401(k) Plans

19,337 topics in this forum

1. Share Holder Insurance Premiums

   By coleboy, February 22, 2019
   • 3 replies
   • 713 views
   • 
   • coleboy
   • February 25, 2019

2. Mandatory Auto Enrollment

   By FishOn, January 15, 2025
   • 1 reply
   • 713 views
   • 
   • Paul I
   • January 15, 2025

3. Posting Integrated PS contrib for SHNEC plan in Relius

   By MNO, August 21, 2017
   • 1 reply
   • 713 views
   • 
   • Tom Poje
   • August 21, 2017

4. Catch-ups over 100% of pay

   By austin3515, July 30, 2015
   • 2 replies
   • 712 views
   • 
   • mphs77
   • July 30, 2015

5. Compensation for Profit Share Allocation

   By coleboy, September 10, 2018
   • 6 replies
   • 712 views
   • 
   • coleboy
   • September 13, 2018

6. Tiered match based on compensation?

   By BG5150, June 30, 2021
   • 5 replies
   • 712 views
   • 
   • Patricia Neal Jensen
   • July 6, 2021

7. 401k 5500 filing question

   By ML68, February 5, 2020
   • 4 replies
   • 711 views
   • 
   • Sophie Leigh
   • February 6, 2020

8. Allowing an NHCE to join the plan early - for deferrals only?

   By AlbanyConsultant, July 27, 2023
   • 2 replies
   • 711 views
   • 
   • Towanda
   • July 27, 2023

9. EPCRS Interpretation

   By Mr Bagwell, March 28, 2019
   • 2 replies
   • 710 views
   • 
   • Mr Bagwell
   • March 29, 2019

10. When to pay excise tax on refunds

    By dragondon, April 5, 2024
    • 1 reply
    • 710 views
    • 
    • CuseFan
    • April 5, 2024

11. Break-in-Service & Eligibility

    By metsfan026, August 17, 2023
    • 3 replies
    • 710 views
    • 
    • CuseFan
    • August 18, 2023

12. Is this considered an Affiliated Service Group?

    By pj20, December 12, 2017   

    • affiliated service group
    • 1 reply
    • 710 views
    • 
    • ETA Consulting LLC
    • December 12, 2017

13. Top Heavy Plans Vesting and How to Accommodate.

    By dragondon, October 10, 2022
    • 3 replies
    • 710 views
    • 
    • Lou S.
    • October 10, 2022

14. Operational failure in a DB prototype

    By QNPG, February 3, 2011
    • 1 reply
    • 710 views
    • 
    • John Feldt ERPA CPC QPA
    • February 3, 2011

15. Suspension Period under Proposed Hardship Regulations

    By Gruegen, December 3, 2018
    • 1 reply
    • 710 views
    • 
    • Luke Bailey
    • December 5, 2018

16. Self Employed maximum contribution/SE tax

    By shERPA, March 10, 2020
    • 2 replies
    • 709 views
    • 
    • shERPA
    • March 10, 2020

17. Rehire eligibility question – Brain Bubble

    By MaryMcConnell, January 5, 2022
    • 3 replies
    • 709 views
    • 
    • MaryMcConnell
    • January 6, 2022

18. RMD non owner 72 in 2022 - retired in 2023

    By D Lewis, February 8, 2023
    • 7 replies
    • 709 views
    • 
    • D Lewis
    • February 9, 2023

19. Client Leaving PEO 401k Plan

    By coleboy, March 4, 2019
    • 1 reply
    • 709 views
    • 
    • Kevin C
    • March 5, 2019

20. Avoiding Plan Asset Status for Revenue Sharing

    By stayingbusy, January 16, 2023
    • 4 replies
    • 708 views
    • 
    • Patricia Neal Jensen
    • January 18, 2023

21. Excise Tax paid on Form 5330

    By AJ North, June 12, 2020
    • 2 replies
    • 708 views
    • 
    • AJ North
    • June 15, 2020

22. Safe Harbor Match Eligibility

    By kdubinski, October 9, 2018
    • 1 reply
    • 708 views
    • 
    • Kevin C
    • October 10, 2018

23. Can Asset Seller Distribute Plan While Becoming ASG Member with Buyer?

    By Plan Doc, December 20, 2021
    • 2 replies
    • 707 views
    • 
    • Nate S
    • January 4, 2022

24. Is the addition of an adopting employer (creates a MEP) allowed mid year for SH Plan

    By jkharvey, June 9, 2015
    • 3 replies
    • 706 views
    • 
    • QDROphile
    • June 9, 2015

25. Determination Letter Application

    By kcav2006, January 21, 2016
    • 1 reply
    • 706 views
    • 
    • spicerfam
    • January 21, 2016

