401(k) Plans

19,321 topics in this forum

1. Rollover Roth 401k to Roth IRA before 5 yrs?

   By Guest cj0nz, February 14, 2008
   • 1 reply
   • 1.7k views
   • 
   • Tom Poje
   • February 14, 2008

2. Required Amendments

   By Stash026, December 28, 2009
   • 1 reply
   • 1.8k views
   • 
   • Kevin C
   • December 29, 2009

3. US Wages Paid for Ee Working in foreign country

   By austin3515, May 8, 2014
   • 1 reply
   • 883 views
   • 
   • masteff
   • May 9, 2014

4. Missed Catch-Up Deferrals

   By Safeharbor29, July 17, 2015
   • 1 reply
   • 880 views
   • 
   • K2retire
   • July 17, 2015

5. Suspension Period under Proposed Hardship Regulations

   By Gruegen, December 3, 2018
   • 1 reply
   • 697 views
   • 
   • Luke Bailey
   • December 5, 2018

6. Top Heavy Determination

   By Guest Jodi, October 8, 1998
   • 1 reply
   • 3.6k views
   • 
   • Tom Poje
   • October 8, 1998

7. Profit sharing contribution made to safe harbor 401(k) Plan

   By Guest Theresa, December 6, 2000
   • 1 reply
   • 1.8k views
   • 
   • Guest
   • December 6, 2000

8. Form 1099-R Reporting for Loans

   By Guest Joseph Corona, December 29, 2000
   • 1 reply
   • 2.2k views
   • 
   • Guest
   • December 29, 2000

9. Employer Matching Contributions

   By Guest Emiliano, July 31, 2001
   • 1 reply
   • 1.3k views
   • 
   • rcline46
   • July 31, 2001

10. Employer Match

    By Guest Elmo, February 1, 2002
    • 1 reply
    • 1.5k views
    • 
    • Mike Preston
    • February 1, 2002

11. MEP

    By TH 401k, August 13, 2025
    • 1 reply
    • 335 views
    • 
    • Lou S.
    • August 13, 2025

12. 8955 filing date

    By Tom, October 6, 2025
    • 1 reply
    • 264 views
    • 
    • Lou S.
    • October 6, 2025

13. Safe Harbor Excess Match Amount

    By Guest HHR, June 4, 2002
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • June 4, 2002

14. H/W of Safe Harbor Matching Contributions

    By J. Bringhurst, April 1, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • April 1, 2003

15. Investment advisor contracts with 401(k) plans and/or participants

    By Guest apriljl, December 3, 2003
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • December 3, 2003

16. Severance pay included in 3% NEC safe harbor compensation?

    By Guest tlewis, March 31, 2005
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • March 31, 2005

17. Which Testing Method?

    By fiona1, December 15, 2005
    • 1 reply
    • 1.3k views
    • 
    • Nate X
    • December 19, 2005

18. Mid-year safe harbor 401(k) change

    By Guest Rae, May 2, 2006
    • 1 reply
    • 1.4k views
    • 
    • Bird
    • May 2, 2006

19. Asset Sale & Plan to Plan Transfer

    By Guest padmin, March 15, 2007
    • 1 reply
    • 1.6k views
    • 
    • jpod
    • March 15, 2007

20. Change in controlled group and prior year testing

    By RDY2RTR, September 10, 2010
    • 1 reply
    • 989 views
    • 
    • Kevin C
    • September 10, 2010

21. VFCP

    By gregburst, December 4, 2010
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • December 4, 2010

22. Single Employer to Multiple Employer - Testing Implications

    By kevind2010, March 4, 2011
    • 1 reply
    • 1.7k views
    • 
    • QNPG
    • March 4, 2011

23. Missed match

    By Pension RC, October 29, 2015
    • 1 reply
    • 862 views
    • 
    • Bill Presson
    • October 29, 2015

24. Great West KGPF

    By austin3515, August 27, 2017
    • 1 reply
    • 431 views
    • 
    • Peter Gulia
    • August 28, 2017

25. Safe Harbor 401(k) termination

    By R. Butler, March 16, 2018
    • 1 reply
    • 1.1k views
    • 
    • Below Ground
    • March 16, 2018

