401(k) Plans

19,319 topics in this forum

1. Eligibility Issues

   By Fred Payne, July 26, 2002
   • 11 replies
   • 2.3k views
   • 
   • E as in ERISA
   • July 31, 2002

2. Maximum Deferral

   By khn, April 21, 2017
   • 11 replies
   • 1.2k views
   • 
   • NJ Mike
   • April 25, 2017

3. Safe Harbor "Wait-and-See" Notice

   By Jilliandiz, August 1, 2007
   • 11 replies
   • 4k views
   • 
   • austin3515
   • October 27, 2007

4. First year profit share and W-2 box 13

   By masteff, September 27, 2007
   • 11 replies
   • 8.6k views
   • 
   • Appleby
   • October 2, 2007

5. SEP AND 401k - in same year

   By Zoey, August 27, 2009
   • 11 replies
   • 13k views
   • 
   • jevd
   • July 30, 2010

6. Missed Loan Payments

   By katie58, April 24, 2014
   • 11 replies
   • 4.6k views
   • 
   • katie58
   • April 25, 2014

7. Eligible employee

   By Guest mparker2028, February 6, 2006
   • 11 replies
   • 3.4k views
   • 
   • Tom Poje
   • February 15, 2006

8. For an academic purpose, will you share examples of good and bad 408b-2 disclosures?

   By Peter Gulia, September 29, 2017
   • 11 replies
   • 925 views
   • 
   • Peter Gulia
   • October 3, 2017

9. Company purchased. One or two discrimination tests?

   By KateSmithPA, August 15, 2001
   • 11 replies
   • 2.4k views
   • 
   • Guest
   • August 16, 2001

10. From 401(k) to One Person Plan

    By Guest Twinky, January 29, 2009
    • 11 replies
    • 1.9k views
    • 
    • Guest
    • February 5, 2009

11. Safe Harbor and an Annual Match - how to?

    By Guest scdgoofy, February 12, 2007
    • 11 replies
    • 2.7k views
    • 
    • 12AX7
    • February 13, 2007

12. Plan Loan

    By Madison71, November 27, 2007
    • 11 replies
    • 1.9k views
    • 
    • Belgarath
    • November 29, 2007

13. 414(s) Compensation from date of deferrals

    By rcline46, February 6, 2006
    • 11 replies
    • 2.4k views
    • 
    • WDIK
    • February 10, 2006

14. Is this a CODA?

    By Guest zora, September 26, 2006
    • 11 replies
    • 2.6k views
    • 
    • ak2ary
    • October 11, 2006

15. EGTRRA Deadline for New Plan?

    By Scott, May 23, 2003
    • 11 replies
    • 2.1k views
    • 
    • g8r
    • May 28, 2003

16. Weird Vesting Rule

    By austin3515, July 27, 2021
    • 11 replies
    • 812 views
    • 
    • Bill Presson
    • July 27, 2021

17. Irrevocable Waiver

    By Catch22PGM, February 1, 2021   

    • irrevocable election
    • waiver
    • 11 replies
    • 2.6k views
    • 
    • ESOP Guy
    • February 3, 2021

18. New Plan or Restatement?

    By Guest steve55, October 26, 2004
    • 11 replies
    • 2.9k views
    • 
    • Guest
    • October 27, 2004

19. Crediting Hours of Service

    By 401 Chaos, April 14, 2010
    • 11 replies
    • 5.7k views
    • 
    • TLGeer
    • April 17, 2010

20. Retroactive Safe Harbor Amendment

    By Purplemandinga, March 24, 2020
    • 11 replies
    • 3k views
    • 
    • C. B. Zeller
    • March 25, 2020

21. Deadlines for new plans (2022)

    By 401kay, August 16, 2022
    • 11 replies
    • 1.5k views
    • 
    • Bri
    • August 22, 2022

22. HCE in more than 1 plan

    By AKconsult, November 22, 2016   

    • ADP testing
    • 11 replies
    • 2k views
    • 
    • Kevin C
    • December 1, 2016

23. short plan year failed ADP

    By R. Butler, January 17, 2017
    • 11 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 19, 2017

24. Maxing 402(g) Limit Early in Year

    By Guest kjk, March 29, 2002
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • April 2, 2002

25. Top Heavy minimum for Participant moved to excluded class...

    By jkharvey, October 11, 2013
    • 11 replies
    • 4.6k views
    • 
    • Kevin C
    • November 4, 2013

26. affiliated service group?

