401(k) Plans

19,275 topics in this forum

1. Safe Harbor 401k

   By Guest austcomp, October 29, 2010
   • 1 reply
   • 930 views
   • 
   • QDROphile
   • October 29, 2010

2. Waiving automatic enrollment

   By Guest George Chimento, October 30, 2009
   • 0 replies
   • 929 views
   • 
   • Guest
   • October 30, 2009

3. top heavy requirement if Key employee is over 50 and defers catch up only?

   By Lori H, July 2, 2014
   • 4 replies
   • 929 views
   • 
   • Lori H
   • July 2, 2014

4. Equal Investment Opportunities

   By Stash026, November 9, 2015
   • 1 reply
   • 929 views
   • 
   • ESOP Guy
   • November 9, 2015

5. deminimus excess contributions

   By Guest mmc, March 9, 2011
   • 0 replies
   • 929 views
   • 
   • Guest
   • March 9, 2011

6. Safe-harbor NEC - redux

   By Lou S., February 12, 2009
   • 1 reply
   • 929 views
   • 
   • Jim Chad
   • February 13, 2009

7. 401(k) Rollover to Roth IRA

   By Guest mbw, July 23, 2009
   • 0 replies
   • 929 views
   • 
   • Guest
   • July 23, 2009

8. Mechanics of updating plan documents with custodians

   By matthny, August 3, 2020
   • 4 replies
   • 929 views
   • 
   • Bird
   • August 3, 2020

9. US Citizens Working in Canada

   By justatester, September 24, 2009
   • 0 replies
   • 929 views
   • 
   • justatester
   • September 24, 2009

10. Missed Enrollment of Rehired Participant in SH401k

    By cheersmate, October 21, 2015   

    • 401k safe harbor
    • eligibility correction
    • (and 1 more)

      Tagged with:

      • 401k safe harbor
      • eligibility correction
      • corrective contribution
    • 0 replies
    • 929 views
    • 
    • cheersmate
    • October 21, 2015

11. late deferral contribution

    By Lou81, May 10, 2023   

    • late deferrals
    • 7 replies
    • 929 views
    • 
    • Nate S
    • May 15, 2023

12. Top Heavy allocation to "key employees"?

    By kwalified, January 31, 2012
    • 2 replies
    • 929 views
    • 
    • cpc0506
    • January 31, 2012

13. Simple IRA and 401k

    By cpc0506, March 31, 2011
    • 2 replies
    • 928 views
    • 
    • Guest
    • March 31, 2011

14. ADP wage for plan excluding comp in excesss of $50,000

    By R. Butler, November 3, 2009
    • 2 replies
    • 928 views
    • 
    • J Simmons
    • November 3, 2009

15. SECURE 2.0 auto enrollment EACA requirement starting 2025

    By Belgarath, April 12, 2024
    • 4 replies
    • 928 views
    • 
    • Belgarath
    • April 12, 2024

16. Rate of Match

    By Madison71, February 28, 2018
    • 8 replies
    • 928 views
    • 
    • mphs77
    • February 28, 2018

17. Inherited IRA

    By Pension RC, April 1, 2016
    • 2 replies
    • 928 views
    • 
    • QDROphile
    • April 1, 2016

18. ACP excess was forfeited instead of paid

    By BG5150, August 4, 2009
    • 0 replies
    • 928 views
    • 
    • BG5150
    • August 4, 2009

19. Defaulted Loans

    By oldman, July 18, 2013
    • 2 replies
    • 928 views
    • 
    • ETA Consulting LLC
    • July 18, 2013

20. Two Employees with Indential Names - Missed Deferrals

    By Guest SLBRB, June 6, 2013
    • 0 replies
    • 928 views
    • 
    • Guest
    • June 6, 2013

21. Timing of Plan Amendments

    By austin3515, March 26, 2010
    • 0 replies
    • 927 views
    • 
    • austin3515
    • March 26, 2010

22. PEO Question

    By Guest Powers, August 13, 2009
    • 2 replies
    • 927 views
    • 
    • Ron Snyder
    • August 25, 2009

23. Management function - Controlled Group

    By rmaker, August 24, 2016
    • 7 replies
    • 927 views
    • 
    • david rigby
    • August 26, 2016

24. Missed Deferral

    By Nassau, September 20, 2010
    • 0 replies
    • 927 views
    • 
    • Nassau
    • September 20, 2010

25. Reduced elective deferral limit for a subset of HCEs

    By buckaroo, July 29, 2014
    • 2 replies
    • 927 views
    • 
    • MWeddell
    • July 30, 2014

