401(k) Plans

19,337 topics in this forum

1. Hardship Distribution / Medical Debt

   By austin3515, February 19, 2019
   • 5 replies
   • 884 views
   • 
   • Cardscrazy
   • February 20, 2019

2. Crediting Service

   By IRA, April 10, 2014
   • 0 replies
   • 884 views
   • 
   • IRA
   • April 10, 2014

3. Hiring a 401(k) administrator

   By Guest Ronnie P, June 4, 2014
   • 3 replies
   • 884 views
   • 
   • austin3515
   • June 5, 2014

4. timing of excess aggregate distributions

   By Guest Betsy Oakey, October 25, 2010
   • 1 reply
   • 884 views
   • 
   • PensionPro
   • October 25, 2010

5. multi-employer with multiple pension plans -SSA reporting

   By MMMBENE2000, December 15, 2011
   • 0 replies
   • 884 views
   • 
   • MMMBENE2000
   • December 15, 2011

6. Changing eligibility by job class

   By jmartin, December 16, 2011
   • 1 reply
   • 884 views
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   • Jim Chad
   • December 17, 2011

7. Ownership and Ability to Contribute

   By coleboy, February 9, 2021
   • 3 replies
   • 884 views
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   • Luke Bailey
   • February 11, 2021

8. Safe Harbor Contribution True-Up

   By metsfan026, August 20, 2021
   • 6 replies
   • 883 views
   • 
   • maryflemingphr@yahoo.com
   • August 23, 2021

9. After Tax Contributions

   By Stash026, May 31, 2019
   • 3 replies
   • 883 views
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   • spiritrider
   • June 3, 2019

10. Employer 401K Contribution to personal 401K plans

    By mitchelt, April 4, 2015
    • 2 replies
    • 883 views
    • 
    • mitchelt
    • April 4, 2015

11. 401k and ESOP plan

    By TH 401k, May 19, 2025
    • 3 replies
    • 883 views
    • 
    • jsample
    • May 20, 2025

12. Audited Plan last year (2021) but under 120 balances. Is one required this year?

    By Pensions2020, April 20, 2023
    • 4 replies
    • 883 views
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    • Paul I
    • April 20, 2023

13. Improper exclusion from Plan: Catch-up Missed Oppty question

    By ERISA25, June 8, 2010
    • 0 replies
    • 883 views
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    • ERISA25
    • June 8, 2010

14. Use of Excess Revenue

    By khn, January 23, 2015
    • 1 reply
    • 883 views
    • 
    • BG5150
    • January 28, 2015

15. Updating documents since 1997

    By Jim Chad, January 26, 2015
    • 1 reply
    • 883 views
    • 
    • John Feldt ERPA CPC QPA
    • January 26, 2015

16. Coverage/Discrimination issues where employer maintained two plans during the year?

    By Chris DeMay, December 3, 2021
    • 5 replies
    • 883 views
    • 
    • jsample
    • December 8, 2021

17. Wrongly distributed 401K post death

    By Executor, October 10, 2024
    • 4 replies
    • 882 views
    • 
    • justanotheradmin
    • October 14, 2024

18. Pros/Cons of being named employer on 401k

    By Safeharbor29, July 30, 2015
    • 3 replies
    • 882 views
    • 
    • jpod
    • July 30, 2015

19. Sponsoring a SEP and 401(k)

    By austin3515, July 18, 2014
    • 1 reply
    • 882 views
    • 
    • ETA Consulting LLC
    • July 18, 2014

20. Prohibited Transaction

    By 52626, June 21, 2013
    • 0 replies
    • 882 views
    • 
    • 52626
    • June 21, 2013

21. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 882 views
    • 
    • Bri
    • February 6, 2023

22. Life Insurance proceeds, can this cash be rolled into a 401(k) Plan

    By cjbaustin, October 7, 2015
    • 2 replies
    • 882 views
    • 
    • david rigby
    • October 8, 2015

23. Should an owner still participate once they have collected S.S.?

    By Lori H, January 24, 2017
    • 3 replies
    • 882 views
    • 
    • Lori H
    • January 25, 2017

24. Loan Default

    By ratherbereading, July 21, 2015
    • 2 replies
    • 881 views
    • 
    • austin3515
    • July 22, 2015

25. Applying for a Determination Letter

    By fiona1, October 11, 2012
    • 0 replies
    • 881 views
    • 
    • fiona1
    • October 11, 2012

