401(k) Plans

19,337 topics in this forum

1. Direct phone number for IRS Retirement Plans?

   By billfgrady, December 8, 2003
   • 2 replies
   • 3.7k views
   • 
   • Guest
   • December 8, 2003

2. Defer from pay received after termination of employment?

   By MR, January 14, 2003
   • 12 replies
   • 3.7k views
   • 
   • mbozek
   • January 16, 2003

3. Allocation of Forfeitures

   By anspai, March 26, 2009
   • 7 replies
   • 3.7k views
   • 
   • BG5150
   • March 27, 2009

4. Lost Participants

   By austin3515, September 13, 2007
   • 11 replies
   • 3.7k views
   • 
   • Steelerfan
   • September 18, 2007

5. discriminatory compensation

   By cpc0506, July 20, 2010
   • 15 replies
   • 3.7k views
   • 
   • John Feldt ERPA CPC QPA
   • July 21, 2010

6. Employer Match Contribution Deadline

   By Guest szaidman, May 26, 2005
   • 4 replies
   • 3.7k views
   • 
   • R. Butler
   • May 27, 2005

7. 401k safe harbor and mid year changes

   By Tom Poje, December 23, 2013
   • 6 replies
   • 3.7k views
   • 
   • TPApril
   • September 1, 2017

8. Service Based Exclusions

   By LANDO, March 18, 2015   

   • eligibility
   • service based exclusions
   • (and 4 more)

     Tagged with:

     • eligibility
     • service based exclusions
     • 410(a)
     • Maximum age and service
     • business classification
     • excluded employees
   • 10 replies
   • 3.7k views
   • 
   • Kevin C
   • March 20, 2015

9. Plan Mergers/Safe Harbor Election

   By KevinMc, April 11, 2024
   • 11 replies
   • 3.7k views
   • 
   • Peter Gulia
   • April 12, 2024

10. Plan Loans in Bankruptcy

    By Guest kjk, June 28, 2002
    • 12 replies
    • 3.7k views
    • 
    • RTK
    • August 2, 2002

11. DOL Proposed Regs for Timely Deposits

    By 12AX7, May 21, 2008
    • 21 replies
    • 3.7k views
    • 
    • Don Levit
    • May 29, 2008

12. 401k Home Mortgage Loans

    By Guest batberf, November 29, 2001
    • 3 replies
    • 3.7k views
    • 
    • Steve72
    • November 29, 2001

13. Employee who Embezzled Funds - Are we required to withhold 20% on dist

    By Guest J Samuelson, November 11, 1999
    • 5 replies
    • 3.7k views
    • 
    • Dave Baker
    • November 16, 1999

14. LTPT rules - anniversary year vs. plan year or calendar year

    By Tom, October 4, 2023
    • 6 replies
    • 3.7k views
    • 
    • C. B. Zeller
    • October 6, 2023

15. Fee Reimbursement

    By Guest Big Al, December 10, 2012
    • 9 replies
    • 3.7k views
    • 
    • jpod
    • December 11, 2012

16. Targeted QNEC's

    By Guest blaum8, February 10, 2003
    • 8 replies
    • 3.7k views
    • 
    • Mike Preston
    • February 11, 2003

17. Safe Harbor Plan

    By Guest WMiller, May 9, 2014   

    • true up
    • last day requirement
    • (and 2 more)

      Tagged with:

      • true up
      • last day requirement
      • non-elective & matching ctb
      • Top Heavy test
    • 10 replies
    • 3.7k views
    • 
    • Kevin C
    • May 12, 2014

18. Conversion to Automatic Enrollment

    By Guest Una M, March 27, 2001
    • 17 replies
    • 3.7k views
    • 
    • RCK
    • April 19, 2001

19. In-Plan Roth Conversion - Terminated Participants

    By blue, December 2, 2010
    • 6 replies
    • 3.7k views
    • 
    • mbozek
    • December 3, 2010

20. Life Insurance as plan investment; incidental benefit rule violated; h

    By Guest Lex, February 12, 2003
    • 2 replies
    • 3.7k views
    • 
    • mbozek
    • February 12, 2003

21. Prorate Compensation - SH Termination

    By 12AX7, December 28, 2012
    • 7 replies
    • 3.7k views
    • 
    • 12AX7
    • January 3, 2013

22. 401k Loan Amount - What is the max for me?

