401(k) Plans

19,318 topics in this forum

1. Employer stated a 401k on offer letter but has not provided. What are the employees rights?

   By Donna W, May 10, 2021
   • 3 replies
   • 3.7k views
   • 
   • Luke Bailey
   • May 11, 2021

2. Prorate Compensation - SH Termination

   By 12AX7, December 28, 2012
   • 7 replies
   • 3.7k views
   • 
   • 12AX7
   • January 3, 2013

3. Catch up in excess of 100% of compensation

   By Jakyasar, December 27, 2019
   • 19 replies
   • 3.7k views
   • 
   • Jakyasar
   • April 22, 2020

4. 501(c)3 and LLC

   By Guest hpaine, February 12, 2003
   • 11 replies
   • 3.7k views
   • 
   • E as in ERISA
   • February 14, 2003

5. Tax Withholding on Corrective Distributions

   By Guest rkmarkus, May 29, 2003
   • 3 replies
   • 3.7k views
   • 
   • Tom Poje
   • May 29, 2003

6. Margin purchases and short sales.

   By Guest Thornton, January 3, 2002
   • 8 replies
   • 3.7k views
   • 
   • Guest
   • January 8, 2002

7. Payroll advance - and repayment issues

   By Guest MaryMac, October 18, 2006
   • 4 replies
   • 3.7k views
   • 
   • Guest
   • October 19, 2006

8. Service Based Exclusions

   By LANDO, March 18, 2015   

   • eligibility
   • service based exclusions
   • (and 4 more)

     Tagged with:

     • eligibility
     • service based exclusions
     • 410(a)
     • Maximum age and service
     • business classification
     • excluded employees
   • 10 replies
   • 3.7k views
   • 
   • Kevin C
   • March 20, 2015

9. Off Calendar Plans

   By justatester, January 28, 2013   

   • Calendar vs Plan Year
   • 8 replies
   • 3.7k views
   • 
   • ETA Consulting LLC
   • January 29, 2013

10. Life Insurance as plan investment; incidental benefit rule violated; h

    By Guest Lex, February 12, 2003
    • 2 replies
    • 3.7k views
    • 
    • mbozek
    • February 12, 2003

11. Exclude HCE's from SHNEC for flexibility

    By Jim Chad, May 21, 2008
    • 13 replies
    • 3.7k views
    • 
    • Jim Chad
    • May 29, 2008

12. No matching on Roth?

    By ch1719, September 22, 2016
    • 13 replies
    • 3.7k views
    • 
    • My 2 cents
    • September 22, 2016

13. employer moved account to a riskier fund

    By Guest orm, October 8, 2008
    • 20 replies
    • 3.7k views
    • 
    • GBurns
    • October 10, 2008

14. Safe Harbor Plan

    By Guest WMiller, May 9, 2014   

    • true up
    • last day requirement
    • (and 2 more)

      Tagged with:

      • true up
      • last day requirement
      • non-elective & matching ctb
      • Top Heavy test
    • 10 replies
    • 3.7k views
    • 
    • Kevin C
    • May 12, 2014

15. Plan Loans in Bankruptcy

    By Guest kjk, June 28, 2002
    • 12 replies
    • 3.7k views
    • 
    • RTK
    • August 2, 2002

16. Conversion to Automatic Enrollment

    By Guest Una M, March 27, 2001
    • 17 replies
    • 3.7k views
    • 
    • RCK
    • April 19, 2001

17. 401(k) Spousal Consent Question

    By Guest arocket, August 17, 2006
    • 6 replies
    • 3.6k views
    • 
    • Guest
    • August 18, 2006

18. Top heavy percentage - 60.71% rounds down to 60%, so plan not top-heav

    By Jean, February 17, 1999
    • 15 replies
    • 3.6k views
    • 
    • AndyH
    • July 24, 2002

19. Catch up contributions and a fiscal year end plan

    By Guest EPS2, May 7, 2008
    • 5 replies
    • 3.6k views
    • 
    • dmwe
    • May 8, 2008

20. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.6k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

21. Two tiered matching formula

    By dmb, October 2, 2008
    • 4 replies
    • 3.6k views
    • 
    • J Simmons
    • October 3, 2008

22. 401k deposit timeliness

    By Santo Gold, September 22, 2006
    • 8 replies
    • 3.6k views
    • 
    • austin3515
    • September 24, 2006

23. Current year testing vs. prior year

    By FJR, June 26, 2001
    • 8 replies
    • 3.6k views
    • 
    • Bob R
    • July 1, 2001

24. Fixing missed top-heavy contributions: OK to retroactively contribute

    By Hoard1, July 17, 2000
    • 8 replies
    • 3.6k views
    • 
    • Richard Anderson
    • July 23, 2000

25. QDRO alternate payee's interest and award question

    By Guest Enviroavenger2014, April 23, 2014   

    • alternate payee
    • award
    • (and 3 more)

