401(k) Plans

19,319 topics in this forum

1. Can a Safe Harbor Non Elective Plan still be exempt from testing if they contribute more than 3%?

   By dragondon, May 19, 2023
   • 2 replies
   • 925 views
   • 
   • C. B. Zeller
   • May 20, 2023

2. Effect of Reemployment upon Contribution Suspensio

   By Guest rocnrols2, May 9, 2003
   • 0 replies
   • 925 views
   • 
   • Guest
   • May 9, 2003

3. Affiliated Service Group Liabilities

   By Guest ERISAQUEEN, January 30, 2007
   • 0 replies
   • 924 views
   • 
   • Guest
   • January 30, 2007

4. HCE Carve Outs For Safe Harbor 401(k) Plan

   By Barry Levy, June 25, 2021
   • 4 replies
   • 924 views
   • 
   • austin3515
   • June 28, 2021

5. Lifetime Income Illustrations

   By Belgarath, September 30, 2022
   • 6 replies
   • 924 views
   • 
   • Bird
   • September 30, 2022

6. Interaction of self-employment income and real estate investments

   By UM1234, June 15, 2015
   • 4 replies
   • 924 views
   • 
   • ESOP Guy
   • June 17, 2015

7. DOL Participant Disclosure Regs on Hold - What to do?

   By Guest pensionadmin, January 27, 2009
   • 1 reply
   • 924 views
   • 
   • John Feldt ERPA CPC QPA
   • January 27, 2009

8. Declaration of Trust for Coll Inv Fund

   By Guest expertnovice, May 30, 2007
   • 0 replies
   • 924 views
   • 
   • Guest
   • May 30, 2007

9. SECURE 2.0 - Roth Catch-Up for HPEs - Payroll or TPA monitoring function?

   By legort69, May 1, 2023
   • 4 replies
   • 924 views
   • 
   • Paul I
   • May 3, 2023

10. 2009 RMDs

    By Guest ENT, December 16, 2011
    • 4 replies
    • 924 views
    • 
    • Bird
    • December 16, 2011

11. Two Plans, one brokerage account

    By austin3515, December 19, 2003
    • 0 replies
    • 924 views
    • 
    • austin3515
    • December 19, 2003

12. 415 Limit and Catch-Up

    By CLE401kGuy, December 9, 2013
    • 2 replies
    • 924 views
    • 
    • ETA Consulting LLC
    • December 9, 2013

13. Form 18? Profit Sharing Contribution

    By emmetttrudy, July 23, 2013
    • 6 replies
    • 924 views
    • 
    • Gadgetfreak
    • July 24, 2013

14. Distribute or Transfer

    By Guest philc, August 22, 2003
    • 0 replies
    • 923 views
    • 
    • Guest
    • August 22, 2003

15. Excluded Class Allowed to Defer

    By kimso, May 3, 2022
    • 5 replies
    • 923 views
    • 
    • C. B. Zeller
    • May 4, 2022

16. 1 Man Plan

    By Guest elang, September 11, 2012
    • 1 reply
    • 923 views
    • 
    • ETA Consulting LLC
    • September 11, 2012

17. sh initial eligibility

    By abanky, August 25, 2010
    • 3 replies
    • 923 views
    • 
    • rcline46
    • August 25, 2010

18. Auto Enrollment / Corbel Document

    By austin3515, May 11, 2015
    • 2 replies
    • 923 views
    • 
    • ESOP Guy
    • May 12, 2015

19. What's the concensus here? (Late deposits)

    By Bri, October 9, 2018
    • 3 replies
    • 923 views
    • 
    • Kevin C
    • October 11, 2018

20. Recharacterizing Deferrals as Catch Up to Pass 401(a)4

    By Vlad401k, July 29, 2015
    • 3 replies
    • 922 views
    • 
    • Vlad401k
    • July 29, 2015

21. Not excluding but reduced benefits

    By Rai401k, March 30, 2009
    • 0 replies
    • 922 views
    • 
    • Rai401k
    • March 30, 2009

22. Hardship Withdrawal

    By Pammie57, October 31, 2018
    • 2 replies
    • 922 views
    • 
    • Pammie57
    • October 31, 2018

23. Unique ACA issue and participants personal info

    By Lori H, September 19, 2014   

    • Privacy issues?
    • 3 replies
    • 922 views
    • 
    • SearchLight
    • September 19, 2014

24. Looking for Seminar

    By IRA, February 9, 2007
    • 0 replies
    • 922 views
    • 
    • IRA
    • February 9, 2007

