401(k) Plans

19,275 topics in this forum

1. terminating of safe harbor mid year

   By Scuba 401, March 9, 2018
   • 1 reply
   • 634 views
   • 
   • EBECatty
   • March 9, 2018

2. Source Excluded From Loan

   By Stash026, October 29, 2015
   • 2 replies
   • 634 views
   • 
   • Bird
   • October 29, 2015

3. 415 Limit when an owner is in more than one plan

   By emmetttrudy, February 1, 2017
   • 2 replies
   • 633 views
   • 
   • emmetttrudy
   • February 2, 2017

4. coordination of benefits between two plans

   By BW, October 27, 2018
   • 4 replies
   • 633 views
   • 
   • imchipbrown
   • October 29, 2018

5. M&A Question

   By KJJ-TPA, January 5, 2024
   • 3 replies
   • 633 views
   • 
   • Luke Bailey
   • January 17, 2024

6. Forfeitures in late correction of ACP failure

   By CuseFan, April 9, 2018
   • 2 replies
   • 633 views
   • 
   • CuseFan
   • April 10, 2018

7. Severance pay and SH NEC

   By Cynchbeast, August 30, 2019
   • 1 reply
   • 633 views
   • 
   • Luke Bailey
   • September 3, 2019

8. COVID-19 Safe Harbor Relief Notice 2020-52

   By RatherBeGolfing, June 29, 2020
   • 1 reply
   • 633 views
   • 
   • RestAssured
   • July 13, 2020

9. PS effect of not maxing deferral in non-calendar yr plan

   By AlbanyConsultant, December 29, 2020
   • 4 replies
   • 633 views
   • 
   • JackS
   • December 29, 2020

10. Is this Severance or even Plan Compensation

    By jkharvey, June 30, 2017
    • 3 replies
    • 633 views
    • 
    • RatherBeGolfing
    • June 30, 2017

11. Record keeping software question

    By Tom, April 23, 2024
    • 1 reply
    • 632 views
    • 
    • Bird
    • April 24, 2024

12. Missed Deferral 2016 and 2017 - still fix?

    By JKW, February 20, 2018
    • 3 replies
    • 632 views
    • 
    • Mike Preston
    • February 23, 2018

13. Client question about discretionary match.....need feedback

    By Pammie57, April 29, 2020
    • 12 replies
    • 632 views
    • 
    • Larry Starr
    • April 29, 2020

14. 401(k) deduction prior to signed document

    By Becky Schwing, November 1, 2016
    • 0 replies
    • 631 views
    • 
    • Becky Schwing
    • November 1, 2016

15. Investment Change Notice Failure

    By Archimage, July 14, 2022
    • 1 reply
    • 631 views
    • 
    • Bill Presson
    • July 14, 2022

16. Company match

    By csanch11, June 26, 2019
    • 1 reply
    • 631 views
    • 
    • Lou S.
    • June 26, 2019

17. What comp to use for 25% deductibilty

    By BG5150, January 24, 2018
    • 2 replies
    • 631 views
    • 
    • Larry Starr
    • January 24, 2018

18. Eligible Wages, Contribution/Compensation Limits and Plan Acquisition?

    By MD-Benefits Guy, August 2, 2024
    • 1 reply
    • 631 views
    • 
    • MD-Benefits Guy
    • August 3, 2024

19. Forced "secondary" Distributions

    By Lou81, October 15, 2024   

    • distributions
    • 0 replies
    • 630 views
    • 
    • Lou81
    • October 15, 2024

20. ADP Failure - 10% penalty even if using 'one-to-one' correction?

    By AlbanyConsultant, July 17, 2017
    • 2 replies
    • 630 views
    • 
    • Mr Bagwell
    • July 17, 2017

21. Money purchase pension assets in top heavy testing

    By Mleech, April 3
    • 3 replies
    • 630 views
    • 
    • ESOP Guy
    • April 3

22. reallocate deferrals to catch-up

    By M Norton, July 27, 2023
    • 3 replies
    • 630 views
    • 
    • Lou S.
    • July 27, 2023

23. Coordination of 403(b) and 401(k) Plans

    By truphao, June 6, 2023
    • 5 replies
    • 629 views
    • 
    • Ilene Ferenczy
    • June 8, 2023

24. Transition period over safe harbor and non-safe harbor plan

    By Rayofsunshine, December 20, 2023
    • 2 replies
    • 629 views
    • 
    • Rayofsunshine
    • December 20, 2023

25. Early participation

    By Belgarath, April 4, 2017
    • 2 replies
    • 629 views
    • 
    • Belgarath
    • April 4, 2017

26. 2022 SH contribution not deposited yet (2024) - how to fix?