26. State Unemployment Inquiries

    By jharcombe, September 21, 2022
    • 6 replies
    • 881 views
    • 
    • EPCRSGuru
    • September 23, 2022

27. Corrective Amendment for Ineligibles

    By Susan S., February 21, 2014
    • 2 replies
    • 881 views
    • 
    • Tom Poje
    • February 21, 2014

28. For-profit controls not-for-profit - Controlled Group?

    By Purplemandinga, June 17, 2019
    • 2 replies
    • 881 views
    • 
    • Purplemandinga
    • June 18, 2019

29. Timing of Amendment for Change to Match

    By metsfan026, November 3, 2025
    • 2 replies
    • 881 views
    • 
    • Ilene Ferenczy
    • November 4, 2025

30. Determining Missed Deferral Under EPCRS

    By Lauren0507, June 23, 2020
    • 3 replies
    • 881 views
    • 
    • Lauren0507
    • June 24, 2020

31. Caps on employer stock ownership in 401(k) plans?

    By Guest Benmark, July 11, 2004
    • 0 replies
    • 881 views
    • 
    • Guest
    • July 11, 2004

32. Mandatory Contributions

    By rcline46, April 5, 2011
    • 0 replies
    • 880 views
    • 
    • rcline46
    • April 5, 2011

33. Mortgage as an investment

    By DDB BN, November 15, 2019
    • 5 replies
    • 880 views
    • 
    • Luke Bailey
    • November 18, 2019

34. Two plans merge...plan1 ER pays fees & plan2 plan pays fees..,

    By Guest DVW, November 23, 2011
    • 0 replies
    • 880 views
    • 
    • Guest
    • November 23, 2011

35. Corrective Amendment

    By cpc0506, September 15, 2017
    • 3 replies
    • 880 views
    • 
    • Luke Bailey
    • September 18, 2017

36. Secure Act SH Nonelective - SECURE Act

    By austin3515, September 26, 2020
    • 7 replies
    • 880 views
    • 
    • austin3515
    • September 30, 2020

37. HCE only otherwise excudable for ADP Test

    By Guest padmin, February 21, 2012
    • 1 reply
    • 880 views
    • 
    • ETA Consulting LLC
    • February 21, 2012

38. Safe Harbor 401K - Senior Moment

    By thepensionmaven, September 14, 2016
    • 6 replies
    • 880 views
    • 
    • Mike Preston
    • September 19, 2016

39. Employee Deferrals

    By Guest SandraCrowley, May 11, 2011
    • 1 reply
    • 880 views
    • 
    • QDROphile
    • May 11, 2011

40. Controlled GRoup?

    By austin3515, December 20, 2012
    • 2 replies
    • 880 views
    • 
    • four01kman
    • December 20, 2012

41. WHOSE RMDs ARE THESE?

    By Plan Doc, November 4, 2020
    • 4 replies
    • 879 views
    • 
    • FormsRstillmylife
    • November 9, 2020

42. Failed ACP test correction needed but match not funded

    By Tom, March 4, 2025
    • 4 replies
    • 879 views
    • 
    • jsample
    • March 5, 2025

43. In-service 59 1/2 with loan balance

    By Guest donna319, January 12, 2010
    • 1 reply
    • 879 views
    • 
    • Guest
    • January 12, 2010

44. Proposed Safe Harbor Match lower than previous match

    By rblum50, November 18, 2013   

    • S/H Match
    • 1 reply
    • 879 views
    • 
    • Lou S.
    • November 18, 2013

45. Roth 401(k) and Hardship Distribution

    By 52626, July 22, 2016
    • 1 reply
    • 879 views
    • 
    • Tom Poje
    • July 22, 2016

46. Affililated Service Group

    By austin3515, October 29, 2013
    • 7 replies
    • 878 views
    • 
    • BG5150
    • October 30, 2013

47. Short Plan Year and 2 1/2 month deadline

    By buckaroo, July 11, 2017
    • 1 reply
    • 878 views
    • 
    • Tom Poje
    • July 11, 2017

48. Match Reinstated in middle of the plan year????

    By heygents, November 1, 2013
    • 2 replies
    • 878 views
    • 
    • Lou S.
    • November 1, 2013

49. Recharacterizing deferrals as profit sharing?

    By Mleech, February 14, 2025
    • 4 replies
    • 878 views
    • 
    • Mleech
    • February 15, 2025

50. Roth 401(k) Contributions

    By Nassau, December 6, 2010
    • 0 replies
    • 878 views
    • 
    • Nassau
    • December 6, 2010