401(k) Plans

19,275 topics in this forum

1. Deferral election procedure

   By John Feldt ERPA CPC QPA, August 26, 2011
   • 1 reply
   • 1.5k views
   • 
   • ETA Consulting LLC
   • August 26, 2011

2. Top 20% Calculation

   By justatester, March 8, 2013   

   • Impact with an asset sale
   • 1 reply
   • 1.9k views
   • 
   • 12AX7
   • March 9, 2013

3. 1099-R Question

   By austin3515, January 19, 2015
   • 1 reply
   • 801 views
   • 
   • chc93
   • January 20, 2015

4. Life Insurance in 401k Plan

   By Ahuntingus, August 25, 2020
   • 1 reply
   • 605 views
   • 
   • Bill Presson
   • August 25, 2020

5. CODE 4 ON THE 1099-R

   By SHARON M., March 24, 2021
   • 1 reply
   • 377 views
   • 
   • C. B. Zeller
   • March 24, 2021

6. Repaying a 401k Loan with a Rollover

   By DHarris41, November 19, 2021
   • 1 reply
   • 779 views
   • 
   • QDROphile
   • November 19, 2021

7. mp cont required before 401k cont?

   By Guest billy bong, February 9, 1999
   • 1 reply
   • 1.6k views
   • 
   • MWeddell
   • February 9, 1999

8. Asset sale and safe harbor plan

   By 30Rock, March 19, 2024
   • 1 reply
   • 771 views
   • 
   • #toomanyrules
   • April 3, 2024

9. Adoption of Safe Harbor 401(k) and 98-52 Notice Requirement

   By chris, September 5, 2001
   • 1 reply
   • 1.8k views
   • 
   • Guest
   • September 6, 2001

10. 3401(a) Compensation

    By Guest bgrazetti, February 27, 2002
    • 1 reply
    • 3.4k views
    • 
    • Tom Poje
    • March 1, 2002

11. Forfeiture of match and re-allocation

    By buckaroo, January 25, 2005
    • 1 reply
    • 1.4k views
    • 
    • FundeK
    • January 25, 2005

12. Assets of Multiple Employer Plan prevented from leaving

    By Guest Iwonder, January 7, 2008
    • 1 reply
    • 1.3k views
    • 
    • Jean
    • January 8, 2008

13. Safe Harbor Plan with only the owners deferring

    By Guest EPS2, March 11, 2008
    • 1 reply
    • 1k views
    • 
    • Kimberly S
    • March 11, 2008

14. Controlled Groups

    By Guest Erin W, March 23, 2011
    • 1 reply
    • 1.4k views
    • 
    • ETA Consulting LLC
    • March 28, 2011

15. Gateway Minimum

    By LMD1, November 17, 2014
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • November 17, 2014

16. Successor Plan

    By John Feldt ERPA CPC QPA, January 19, 2015   

    • Successor Plan
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • January 20, 2015

17. No compensation and 401(a)(4)

    By 30Rock, March 10, 2015
    • 1 reply
    • 920 views
    • 
    • Lou S.
    • March 10, 2015

18. Electronic Distribution of Fund Change Notice

    By 52626, March 8, 2017
    • 1 reply
    • 542 views
    • 
    • RatherBeGolfing
    • March 8, 2017

19. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 715 views
    • 
    • Doc Ument
    • January 23, 2019

20. Non Calendar Year Safe Harbor 401(k)

    By Guest SPollock, February 9, 1999
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • February 9, 1999

21. 415 limit for 2 DC Plans

    By KJohnson, November 16, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 16, 1999

22. ADP & ACP testing excluding under 1 year of service and under age

    By Guest AngelQ, February 26, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 28, 2000

23. tricky end of year pay for possible HCE

    By TPApril, September 24, 2024
    • 1 reply
    • 374 views
    • 
    • Bill Presson
    • September 24, 2024

24. Average Vesting Period for Small Businesses

    By Guest Mae Behm, February 23, 2001
    • 1 reply
    • 2.1k views
    • 
    • david rigby
    • February 23, 2001

25. Required Minimum Distributions

    By Guest hitt24, March 15, 2001
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • March 15, 2001

26. top heavy satisfied by match & Non-Key HCE

    By Earl, October 1, 2002
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • October 2, 2002

27. distributable event?

    By wsp, November 7, 2002
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 14, 2002

28. 2 companies/2 plans?

    By Guest Michael Anderson, July 28, 2003
    • 1 reply
    • 1.7k views
    • 
    • E as in ERISA
    • July 28, 2003

29. 401(k) Profit Sharing Plan & ESOP Top Heavy Contributions

    By Jilliandiz, October 20, 2003
    • 1 reply
    • 2.3k views
    • 
    • Tom Poje
    • October 20, 2003

30. Hardship distributions for union employees

    By Stevo-PDX, November 11, 2003
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • November 11, 2003

31. Hardship Withdrawal - salary deferrals were not suspended after distribution

    By Guest nps, May 20, 2004
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • May 26, 2004

32. Participating company gets no discretionary match - employees part of ACP test?

    By Harwood, June 16, 2004
    • 1 reply
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • June 17, 2004

33. 403(b) rollover to a 401(k) ... OK?

    By Guest Moe Howard2, August 23, 2004
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • August 23, 2004

34. Children, attribution, EZ

    By K-t-F, January 11, 2006
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • January 11, 2006

35. 401-k In Service Withdrawal

    By KevinMc, October 21, 2009
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • October 21, 2009

36. QDIA w/ Target DAte Funds

    By austin3515, November 12, 2012
    • 1 reply
    • 1k views
    • 
    • MoJo
    • November 12, 2012

37. SHNEC and Compensation

    By coleboy, January 17, 2018
    • 1 reply
    • 2k views
    • 
    • Mr Bagwell
    • January 17, 2018

38. H'ship WD/12-Month Suspension/Stock Options

    By Guest jgferrei, February 8, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 10, 1999

39. Automatic Enrollment (Negative elections)

    By Guest Rich Krahulec, July 16, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • July 17, 1999

40. non-elective contribution allocation

    By Guest Mike Kimball, November 16, 1999
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • November 16, 1999

41. Top-Heavy compensation when a union employee changes to non-union stat

    By John A, February 28, 2000
    • 1 reply
    • 1.7k views
    • 
    • rcline46
    • February 29, 2000

42. Coverage test for 401(m) portion of plan

    By jkharvey, June 20, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • June 21, 2000

43. Early Inclusion of Otherwise Eligible Employee Failures

    By ValerieG11, March 19, 2024
    • 1 reply
    • 753 views
    • 
    • Lou S.
    • March 19, 2024

44. Question for any CPA's out there.

    By Guest LisaPA, February 6, 2001
    • 1 reply
    • 1.5k views
    • 
    • BeckyMiller
    • February 8, 2001

45. Required Minimum Distributions

    By Guest WyrickL, October 21, 2002
    • 1 reply
    • 1.4k views
    • 
    • Appleby
    • October 21, 2002

46. Terminated Employee receiving severance pay.

    By Guest Dianne Day, April 6, 2004
    • 1 reply
    • 2.2k views
    • 
    • david rigby
    • April 6, 2004

47. ADP test, prior year, 1st year with NHCE

    By Guest crosseyedtester, December 9, 2004
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • December 9, 2004

48. Mid-Year Change in Eligibility

    By Guest KMP, March 12, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • March 12, 2007

49. Beneficiary

    By Guest JDK, January 7, 2008
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • January 8, 2008

50. Relius 16.0

    By Guest ElmiraExpress, March 1, 2011
    • 1 reply
    • 994 views
    • 
    • Tom Poje
    • March 1, 2011