401(k) Plans

19,319 topics in this forum

1. Plan merger and last day rule

   By 30Rock, October 9, 2012
   • 0 replies
   • 1k views
   • 
   • 30Rock
   • October 9, 2012

2. Forfeiture Use in a Plan

   By mlp0816, February 12, 2014   

   • Forfeitures
   • 4 replies
   • 1k views
   • 
   • K2retire
   • February 12, 2014

3. Required Minimum Distribution

   By Guest hstew, December 19, 2007
   • 1 reply
   • 1k views
   • 
   • WDIK
   • December 19, 2007

4. Merging plans

   By Guest KRS401k, February 17, 2011
   • 1 reply
   • 1k views
   • 
   • rcline46
   • February 17, 2011

5. Permitted contribution max w/Catch-up when after-tax-dumb question? Or does anyone know the answer.

   By Guest devonlucy, July 4, 2005
   • 0 replies
   • 1k views
   • 
   • Guest
   • July 4, 2005

6. Fiduciary Liability Master Class

   By Guest kristiena, September 9, 2002
   • 0 replies
   • 1k views
   • 
   • Guest
   • September 9, 2002

7. Participant Disclosure and Plan Amendment

   By Jennifer D., November 8, 2012
   • 3 replies
   • 1k views
   • 
   • MoJo
   • November 8, 2012

8. IRC 410(b)

   By Purplemandinga, March 17, 2021
   • 4 replies
   • 1k views
   • 
   • Mike Preston
   • March 17, 2021

9. plan with no value - how to complete 5500-EZ?

   By AlbanyConsultant, September 20, 2024
   • 7 replies
   • 1k views
   • 
   • Ecianas
   • September 28, 2024

10. Missed Blackout Notice

    By LawyerGuy, July 28, 2021
    • 1 reply
    • 1k views
    • 
    • Peter Gulia
    • July 28, 2021

11. Match con eligibility when 401k maxed earlier

    By TPApril, December 30, 2015
    • 4 replies
    • 1k views
    • 
    • TPApril
    • December 31, 2015

12. Change to Safe Harbor

    By Dougsbpc, April 24, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 26, 2010

13. Suspending Trading due to Volume

    By Guest calcu, July 21, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 21, 2005

14. Private Letter Rulings

    By austin3515, September 20, 2004
    • 1 reply
    • 1k views
    • 
    • GBurns
    • September 21, 2004

15. QSLOB Question

    By Guest Bearlee, February 27, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • February 27, 2007

16. Vesting Service

    By Safeharbor29, June 3, 2015   

    • prior employer
    • predecessor employer
    • 2 replies
    • 1k views
    • 
    • Mike Preston
    • June 3, 2015

17. Death of Participant and Outstanding Loan

    By 401k Conundrums, September 11, 2025
    • 1 reply
    • 1k views
    • 
    • Lucky32
    • September 11, 2025

18. does this constitute a controlled group?

    By Lori H, August 27, 2003
    • 1 reply
    • 1k views
    • 
    • actuarysmith
    • August 28, 2003

19. Integrated Formula - Different Contribution Amount for HCEs

    By Danny CPA, July 25, 2017
    • 6 replies
    • 1k views
    • 
    • Danny CPA
    • July 26, 2017

20. Common Control and Tax-Exempt Entities

    By JG-12, September 8, 2021
    • 8 replies
    • 1k views
    • 
    • JG-12
    • September 17, 2021

21. Excess Deferral to Solo 401k Promptly Corrected. Tax Implications?

    By J295, March 15, 2021
    • 3 replies
    • 1k views
    • 
    • TPApril
    • March 17, 2021

22. Plan Merger (Safe Harbor)

    By MGOAdmin, August 10, 2021
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • August 10, 2021

23. Correcting ADP Test Failure Under EPCRS

    By Madison71, October 10, 2017
    • 3 replies
    • 1k views
    • 
    • Madison71
    • October 10, 2017

24. Compliance Testing/Elective Deferral Accumulators

    By Guest TouchofGrey, January 18, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 18, 2004

25. Can a participant's benefit in an ESOP be diversified into his/her profit sharing plan of same employer?

    By Guest jhilliard, October 27, 2003
    • 2 replies
    • 1k views
    • 
    • stephen
    • October 28, 2003

