401(k) Plans

19,337 topics in this forum

1. Contribution Allocation waivers

   By tjw572, January 30, 2020
   • 2 replies
   • 818 views
   • 
   • K2
   • February 1, 2020

2. Cycle 3 Discretionary Match Communication

   By Patricia Neal Jensen, September 20, 2021
   • 1 reply
   • 818 views
   • 
   • Doc Ument
   • September 28, 2021

3. Maximum Loan Amount

   By DTH, November 9, 2012
   • 1 reply
   • 818 views
   • 
   • ETA Consulting LLC
   • November 9, 2012

4. Roth 401k

   By Guest jim williams, October 5, 2010
   • 1 reply
   • 818 views
   • 
   • Guest
   • October 5, 2010

5. Solo 401(k)

   By Dobber, August 30, 2022
   • 3 replies
   • 818 views
   • 
   • Dobber
   • August 30, 2022

6. CG Employer never adopted the plan, but participated

   By BG5150, December 28, 2020
   • 2 replies
   • 818 views
   • 
   • MWeddell
   • December 28, 2020

7. Elect Def Failures (RP 2015-28)

   By austin3515, January 2, 2016
   • 0 replies
   • 818 views
   • 
   • austin3515
   • January 2, 2016

8. Missed Auto-Enrollment Contributions

   By metsfan026, October 29, 2024
   • 5 replies
   • 817 views
   • 
   • Belgarath
   • October 29, 2024

9. Qualified Compensation of a 401k and after tax contributions

   By dragondon, May 8, 2023
   • 5 replies
   • 817 views
   • 
   • Lou S.
   • May 9, 2023

10. Withdraw 401k amount

    By ppht, October 6, 2021
    • 2 replies
    • 817 views
    • 
    • ppht
    • October 7, 2021

11. Amending Plan to Exclude HCEs From SHNEC

    By Connor, February 17, 2025
    • 1 reply
    • 817 views
    • 
    • John Feldt ERPA CPC QPA
    • February 18, 2025

12. Amending a Maybe Safe Harbor Plan

    By kgr12, May 27, 2015
    • 1 reply
    • 816 views
    • 
    • Lou S.
    • May 27, 2015

13. 401k Medical Hardship Reimbursement

    By JY36, June 2, 2019
    • 5 replies
    • 816 views
    • 
    • JY36
    • June 4, 2019

14. Plan Takeover, Document questions

    By ejohnke, April 7, 2023
    • 3 replies
    • 816 views
    • 
    • Roycal
    • April 11, 2023

15. Publisher - Graphic Designer... Control Group?

    By K-t-F, October 31, 2017   

    • control group
    • 8 replies
    • 816 views
    • 
    • Mike Preston
    • November 16, 2017

16. 318 family attribution from parent to three children

    By Lawrence, September 18, 2018   

    • 318
    • stock attribution
    • (and 2 more)

      Tagged with:

      • 318
      • stock attribution
      • attribution to multiple children
      • parent-child attribution
    • 5 replies
    • 816 views
    • 
    • Dave Baker
    • September 21, 2018

17. 414(s) and preparticipation compensation

    By LIBERTYKID, May 25, 2016
    • 0 replies
    • 816 views
    • 
    • LIBERTYKID
    • May 25, 2016

18. QNEC

    By bzorc, July 9, 2020
    • 2 replies
    • 815 views
    • 
    • austin3515
    • July 10, 2020

19. multiple safe harbor matching formulas

    By dmb, November 18, 2015
    • 1 reply
    • 815 views
    • 
    • Lou S.
    • November 18, 2015

20. QACA - who gets their deferral rate increased?

    By Guest Achilles, December 1, 2011
    • 1 reply
    • 815 views
    • 
    • K2retire
    • December 1, 2011

21. Restrictions on After-tax contributions that are matched

    By Nassau, March 9, 2016
    • 1 reply
    • 815 views
    • 
    • Mike Preston
    • March 9, 2016

22. stock sale and transitional relief

    By AlbanyConsultant, January 20, 2021
    • 5 replies
    • 815 views
    • 
    • EBECatty
    • January 21, 2021

23. Rehire Eligibility in a Multiple Employer Plan (MEP)

    By JenniferOhio, March 13, 2025
    • 2 replies
    • 815 views
    • 
    • JenniferOhio
    • March 18, 2025

24. 401(k) SH change prior to plan year

    By Guest AP914, December 19, 2012
    • 2 replies
    • 815 views
    • 
    • Guest
    • December 19, 2012

