401(k) Plans

19,319 topics in this forum

1. Rescinding a safe harbor cancellation

   By WhoLetTheDogsOut, August 8, 2017
   • 1 reply
   • 953 views
   • 
   • Kevin C
   • August 8, 2017

2. Notice to participants for Missed Deferrals

   By Pammie57, June 1, 2016
   • 0 replies
   • 953 views
   • 
   • Pammie57
   • June 1, 2016

3. coverage

   By Gary, March 15, 2012
   • 2 replies
   • 952 views
   • 
   • chc93
   • March 15, 2012

4. 401k Plan Loan Default

   By ratherbereading, April 29, 2025
   • 3 replies
   • 952 views
   • 
   • ratherbereading
   • April 30, 2025

5. excluding terms invested in insurance contracts

   By austin3515, August 9, 2013
   • 0 replies
   • 952 views
   • 
   • austin3515
   • August 9, 2013

6. IRS SPECIAL NEWSLETTER RE: Model Amendment for Automatic Rollovers, COLAs and other stuff

   By jevd, October 22, 2004
   • 0 replies
   • 952 views
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   • jevd
   • October 22, 2004

7. Separate Record Keeping

   By Dougsbpc, March 6, 2013
   • 1 reply
   • 952 views
   • 
   • Bird
   • March 7, 2013

8. 401k deposits into a SIMPLE investment account

   By cpc0506, August 13, 2014
   • 6 replies
   • 952 views
   • 
   • Bird
   • August 15, 2014

9. Is a 401(k) Spin Off a Viable Option? What are the considerations?

   By youngbenefitslawyer, February 6, 2025
   • 2 replies
   • 952 views
   • 
   • Paul I
   • February 6, 2025

10. Changing SH from basic match to 3% non-elective effective 1/1/2025

    By Jakyasar, November 25, 2024
    • 3 replies
    • 952 views
    • 
    • Belgarath
    • December 2, 2024

11. Plan Termination

    By Guest GreenERISA, January 31, 2012
    • 2 replies
    • 952 views
    • 
    • jpod
    • January 31, 2012

12. EGTRRA TAX CREDIT

    By Guest bueler, June 28, 2004
    • 0 replies
    • 951 views
    • 
    • Guest
    • June 28, 2004

13. Prototype document for union employees

    By Guest Diane DuFresne, July 17, 2003
    • 0 replies
    • 951 views
    • 
    • Guest
    • July 17, 2003

14. Top-Heavy or Not Top-Heavy

    By Guest 4:15 Limit, February 4, 2010
    • 1 reply
    • 951 views
    • 
    • austin3515
    • February 4, 2010

15. How Many Key Employees in the Group?

    By 12AX7, April 1, 2012
    • 3 replies
    • 951 views
    • 
    • Tom Poje
    • April 2, 2012

16. Timely ADP Correction Distributions

    By Saiai, January 20, 2010
    • 0 replies
    • 951 views
    • 
    • Saiai
    • January 20, 2010

17. Possible Fraudulent Participant Cash Out Request

    By DR_EA, November 20, 2025
    • 6 replies
    • 951 views
    • 
    • Peter Gulia
    • November 29, 2025

18. Coverage change and adp testing

    By Guest cosmo1215, November 19, 2004
    • 0 replies
    • 951 views
    • 
    • Guest
    • November 19, 2004

19. Best option for husband/wife company?

    By Lori H, December 22, 2011
    • 4 replies
    • 950 views
    • 
    • Bird
    • December 23, 2011

20. In Plan Roth Conversion

    By CLE401kGuy, May 20, 2014
    • 1 reply
    • 950 views
    • 
    • Guest
    • May 20, 2014

21. Excess Salary Deferral Contributions

    By Dougsbpc, February 17, 2024
    • 3 replies
    • 950 views
    • 
    • Paul I
    • February 20, 2024

22. Can Mistake of Fact be applied to this deferral issue

    By Zimkap, February 22, 2023
    • 4 replies
    • 950 views
    • 
    • Bri
    • February 28, 2023

23. Top Heavy Minimum in Terminating Plan

    By drakecohen, April 2, 2014
    • 1 reply
    • 949 views
    • 
    • PensionPro
    • April 2, 2014

24. Leased Employees - Problems with 410(b)

    By Y401k, March 8, 2022
    • 3 replies
    • 949 views
    • 
    • Y401k
    • March 9, 2022

25. Vesting

    By justatester, February 26, 2014   

    • Different Scheduls = BRF?
    • 1 reply
    • 949 views
    • 
    • Lou S.
    • February 26, 2014

