401(k) Plans

19,426 topics in this forum

1. Current vs Prior Year testing

   By Guest CGBS, February 14, 2001
   • 2 replies
   • 2.3k views
   • 
   • Guest
   • February 14, 2001

2. Excess contributions and excess aggregate contributions in determining

   By R. Butler, February 14, 2001
   • 1 reply
   • 2.2k views
   • 
   • Guest
   • February 14, 2001

3. spouse never signed to rollover 401k???!

   By Guest sidneysheldon, February 13, 2001
   • 3 replies
   • 4.7k views
   • 
   • RCK
   • February 14, 2001

4. Can expenses associated with a pooled account option be taken pro-rata

   By John A, February 14, 2001
   • 6 replies
   • 1.7k views
   • 
   • RCK
   • February 14, 2001

5. What Compensation is Match Based On?

   By Guest D Mitchell, February 9, 2001
   • 5 replies
   • 1.8k views
   • 
   • Guest
   • February 13, 2001

6. Payment of investment advisory fees out of plan assets

   By k man, February 13, 2001
   • 4 replies
   • 2.3k views
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   • Jon Chambers
   • February 13, 2001

7. A client of ours is starting their own "labor Pool". A way

   By Guest Chris Watt, February 13, 2001
   • 0 replies
   • 1.4k views
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   • Guest
   • February 13, 2001

8. RMDs: to apply the new rules when calculating minimum distributions, d

   By k man, February 12, 2001
   • 1 reply
   • 1.5k views
   • 
   • smm
   • February 12, 2001

9. HCE's with a plan year change

   By Guest CGBS, February 10, 2001
   • 1 reply
   • 1.5k views
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   • MWeddell
   • February 12, 2001

10. A question about excluding participants from ACP Test.

    By Guest, February 9, 2001
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • February 12, 2001

11. Termination of 401(k) plan and implementation of new plan

    By nancy, February 9, 2001
    • 3 replies
    • 1.7k views
    • 
    • nancy
    • February 11, 2001

12. LATE DEPOSITS OF EE MONEY AGAIN

    By Guest CGBS, February 6, 2001
    • 4 replies
    • 1.8k views
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    • david rigby
    • February 9, 2001

13. Plan sponsor failed to offer plan and report information on several th

    By Guest MES, February 8, 2001
    • 1 reply
    • 1.5k views
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    • Jon Chambers
    • February 8, 2001

14. What constitutes a separate division under the same desk rule?

    By Guest JWBrown, February 8, 2001
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • February 8, 2001

15. Timing of After-Tax Contributions ACP & Annual Additions Testing

    By Guest SHP, February 1, 2001
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • February 8, 2001

16. What actually happens to the money involved in a death benefit when mi

    By John A, February 8, 2001
    • 2 replies
    • 2.1k views
    • 
    • KJohnson
    • February 8, 2001

17. Question for any CPA's out there.

    By Guest LisaPA, February 6, 2001
    • 1 reply
    • 1.6k views
    • 
    • BeckyMiller
    • February 8, 2001

18. Can a 401-K participant also contribute to a traditional or Roth IRA i

    By Guest Carl C, February 8, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • February 8, 2001

19. How is a participant supposed to know how to correctly fill out their

    By John A, February 7, 2001
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 8, 2001

20. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

    By Guest Tara Curran, August 22, 2000
    • 8 replies
    • 5.6k views
    • 
    • Richard Anderson
    • February 7, 2001

21. What problems do you face if you use Matching Contributions to satisfy

    By Guest Kevin Plymyer, February 2, 2001
    • 4 replies
    • 1.7k views
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    • R. Butler
    • February 6, 2001

22. accuracy of participant statments

    By k man, January 31, 2001
    • 5 replies
    • 1.8k views
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    • Richard Anderson
    • February 6, 2001

23. Imbecile in Need of Help.

    By Guest mikeh13, February 5, 2001
    • 1 reply
    • 1.7k views
    • 
    • Greg Judd
    • February 5, 2001

24. Are ACP Safe Harbor Contributions subject to withdrawal & allocati

    By Guest patom, January 30, 2001
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • February 5, 2001

25. Obligations of Financial Groups to Employees Information/Training upda

    By Guest valvobill, January 13, 2001
    • 9 replies
    • 2k views
    • 
    • Guest
    • February 4, 2001

