401(k) Plans

19,334 topics in this forum

1. Funds returned to the plan for a breakpoint settlement from the asset compan

   By Guest cynthiar, July 13, 2004
   • 0 replies
   • 1k views
   • 
   • Guest
   • July 13, 2004

2. 59 1/2 Distributions

   By MBCarey, February 20, 2007
   • 1 reply
   • 1k views
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   • JanetM
   • February 20, 2007

3. Paying off Mortgage a Moving Expense?

   By austin3515, April 5, 2011
   • 5 replies
   • 1k views
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   • austin3515
   • April 5, 2011

4. compensation disclosures for Investment advisor per 408b

   By Jim Chad, April 23, 2012
   • 2 replies
   • 1k views
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   • Jim Chad
   • April 26, 2012

5. Eligiblity of a Rehire

   By Lou81, August 23, 2023   

   • rehire
   • 6 replies
   • 1k views
   • 
   • Lou81
   • August 25, 2023

6. can 1099 income contribution be added to S-corp plan?

   By mkaufman, December 22, 2021
   • 5 replies
   • 1k views
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   • mkaufman
   • December 24, 2021

7. Proving Guardian IS Guardian

   By austin3515, July 18, 2007
   • 0 replies
   • 1k views
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   • austin3515
   • July 18, 2007

8. 'cutback' for increased eligibility provision?

   By TPApril, December 29, 2023
   • 4 replies
   • 1k views
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   • Bill Presson
   • December 31, 2023

9. ADP testing and controlled groups

   By Guest Rocky, October 20, 2004
   • 3 replies
   • 1k views
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   • Tom Poje
   • October 20, 2004

10. Coverage testing - how to handle acquiring employer's promise to make contributions 4 or 5 years from now?

    By fiona1, September 30, 2003
    • 3 replies
    • 1k views
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    • fiona1
    • September 30, 2003

11. Senior Moment

    By thepensionmaven, May 7, 2014
    • 5 replies
    • 1k views
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    • Kevin C
    • May 8, 2014

12. Investments with a minimum networth

    By artvandelay3, December 9, 2013
    • 5 replies
    • 1k views
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    • Tom Poje
    • December 11, 2013

13. Matching on Catch Up contributions

    By Guest h_nowicki, May 26, 2004
    • 1 reply
    • 1k views
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    • Blinky the 3-eyed Fish
    • May 26, 2004

14. Match con eligibility when 401k maxed earlier

    By TPApril, December 30, 2015
    • 4 replies
    • 1k views
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    • TPApril
    • December 31, 2015

15. sticky situation bank and foreclosure

    By Guest ?pensionguy, March 12, 2012
    • 4 replies
    • 1k views
    • 
    • Guest
    • March 13, 2012

16. ACP/ADP Tesing

    By pbarrett, March 17, 2003
    • 1 reply
    • 1k views
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    • R. Butler
    • March 17, 2003

17. Plan aggregation for top heavy

    By Guest jkrad, March 17, 2003
    • 3 replies
    • 1k views
    • 
    • R. Butler
    • March 18, 2003

18. One to One QNEC question relating to bargaining/nonbargaining

    By fiona1, October 30, 2003
    • 1 reply
    • 1k views
    • 
    • KJohnson
    • October 30, 2003

19. Catch up contributions for short plan year

    By Pixie, August 6, 2019   

    • adp test
    • 2 replies
    • 1k views
    • 
    • Below Ground
    • August 7, 2019

20. SARSEP divorce withdraw

    By Guest debtman, December 16, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • December 16, 2010

21. Match Allocation vs Formula Condition

    By justatester, February 17, 2012
    • 2 replies
    • 1k views
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    • austin3515
    • February 18, 2012

22. Terminating a MEP

    By LisaS, November 21, 2019
    • 2 replies
    • 1k views
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    • LisaS
    • December 10, 2019

23. Early Withdrawal After Tax Credit

    By Guest jjc418, May 18, 2006
    • 1 reply
    • 1k views
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    • ERISAnut
    • May 19, 2006

24. Simple 401(k)

    By stevena, July 27, 2004
    • 1 reply
    • 1k views
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    • FundeK
    • July 27, 2004

