401(k) Plans

19,275 topics in this forum

1. new plan determination letter filing

   By Gary, April 9, 2010
   • 0 replies
   • 847 views
   • 
   • Gary
   • April 9, 2010

2. Last day requirement

   By cdavis25, February 24, 2011
   • 0 replies
   • 847 views
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   • cdavis25
   • February 24, 2011

3. Sole Proprietor has a loss

   By Egold, March 28, 2022
   • 4 replies
   • 847 views
   • 
   • Egold
   • March 29, 2022

4. State Unemployment Inquiries

   By jharcombe, September 21, 2022
   • 6 replies
   • 846 views
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   • EPCRSGuru
   • September 23, 2022

5. Usage of participation agreements

   By TPAAdvisor, November 13, 2023
   • 3 replies
   • 846 views
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   • Artie M
   • January 19, 2024

6. Separate plan for Davis Bacon

   By austin3515, February 24, 2011
   • 1 reply
   • 846 views
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   • 12AX7
   • February 25, 2011

7. Multiple 401(k) Plans

   By Guest Grumpy456, November 8, 2014
   • 1 reply
   • 846 views
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   • Tom Poje
   • November 10, 2014

8. Solo(k) - And whether/when 5500's are required

   By Chipwood 24, December 9, 2020
   • 6 replies
   • 846 views
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   • Jeff V
   • December 10, 2020

9. Mid year term - still safe harbor?

   By Lou S., November 1, 2011
   • 2 replies
   • 846 views
   • 
   • Lou S.
   • November 1, 2011

10. Highly Compensated Employees

    By mjf624, February 25, 2016
    • 1 reply
    • 845 views
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    • Tom Poje
    • February 25, 2016

11. Timely Enrollment Errors - Who is Monitoring

    By ldr, July 24, 2019   

    • enrollment
    • epcrs
    • 2 replies
    • 845 views
    • 
    • ldr
    • July 26, 2019

12. Using PenChecks to Dep. Er Contribs

    By austin3515, February 14, 2011
    • 0 replies
    • 845 views
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    • austin3515
    • February 14, 2011

13. For-profit controls not-for-profit - Controlled Group?

    By Purplemandinga, June 17, 2019
    • 2 replies
    • 845 views
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    • Purplemandinga
    • June 18, 2019

14. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 845 views
    • 
    • Bri
    • February 6, 2023

15. Safe harbor notices and hardship changes

    By JPIngold, October 25, 2019
    • 3 replies
    • 845 views
    • 
    • Michelle Mianecki
    • October 30, 2019

16. WHOSE RMDs ARE THESE?

    By Plan Doc, November 4, 2020
    • 4 replies
    • 844 views
    • 
    • FormsRstillmylife
    • November 9, 2020

17. Max Deductible Question

    By austin3515, September 18, 2015
    • 1 reply
    • 844 views
    • 
    • PensionPro
    • September 23, 2015

18. Failing Testing Every Year?

    By khn, June 2, 2015
    • 3 replies
    • 844 views
    • 
    • austin3515
    • June 2, 2015

19. Comingling Elective Deferrals and Employer Contributions

    By mming, September 30, 2020
    • 6 replies
    • 844 views
    • 
    • mming
    • October 2, 2020

20. Relius 15.0

    By Guest Amishcountry, January 17, 2012
    • 1 reply
    • 844 views
    • 
    • Tom Poje
    • January 17, 2012

21. Mid Year Amendments to Non Safe Harbor Plan

    By Susan S., April 25, 2023
    • 1 reply
    • 844 views
    • 
    • C. B. Zeller
    • April 25, 2023

22. 100% vesting if new source

    By 30Rock, September 3, 2015
    • 3 replies
    • 844 views
    • 
    • Mike Preston
    • September 4, 2015

23. Bankruptcy

    By Nassau, June 17, 2010
    • 0 replies
    • 843 views
    • 
    • Nassau
    • June 17, 2010

24. Combining account balances upon death

    By rblum50, June 3, 2019
    • 6 replies
    • 843 views
    • 
    • Belgarath
    • June 4, 2019

25. 2022 deferral and terminated employee

    By Jakyasar, December 5, 2022
    • 9 replies
    • 843 views
    • 
    • Jakyasar
    • December 17, 2022