26. How to correct deposit of after tax dollars as deferrals?

    By Guest SSCARO, February 4, 2001
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • February 4, 2001

27. ADP/ACP failures with prior year tests should not happen but

    By Guest Ed W, February 4, 2001
    • 1 reply
    • 1.9k views
    • 
    • Richard Anderson
    • February 4, 2001

28. Contribution given based on years of service.

    By Guest Theresa, February 2, 2001
    • 4 replies
    • 7.2k views
    • 
    • Guest
    • February 4, 2001

29. Contributions in excess of those in the safe harbor notice that was di

    By Richard Anderson, February 3, 2001
    • 0 replies
    • 1.6k views
    • 
    • Richard Anderson
    • February 3, 2001

30. Any way a plan can establish parameters for who is eligible for self-d

    By John A, February 2, 2001
    • 2 replies
    • 2.7k views
    • 
    • Jon Chambers
    • February 2, 2001

31. 10500 LIMIT WHEN FISCAL YR & CALENDAR YR DIFFERENT

    By Guest THOMAS TIERNEY, February 2, 2001
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 2, 2001

32. Unsigned Adoption Agreement

    By Spencer, January 30, 2001
    • 2 replies
    • 2.9k views
    • 
    • Bill Berke
    • January 31, 2001

33. Cancel 401k and withdraw funds before 59 1/2.

    By Guest Michael G., January 31, 2001
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • January 31, 2001

34. 1099-R coding of rechar.

    By Guest LTurner, January 30, 2001
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • January 30, 2001

35. Switch a profit sharing plan to a safe harbor 401(k)

    By thepensionmaven, January 30, 2001
    • 0 replies
    • 1.8k views
    • 
    • thepensionmaven
    • January 30, 2001

36. Partnership with fiscal year 4/30 sponsors a calendar year 401(k)

    By Guest AlCal, January 28, 2001
    • 3 replies
    • 2.4k views
    • 
    • M R Bernardin
    • January 30, 2001

37. Quarterly PS contribution allocation; is the HCE's allocation limited

    By Richard Anderson, January 29, 2001
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 30, 2001

38. Who pays insurance premiums for policies in the plan?

    By Guest Theresa, January 24, 2001
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • January 30, 2001

39. How do you calculate deduction limits for a 401(k) and an ESOP?

    By Guest lawdawg, January 26, 2001
    • 6 replies
    • 2.1k views
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    • stephen
    • January 30, 2001

40. Does an Employer pay an excise tax on de minimus excess contributions?

    By Guest Stone Cowboy, January 29, 2001
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • January 29, 2001

41. "Un-terminating" a 401(k) Plan

    By Guest EMC, January 26, 2001
    • 2 replies
    • 2.8k views
    • 
    • david rigby
    • January 29, 2001

42. Okay to change from current year, disaggregation in 1 year, to prior y

    By John A, January 29, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • January 29, 2001

43. 401(k) limits for a short plan year

    By Guest TracyAndrews, January 23, 2001
    • 2 replies
    • 4.6k views
    • 
    • Earl
    • January 29, 2001

44. Employer Fails to Change Employee 401(k) Contribution Rate. Is Correc

    By LCARUSI, January 25, 2001
    • 2 replies
    • 2k views
    • 
    • Earl
    • January 29, 2001

45. Tax Liability of an Outstanding Loan that is Offset when Participant D

    By Guest andmik, January 26, 2001
    • 2 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • January 26, 2001

46. Incentives to invest in Company stock under 401(k) plans?

    By Guest KevinGordon, January 19, 2001
    • 28 replies
    • 5.2k views
    • 
    • Guest
    • January 25, 2001

47. Govermental agency/instrumentality vs. tax exempt org.

    By Guest xplan, January 24, 2001
    • 1 reply
    • 2k views
    • 
    • Guest
    • January 25, 2001

48. 402(g) excess with 2 employers, but a common owner.

    By R. Butler, January 19, 2001
    • 1 reply
    • 1.5k views
    • 
    • actuarysmith
    • January 24, 2001

49. What is the maximum length of time a 401(k) loan can be taken for the

    By Guest eanselm1, January 19, 2001
    • 13 replies
    • 19.5k views
    • 
    • imchipbrown
    • January 24, 2001

50. How do you correct contributions that were deposited in error?

    By Guest, January 24, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • January 24, 2001