25. Control Group

    By pixmax, December 23, 2010
    • 3 replies
    • 1k views
    • 
    • Bird
    • December 24, 2010

26. ADP Testing - Determining HCEs and NHCEs

    By waid10, February 2, 2021
    • 7 replies
    • 1k views
    • 
    • Lou S.
    • February 4, 2021

27. SH Plan - Employer Closing Doors

    By austin3515, July 27, 2011
    • 2 replies
    • 1k views
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    • austin3515
    • July 27, 2011

28. 401(k) employee contribution missed for 12/24/2014

    By lbrenneman, March 19, 2015
    • 1 reply
    • 1k views
    • 
    • Kevin C
    • April 3, 2015

29. Benefits deductions for 2005

    By Guest reedjd, January 6, 2005
    • 1 reply
    • 1k views
    • 
    • rcline46
    • January 6, 2005

30. catch-upcontributions

    By Guest joeplans, April 9, 2004
    • 1 reply
    • 1k views
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    • Archimage
    • April 9, 2004

31. ER Securities, NUA, and Roth

    By Guest JMF, April 24, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 24, 2010

32. Change to Safe Harbor

    By Dougsbpc, April 24, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 26, 2010

33. Death Benefits rollable?

    By Guest jhilliard, October 9, 2003
    • 1 reply
    • 1k views
    • 
    • Lori Foresz
    • October 9, 2003

34. Taxes from 401K

    By Buddy M, September 29, 2019
    • 10 replies
    • 1k views
    • 
    • Buddy M
    • October 1, 2019

35. QNEC and QMAC vs nonelective contributions

    By dragondon, April 13, 2023
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • April 14, 2023

36. Auto Enroll and Escalate? Well maybe......

    By Mr Bagwell, November 15, 2016
    • 4 replies
    • 1k views
    • 
    • TPAJake
    • November 18, 2016

37. Mergers and 401k Safe harbors

    By perkinsran, March 7, 2007
    • 0 replies
    • 1k views
    • 
    • perkinsran
    • March 7, 2007

38. Participant Disclosure and Plan Amendment

    By Jennifer D., November 8, 2012
    • 3 replies
    • 1k views
    • 
    • MoJo
    • November 8, 2012

39. Service

    By fiona1, February 18, 2010
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • February 19, 2010

40. Safe Harbor Plan with only the owners deferring

    By Guest EPS2, March 11, 2008
    • 1 reply
    • 1k views
    • 
    • Kimberly S
    • March 11, 2008

41. Plan Loans

    By jala, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • WDIK
    • December 18, 2003

42. Delay in transferring assets from an orphaned SDA

    By mwagner003, April 11, 2016   

    • self-directed account
    • SDA
    • (and 1 more)

      Tagged with:

      • self-directed account
      • SDA
      • trading window
    • 2 replies
    • 1k views
    • 
    • BG5150
    • April 12, 2016

43. Plan coverage change during testing year

    By Guest jae3207, December 20, 2005
    • 0 replies
    • 1k views
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    • Guest
    • December 20, 2005

44. company a with 401(k) purchased by company b with simple ira

    By Guest mrtnak, January 12, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 12, 2005

45. Forfeiture Use in a Plan

    By mlp0816, February 12, 2014   

    • Forfeitures
    • 4 replies
    • 1k views
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    • K2retire
    • February 12, 2014

46. Discretionary Match missed

    By imchipbrown, March 27, 2013
    • 1 reply
    • 1k views
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    • ESOP Guy
    • March 28, 2013

47. Amendment Timing

    By Stash026, September 11, 2009
    • 1 reply
    • 1k views
    • 
    • Guest
    • September 11, 2009

48. ADP-ACP failure - owners on K-1 income

    By pmacduff, March 6, 2025
    • 3 replies
    • 1k views
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    • C. B. Zeller
    • March 6, 2025

49. Title I Plan?

    By Guest notapensiongeek, February 26, 2008
    • 3 replies
    • 1k views
    • 
    • Guest
    • February 26, 2008

50. Death of Participant and Outstanding Loan

    By 401k Conundrums, September 11, 2025
    • 1 reply
    • 1k views
    • 
    • Lucky32
    • September 11, 2025