401(k) Plans

19,275 topics in this forum

1. Automatic Enrollment question

   By BG5150, June 19, 2024
   • 2 replies
   • 566 views
   • 
   • Bri
   • June 19, 2024

2. ADP Test and Hardship amounts

   By cpc0506, August 29, 2016
   • 2 replies
   • 566 views
   • 
   • Tom Poje
   • August 29, 2016

3. Safe Harbor Eligibility

   By Chippy, August 9, 2019
   • 1 reply
   • 566 views
   • 
   • justanotheradmin
   • August 9, 2019

4. Employer Mistake

   By ML54220, March 17, 2020
   • 3 replies
   • 566 views
   • 
   • Bird
   • March 18, 2020

5. Change from SH match to 3% SHNEC after match notice?

   By digger, November 30, 2020
   • 2 replies
   • 565 views
   • 
   • digger
   • December 1, 2020

6. Excess deferrals in a tribal non-ERISA 401(k) plan

   By ldr, May 3, 2021   

   • tribal
   • non-erisa vs. erisa
   • (and 1 more)

     Tagged with:

     • tribal
     • non-erisa vs. erisa
     • 402(g)
   • 1 reply
   • 565 views
   • 
   • ldr
   • May 3, 2021

7. Eligible Loan Rollover - new guidance

   By 52626, September 18, 2018
   • 1 reply
   • 565 views
   • 
   • C. B. Zeller
   • September 19, 2018

8. NYS Healthcare Workforce Bonus and effect on 401(k) compensatiom

   By boccfam, August 24, 2022
   • 1 reply
   • 565 views
   • 
   • VincentBocchinfuso CPC
   • October 13, 2022

9. Change initial Plan Year for SH Plan?

   By BG5150, July 23, 2019
   • 2 replies
   • 564 views
   • 
   • Luke Bailey
   • July 24, 2019

10. Affect on late deposit of PS on 415 in a pooled plan

    By BG5150, February 7, 2017
    • 3 replies
    • 564 views
    • 
    • K2
    • February 8, 2017

11. Wellcare 401(k)

    By joel, July 15, 2017
    • 1 reply
    • 564 views
    • 
    • david rigby
    • July 15, 2017

12. When would a sole proprietor (with no employee) want a § 401(k) arrangement?

    By Peter Gulia, February 2, 2023   

    • sole proprietor
    • 4 replies
    • 564 views
    • 
    • Paul I
    • February 8, 2023

13. Cross tested 3% safe harbor plan with last day rule

    By alwaysaquestion, May 21, 2024
    • 1 reply
    • 564 views
    • 
    • CuseFan
    • May 21, 2024

14. Roth 401(k)

    By thepensionmaven, December 21, 2015
    • 1 reply
    • 564 views
    • 
    • Bird
    • December 22, 2015

15. Stock Purchase Question

    By Madison71, September 16, 2019
    • 3 replies
    • 563 views
    • 
    • Kevin C
    • September 17, 2019

16. Employer contribution credit - owners only

    By austin3515, August 28, 2024
    • 3 replies
    • 563 views
    • 
    • RatherBeGolfing
    • September 1, 2024

17. Blackout Notice

    By jeff77, September 8, 2016
    • 1 reply
    • 563 views
    • 
    • Lou S.
    • September 8, 2016

18. Participating employer wants separate plan, is it a new plan for Prior Year testing purposes?

    By Flyboyjohn, December 2, 2015
    • 0 replies
    • 563 views
    • 
    • Flyboyjohn
    • December 2, 2015

19. In-plan Roth transfers

    By B21, January 21, 2022
    • 2 replies
    • 563 views
    • 
    • B21
    • January 24, 2022

20. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 563 views
    • 
    • RatherBeGolfing
    • August 26, 2020

21. Deductible year of late safe harbor contributions

    By KevinMc, July 5, 2022
    • 3 replies
    • 562 views
    • 
    • CuseFan
    • July 5, 2022

22. Two entities - SECURE 2.0 automatic enrollment rules

    By justanotheradmin, August 26, 2024
    • 2 replies
    • 562 views
    • 
    • Peter Gulia
    • August 26, 2024

23. 2% Shareholder Insurance Premium and Plan Compensation

    By Christopher Wilson, May 11, 2022
    • 1 reply
    • 562 views
    • 
    • Nate S
    • May 13, 2022

24. e-signatures

    By Barbara R. Shoemaker, July 20, 2021
    • 1 reply
    • 562 views
    • 
    • Peter Gulia
    • July 20, 2021

25. How to test controlled group with 2 different plans?

    By Jakyasar, October 2, 2021
    • 0 replies
    • 562 views
    • 
    • Jakyasar
    • October 2, 2021