25. Changing ADP Testing btwn current & prior years

    By TPApril, November 27, 2023
    • 3 replies
    • 815 views
    • 
    • TPApril
    • November 28, 2023

26. participant loans (large minimum)

    By Scuba 401, January 26, 2018
    • 3 replies
    • 815 views
    • 
    • Madison71
    • January 26, 2018

27. QDIA notice

    By gregburst, December 1, 2011
    • 0 replies
    • 814 views
    • 
    • gregburst
    • December 1, 2011

28. Employers with 2 Plans

    By FT Retire, September 27, 2024
    • 1 reply
    • 814 views
    • 
    • C. B. Zeller
    • September 27, 2024

29. Entry date confusion, Need Expert Help

    By stephen20, July 3, 2020
    • 5 replies
    • 814 views
    • 
    • MWeddell
    • July 6, 2020

30. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 814 views
    • 
    • Lou S.
    • February 11, 2021

31. Missed Loan Payment

    By 52626, August 23, 2016
    • 1 reply
    • 813 views
    • 
    • Belgarath
    • August 24, 2016

32. Top Heavy Minimum and New Comparability Calc

    By lisan1025, January 3, 2024
    • 5 replies
    • 813 views
    • 
    • BG5150
    • January 5, 2024

33. HCEs and 401(k)

    By BellaBee41, September 10, 2024
    • 2 replies
    • 813 views
    • 
    • EBECatty
    • September 10, 2024

34. Missed Deferral Opportunity

    By FishOn, September 12, 2023
    • 2 replies
    • 813 views
    • 
    • FishOn
    • September 12, 2023

35. 2023 retroactivity due to improper company match

    By Kikka, June 6, 2025
    • 3 replies
    • 813 views
    • 
    • Lou S.
    • June 11, 2025

36. Can benefitslink start a section for disclosures to employers?

    By Jim Chad, September 24, 2011
    • 1 reply
    • 813 views
    • 
    • Guest
    • November 23, 2011

37. 1099-R Question

    By austin3515, January 19, 2015
    • 1 reply
    • 813 views
    • 
    • chc93
    • January 20, 2015

38. Early Inclusion of Otherwise Eligible Employee Failures

    By ValerieG11, March 19, 2024
    • 1 reply
    • 813 views
    • 
    • Lou S.
    • March 19, 2024

39. Top Heavy Silliness

    By C. B. Zeller, June 26, 2018
    • 3 replies
    • 813 views
    • 
    • C. B. Zeller
    • June 27, 2018

40. 401(k) and SIMPLE IRA - one participant, two employers

    By M Norton, January 6, 2011
    • 0 replies
    • 812 views
    • 
    • M Norton
    • January 6, 2011

41. Safe Harbor Match

    By thepensionmaven, July 25, 2017   

    • elapsed time calculation
    • 6 replies
    • 812 views
    • 
    • thepensionmaven
    • July 30, 2017

42. Delinquent or not? 5500-EZ

    By bjuneure, September 21, 2023
    • 4 replies
    • 812 views
    • 
    • David Schultz
    • September 22, 2023

43. Loans and Bankrupcy

    By 52626, April 14, 2016
    • 2 replies
    • 811 views
    • 
    • Lou S.
    • April 14, 2016

44. May a plan provide an automatic-contribution arrangement for some employees, but not others?

    By Peter Gulia, October 28, 2021   

    • automatic-contribution arrangement
    • 3 replies
    • 811 views
    • 
    • MWeddell
    • November 2, 2021

45. Loan Repayments not setup in Payroll - Self Correction Under IRB 2008-50?

    By Guest cke66edy, February 17, 2011
    • 0 replies
    • 811 views
    • 
    • Guest
    • February 17, 2011

46. Multiple Employer 401(k)

    By 52626, September 15, 2014
    • 1 reply
    • 811 views
    • 
    • QDROphile
    • September 15, 2014

47. Missed Deferral Opportunity - Spans many years

    By Pam S., January 11, 2018
    • 2 replies
    • 811 views
    • 
    • Pam S.
    • January 11, 2018

48. New plan with mid-year effective date for deferrals

    By cathyw, September 27, 2018
    • 5 replies
    • 811 views
    • 
    • MarZDoates
    • October 1, 2018

49. What information must you include in determination letter request re plan-to-plan transfer

    By Guest BL333, March 4, 2010
    • 0 replies
    • 810 views
    • 
    • Guest
    • March 4, 2010

50. Separate Trust Agreements

    By Stevo-PDX, July 27, 2012
    • 0 replies
    • 810 views
    • 
    • Stevo-PDX
    • July 27, 2012