401(k) Plans

19,275 topics in this forum

1. new plan, terminated employees

   By gregburst, August 5, 2016
   • 1 reply
   • 699 views
   • 
   • Lou S.
   • August 5, 2016

2. Should a plan allow participants to self-certify other claims?

   By Peter Gulia, August 7, 2023
   • 4 replies
   • 699 views
   • 
   • Peter Gulia
   • August 8, 2023

3. Non-Calendar Year SIMPLE 401(k) Plan

   By Michael B., May 15, 2020
   • 2 replies
   • 698 views
   • 
   • Doc Ument
   • May 15, 2020

4. Rehire and no records to tell if they had a vested account balance

   By Loves401(k), January 31, 2018
   • 2 replies
   • 698 views
   • 
   • CuseFan
   • February 1, 2018

5. In-house payroll system programmed to allow catchup capped at $7500

   By campy, December 12, 2024
   • 2 replies
   • 698 views
   • 
   • campy
   • December 13, 2024

6. Roth IRA Rollover

   By CBenefits, April 5, 2019
   • 3 replies
   • 698 views
   • 
   • Luke Bailey
   • April 5, 2019

7. Death in the middle of a 401k rollover distributions

   By chris-c-thomas, March 15, 2024   

   • 401k
   • rollover
   • (and 1 more)

     Tagged with:

     • 401k
     • rollover
     • distribution
   • 1 reply
   • 698 views
   • 
   • rocknrolls2
   • March 18, 2024

8. Employee contributions to HSA, NOT through 125 plan

   By Belgarath, March 28, 2016
   • 2 replies
   • 698 views
   • 
   • Belgarath
   • March 28, 2016

9. 401(k) catch up plus a maxed out SEP

   By AJC, May 20, 2021
   • 4 replies
   • 698 views
   • 
   • Kevin C
   • May 28, 2021

10. 402(g) Excess with Off-Calendar Year Plan

    By Rose, December 16, 2020
    • 1 reply
    • 698 views
    • 
    • Lou S.
    • December 16, 2020

11. Operational failure in a DB prototype

    By QNPG, February 3, 2011
    • 1 reply
    • 698 views
    • 
    • John Feldt ERPA CPC QPA
    • February 3, 2011

12. How to predict date met eligibility

    By dragondon, November 10, 2022
    • 2 replies
    • 698 views
    • 
    • Belgarath
    • November 10, 2022

13. Excess Deferrals - taxable in prior year, but 1099-R for which year

    By TPApril, March 10, 2021
    • 3 replies
    • 697 views
    • 
    • Lou S.
    • March 11, 2021

14. Return of Over Payment with Excess Contribution from IRA

    By Below Ground, April 21, 2023
    • 3 replies
    • 697 views
    • 
    • Below Ground
    • May 1, 2023

15. 402g Excess - Withholding Requirement on Small excess

    By Gilmore, March 18, 2022
    • 3 replies
    • 697 views
    • 
    • Gilmore
    • March 21, 2022

16. Designated Beneficiary (Annulment)

    By youngbenefitslawyer, June 17
    • 2 replies
    • 697 views
    • 
    • Artie M
    • June 18

17. Disc Testing/Acquisition

    By Nancy Pritz, January 18, 2018   

    • discrimination
    • acquisition
    • (and 1 more)

      Tagged with:

      • discrimination
      • acquisition
      • free-pass
    • 2 replies
    • 697 views
    • 
    • Nancy Pritz
    • January 22, 2018

18. fund settlement a decade after plan is paid out

    By AlbanyConsultant, June 21, 2021
    • 5 replies
    • 696 views
    • 
    • AlbanyConsultant
    • June 24, 2021

19. Catch-ups over 100% of pay

    By austin3515, July 30, 2015
    • 2 replies
    • 696 views
    • 
    • mphs77
    • July 30, 2015

20. contribution in error

    By 52626, December 5, 2022
    • 2 replies
    • 696 views
    • 
    • Luke Bailey
    • December 6, 2022

21. possible change to safe harbor plans

    By Tom Poje, October 31, 2018
    • 3 replies
    • 696 views
    • 
    • RatherBeGolfing
    • October 31, 2018

22. Improper distribution of Excess Contributions

    By SEllis, November 25, 2019
    • 2 replies
    • 696 views
    • 
    • Bri
    • November 26, 2019

23. Catchup due to failed ADP vs. top heavy - chicken or egg?

    By AlbanyConsultant, November 14, 2016
    • 1 reply
    • 696 views
    • 
    • Tom Poje
    • November 14, 2016

24. Safe harbor nonelective plan - mid year amendment to exclude bonuses

    By Belgarath, January 23, 2024
    • 1 reply
    • 696 views
    • 
    • austin3515
    • January 24, 2024