    By PensionNewbee, April 26, 2004
    • 11 replies
    • 3k views
    • 
    • PensionNewbee
    • May 6, 2004

27. Separate plans for each of the owners?

    By austin3515, April 20, 2011
    • 11 replies
    • 1.2k views
    • 
    • QNPG
    • April 21, 2011

28. 20% Withholding not paid until following plan year

    By SSRRS, March 23, 2021
    • 11 replies
    • 1.9k views
    • 
    • thepensionmaven
    • March 24, 2021

29. Ineligible 401k participant

    By Guest Ed Walker, February 26, 2002
    • 11 replies
    • 7.6k views
    • 
    • lkpittman
    • December 23, 2002

30. RMD Rules

    By austin3515, March 7, 2017
    • 11 replies
    • 1.7k views
    • 
    • austin3515
    • March 9, 2017

31. Bottom Up QNEC

    By Guest Frank Jackson, July 2, 1999
    • 11 replies
    • 4.2k views
    • 
    • ccassetty
    • April 3, 2003

32. Changing Plan's Eligibility Provisions

    By msmith, March 17, 2010
    • 11 replies
    • 6.5k views
    • 
    • msmith
    • March 19, 2010

33. Compensation- Cash Value of Employee Gift Card

    By Brigid, March 13, 2019
    • 11 replies
    • 6.4k views
    • 
    • TMH
    • March 18, 2019

34. Balance Forward Earning Accounting

    By armand2706, August 18, 2017
    • 11 replies
    • 5.8k views
    • 
    • hr for me
    • August 23, 2017

35. Who Purchases ERISA Bond?

    By Guest BenefitsAnnie, July 17, 2013
    • 11 replies
    • 1.8k views
    • 
    • QDROphile
    • July 17, 2013

36. Former Key in top heavy test

    By doombuggy, May 26, 2016   

    • key employee
    • former key employee
    • (and 1 more)

      Tagged with:

      • key employee
      • former key employee
      • top heavy test
    • 11 replies
    • 8.7k views
    • 
    • LKSmoke
    • March 15, 2021

37. Terminating plan/lost participants/rollovers

    By Chippy, April 27, 2018
    • 11 replies
    • 1.1k views
    • 
    • chc93
    • May 2, 2018

38. Paid leaves under FMLA/ and now FFCRA

    By austin3515, March 26, 2020
    • 11 replies
    • 4.1k views
    • 
    • Dave Baker
    • March 31, 2020

39. Deferring before eligible

    By Guest CGBS, February 24, 2000
    • 11 replies
    • 4.3k views
    • 
    • Guest
    • August 21, 2009

40. Plan design error

    By rlb64, September 28, 2005
    • 11 replies
    • 2.1k views
    • 
    • mbozek
    • September 30, 2005

41. S Corp Tax savings with Solo 401K

    By sunshine, December 15, 2015   

    • s-corp
    • solo-401k
    • 11 replies
    • 3.7k views
    • 
    • Belgarath
    • December 17, 2015

42. Force-Out of Small Balances

    By Catch22PGM, March 30, 2022   

    • distribution
    • force-out distribution
    • (and 1 more)

      Tagged with:

      • distribution
      • force-out distribution
      • forfeiture
    • 11 replies
    • 2.5k views
    • 
    • BG5150
    • April 19, 2022

43. prior year testing

    By Guest good2brich, March 4, 2004
    • 11 replies
    • 2.2k views
    • 
    • jquazza
    • March 4, 2004

44. ER deposited 'elective' profit sharing

    By BG5150, June 10, 2022
    • 11 replies
    • 1k views
    • 
    • Nate S
    • June 23, 2022

45. Is rounding by an investment company normal?

    By DMcGovern, March 24, 2021
    • 11 replies
    • 1.7k views
    • 
    • BG5150
    • March 26, 2021

46. Automatic Rollovers

    By FJR, January 4, 2005
    • 11 replies
    • 4.2k views
    • 
    • Guest
    • April 11, 2005

47. ACP Test for Safe Harbor Match and Employee After-Tax

    By PensionPro, August 27, 2020
    • 11 replies
    • 5.8k views
    • 
    • Bill Presson
    • January 10, 2025

48. Safe Harbor 401(k)nonelective contribution satisfied in money purchase

    By Guest Bill Mulkern, February 16, 1999
    • 11 replies
    • 2k views
    • 
    • Mike Preston
    • April 12, 2016

49. Hardships & Loan repayments

    By Brian Gallagher, August 22, 2002
    • 11 replies
    • 2.3k views
    • 
    • Mike Preston
    • August 22, 2002

50. Merged PSP/MPP and Spousal Consent

    By Guest CRC02, October 2, 2002
    • 11 replies
    • 3.1k views
    • 
    • Belgarath
    • April 25, 2003