26. Safe Harbor Nonelective & HCE exclusion

    By AdKu, March 13, 2017
    • 2 replies
    • 561 views
    • 
    • Bird
    • March 14, 2017

27. Breaking away from a PEO MEP

    By Chipwood 24, October 7, 2020
    • 1 reply
    • 560 views
    • 
    • Alonzo Church
    • October 8, 2020

28. Covid_ Hardship Withdrawal (Spouse laid off/terminated) & (loans)

    By RRivera, April 1, 2020
    • 1 reply
    • 560 views
    • 
    • Mike Preston
    • April 2, 2020

29. Signing Form 5500

    By metsfan026, October 8, 2024
    • 3 replies
    • 559 views
    • 
    • Basically
    • October 9, 2024

30. SEP IRA, Simple IRA, and a potential 401(k) plan…?

    By Puffinator, April 1, 2019   

    • sep ira simple ira potential 401(k) plan
    • planning pitfalls
    • 4 replies
    • 559 views
    • 
    • Kevin C
    • April 3, 2019

31. 401k Plan

    By Egold, January 21, 2020
    • 2 replies
    • 559 views
    • 
    • Below Ground
    • January 22, 2020

32. When is merger effective and how to report?

    By Kac1214, October 9
    • 3 replies
    • 558 views
    • 
    • david rigby
    • October 14

33. Merged MP to PS and In-service withdrawals

    By Cobras59, April 5, 2019
    • 3 replies
    • 558 views
    • 
    • Bri
    • April 5, 2019

34. In-Law Attribution

    By EBECatty, August 29, 2022
    • 3 replies
    • 558 views
    • 
    • EBECatty
    • August 31, 2022

35. Wrong Correction Method for Excess 401(k) Deferral in 2020

    By EPCRSGuru, April 5, 2021
    • 5 replies
    • 558 views
    • 
    • CuseFan
    • April 6, 2021

36. Controlled Group Question

    By Becky Schwing, September 14, 2021
    • 5 replies
    • 557 views
    • 
    • C. B. Zeller
    • September 15, 2021

37. Stock Acquisition and Successor Plan

    By Slem, June 25, 2021
    • 2 replies
    • 556 views
    • 
    • Cardscrazy
    • June 25, 2021

38. Who decides which long-term-part-time employees are eligible?

    By Peter Gulia, September 1, 2023
    • 1 reply
    • 556 views
    • 
    • Paul I
    • September 1, 2023

39. Participant Notices

    By Becky Schwing, June 4, 2020
    • 2 replies
    • 556 views
    • 
    • Larry Starr
    • June 4, 2020

40. Change Eligibility Requirements Temporarily?

    By Lucky32, December 22, 2022
    • 2 replies
    • 556 views
    • 
    • CuseFan
    • December 22, 2022

41. Nonqualified Plan Distribution and Eligible 401(k) Compensation

    By PensionPro, March 12, 2019
    • 4 replies
    • 556 views
    • 
    • CuseFan
    • March 14, 2019

42. Employee enters before eligible in 2017

    By DDB BN, May 6, 2020
    • 1 reply
    • 556 views
    • 
    • Bri
    • May 6, 2020

43. Safe Harbor Plan - Salary Deferral Election

    By kdubinski, May 3, 2017
    • 1 reply
    • 556 views
    • 
    • ETA Consulting LLC
    • May 3, 2017

44. ADP SH and ACP testing Required

    By justatester, February 2, 2024
    • 2 replies
    • 556 views
    • 
    • justatester
    • February 3, 2024

45. New VFCP Program - Poll on Anticipated Use

    By austin3515, March 27
    • 0 replies
    • 555 views
    • 
    • austin3515
    • March 27

46. 401(k) is Primary Beneficiary on a whole life policy

    By JEBMRC, March 18, 2024
    • 7 replies
    • 555 views
    • 
    • JEBMRC
    • March 19, 2024

47. Another suspend safe harbor question - sorry

    By Gilmore, March 26, 2020
    • 2 replies
    • 555 views
    • 
    • Gilmore
    • March 26, 2020

48. Refund after Roth conversion

    By BG5150, February 12, 2021
    • 1 reply
    • 555 views
    • 
    • Bri
    • February 16, 2021

49. LPTP Question - Age Requirement

    By Gilmore, August 21, 2023
    • 2 replies
    • 554 views
    • 
    • Gilmore
    • August 22, 2023

50. 401(k) plan + SEP, and nondiscrimination testing

    By AndrewZ, April 3, 2017
    • 0 replies
    • 554 views
    • 
    • AndrewZ
    • April 3, 2017