25. 401(k) + 457 Contributions

    By metsfan026, October 19, 2022
    • 4 replies
    • 696 views
    • 
    • Slider
    • October 20, 2022

26. Integrated with TWB

    By ratherbereading, May 11, 2020
    • 2 replies
    • 696 views
    • 
    • ratherbereading
    • May 11, 2020

27. Delay / Repeal of Fiduciary Rule Expected

    By austin3515, January 27, 2017
    • 7 replies
    • 696 views
    • 
    • TPAJake
    • February 3, 2017

28. Sale of goodwill?

    By jmartin, July 17, 2020
    • 3 replies
    • 695 views
    • 
    • Larry Starr
    • July 18, 2020

29. Forfeiture when there is no distribution.

    By Tom, April 18, 2024
    • 2 replies
    • 695 views
    • 
    • Tom
    • April 19, 2024

30. Match doesn't start until 3%

    By Just Tri, June 3, 2020
    • 6 replies
    • 695 views
    • 
    • Luke Bailey
    • June 4, 2020

31. Meeting a safe harbor using several plans

    By Peter Gulia, March 23, 2016   

    • safe harbor; controlled group
    • 4 replies
    • 695 views
    • 
    • Peter Gulia
    • March 23, 2016

32. ROTH in-plan rollover

    By Scuba 401, November 13, 2015
    • 1 reply
    • 694 views
    • 
    • Belgarath
    • November 13, 2015

33. New to me Plan - SH NEC Review... Not Right

    By Basically, August 29, 2023
    • 3 replies
    • 694 views
    • 
    • Bri
    • August 29, 2023

34. Do we have a problem with different subsidiaries administering Catch-Ups differently?

    By ERISA-Bubs, August 10, 2023
    • 6 replies
    • 693 views
    • 
    • ERISA-Bubs
    • August 11, 2023

35. Suspending a 401(k) Match

    By 401kSteve, November 5, 2020
    • 4 replies
    • 693 views
    • 
    • 401kSteve
    • November 8, 2020

36. ECPRS / Did Not withhold Elected Amount

    By austin3515, February 21, 2017
    • 3 replies
    • 693 views
    • 
    • austin3515
    • April 26, 2017

37. Participant Benefit Statements

    By alwaysaquestion, September 9, 2024
    • 4 replies
    • 693 views
    • 
    • C. B. Zeller
    • September 11, 2024

38. Terminating plan with forfeitures

    By RatherBeGolfing, August 23, 2022
    • 6 replies
    • 693 views
    • 
    • Nate S
    • August 25, 2022

39. Pro-rated service requirement short plan year.

    By R. Butler, July 10, 2019
    • 2 replies
    • 693 views
    • 
    • Tom Poje
    • July 11, 2019

40. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 693 views
    • 
    • RAH401(k)
    • March 2, 2023

41. 60 Day Rollover

    By austin3515, December 6, 2017
    • 2 replies
    • 692 views
    • 
    • Belgarath
    • December 6, 2017

42. What is the deferral limit

    By Jakyasar, June 7, 2023
    • 4 replies
    • 692 views
    • 
    • Jakyasar
    • June 7, 2023

43. ADP/ACP Testing Compensation

    By AmyETPA, April 28, 2022
    • 1 reply
    • 692 views
    • 
    • Bri
    • April 28, 2022

44. Plan Termination and one year rule

    By 30Rock, July 5, 2024
    • 2 replies
    • 692 views
    • 
    • 30Rock
    • July 5, 2024

45. SECURE ACT no safe harbor notices after 12/31/2019

    By thepensionmaven, March 26, 2020
    • 3 replies
    • 692 views
    • 
    • thepensionmaven
    • March 26, 2020

46. Posting Integrated PS contrib for SHNEC plan in Relius

    By MNO, August 21, 2017
    • 1 reply
    • 692 views
    • 
    • Tom Poje
    • August 21, 2017

47. Bonus Out PS Forfeitures to Terminated Participant

    By EBECatty, August 9, 2021
    • 2 replies
    • 692 views
    • 
    • EBECatty
    • August 9, 2021

48. Different Entry Dates - PS/401(k)

    By metsfan026, April 10, 2024
    • 7 replies
    • 691 views
    • 
    • John Feldt ERPA CPC QPA
    • April 11, 2024

49. EACA with Auto Escalation - Notice Requirements

    By ERISAAPPLE, September 6, 2018
    • 1 reply
    • 691 views
    • 
    • ERISAAPPLE
    • September 7, 2018

50. HCE late deferral

    By nerd-party-administrator, March 9, 2020
    • 3 replies
    • 691 views
    • 
    • BG5150
    • March 11, 2020