25. Employee using another's SS

    By cpc0506, November 8, 2012
    • 5 replies
    • 922 views
    • 
    • ESOP Guy
    • November 9, 2012

26. Missed sending Disclosure

    By shadowgun1102, May 15, 2019
    • 3 replies
    • 922 views
    • 
    • Bird
    • May 17, 2019

27. Exclusion part time

    By Sixers, February 7, 2019
    • 5 replies
    • 921 views
    • 
    • Tom Poje
    • February 8, 2019

28. Change plan comp- retroactive correction

    By jmartin, June 12, 2013
    • 3 replies
    • 921 views
    • 
    • jmartin
    • June 12, 2013

29. ADP failure/statutory exclusions

    By pmacduff, March 9, 2011
    • 1 reply
    • 921 views
    • 
    • Lou S.
    • March 9, 2011

30. 401k deferrals on comp discovered 2 years late for termed ee

    By WCC, December 23, 2013
    • 1 reply
    • 921 views
    • 
    • masteff
    • December 23, 2013

31. Forfeiture to pay plan expenses (plan termination)

    By 12AX7, November 5, 2013
    • 2 replies
    • 921 views
    • 
    • 12AX7
    • November 6, 2013

32. 1,000 hours, last day employment 401(k) requirement

    By bitto86, December 30, 2020
    • 1 reply
    • 921 views
    • 
    • Mike Preston
    • December 30, 2020

33. DAVIS BACON AND VESTING REQS

    By cheersmate, December 21, 2016   

    • Davis Bacon
    • 401k plan
    • 2 replies
    • 920 views
    • 
    • cheersmate
    • December 22, 2016

34. adding particpating employer agreement within a safe harbor plan

    By cpc0506, May 27, 2014
    • 1 reply
    • 920 views
    • 
    • Kevin C
    • May 27, 2014

35. Active Employees Not Contributing

    By khn, September 22, 2022
    • 6 replies
    • 920 views
    • 
    • Roycal
    • September 24, 2022

36. Controlled Group Coverage

    By justatester, September 26, 2019
    • 4 replies
    • 920 views
    • 
    • Larry Starr
    • September 27, 2019

37. Safe Harbor Match suspended beginning of plan year

    By Gilmore, September 29, 2015
    • 4 replies
    • 920 views
    • 
    • K2retire
    • October 2, 2015

38. Filing Claim for Refund of PT Excise Tax?

    By Guest ggbrock, September 16, 2008
    • 0 replies
    • 920 views
    • 
    • Guest
    • September 16, 2008

39. LLC taxed as a sub s

    By ombskid, December 22, 2014
    • 1 reply
    • 920 views
    • 
    • jpod
    • December 22, 2014

40. Inelig HCE deferred - how to correct (& tax)?

    By AlbanyConsultant, July 24, 2018
    • 9 replies
    • 920 views
    • 
    • AlbanyConsultant
    • July 25, 2018

41. Fiduciary Liability

    By Randy Watson, September 23, 2009
    • 1 reply
    • 920 views
    • 
    • J Simmons
    • September 23, 2009

42. Disclosure of bundled service fees

    By TPApril, July 3, 2012
    • 0 replies
    • 920 views
    • 
    • TPApril
    • July 3, 2012

43. controlled group question

    By K2retire, February 26, 2009
    • 2 replies
    • 920 views
    • 
    • K2retire
    • February 26, 2009

44. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 920 views
    • 
    • CuseFan
    • March 6, 2023

45. Lifetime income disclosures in 2021 or 2022?

    By EHD, November 3, 2020
    • 1 reply
    • 920 views
    • 
    • Peter Gulia
    • November 3, 2020

46. RMD from IRA?

    By Pension RC, December 22, 2016
    • 2 replies
    • 919 views
    • 
    • bzorc
    • December 22, 2016

47. ACP Calculation for Discretionary Match stopped mid year

    By ERISAGal, April 23, 2020
    • 2 replies
    • 919 views
    • 
    • Larry Starr
    • April 23, 2020

48. 2008 Payroll Date Cont paid in 2009.

    By Alex Daisy, September 1, 2009
    • 1 reply
    • 919 views
    • 
    • david rigby
    • September 1, 2009

49. Add Voluntary After tax to SH Plan--does it mess with TH?

    By BG5150, January 25, 2019
    • 7 replies
    • 919 views
    • 
    • Kevin C
    • February 4, 2019

50. Payroll glitch causes incorrect deferral/match withholdings

    By bevfair, February 3, 2012
    • 0 replies
    • 919 views
    • 
    • bevfair
    • February 3, 2012