26. Limitation on Allocation Rates

    By austin3515, October 22, 2012
    • 1 reply
    • 843 views
    • 
    • Kevin C
    • October 22, 2012

27. Owner Contributing to SEP

    By coleboy, March 18, 2016
    • 4 replies
    • 843 views
    • 
    • Earl
    • March 26, 2016

28. profil sharing election - deferral limits

    By Guest benefitstudent, August 30, 2012
    • 1 reply
    • 842 views
    • 
    • ETA Consulting LLC
    • August 30, 2012

29. Statements for Terminated Unvested Participants

    By metsfan026, April 20, 2022
    • 8 replies
    • 842 views
    • 
    • Lou S.
    • April 20, 2022

30. Self Directed Brokerage Account Disclosures

    By jeff77, June 15, 2012
    • 1 reply
    • 842 views
    • 
    • Bird
    • June 15, 2012

31. LTPT Questions that thread the needle

    By austin3515, January 6, 2024
    • 3 replies
    • 842 views
    • 
    • austin3515
    • January 8, 2024

32. Hours requirement... got me thinking

    By Basically, September 5, 2024
    • 5 replies
    • 842 views
    • 
    • Basically
    • September 5, 2024

33. multiple employer plan and form 5558

    By cpc0506, October 8, 2013
    • 0 replies
    • 842 views
    • 
    • cpc0506
    • October 8, 2013

34. Top heavy/Safe harbor plan

    By Chippy, June 10, 2016
    • 1 reply
    • 841 views
    • 
    • Jim Chad
    • June 10, 2016

35. 404a-5 requirements

    By Will, August 17, 2019
    • 1 reply
    • 841 views
    • 
    • Pam Shoup
    • August 19, 2019

36. Company w/2 divisions passes 410(b) wants separate plans

    By CharlesLeggette, August 18, 2015
    • 3 replies
    • 841 views
    • 
    • Tom Poje
    • August 18, 2015

37. auto enroll opt out

    By pmacduff, February 3, 2016
    • 1 reply
    • 841 views
    • 
    • PainPA
    • February 16, 2016

38. first Roth Distribution

    By Jim Chad, February 23, 2009
    • 1 reply
    • 841 views
    • 
    • J Simmons
    • February 28, 2009

39. Does a recordkeeper presume a plan sponsor adopts a § 414A automatic-enrollment arrangement?

    By Peter Gulia, November 14, 2024
    • 10 replies
    • 841 views
    • 
    • Peter Gulia
    • November 18, 2024

40. Calculating earnings and late deposit

    By 30Rock, October 3, 2014
    • 1 reply
    • 841 views
    • 
    • BG5150
    • October 3, 2014

41. Coverage/Discrimination issues where employer maintained two plans during the year?

    By Chris DeMay, December 3, 2021
    • 5 replies
    • 841 views
    • 
    • jsample
    • December 8, 2021

42. Suggested Reading for Testing and Aggregation Topics

    By Guest jjq, March 5, 2011
    • 1 reply
    • 841 views
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    • 12AX7
    • March 7, 2011

43. 403b deferrals in the ABT

    By 30Rock, October 6, 2011
    • 0 replies
    • 840 views
    • 
    • 30Rock
    • October 6, 2011

44. Eligible for a Distriubtion

    By austin3515, June 28, 2011
    • 1 reply
    • 840 views
    • 
    • ETA Consulting LLC
    • June 28, 2011

45. Required Minimum Distribution

    By Guest KRS401k, March 14, 2011
    • 2 replies
    • 840 views
    • 
    • Guest
    • March 14, 2011

46. Bonus rewards program

    By Chippy, August 7, 2015
    • 4 replies
    • 840 views
    • 
    • BG5150
    • August 9, 2015

47. Different allocation formulas within the same plan?

    By Carol V. Calhoun, January 9, 2017
    • 3 replies
    • 840 views
    • 
    • Carol V. Calhoun
    • January 10, 2017

48. contribution deadline

    By K2retire, September 16, 2016
    • 2 replies
    • 840 views
    • 
    • K2retire
    • September 16, 2016

49. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 840 views
    • 
    • CuseFan
    • January 10, 2019

50. Prior Year Testing

    By CLE401kGuy, November 7, 2014
    • 1 reply
    • 840 views
    • 
    • Tom Poje
    • November 10, 2014