401(k) Plans

19,467 topics in this forum

1. A question about excluding participants from ACP Test.

   By Guest, February 9, 2001
   • 2 replies
   • 2.5k views
   • 
   • Guest
   • February 12, 2001

2. Termination of 401(k) plan and implementation of new plan

   By nancy, February 9, 2001
   • 3 replies
   • 1.8k views
   • 
   • nancy
   • February 11, 2001

3. LATE DEPOSITS OF EE MONEY AGAIN

   By Guest CGBS, February 6, 2001
   • 4 replies
   • 1.8k views
   • 
   • david rigby
   • February 9, 2001

4. Plan sponsor failed to offer plan and report information on several th

   By Guest MES, February 8, 2001
   • 1 reply
   • 1.5k views
   • 
   • Jon Chambers
   • February 8, 2001

5. What constitutes a separate division under the same desk rule?

   By Guest JWBrown, February 8, 2001
   • 0 replies
   • 1.8k views
   • 
   • Guest
   • February 8, 2001

6. Timing of After-Tax Contributions ACP & Annual Additions Testing

   By Guest SHP, February 1, 2001
   • 1 reply
   • 1.9k views
   • 
   • Guest
   • February 8, 2001

7. What actually happens to the money involved in a death benefit when mi

   By John A, February 8, 2001
   • 2 replies
   • 2.1k views
   • 
   • KJohnson
   • February 8, 2001

8. Question for any CPA's out there.

   By Guest LisaPA, February 6, 2001
   • 1 reply
   • 1.6k views
   • 
   • BeckyMiller
   • February 8, 2001

9. Can a 401-K participant also contribute to a traditional or Roth IRA i

   By Guest Carl C, February 8, 2001
   • 1 reply
   • 1.4k views
   • 
   • Guest
   • February 8, 2001

10. How is a participant supposed to know how to correctly fill out their

    By John A, February 7, 2001
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 8, 2001

11. Can a Money Purchase Pension Plan be merged into a 401(k) plan?

    By Guest Tara Curran, August 22, 2000
    • 8 replies
    • 5.7k views
    • 
    • Richard Anderson
    • February 7, 2001

12. What problems do you face if you use Matching Contributions to satisfy

    By Guest Kevin Plymyer, February 2, 2001
    • 4 replies
    • 1.7k views
    • 
    • R. Butler
    • February 6, 2001

13. accuracy of participant statments

    By k man, January 31, 2001
    • 5 replies
    • 1.9k views
    • 
    • Richard Anderson
    • February 6, 2001

14. Imbecile in Need of Help.

    By Guest mikeh13, February 5, 2001
    • 1 reply
    • 1.7k views
    • 
    • Greg Judd
    • February 5, 2001

15. Are ACP Safe Harbor Contributions subject to withdrawal & allocati

    By Guest patom, January 30, 2001
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • February 5, 2001

16. Obligations of Financial Groups to Employees Information/Training upda

    By Guest valvobill, January 13, 2001
    • 9 replies
    • 2k views
    • 
    • Guest
    • February 4, 2001

17. How to correct deposit of after tax dollars as deferrals?

    By Guest SSCARO, February 4, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • February 4, 2001

18. ADP/ACP failures with prior year tests should not happen but

    By Guest Ed W, February 4, 2001
    • 1 reply
    • 2k views
    • 
    • Richard Anderson
    • February 4, 2001

19. Contribution given based on years of service.

    By Guest Theresa, February 2, 2001
    • 4 replies
    • 7.4k views
    • 
    • Guest
    • February 4, 2001

20. Contributions in excess of those in the safe harbor notice that was di

    By Richard Anderson, February 3, 2001
    • 0 replies
    • 1.6k views
    • 
    • Richard Anderson
    • February 3, 2001

21. Any way a plan can establish parameters for who is eligible for self-d

    By John A, February 2, 2001
    • 2 replies
    • 2.8k views
    • 
    • Jon Chambers
    • February 2, 2001

22. 10500 LIMIT WHEN FISCAL YR & CALENDAR YR DIFFERENT

    By Guest THOMAS TIERNEY, February 2, 2001
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • February 2, 2001

23. Unsigned Adoption Agreement

    By Spencer, January 30, 2001
    • 2 replies
    • 3k views
    • 
    • Bill Berke
    • January 31, 2001

24. Cancel 401k and withdraw funds before 59 1/2.

    By Guest Michael G., January 31, 2001
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • January 31, 2001

25. 1099-R coding of rechar.

