401(k) Plans

19,275 topics in this forum

1. Company purchased. One or two discrimination tests?

   By KateSmithPA, August 15, 2001
   • 11 replies
   • 2.4k views
   • 
   • Guest
   • August 16, 2001

2. From 401(k) to One Person Plan

   By Guest Twinky, January 29, 2009
   • 11 replies
   • 1.9k views
   • 
   • Guest
   • February 5, 2009

3. Safe Harbor and an Annual Match - how to?

   By Guest scdgoofy, February 12, 2007
   • 11 replies
   • 2.7k views
   • 
   • 12AX7
   • February 13, 2007

4. Plan Loan

   By Madison71, November 27, 2007
   • 11 replies
   • 1.8k views
   • 
   • Belgarath
   • November 29, 2007

5. 414(s) Compensation from date of deferrals

   By rcline46, February 6, 2006
   • 11 replies
   • 2.4k views
   • 
   • WDIK
   • February 10, 2006

6. Is this a CODA?

   By Guest zora, September 26, 2006
   • 11 replies
   • 2.6k views
   • 
   • ak2ary
   • October 11, 2006

7. EGTRRA Deadline for New Plan?

   By Scott, May 23, 2003
   • 11 replies
   • 2k views
   • 
   • g8r
   • May 28, 2003

8. Weird Vesting Rule

   By austin3515, July 27, 2021
   • 11 replies
   • 762 views
   • 
   • Bill Presson
   • July 27, 2021

9. Irrevocable Waiver

   By Catch22PGM, February 1, 2021   

   • irrevocable election
   • waiver
   • 11 replies
   • 2.5k views
   • 
   • ESOP Guy
   • February 3, 2021

10. New Plan or Restatement?

    By Guest steve55, October 26, 2004
    • 11 replies
    • 2.9k views
    • 
    • Guest
    • October 27, 2004

11. Crediting Hours of Service

    By 401 Chaos, April 14, 2010
    • 11 replies
    • 5.6k views
    • 
    • TLGeer
    • April 17, 2010

12. Retroactive Safe Harbor Amendment

    By Purplemandinga, March 24, 2020
    • 11 replies
    • 2.8k views
    • 
    • C. B. Zeller
    • March 25, 2020

13. Deadlines for new plans (2022)

    By 401kay, August 16, 2022
    • 11 replies
    • 1.4k views
    • 
    • Bri
    • August 22, 2022

14. HCE in more than 1 plan

    By AKconsult, November 22, 2016   

    • ADP testing
    • 11 replies
    • 2k views
    • 
    • Kevin C
    • December 1, 2016

15. short plan year failed ADP

    By R. Butler, January 17, 2017
    • 11 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 19, 2017

16. Maxing 402(g) Limit Early in Year

    By Guest kjk, March 29, 2002
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • April 2, 2002

17. Top Heavy minimum for Participant moved to excluded class...

    By jkharvey, October 11, 2013
    • 11 replies
    • 4.5k views
    • 
    • Kevin C
    • November 4, 2013

18. affiliated service group?

    By PensionNewbee, April 26, 2004
    • 11 replies
    • 2.9k views
    • 
    • PensionNewbee
    • May 6, 2004

19. Separate plans for each of the owners?

    By austin3515, April 20, 2011
    • 11 replies
    • 1.2k views
    • 
    • QNPG
    • April 21, 2011

20. 20% Withholding not paid until following plan year

    By SSRRS, March 23, 2021
    • 11 replies
    • 1.9k views
    • 
    • thepensionmaven
    • March 24, 2021

21. Ineligible 401k participant

    By Guest Ed Walker, February 26, 2002
    • 11 replies
    • 7.6k views
    • 
    • lkpittman
    • December 23, 2002

22. RMD Rules

    By austin3515, March 7, 2017
    • 11 replies
    • 1.7k views
    • 
    • austin3515
    • March 9, 2017

23. Bottom Up QNEC

    By Guest Frank Jackson, July 2, 1999
    • 11 replies
    • 4.1k views
    • 
    • ccassetty
    • April 3, 2003

24. Changing Plan's Eligibility Provisions

    By msmith, March 17, 2010
    • 11 replies
    • 6.5k views
    • 
    • msmith
    • March 19, 2010

25. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.2k views
    • 
    • TMH
    • March 18, 2019

26. Balance Forward Earning Accounting

    By armand2706, August 18, 2017
    • 11 replies
    • 5.6k views
    • 
    • hr for me
    • August 23, 2017

