019
    • 11 replies
    • 2k views
    • 
    • BG5150
    • September 3, 2019

13. Safe Harbor and the Top Heavy free pass

    By Guest EPS2, January 24, 2009
    • 11 replies
    • 2.5k views
    • 
    • Kevin C
    • January 27, 2009

14. Fronting Loan Or Distribution Proceeds

    By Disco Stu, February 22, 2002
    • 11 replies
    • 2.6k views
    • 
    • Guest
    • February 26, 2002

15. do fiduciairies lose 404(c) protection if they change fund allocations within model strategies offered to participants?

    By k man, March 2, 2004
    • 11 replies
    • 1.8k views
    • 
    • Jon Chambers
    • March 5, 2004

16. Negative Election

    By Guest worr, May 26, 1999
    • 11 replies
    • 3.4k views
    • 
    • Kirk Maldonado
    • January 24, 2002

17. Company in severe cash-crunch is considering asking key executives to

    By Guest BA Gates, January 12, 2001
    • 11 replies
    • 1.9k views
    • 
    • Jon Chambers
    • January 16, 2001

18. Restructuring Ownership to Avoid Controlled Group?

    By Susan S., November 14, 2016
    • 11 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • November 15, 2016

19. OCPP

    By ERISA1, July 24, 2008
    • 11 replies
    • 2.4k views
    • 
    • Mike Preston
    • July 25, 2008

20. Compensation limit and match

    By rlb64, March 1, 2005
    • 11 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • March 2, 2005

21. Failed Coverage Test

    By PFranckowiak, February 26, 2018
    • 11 replies
    • 1.4k views
    • 
    • Luke Bailey
    • February 27, 2018

22. general question - allowed to contribute for 2017 now & wants corrected w2?

    By Erica23, April 16, 2018
    • 11 replies
    • 788 views
    • 
    • Tom Poje
    • April 17, 2018

23. When is 'loss date' for late deferrals?

    By BG5150, August 2, 2018
    • 11 replies
    • 3.1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 3, 2018

24. 401k plan selection

    By Guest FtCollins, April 16, 2011
    • 11 replies
    • 4.6k views
    • 
    • SFSD
    • April 18, 2011

25. Leaving PEO Plan When CO is Acquired

    By 401 Chaos, August 4, 2017
    • 11 replies
    • 6.8k views
    • 
    • TPAJake
    • August 8, 2017

26. Must the first day of a plan year be an entry date?

    By BG5150, December 4, 2015
    • 11 replies
    • 2.9k views
    • 
    • MWeddell
    • February 19, 2018

27. Failed coverage test for numerous years

    By Guest SWH, January 2, 2009
    • 11 replies
    • 1.8k views
    • 
    • Guest
    • January 26, 2009

28. Loans

    By Alex Daisy, May 10, 2010
    • 11 replies
    • 5.9k views
    • 
    • Tom Poje
    • May 27, 2010

29. Participant exceeding salary reduction limit stated in document

    By Guest elizabeth, January 6, 1999
    • 11 replies
    • 2.1k views
    • 
    • Guest
    • January 8, 1999

30. Defined Contribution Plan with Cross-testing

    By Guest fender5150, August 29, 2007
    • 11 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • August 31, 2007

31. DRO--Value fluctuations

    By Guest SWH, April 2, 2008
    • 11 replies
    • 2.2k views
    • 
    • dmwe
    • April 10, 2008

32. Start Up 3% Nonelective Safe Harbor

    By Gilmore, August 12, 2020
    • 11 replies
    • 1.9k views
    • 
    • Bill Presson
    • September 17, 2020

33. Excess deferral across two plans--too late now?

    By BG5150, May 6, 2024
    • 11 replies
    • 2.7k views
    • 
    • Lou S.
    • May 7, 2024

34. Top heavy contribution for key employee

    By cathyw, March 24
    • 11 replies
    • 1.5k views
    • 
    • Paul I
    • March 26

35. Discretionary Match

    By DP, August 13, 2003
    • 11 replies
    • 2.3k views
    • 
    • DP
    • August 15, 2003

36. Help. Confused minds want to know: Is this a controlled group?

    By Guest jcarlos, May 12, 2005
    • 11 replies
    • 1.7k views
    • 
    • R. Butler
    • May 16, 2005

37. ADP testing and excluded class of employees

    By eilano, March 8, 2007
    • 11 replies
    • 4.3k views
    • 
    • eilano
    • March 12, 2007

38. Negative Earnings

    By Guest psu83, May 11, 2011
    • 11 replies
    • 2.3k views
    • 
    • Tom Poje
    • May 13, 2011

39. compensation used in a QNEC

    By Santo Gold, November 12, 2017
    • 11 replies
    • 1.9k views
    • 
    • Santo Gold
    • November 14, 2017

40. Discretionary match suspension notice

    By ombskid, June 25, 2012
    • 11 replies
    • 6.1k views
    • 
    • ombskid
    • June 28, 2012

41. Student Loan Genius

    By Chippy, August 7, 2018
    • 11 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 17, 2018

42. Can CPA audit fees be paid from the plan's assets if the plan sponsor

    By Guest Lisa Flagg, November 8, 2000
    • 11 replies
    • 3.5k views
    • 
    • Guest
    • December 31, 2001

43. Eligibility Issues

    By Fred Payne, July 26, 2002
    • 11 replies
    • 2.3k views
    • 
    • E as in ERISA
    • July 31, 2002

44. Maximum Deferral

    By khn, April 21, 2017
    • 11 replies
    • 1.2k views
    • 
    • NJ Mike
    • April 25, 2017

45. Safe Harbor "Wait-and-See" Notice

    By Jilliandiz, August 1, 2007
    • 11 replies
    • 4k views
    • 
    • austin3515
    • October 27, 2007

46. First year profit share and W-2 box 13

    By masteff, September 27, 2007
    • 11 replies
    • 8.5k views
    • 
    • Appleby
    • October 2, 2007

47. SEP AND 401k - in same year

    By Zoey, August 27, 2009
    • 11 replies
    • 13k views
    • 
    • jevd
    • July 30, 2010

48. Missed Loan Payments

    By katie58, April 24, 2014
    • 11 replies
    • 4.5k views
    • 
    • katie58
    • April 25, 2014

49. Eligible employee

    By Guest mparker2028, February 6, 2006
    • 11 replies
    • 3.4k views
    • 
    • Tom Poje
    • February 15, 2006

50. For an academic purpose, will you share examples of good and bad 408b-2 disclosures?

    By Peter Gulia, September 29, 2017
    • 11 replies
    • 908 views
    • 
    • Peter Gulia
    • October 3, 2017