26. Change in Plan Year Prior to Establishing Safe Harbor 401(k)

    By WDIK, June 1, 2004
    • 1 reply
    • 1k views
    • 
    • g8r
    • June 2, 2004

27. Discretionary Match missed

    By imchipbrown, March 27, 2013
    • 1 reply
    • 1k views
    • 
    • ESOP Guy
    • March 28, 2013

28. Standardized?

    By Guest thisissocomplicated, January 21, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 21, 2004

29. Catch up contributions for short plan year

    By Pixie, August 6, 2019   

    • adp test
    • 2 replies
    • 1k views
    • 
    • Below Ground
    • August 7, 2019

30. Withholding required on in-service withdrawals?

    By RayJJohnsonJr, December 19, 2014
    • 1 reply
    • 1k views
    • 
    • Lou S.
    • December 19, 2014

31. HEART Act

    By Nassau, July 27, 2010
    • 0 replies
    • 1k views
    • 
    • Nassau
    • July 27, 2010

32. Allocating funds received from class action suits

    By AKconsult, September 24, 2007
    • 0 replies
    • 1k views
    • 
    • AKconsult
    • September 24, 2007

33. eligibility, 1000 hrs reached but DOT<21

    By TPApril, March 18, 2021
    • 5 replies
    • 1k views
    • 
    • BG5150
    • March 18, 2021

34. Deemed distribution of participant loan that did not include accrued interest

    By Walter7020, January 21, 2022
    • 6 replies
    • 1k views
    • 
    • BeachBum
    • January 25, 2022

35. Employer penalty tax for excess contributions and catch up

    By Guest phy401k, August 6, 2007
    • 1 reply
    • 1k views
    • 
    • WDIK
    • August 6, 2007

36. Adoption vs. Effective Date of Corrective Amendment

    By Ananda, October 3, 2023
    • 6 replies
    • 1k views
    • 
    • Paul I
    • October 4, 2023

37. Top Heavy Contribution -- 3% of Which Year's Comp?

    By Guest mrjones, June 29, 2014
    • 4 replies
    • 1k views
    • 
    • david rigby
    • June 30, 2014

38. Fund not accepting liquidation requests

    By K2retire, September 8, 2009
    • 3 replies
    • 1k views
    • 
    • mbozek
    • September 8, 2009

39. compensation

    By mehmgo, August 26, 2014
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • August 27, 2014

40. 415 limit

    By Lori H, July 17, 2012
    • 4 replies
    • 1k views
    • 
    • Tom Poje
    • July 18, 2012

41. Addding Match Option During The Plan Year

    By blue, January 30, 2007
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • January 31, 2007

42. Ownership & Top Paid Group

    By CJS07, February 27, 2007
    • 2 replies
    • 1k views
    • 
    • WDIK
    • February 27, 2007

43. 2009 Waived MRDs

    By DTH, January 16, 2009
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • January 16, 2009

44. Fidelity Bond for Privately Held Stock

    By Guest twoodman, January 9, 2012
    • 1 reply
    • 1k views
    • 
    • mming
    • January 11, 2012

45. 'cutback' for increased eligibility provision?

    By TPApril, December 29, 2023
    • 4 replies
    • 1k views
    • 
    • Bill Presson
    • December 31, 2023

46. 401(k) Eligibility - 500 Hours

    By EBECatty, August 27, 2024
    • 3 replies
    • 1k views
    • 
    • David Peckham
    • August 28, 2024

47. Disaggregation of plan for new employer

    By ccassetty, February 25, 2005
    • 1 reply
    • 1k views
    • 
    • ccassetty
    • March 7, 2005

48. QDIA Requirements for EACA and QACA under SECURE 2.0

    By Vlad401k, May 27, 2025
    • 3 replies
    • 1k views
    • 
    • Gilmore
    • May 29, 2025

49. Appropriateness of deduction in ASG setting

    By billfgrady, March 15, 2004
    • 0 replies
    • 1k views
    • 
    • billfgrady
    • March 15, 2004

50. Franchises

    By justatester, August 19, 2011
    • 1 reply
    • 1k views
    • 
    • Guest
    • August 19, 2011