401(k) Plans

19,275 topics in this forum

1. 2 active plans in same plan year

   By cpc0506, October 13, 2022
   • 2 replies
   • 773 views
   • 
   • cpc0506
   • October 13, 2022

2. Reasonable timing to implement salary deferral election changes?

   By kmhaab, March 29, 2021
   • 1 reply
   • 773 views
   • 
   • Bird
   • March 30, 2021

3. Ineligible Deferrals Reimbursed Through Payroll

   By Mr401k, February 4, 2011
   • 0 replies
   • 772 views
   • 
   • Mr401k
   • February 4, 2011

4. Top Heavy and Prevailing wage

   By Jim Chad, September 7, 2022
   • 6 replies
   • 772 views
   • 
   • 401kology
   • September 8, 2022

5. compensation

   By cdavis25, January 31, 2018
   • 1 reply
   • 772 views
   • 
   • Luke Bailey
   • February 1, 2018

6. Forcing out deceased beneficiary due to Plan termination

   By Pensions2020, November 21, 2022
   • 2 replies
   • 772 views
   • 
   • C. B. Zeller
   • November 22, 2022

7. Working with Nationwide

   By drakecohen, September 23, 2022
   • 4 replies
   • 772 views
   • 
   • hr for me
   • September 27, 2022

8. old DC-1 and DC-2 books for sale?

   By justanotheradmin, March 31, 2016
   • 0 replies
   • 772 views
   • 
   • justanotheradmin
   • March 31, 2016

9. Switch Next Year's Safe Harbor

   By Gilmore, December 8, 2022
   • 3 replies
   • 771 views
   • 
   • Bill Presson
   • December 10, 2022

10. Pull out in 2016 from HCEs account wrongly deposited Employer Discretionary Contribution in 2015

    By AdKu, March 24, 2016   

    • Employer Discretionary Contri
    • Wrongly allocated PS to HCE
    • (and 1 more)

      Tagged with:

      • Employer Discretionary Contri
      • Wrongly allocated PS to HCE
      • Pulling out of HCEs accounts
    • 3 replies
    • 771 views
    • 
    • My 2 cents
    • March 24, 2016

11. Asset sale and safe harbor plan

    By 30Rock, March 19, 2024
    • 1 reply
    • 771 views
    • 
    • #toomanyrules
    • April 3, 2024

12. Controlled Group Question

    By Vlad401k, January 31
    • 5 replies
    • 771 views
    • 
    • Artie M
    • February 4

13. Can an ER deposit lost earnings if deferrals were segregated but not invested?

    By OrderOfOps, October 1, 2024
    • 4 replies
    • 771 views
    • 
    • OrderOfOps
    • October 1, 2024

14. Entry date confusion, Need Expert Help

    By stephen20, July 3, 2020
    • 5 replies
    • 771 views
    • 
    • MWeddell
    • July 6, 2020

15. TWO 401(k) Plans

    By Sydney, May 15, 2018
    • 3 replies
    • 770 views
    • 
    • Larry Starr
    • May 15, 2018

16. Top Heavy Minimum When Key Defers less than 3%

    By lcollins300, March 1, 2018
    • 4 replies
    • 770 views
    • 
    • Kac1214
    • March 5, 2018

17. 410 b test failure options for average benefits?

    By Traci, June 18
    • 3 replies
    • 770 views
    • 
    • rocknrolls2
    • June 19

18. Excess Deferral

    By thepensionmaven, October 26, 2022
    • 4 replies
    • 770 views
    • 
    • thepensionmaven
    • October 27, 2022

19. Solo 401(k)

    By Dobber, August 30, 2022
    • 3 replies
    • 770 views
    • 
    • Dobber
    • August 30, 2022

20. Amending Plan to Exclude HCEs From SHNEC

    By Connor, February 17
    • 1 reply
    • 770 views
    • 
    • John Feldt ERPA CPC QPA
    • February 18

21. 401a4 Testing Question

    By Nic Pospiech, February 16, 2021
    • 2 replies
    • 769 views
    • 
    • MWeddell
    • February 17, 2021

22. Hardship Distributions from Rollover Accounts; Inquiry If Allowed for Discretionary Contributions

    By Kent Allard, February 20, 2024   

    • hardship
    • rollover
    • (and 2 more)

      Tagged with:

      • hardship
      • rollover
      • distributions
      • roth rollover
    • 2 replies
    • 769 views
    • 
    • Lou S.
    • February 20, 2024

23. new plan "missing" the first payroll for deferrals

    By AlbanyConsultant, December 22, 2016
    • 2 replies
    • 769 views
    • 
    • hr for me
    • December 23, 2016