27. Who Purchases ERISA Bond?

    By Guest BenefitsAnnie, July 17, 2013
    • 11 replies
    • 1.7k views
    • 
    • QDROphile
    • July 17, 2013

28. Former Key in top heavy test

    By doombuggy, May 26, 2016   

    • key employee
    • former key employee
    • (and 1 more)

      Tagged with:

      • key employee
      • former key employee
      • top heavy test
    • 11 replies
    • 8.6k views
    • 
    • LKSmoke
    • March 15, 2021

29. Terminating plan/lost participants/rollovers

    By Chippy, April 27, 2018
    • 11 replies
    • 1.1k views
    • 
    • chc93
    • May 2, 2018

30. Paid leaves under FMLA/ and now FFCRA

    By austin3515, March 26, 2020
    • 11 replies
    • 3.9k views
    • 
    • Dave Baker
    • March 31, 2020

31. Deferring before eligible

    By Guest CGBS, February 24, 2000
    • 11 replies
    • 4.2k views
    • 
    • Guest
    • August 21, 2009

32. Plan design error

    By rlb64, September 28, 2005
    • 11 replies
    • 2.1k views
    • 
    • mbozek
    • September 30, 2005

33. S Corp Tax savings with Solo 401K

    By sunshine, December 15, 2015   

    • s-corp
    • solo-401k
    • 11 replies
    • 3.5k views
    • 
    • Belgarath
    • December 17, 2015

34. Force-Out of Small Balances

    By Catch22PGM, March 30, 2022   

    • distribution
    • force-out distribution
    • (and 1 more)

      Tagged with:

      • distribution
      • force-out distribution
      • forfeiture
    • 11 replies
    • 2.4k views
    • 
    • BG5150
    • April 19, 2022

35. prior year testing

    By Guest good2brich, March 4, 2004
    • 11 replies
    • 2.2k views
    • 
    • jquazza
    • March 4, 2004

36. ER deposited 'elective' profit sharing

    By BG5150, June 10, 2022
    • 11 replies
    • 979 views
    • 
    • Nate S
    • June 23, 2022

37. Is rounding by an investment company normal?

    By DMcGovern, March 24, 2021
    • 11 replies
    • 1.6k views
    • 
    • BG5150
    • March 26, 2021

38. Automatic Rollovers

    By FJR, January 4, 2005
    • 11 replies
    • 4.2k views
    • 
    • Guest
    • April 11, 2005

39. ACP Test for Safe Harbor Match and Employee After-Tax

    By PensionPro, August 27, 2020
    • 11 replies
    • 5.4k views
    • 
    • Bill Presson
    • January 10

40. Safe Harbor 401(k)nonelective contribution satisfied in money purchase

    By Guest Bill Mulkern, February 16, 1999
    • 11 replies
    • 2k views
    • 
    • Mike Preston
    • April 12, 2016

41. Hardships & Loan repayments

    By Brian Gallagher, August 22, 2002
    • 11 replies
    • 2.2k views
    • 
    • Mike Preston
    • August 22, 2002

42. Merged PSP/MPP and Spousal Consent

    By Guest CRC02, October 2, 2002
    • 11 replies
    • 3.1k views
    • 
    • Belgarath
    • April 25, 2003

43. Safe harbor match testing

    By Guest scompliance, November 15, 2005
    • 11 replies
    • 4.1k views
    • 
    • MWeddell
    • November 18, 2005

44. 401k excess matching of $18

    By Liam, January 23, 2019
    • 11 replies
    • 2.4k views
    • 
    • Below Ground
    • January 29, 2019

45. Voluntary Contribution and Roth Conversion

    By Basically, January 31, 2024
    • 11 replies
    • 1.1k views
    • 
    • Basically
    • October 14, 2024

46. Impact of New CA Law ??

    By Guest halka, January 29, 2002
    • 11 replies
    • 2.9k views
    • 
    • mbozek
    • February 25, 2002

47. Top 20% election

    By pmacduff, December 26, 2012
    • 11 replies
    • 9.3k views
    • 
    • Mike Preston
    • January 4, 2013

48. Can administrative fees for a plan audit be paid from the plan?

    By dmb, October 20, 2000
    • 11 replies
    • 4.5k views
    • 
    • david rigby
    • April 18, 2002

49. Split plan to avoid audit?

    By austin3515, July 9, 2010
    • 11 replies
    • 5.8k views
    • 
    • Mike Preston
    • July 9, 2010

50. 414(s) Safe Harbor Exclusions from Compensation

    By 401 Chaos, November 16, 2005
    • 11 replies
    • 12.1k views
    • 
    • Puffinator
    • April 10, 2024