26. HCE's

    By coleboy, February 25, 2019
    • 5 replies
    • 706 views
    • 
    • coleboy
    • February 26, 2019

27. Plan Deferral Limit when Flat dollar exceed pay

    By mattmc82, June 5, 2020
    • 2 replies
    • 706 views
    • 
    • Bird
    • June 5, 2020

28. Owners Missed Deferrals-Lost Earnings/5330

    By Bridgette Kling, September 9, 2021
    • 1 reply
    • 706 views
    • 
    • Jakyasar
    • September 9, 2021

29. Plan investments

    By Chippy, February 5, 2016
    • 2 replies
    • 706 views
    • 
    • Peter Gulia
    • February 5, 2016

30. Annual Addition limits

    By ratherbereading, December 27, 2022
    • 1 reply
    • 706 views
    • 
    • Belgarath
    • December 27, 2022

31. Schedule MEP, and Working Owner

    By justanotheradmin, November 28, 2024
    • 3 replies
    • 706 views
    • 
    • Bob the Swimmer
    • December 7, 2024

32. Wife of Highly Paid Individual

    By Pixie, January 5
    • 2 replies
    • 705 views
    • 
    • Peter Gulia
    • January 5

33. 2 safe harbor plans in the same plan year

    By cpc0506, July 27, 2022
    • 1 reply
    • 705 views
    • 
    • CuseFan
    • July 27, 2022

34. Merger/Acquisition & Successor Plan Rules

    By LANDO, July 1, 2024   

    • merger/acquisition
    • successor plan
    • (and 1 more)

      Tagged with:

      • merger/acquisition
      • successor plan
      • severance from employment
    • 3 replies
    • 705 views
    • 
    • CuseFan
    • July 2, 2024

35. Exclude from testing if Term <501 hours

    By Tom, March 18, 2024
    • 3 replies
    • 705 views
    • 
    • Tom
    • March 20, 2024

36. Pro-Rated Profit Sharing Contribution

    By Benefits Vet, January 13, 2020
    • 2 replies
    • 704 views
    • 
    • Benefits Vet
    • January 13, 2020

37. QACA for a restaurant group--Exclude tips under comp def?

    By TPAJake, June 30, 2016
    • 2 replies
    • 704 views
    • 
    • TPAJake
    • July 1, 2016

38. LLC matching contributions and 402g limit

    By legort69, December 20, 2018   

    • llc 402(g)
    • 3 replies
    • 704 views
    • 
    • Larry Starr
    • December 21, 2018

39. Required date for force out

    By Jim Chad, December 26, 2017
    • 1 reply
    • 704 views
    • 
    • ETA Consulting LLC
    • December 26, 2017

40. safe harbor match - compensation period

    By Tom, December 12, 2022
    • 3 replies
    • 704 views
    • 
    • Luke Bailey
    • December 20, 2022

41. Remove PS Allocations for the year?

    By Mr Bagwell, September 17, 2024
    • 2 replies
    • 704 views
    • 
    • Mr Bagwell
    • September 17, 2024

42. Leased employees allowed in plan

    By FishOn, February 14, 2023
    • 3 replies
    • 704 views
    • 
    • CuseFan
    • February 15, 2023

43. Corona Virus and 401k Deferrals

    By mjf06241972, March 22, 2020
    • 2 replies
    • 704 views
    • 
    • Larry Starr
    • March 23, 2020

44. ADP Test: can switch from prior to current after EOY

    By TPApril, July 16, 2025
    • 2 replies
    • 704 views
    • 
    • Lou S.
    • July 16, 2025

45. 401k Interim Valuation

    By Ballangen, March 27, 2020   

    • 401k
    • interim
    • (and 1 more)

      Tagged with:

      • 401k
      • interim
      • valuation
    • 2 replies
    • 704 views
    • 
    • JackS
    • March 30, 2020

46. Terminated participant 2018 RMD required or not

    By DDB BN, May 12, 2020
    • 3 replies
    • 704 views
    • 
    • DDB BN
    • May 13, 2020

47. Deduction on 1040 for a partner in a 401k plan

    By PamR, June 11, 2021
    • 2 replies
    • 703 views
    • 
    • Luke Bailey
    • June 15, 2021

48. Overpayment and excess deferrals

    By BellaBee41, October 13, 2025
    • 2 replies
    • 703 views
    • 
    • BellaBee41
    • October 14, 2025

49. 3% nonelective safe harbor notice

    By Tom, October 16, 2025
    • 2 replies
    • 703 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16, 2025

50. New 401k Plan?

    By B. Geiger, April 11, 2024
    • 3 replies
    • 703 views
    • 
    • Peter Gulia
    • April 12, 2024