24. ACP test correction

    By SViola, January 14, 2021
    • 3 replies
    • 769 views
    • 
    • C. B. Zeller
    • January 19, 2021

25. Plan Takeover, Document questions

    By ejohnke, April 7, 2023
    • 3 replies
    • 769 views
    • 
    • Roycal
    • April 11, 2023

26. Control group worksheet

    By ESI2015, May 30, 2018
    • 0 replies
    • 769 views
    • 
    • ESI2015
    • May 30, 2018

27. Participant Statements

    By Nassau, February 22, 2012
    • 1 reply
    • 769 views
    • 
    • GMK
    • February 22, 2012

28. 2019 missed deferral - failure to implement

    By justanotheradmin, April 19, 2023
    • 2 replies
    • 769 views
    • 
    • Paul I
    • April 21, 2023

29. Compensation

    By ABeach, December 22, 2020
    • 2 replies
    • 769 views
    • 
    • Cardscrazy
    • December 24, 2020

30. S-Corp comp

    By TPApril, June 18, 2021
    • 2 replies
    • 768 views
    • 
    • C. B. Zeller
    • June 21, 2021

31. Ending Loan Program Mid Year

    By metsfan026, July 12, 2022
    • 2 replies
    • 768 views
    • 
    • metsfan026
    • July 12, 2022

32. PPA notice of assets held by plan

    By Jim Chad, June 16, 2015
    • 1 reply
    • 768 views
    • 
    • Bird
    • June 16, 2015

33. Amnending SH Plan AFTER SH Notice Distributed

    By austin3515, January 2, 2019
    • 12 replies
    • 768 views
    • 
    • shERPA
    • January 4, 2019

34. HCE determination

    By R. Butler, February 1, 2016
    • 1 reply
    • 768 views
    • 
    • Lou S.
    • February 1, 2016

35. Removing Roth

    By jim241, June 12, 2018   

    • 401k roth
    • 401k
    • 1 reply
    • 768 views
    • 
    • Larry Starr
    • June 12, 2018

36. Overpayment recoupment after Notice 2024-77

    By FormsRstillmylife, November 20, 2024
    • 1 reply
    • 768 views
    • 
    • justanotheradmin
    • November 20, 2024

37. employee after tax contributions

    By K2retire, October 2, 2012
    • 1 reply
    • 768 views
    • 
    • ETA Consulting LLC
    • October 2, 2012

38. failure to implement auto escalation

    By K2retire, April 18, 2018
    • 0 replies
    • 767 views
    • 
    • K2retire
    • April 18, 2018

39. Auto enrollment cessation

    By Dave N, January 19, 2024
    • 3 replies
    • 767 views
    • 
    • Dave N
    • January 20, 2024

40. Qualified Compensation of a 401k and after tax contributions

    By dragondon, May 8, 2023
    • 5 replies
    • 767 views
    • 
    • Lou S.
    • May 9, 2023

41. Coverage Testing for plan changing from related employers to MEP

    By DLavigne, October 26, 2015
    • 0 replies
    • 767 views
    • 
    • DLavigne
    • October 26, 2015

42. EACA Mid-year Amendment

    By dmwe, April 3, 2019
    • 0 replies
    • 766 views
    • 
    • dmwe
    • April 3, 2019

43. US & Puerto Rico plans

    By Guest ppapdx, May 15, 2013
    • 0 replies
    • 766 views
    • 
    • Guest
    • May 15, 2013

44. Plan Document Statements

    By Stash026, April 15, 2016
    • 2 replies
    • 765 views
    • 
    • Griswold
    • April 15, 2016

45. Entry Date Compensation of $0

    By Vlad401k, February 22, 2021
    • 3 replies
    • 765 views
    • 
    • C. B. Zeller
    • February 24, 2021

46. HCE's limited to 4.5% deferral. An HCE that termed deferred 28%. How to correct ADP test?

    By Jim Chad, November 1, 2024
    • 3 replies
    • 765 views
    • 
    • Jim Chad
    • November 5, 2024

47. Timing of Deposits

    By 52626, June 5
    • 2 replies
    • 765 views
    • 
    • Artie M
    • June 6

48. 401(k) adn SEP IRA

    By justatester, November 19, 2009
    • 0 replies
    • 765 views
    • 
    • justatester
    • November 19, 2009

49. Fiscal Year Failed ADP and Catch Up

    By Vlad401k, June 13, 2018
    • 3 replies
    • 764 views
    • 
    • Larry Starr
    • June 14, 2018

50. Is H-1B Status a nonresident alien

    By karl, January 25, 2024
    • 3 replies
    • 764 views
    • 
    • karl
    • January 25, 2024