26. FAS 87 Report

    By rcline46, June 20, 2012
    • 1 reply
    • 949 views
    • 
    • david rigby
    • June 20, 2012

27. Auto-enrollment

    By Guest ppapdx, October 8, 2013
    • 1 reply
    • 949 views
    • 
    • BG5150
    • October 8, 2013

28. Contribution Crediting Rules under Section 415

    By Guest CharlieLaur, May 24, 2010
    • 1 reply
    • 948 views
    • 
    • Kevin C
    • May 25, 2010

29. 401k Rollover to IRA(s)

    By Guest PeteC, November 25, 2008
    • 0 replies
    • 948 views
    • 
    • Guest
    • November 25, 2008

30. Tax Reporting a Rollover

    By KTB, June 21, 2010
    • 2 replies
    • 948 views
    • 
    • KTB
    • June 22, 2010

31. How often does an automatic-contribution arrangement specify Roth contributions?

    By Peter Gulia, August 1, 2015   

    • automatic contribution; Roth
    • 4 replies
    • 948 views
    • 
    • Tom Poje
    • August 4, 2015

32. Plan Loan Repayment Terms

    By Guest a206536, August 26, 2016
    • 3 replies
    • 948 views
    • 
    • GMK
    • August 26, 2016

33. New Plan didn't actually start

    By ejohnke, February 9, 2023
    • 4 replies
    • 948 views
    • 
    • imchipbrown
    • February 11, 2023

34. Participating employer withdrawal from plan

    By Belgarath, April 24, 2023
    • 4 replies
    • 948 views
    • 
    • EBECatty
    • April 26, 2023

35. 408(b)(2) regulation

    By KevinMc, June 24, 2012
    • 2 replies
    • 948 views
    • 
    • KevinMc
    • June 25, 2012

36. Target Date Funds -- DOL Guidance

    By Guest Ms. Kate, May 13, 2010
    • 0 replies
    • 948 views
    • 
    • Guest
    • May 13, 2010

37. Prohibited Transaction

    By Guest elang, August 16, 2012
    • 2 replies
    • 948 views
    • 
    • masteff
    • August 17, 2012

38. Safe Harbor Correction

    By pixmax, March 13, 2012
    • 2 replies
    • 947 views
    • 
    • Lou S.
    • March 13, 2012

39. Small Real Estate firm to start 401-k

    By KevinMc, November 10, 2020
    • 5 replies
    • 947 views
    • 
    • Luke Bailey
    • November 17, 2020

40. Suspend Safe Harbor Match, Implement Match Subj to Vesting

    By CLE401kGuy, July 9, 2014
    • 2 replies
    • 947 views
    • 
    • BG5150
    • July 9, 2014

41. Amending a Standardized Plan

    By austin3515, February 18, 2012
    • 6 replies
    • 947 views
    • 
    • Guest
    • February 23, 2012

42. Allocation of ER Match

    By Guest bgiles, June 6, 2003
    • 0 replies
    • 947 views
    • 
    • Guest
    • June 6, 2003

43. Reduced elective deferral limit for a subset of HCEs

    By buckaroo, July 29, 2014
    • 2 replies
    • 947 views
    • 
    • MWeddell
    • July 30, 2014

44. Rate of Match

    By Madison71, February 28, 2018
    • 8 replies
    • 947 views
    • 
    • mphs77
    • February 28, 2018

45. Puerto Rico HCEs

    By justatester, April 16, 2010
    • 1 reply
    • 947 views
    • 
    • Tom Poje
    • April 19, 2010

46. Rollover of Participant Loans...Need New Notes?

    By Randy Watson, October 8, 2004
    • 0 replies
    • 947 views
    • 
    • Randy Watson
    • October 8, 2004

47. Pentegra Retirement Services: Free Webcast Today

    By Pentegra Retirement Serv., May 26, 2015
    • 0 replies
    • 946 views
    • 
    • Pentegra Retirement Serv.
    • May 26, 2015

48. 401k Plan- Union Workers

    By coleboy, May 15, 2018
    • 2 replies
    • 946 views
    • 
    • coleboy
    • May 15, 2018

49. Each in Own Group

    By austin3515, March 1, 2016
    • 5 replies
    • 946 views
    • 
    • austin3515
    • March 1, 2016

50. 501(c)(3)

    By Safeharbor29, July 31, 2015
    • 2 replies
    • 946 views
    • 
    • mbozek
    • July 31, 2015