      Tagged with:

      • alternate payee
      • award
      • valuation date
      • interest
      • segregation
    • 2 replies
    • 3.6k views
    • 
    • My 2 cents
    • April 23, 2014

26. Minimum participation requirements; how to treat rehired employees who

    By Guest JMLSON, March 22, 2000
    • 9 replies
    • 3.6k views
    • 
    • KJohnson
    • July 14, 2000

27. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.6k views
    • 
    • Guest
    • December 8, 2003

28. 401k Home Mortgage Loans

    By Guest batberf, November 29, 2001
    • 3 replies
    • 3.6k views
    • 
    • Steve72
    • November 29, 2001

29. In-Plan Roth Conversion - Terminated Participants

    By blue, December 2, 2010
    • 6 replies
    • 3.6k views
    • 
    • mbozek
    • December 3, 2010

30. Severance from Employment

    By Kevin C, May 18, 2012
    • 2 replies
    • 3.6k views
    • 
    • 00hskrgrl
    • May 24, 2012

31. Defer from pay received after termination of employment?

    By MR, January 14, 2003
    • 12 replies
    • 3.6k views
    • 
    • mbozek
    • January 16, 2003

32. Testing 401k plans in controlled group

    By 30Rock, December 15, 2017
    • 10 replies
    • 3.6k views
    • 
    • 30Rock
    • December 15, 2017

33. Last Day Rule / Last Business Day

    By austin3515, April 12, 2017
    • 11 replies
    • 3.6k views
    • 
    • duckthing
    • April 13, 2017

34. Any guidance on who has the responsibility for monitoring 402(g) limit

    By John A, August 8, 2000
    • 9 replies
    • 3.6k views
    • 
    • Guest
    • August 9, 2000

35. Timing of tuition bills - hardship withdrawals

    By ldr, December 18, 2017   

    • hardship
    • tuition
    • (and 1 more)

      Tagged with:

      • hardship
      • tuition
      • 401(k) withdrawals
    • 7 replies
    • 3.6k views
    • 
    • Mike Preston
    • December 19, 2017

36. Different vesting schedules for members of a controlled group?

    By jkharvey, August 30, 2010
    • 7 replies
    • 3.6k views
    • 
    • Archimage
    • August 31, 2010

37. Frionge Benefit Or Not...

    By austin3515, January 20, 2011
    • 12 replies
    • 3.6k views
    • 
    • masteff
    • January 21, 2011

38. Coverage/Discrimination Testing for Profit Sharing Contribution?

    By SRNPEBT, October 7, 2015
    • 8 replies
    • 3.6k views
    • 
    • Bird
    • October 12, 2015

39. rollover from SARSEP to 401k plan

    By Guest sritts, October 21, 2003
    • 3 replies
    • 3.6k views
    • 
    • Guest
    • October 21, 2003

40. Amendment to Safe Harbor 401(k) Plan

    By Guest Celtics, January 31, 2014   

    • safe harbor amendments
    • 8 replies
    • 3.6k views
    • 
    • austin3515
    • February 3, 2014

41. Negative Election - Automatic Enrollment

    By Guest Ted Kowalchuk, CFP, CFS,, February 22, 2006
    • 9 replies
    • 3.6k views
    • 
    • RCK
    • March 4, 2006

42. Beneficiary Designations

    By Randy Watson, April 4, 2007
    • 19 replies
    • 3.6k views
    • 
    • Bob R
    • April 11, 2007

43. Match each pay-period w/ Las day 1,000 hour

    By austin3515, February 12, 2010
    • 10 replies
    • 3.6k views
    • 
    • QNPG
    • February 25, 2011

44. Company A employees can be covered under Company B's 401(k) merely by

    By bzorc, November 21, 2000
    • 20 replies
    • 3.6k views
    • 
    • alanm
    • December 12, 2000

45. Failure to Deduct Elective Deferrals

    By Scott, February 27, 2001
    • 6 replies
    • 3.6k views
    • 
    • Guest
    • January 4, 2002

46. Short year 401k Plan

    By DP, December 12, 2001
    • 5 replies
    • 3.6k views
    • 
    • Guest
    • April 9, 2002

47. Purchasing an annuity contract with defined contribution money

    By FundeK, August 31, 2004
    • 15 replies
    • 3.6k views
    • 
    • Bird
    • September 20, 2004

48. Time taking aim at 401k plans

    By J Simmons, October 11, 2009
    • 23 replies
    • 3.6k views
    • 
    • GMK
    • October 14, 2009

49. When must acquired employees enter 401(k) plan after merger?

    By Alonzo, June 26, 2000
    • 3 replies
    • 3.6k views
    • 
    • Guest
    • June 30, 2000

50. Oh my Lord can someone please call Congress and tell them to stop???

    By austin3515, January 4, 2024
    • 27 replies
    • 3.6k views
    • 
    • DPSRich
    • January 6, 2024