26. Incorrect Deferral % - Overage

    By Purplemandinga, March 22, 2019
    • 1 reply
    • 386 views
    • 
    • Luke Bailey
    • March 22, 2019

27. Which guidance rules when the April 15 deadline if missed for refundin

    By John A, December 4, 1999
    • 1 reply
    • 1.6k views
    • 
    • IRC401
    • December 4, 1999

28. Withholding requirements for Puerto Rican residents?

    By Guest mo again, December 6, 2000
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • December 6, 2000

29. 401(k) Plan Not Offered To Eligible Employee

    By Guest Allysenf, June 22, 2002
    • 1 reply
    • 1.8k views
    • 
    • MGB
    • June 22, 2002

30. Annual additions with a SEP and 401(k)

    By Guest Tara Curran, August 1, 2002
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • August 2, 2002

31. Rollover of Simple IRA into 401k?

    By Guest Amanda Davis, May 9, 2003
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • May 9, 2003

32. Vesting Rights for Employee on Military Leave

    By Guest Mike Schwing, November 13, 2003
    • 1 reply
    • 1.2k views
    • 
    • ccassetty
    • November 13, 2003

33. First RMD for 4/2003 retiree, age 77; does 2004 distribution include 2003 income?

    By Guest Powers, December 19, 2003
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • December 19, 2003

34. Adding a subsidiary with no employees

    By Lori H, May 7, 2007
    • 1 reply
    • 2k views
    • 
    • austin3515
    • May 8, 2007

35. Elapsed Time for Eligibility - Medical Leave

    By Guest saotampa, December 5, 2007
    • 1 reply
    • 1.3k views
    • 
    • JanetM
    • December 5, 2007

36. Form 5330 for late deferral deposits

    By doombuggy, April 26, 2011
    • 1 reply
    • 1.6k views
    • 
    • ESOP Guy
    • April 26, 2011

37. Maximum deductible contribution limit

    By Guest Winkle, June 23, 2011
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • June 23, 2011

38. Form 8955-SSA

    By Guest Achilles, October 5, 2011
    • 1 reply
    • 1.2k views
    • 
    • ESOP Guy
    • October 5, 2011

39. Hurricane Sandy Relief

    By 401_4_ever, November 19, 2012
    • 1 reply
    • 974 views
    • 
    • Bird
    • November 20, 2012

40. EACA mid-year percentage change

    By Belgarath, March 20, 2014
    • 1 reply
    • 2.2k views
    • 
    • BG5150
    • March 20, 2014

41. vesting schedule change is more strict

    By WCC, December 7, 2016
    • 1 reply
    • 733 views
    • 
    • Lou S.
    • December 7, 2016

42. Otherwise Excludables tested Separately

    By BLM, May 8, 2017
    • 1 reply
    • 466 views
    • 
    • Tom Poje
    • May 8, 2017

43. Employer Matching Contributions in a Controlled Group

    By AmandaJ, September 11, 2019
    • 1 reply
    • 439 views
    • 
    • CuseFan
    • September 11, 2019

44. Ineligible Employees allowed to Defer

    By 52626, December 20, 2019
    • 1 reply
    • 606 views
    • 
    • Luke Bailey
    • December 21, 2019

45. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 518 views
    • 
    • Lou S.
    • March 6, 2023

46. What needs ot be done to reinstate a 401K plan?

    By Guest Amy Severson, May 24, 2001
    • 1 reply
    • 1.4k views
    • 
    • RCK
    • May 24, 2001

47. 401k Plan Design

    By Guest Tracy C, July 31, 2001
    • 1 reply
    • 1.4k views
    • 
    • Jon Chambers
    • July 31, 2001

48. Diversifying out of employer stock

    By RCK, August 21, 2001
    • 1 reply
    • 1.5k views
    • 
    • BeckyMiller
    • August 27, 2001

49. Addition of 401k Safe Harbor to existing profit sharing language.

    By Guest Bucker, October 23, 2001
    • 1 reply
    • 1.4k views
    • 
    • rcline46
    • October 24, 2001

50. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13, 2025   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 493 views
    • 
    • justanotheradmin
    • August 14, 2025