    By M Norton, April 30, 2024
    • 2 replies
    • 629 views
    • 
    • M Norton
    • April 30, 2024

27. Top Heavy to HCE - can it be taken out?

    By TPApril, June 12, 2022
    • 4 replies
    • 629 views
    • 
    • Lou S.
    • June 13, 2022

28. match contribution eligibility determined quarterly?

    By Santo Gold, December 4, 2018
    • 2 replies
    • 629 views
    • 
    • Kevin C
    • December 5, 2018

29. SH Match true-up required for owner?

    By Puffinator, December 2, 2017   

    • sh match
    • hce owner
    • 1 reply
    • 629 views
    • 
    • ETA Consulting LLC
    • December 2, 2017

30. 401k contribution reduced and never raised

    By ratherbereading, December 13, 2016   

    • Reduce contribution
    • 1 reply
    • 628 views
    • 
    • WCC
    • December 13, 2016

31. Is there a Match True up? Which comp to use?

    By jmartin, May 15, 2020
    • 1 reply
    • 628 views
    • 
    • Luke Bailey
    • May 18, 2020

32. 402(g) or Excess 415 question on takeover document

    By Bob Demontigny, September 14, 2022
    • 3 replies
    • 628 views
    • 
    • Nate S
    • September 15, 2022

33. 401(k) Successor rule applies to effective date or adoption date?

    By solo401kperson, December 15, 2023
    • 1 reply
    • 628 views
    • 
    • Luke Bailey
    • December 28, 2023

34. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26
    • 4 replies
    • 628 views
    • 
    • Peter Gulia
    • October 28

35. Safe Harbor Match Question

    By Pammie57, March 6, 2019
    • 4 replies
    • 628 views
    • 
    • Kevin C
    • March 6, 2019

36. Short Plan Year?

    By PFranckowiak, February 27, 2017
    • 2 replies
    • 628 views
    • 
    • Lou S.
    • February 27, 2017

37. Compensation Exclusions, etc.

    By ratherbereading, June 2, 2022
    • 4 replies
    • 628 views
    • 
    • ratherbereading
    • June 6, 2022

38. Potential 414(s) failure

    By R. Butler, August 25, 2022
    • 3 replies
    • 628 views
    • 
    • CuseFan
    • August 25, 2022

39. Sole props deferral election after year end

    By Jakyasar, November 22, 2024
    • 2 replies
    • 628 views
    • 
    • Jakyasar
    • November 23, 2024

40. Solo401k and Statuatory w2 income

    By cwparsons, February 29, 2020
    • 3 replies
    • 627 views
    • 
    • Larry Starr
    • March 9, 2020

41. Final 5500-SF

    By Ahuntingus, June 1, 2020
    • 2 replies
    • 627 views
    • 
    • Ahuntingus
    • June 1, 2020

42. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 627 views
    • 
    • Belgarath
    • February 8, 2023

43. Roth deferrals deducted by CPA on Sole Prop tax return

    By Tom, January 16
    • 0 replies
    • 627 views
    • 
    • Tom
    • January 16

44. Discretionary Match

    By katie58, March 18, 2020
    • 1 reply
    • 627 views
    • 
    • BG5150
    • March 18, 2020

45. Correction for Overcharging

    By Madison71, January 14, 2019
    • 3 replies
    • 627 views
    • 
    • Kevin C
    • January 15, 2019

46. Coverage Testing

    By Catch22PGM, March 30, 2021   

    • control group
    • average benefits test
    • (and 3 more)

      Tagged with:

      • control group
      • average benefits test
      • ratio percentage
      • aggregation group
      • benefits rights and features
    • 2 replies
    • 627 views
    • 
    • Catch22PGM
    • March 31, 2021

47. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 627 views
    • 
    • Below Ground
    • September 3, 2020

48. Discrim testing for 401(k) w/profit share

    By Dzog, February 24, 2016
    • 2 replies
    • 626 views
    • 
    • Tom Poje
    • February 24, 2016

49. SECURE2.0 TH change - optional?

    By AlbanyConsultant, February 25
    • 2 replies
    • 626 views
    • 
    • Leopurrd-401k
    • February 26

50. New 401k Plan?

    By B. Geiger, April 11, 2024
    • 3 replies
    • 626 views
    • 
    • Peter Gulia
    • April 12, 2024