    By sarathesmith2, February 24, 2019
    • 6 replies
    • 3.7k views
    • 
    • card
    • February 26, 2019

23. Prior Year method, first only has HCEs

    By John Feldt ERPA CPC QPA, February 28, 2007
    • 17 replies
    • 3.7k views
    • 
    • Archimage
    • March 8, 2007

24. Off Calendar Plans

    By justatester, January 28, 2013   

    • Calendar vs Plan Year
    • 8 replies
    • 3.7k views
    • 
    • ETA Consulting LLC
    • January 29, 2013

25. QDRO alternate payee's interest and award question

    By Guest Enviroavenger2014, April 23, 2014   

    • alternate payee
    • award
    • (and 3 more)

      Tagged with:

      • alternate payee
      • award
      • valuation date
      • interest
      • segregation
    • 2 replies
    • 3.7k views
    • 
    • My 2 cents
    • April 23, 2014

26. 401k deposit timeliness

    By Santo Gold, September 22, 2006
    • 8 replies
    • 3.7k views
    • 
    • austin3515
    • September 24, 2006

27. Timing of tuition bills - hardship withdrawals

    By ldr, December 18, 2017   

    • hardship
    • tuition
    • (and 1 more)

      Tagged with:

      • hardship
      • tuition
      • 401(k) withdrawals
    • 7 replies
    • 3.7k views
    • 
    • Mike Preston
    • December 19, 2017

28. Last Day Rule / Last Business Day

    By austin3515, April 12, 2017
    • 11 replies
    • 3.7k views
    • 
    • duckthing
    • April 13, 2017

29. Tax Withholding on Corrective Distributions

    By Guest rkmarkus, May 29, 2003
    • 3 replies
    • 3.7k views
    • 
    • Tom Poje
    • May 29, 2003

30. Exclude HCE's from SHNEC for flexibility

    By Jim Chad, May 21, 2008
    • 13 replies
    • 3.7k views
    • 
    • Jim Chad
    • May 29, 2008

31. Negative Election - Automatic Enrollment

    By Guest Ted Kowalchuk, CFP, CFS,, February 22, 2006
    • 9 replies
    • 3.7k views
    • 
    • RCK
    • March 4, 2006

32. Oh my Lord can someone please call Congress and tell them to stop???

    By austin3515, January 4, 2024
    • 27 replies
    • 3.7k views
    • 
    • DPSRich
    • January 6, 2024

33. Catch up contributions and a fiscal year end plan

    By Guest EPS2, May 7, 2008
    • 5 replies
    • 3.7k views
    • 
    • dmwe
    • May 8, 2008

34. Minimum participation requirements; how to treat rehired employees who

    By Guest JMLSON, March 22, 2000
    • 9 replies
    • 3.7k views
    • 
    • KJohnson
    • July 14, 2000

35. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

36. Referral to third party administrator for Individual 401K

    By MFouz, January 7, 2022
    • 13 replies
    • 3.7k views
    • 
    • Catch22PGM
    • February 1, 2022

37. employer moved account to a riskier fund

    By Guest orm, October 8, 2008
    • 20 replies
    • 3.7k views
    • 
    • GBurns
    • October 10, 2008

38. Testing 401k plans in controlled group

    By 30Rock, December 15, 2017
    • 10 replies
    • 3.7k views
    • 
    • 30Rock
    • December 15, 2017

39. Second 401K Covid Hardship Withdraw?? Can it be done?

    By MikeOD, September 25, 2020
    • 5 replies
    • 3.7k views
    • 
    • Puffinator
    • November 9, 2020

40. Two tiered matching formula

    By dmb, October 2, 2008
    • 4 replies
    • 3.7k views
    • 
    • J Simmons
    • October 3, 2008

41. How to find old 401k balances prior to marriage to do a QDRO

    By Nicole777, August 22, 2024
    • 5 replies
    • 3.7k views
    • 
    • Gina Alsdorf
    • August 26, 2024

42. Top heavy percentage - 60.71% rounds down to 60%, so plan not top-heav

    By Jean, February 17, 1999
    • 15 replies
    • 3.7k views
    • 
    • AndyH
    • July 24, 2002

43. Current year testing vs. prior year

    By FJR, June 26, 2001
    • 8 replies
    • 3.7k views
    • 
    • Bob R
    • July 1, 2001

44. Any guidance on who has the responsibility for monitoring 402(g) limit

    By John A, August 8, 2000
    • 9 replies
    • 3.7k views
    • 
    • Guest
    • August 9, 2000

45. Severance from Employment

    By Kevin C, May 18, 2012
    • 2 replies
    • 3.7k views
    • 
    • 00hskrgrl
    • May 24, 2012

46. Coverage/Discrimination Testing for Profit Sharing Contribution?

    By SRNPEBT, October 7, 2015
    • 8 replies
    • 3.7k views
    • 
    • Bird
    • October 12, 2015

47. Fixing missed top-heavy contributions: OK to retroactively contribute

    By Hoard1, July 17, 2000
    • 8 replies
    • 3.6k views
    • 
    • Richard Anderson
    • July 23, 2000

48. Frionge Benefit Or Not...

    By austin3515, January 20, 2011
    • 12 replies
    • 3.6k views
    • 
    • masteff
    • January 21, 2011

49. Only Owners in the Union

    By austin3515, March 4, 2018
    • 7 replies
    • 3.6k views
    • 
    • austin3515
    • March 8, 2018

50. Default payment by employer.

    By Maureen Lilly, March 12, 2020
    • 15 replies
    • 3.6k views
    • 
    • Maureen Lilly
    • March 19, 2020