    By Guest LTurner, January 30, 2001
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • January 30, 2001

26. Switch a profit sharing plan to a safe harbor 401(k)

    By thepensionmaven, January 30, 2001
    • 0 replies
    • 1.9k views
    • 
    • thepensionmaven
    • January 30, 2001

27. Partnership with fiscal year 4/30 sponsors a calendar year 401(k)

    By Guest AlCal, January 28, 2001
    • 3 replies
    • 2.5k views
    • 
    • M R Bernardin
    • January 30, 2001

28. Quarterly PS contribution allocation; is the HCE's allocation limited

    By Richard Anderson, January 29, 2001
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • January 30, 2001

29. Who pays insurance premiums for policies in the plan?

    By Guest Theresa, January 24, 2001
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • January 30, 2001

30. How do you calculate deduction limits for a 401(k) and an ESOP?

    By Guest lawdawg, January 26, 2001
    • 6 replies
    • 2.1k views
    • 
    • stephen
    • January 30, 2001

31. Does an Employer pay an excise tax on de minimus excess contributions?

    By Guest Stone Cowboy, January 29, 2001
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • January 29, 2001

32. "Un-terminating" a 401(k) Plan

    By Guest EMC, January 26, 2001
    • 2 replies
    • 2.9k views
    • 
    • david rigby
    • January 29, 2001

33. Okay to change from current year, disaggregation in 1 year, to prior y

    By John A, January 29, 2001
    • 0 replies
    • 1.5k views
    • 
    • John A
    • January 29, 2001

34. 401(k) limits for a short plan year

    By Guest TracyAndrews, January 23, 2001
    • 2 replies
    • 4.7k views
    • 
    • Earl
    • January 29, 2001

35. Employer Fails to Change Employee 401(k) Contribution Rate. Is Correc

    By LCARUSI, January 25, 2001
    • 2 replies
    • 2k views
    • 
    • Earl
    • January 29, 2001

36. Tax Liability of an Outstanding Loan that is Offset when Participant D

    By Guest andmik, January 26, 2001
    • 2 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • January 26, 2001

37. Incentives to invest in Company stock under 401(k) plans?

    By Guest KevinGordon, January 19, 2001
    • 28 replies
    • 5.6k views
    • 
    • Guest
    • January 25, 2001

38. Govermental agency/instrumentality vs. tax exempt org.

    By Guest xplan, January 24, 2001
    • 1 reply
    • 2k views
    • 
    • Guest
    • January 25, 2001

39. 402(g) excess with 2 employers, but a common owner.

    By R. Butler, January 19, 2001
    • 1 reply
    • 1.5k views
    • 
    • actuarysmith
    • January 24, 2001

40. What is the maximum length of time a 401(k) loan can be taken for the

    By Guest eanselm1, January 19, 2001
    • 13 replies
    • 20.9k views
    • 
    • imchipbrown
    • January 24, 2001

41. How do you correct contributions that were deposited in error?

    By Guest, January 24, 2001
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • January 24, 2001

42. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • January 24, 2001

43. 401K with no matching and mutual fund maybe not known: worth it ?

    By Guest nmehta, January 21, 2001
    • 5 replies
    • 2k views
    • 
    • Guest
    • January 24, 2001

44. Stock Sale and Distribution of Assets

    By PMC, January 18, 2001
    • 3 replies
    • 1.9k views
    • 
    • PMC
    • January 23, 2001

45. No violation of 415, 402(g) or 401(k) - just 404(c)

    By imchipbrown, January 23, 2001
    • 5 replies
    • 2.3k views
    • 
    • rcline46
    • January 23, 2001

46. At what threshold $ amount are "highly compensated employees&quot

    By Guest Dan Zevitz, January 23, 2001
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • January 23, 2001

47. Step children and family attribution

    By Guest Pat Metallic, January 22, 2001
    • 1 reply
    • 3.2k views
    • 
    • rcline46
    • January 22, 2001

48. Which year's top-heavy contribution can a QNEC contribution be applied

    By John A, January 19, 2001
    • 3 replies
    • 3.5k views
    • 
    • Guest
    • January 22, 2001

49. Commisioned employee with not enough pay to coever loan payments.

    By Guest Una M, January 2, 2001
    • 12 replies
    • 2.6k views
    • 
    • AndyH
    • January 19, 2001

50. Excess (over plan limit) deferrals

    By Guest A. Rostosky, January 5, 2001
    • 18 replies
    • 7.4k views
    • 
    • Guest
    • January 19, 2001