26. Rectifying Overlooked 2-Year's Service Requirement

    By Guest halka, February 13, 2004
    • 0 replies
    • 927 views
    • 
    • Guest
    • February 13, 2004

27. Assets Held for Investment requested by Participant

    By cheersmate, December 29, 2022
    • 3 replies
    • 927 views
    • 
    • cheersmate
    • January 3, 2023

28. Funding deadline terminating safe harbor plan

    By Scuba 401, April 28, 2017
    • 7 replies
    • 927 views
    • 
    • RatherBeGolfing
    • May 2, 2017

29. Otherwise Excludible HCEs?

    By Guest beppie_stark, February 25, 2010
    • 1 reply
    • 927 views
    • 
    • Tom Poje
    • February 25, 2010

30. Effect of amending definition of 415 compensation

    By SST73, July 13, 2016   

    • 415 compensation
    • HCE determination
    • 2 replies
    • 926 views
    • 
    • RatherBeGolfing
    • July 13, 2016

31. Mistaken notice to interested parties

    By 7806akp, July 13, 2011
    • 2 replies
    • 926 views
    • 
    • jpod
    • July 13, 2011

32. Internal Advisor Fees Paid From Plan

    By 401kAllTheWay, September 12, 2024
    • 2 replies
    • 926 views
    • 
    • Roycal
    • September 13, 2024

33. Control Group Safe Harbor Plan with two different safe harbor contributions

    By lcollins300, August 28, 2019   

    • control group
    • safe harbor 401k plan
    • 3 replies
    • 926 views
    • 
    • C. B. Zeller
    • August 30, 2019

34. Making Up Missed Roth Contributions

    By metsfan026, July 17
    • 5 replies
    • 926 views
    • 
    • WCC
    • July 18

35. Is testing necessary if plan satisfies QACA?

    By taxllm, May 12, 2011
    • 3 replies
    • 926 views
    • 
    • QDROphile
    • May 12, 2011

36. Testing using net comp - K-1's

    By austin3515, June 11, 2010
    • 1 reply
    • 926 views
    • 
    • Blinky the 3-eyed Fish
    • June 11, 2010

37. returning a refund... or not

    By AlbanyConsultant, January 31
    • 2 replies
    • 926 views
    • 
    • AlbanyConsultant
    • February 4

38. non-spouse beneficiary & RMDs

    By doombuggy, May 20, 2019
    • 5 replies
    • 926 views
    • 
    • doombuggy
    • May 28, 2019

39. Solo401k Do I need to send a form 5500ez?

    By Breakdown65, May 11, 2018   

    • corp
    • new corp
    • (and 4 more)

      Tagged with:

      • corp
      • new corp
      • final return
      • 5500ez
      • terminate plan
      • assetts
    • 9 replies
    • 925 views
    • 
    • thepensionmaven
    • May 14, 2018

40. Rollover of Tax-Exempt Combat Pay from TSP to 401(k)

    By ERISA guy, February 18, 2021
    • 2 replies
    • 925 views
    • 
    • ERISA guy
    • February 19, 2021

41. HCE exclued from plan - one contributed 401k

    By jmartin, March 15, 2012
    • 1 reply
    • 925 views
    • 
    • Tom Poje
    • March 16, 2012

42. SECURE 2.0 COLA Adjustments

    By austin3515, May 3
    • 2 replies
    • 925 views
    • 
    • austin3515
    • May 4

43. Investment Fiduciary & non-owner W2 employee of plan sponsor?

    By Guest Ohio-RIA, September 13, 2008
    • 1 reply
    • 925 views
    • 
    • ERISAnut
    • September 13, 2008

44. who can be present for IRS/DOL audit

    By AKconsult, January 17, 2011
    • 1 reply
    • 925 views
    • 
    • Kevin C
    • January 17, 2011

45. Form 5500 - wholly owned question

    By Guest planwizard, February 7, 2007
    • 0 replies
    • 925 views
    • 
    • Guest
    • February 7, 2007

46. Notice Requirement Prior to Retirement

    By Guest blackacre, March 10, 2003
    • 0 replies
    • 925 views
    • 
    • Guest
    • March 10, 2003

47. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 925 views
    • 
    • TPApril
    • January 19, 2018

48. 70 1/2 Minimum Distributions For Active Participants

    By blue, February 16, 2007
    • 1 reply
    • 925 views
    • 
    • david rigby
    • February 16, 2007

49. individual 401(k) Plan - compensation and deferral question

    By wsp, March 12, 2003
    • 0 replies
    • 925 views
    • 
    • wsp
    • March 12, 2003

50. DFVC Filing Process

    By metsfan026, August 21
    • 3 replies
    • 924 views
    • 
    • RatherBeGolfing
    • August 21