401(k) Plans

19,317 topics in this forum

1. Form 5300 for ASG Determination?

   By Susan S., December 15, 2016
   • 0 replies
   • 596 views
   • 
   • Susan S.
   • December 15, 2016

2. QACA using 3% nonelective safe harbor, mid-year amendment to remove safe harbor

   By Belgarath, June 18, 2021
   • 4 replies
   • 596 views
   • 
   • Belgarath
   • June 21, 2021

3. Ftwilliam

   By nerd-party-administrator, February 27, 2020
   • 3 replies
   • 596 views
   • 
   • JackS
   • February 27, 2020

4. Partners & K- 1 Earnings

   By coleboy, April 12, 2018
   • 3 replies
   • 596 views
   • 
   • Larry Starr
   • April 12, 2018

5. Nonqualified Plan Distribution and Eligible 401(k) Compensation

   By PensionPro, March 12, 2019
   • 4 replies
   • 596 views
   • 
   • CuseFan
   • March 14, 2019

6. Litigation

   By CuseFan, October 27, 2022
   • 4 replies
   • 596 views
   • 
   • Bob the Swimmer
   • October 28, 2022

7. Effective Date of Restatement on Transfer

   By Purplemandinga, July 5, 2018
   • 1 reply
   • 595 views
   • 
   • Bird
   • July 6, 2018

8. Employer contribution credit - owners only

   By austin3515, August 28, 2024
   • 3 replies
   • 595 views
   • 
   • RatherBeGolfing
   • September 1, 2024

9. P/T ees excluded from plan but allowed to defer

   By doombuggy, June 1, 2017
   • 3 replies
   • 595 views
   • 
   • Belgarath
   • June 5, 2017

10. Employer Mistake

    By ML54220, March 17, 2020
    • 3 replies
    • 595 views
    • 
    • Bird
    • March 18, 2020

11. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 595 views
    • 
    • Bri
    • March 6, 2023

12. Remove Roth mid-year for SH plan?

    By BG5150, June 24, 2022
    • 6 replies
    • 595 views
    • 
    • MWeddell
    • July 8, 2022

13. missed deferral incorrect correction

    By K2retire, April 3, 2018   

    • qnec
    • wrong compensation definition
    • 1 reply
    • 594 views
    • 
    • Luke Bailey
    • April 4, 2018

14. Owners Safe Harbor Match

    By Pammie57, September 24, 2020
    • 4 replies
    • 594 views
    • 
    • John Feldt ERPA CPC QPA
    • September 25, 2020

15. excess deferral deadline

    By Rayofsunshine, April 18, 2022
    • 2 replies
    • 593 views
    • 
    • Rayofsunshine
    • April 26, 2022

16. Related Employer compensation

    By AKconsult, September 1, 2020
    • 1 reply
    • 593 views
    • 
    • Mike Preston
    • September 1, 2020

17. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 592 views
    • 
    • Tom
    • March 13, 2023

18. QP and SIMPLE in the same year

    By JPIngold, June 6, 2018
    • 1 reply
    • 592 views
    • 
    • ETA Consulting LLC
    • June 7, 2018

19. Deferrals not put into chosen funds

    By coleboy, January 11, 2018
    • 5 replies
    • 592 views
    • 
    • Lou S.
    • January 17, 2018

20. Discretionary Match Forfeitures

    By Cobras59, April 25, 2017
    • 4 replies
    • 592 views
    • 
    • Cobras59
    • April 25, 2017

21. Hardship Withdrawal vs. Loan for First Time Home buyers

    By Pammie57, March 17, 2017
    • 1 reply
    • 592 views
    • 
    • Belgarath
    • March 17, 2017

22. Excess 401K match

    By Cpadave, May 27, 2017
    • 2 replies
    • 591 views
    • 
    • Bird
    • May 30, 2017

23. ABT with US and PR plan

    By justatester, July 8, 2016
    • 0 replies
    • 591 views
    • 
    • justatester
    • July 8, 2016

24. Testing & 5500 for plan with brokerage and vendor accounts

    By user001, June 12, 2025
    • 4 replies
    • 591 views
    • 
    • user001
    • June 12, 2025

25. NYS Healthcare Workforce Bonus and effect on 401(k) compensatiom

    By boccfam, August 24, 2022
    • 1 reply
    • 591 views
    • 
    • VincentBocchinfuso CPC
    • October 13, 2022

26. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 591 views
    • 
    • Peter Gulia
    • March 2, 2023

27. Compliance Testing for a Co-Op

    By metsfan026, December 12, 2024
    • 1 reply
    • 590 views
    • 
    • Peter Gulia
    • December 12, 2024

28. 5500 Automatic Extension

    By Tom, October 13, 2023
    • 2 replies
    • 590 views
    • 
    • Lou S.
    • October 13, 2023

29. Minimum distribution from 401(k) plan

    By rblum50, August 14, 2019
    • 3 replies
    • 590 views
    • 
    • rblum50
    • August 15, 2019

30. In-plan Roth transfers

    By B21, January 21, 2022
    • 2 replies
    • 590 views
    • 
    • B21
    • January 24, 2022

31. Group under Code Section 414 or Independent

    By TPA Bob, August 22, 2017
    • 1 reply
    • 590 views
    • 
    • CuseFan
    • August 23, 2017

32. Termination Date

    By FT Retire, November 28, 2022
    • 3 replies
    • 589 views
    • 
    • CuseFan
    • November 29, 2022

33. RMD's

    By ICT_Bob, August 18, 2020   

    • 401k
    • rmds
    • 3 replies
    • 589 views
    • 
    • ESOP Guy
    • August 18, 2020

34. Auto Enroll Requirement under SECURE 2.O

    By FishOn, November 12, 2024
    • 1 reply
    • 589 views
    • 
    • Paul I
    • November 12, 2024

35. Auto enrollment failure - Is retroactive opt out permitted?

    By Clare, August 9, 2018
    • 2 replies
    • 589 views
    • 
    • K2
    • August 11, 2018

36. coverage test

    By mehmgo, January 4, 2021
    • 3 replies
    • 588 views
    • 
    • FORMER ESQ.
    • January 5, 2021

37. First time 5500 ez for a 15 year old account

    By Raj, February 12, 2018
    • 3 replies
    • 588 views
    • 
    • Tom Poje
    • February 12, 2018

38. Automatic Enrollment question

    By BG5150, June 19, 2024
    • 2 replies
    • 588 views
    • 
    • Bri
    • June 19, 2024

39. Lost Participant / Address Changes?

    By austin3515, January 24, 2021
    • 1 reply
    • 588 views
    • 
    • Peter Gulia
    • January 24, 2021

40. e-signatures

    By Barbara R. Shoemaker, July 20, 2021
    • 1 reply
    • 588 views
    • 
    • Peter Gulia
    • July 20, 2021

41. For the automatic-contribution requirement, what is the employer?

    By Peter Gulia, March 29, 2025
    • 4 replies
    • 588 views
    • 
    • Peter Gulia
    • March 30, 2025

42. Retroactive reinstatement of Safe Harbor nonelective - 3% or 4%?

    By Belgarath, February 17, 2021
    • 2 replies
    • 587 views
    • 
    • Belgarath
    • February 17, 2021

43. Plan Loan Limitations

    By jevd, May 22, 2017   

    • plan loans
    • limitations
    • 3 replies
    • 587 views
    • 
    • NJ Mike
    • May 24, 2017

44. Bond Requirement - ER (not public) stock in plan

    By John Feldt ERPA CPC QPA, May 11, 2017   

    • robs
    • employer securities
    • (and 3 more)

      Tagged with:

      • robs
      • employer securities
      • qualifying assets
      • fidelity bond
      • iqpa
    • 5 replies
    • 587 views
    • 
    • ESOP Guy
    • May 11, 2017

45. When would a sole proprietor (with no employee) want a § 401(k) arrangement?

    By Peter Gulia, February 2, 2023   

    • sole proprietor
    • 4 replies
    • 586 views
    • 
    • Paul I
    • February 8, 2023

46. Change from SH match to 3% SHNEC after match notice?

    By digger, November 30, 2020
    • 2 replies
    • 586 views
    • 
    • digger
    • December 1, 2020

47. Former safe harbor plan vesting change

    By jas55, June 8, 2020
    • 2 replies
    • 586 views
    • 
    • Lou S.
    • June 8, 2020

48. Rehire do we count vested balance in Aftertax or DB?

    By Jim Chad, January 5, 2018
    • 3 replies
    • 586 views
    • 
    • Jim Chad
    • January 9, 2018

49. VFCP Filing Question

    By austin3515, December 4, 2019
    • 4 replies
    • 586 views
    • 
    • austin3515
    • December 5, 2019

50. Solo 401(k) Mess

    By Chipwood 24, September 8, 2022
    • 2 replies
    • 585 views
    • 
    • Roycal
    • September 12, 2022