401(k) Plans

19,275 topics in this forum

1. Management Service Organization and Safe Harbor

   By Chippy, November 10, 2021
   • 2 replies
   • 504 views
   • 
   • Chippy
   • November 10, 2021

2. Ineligible 401(k) participant

   By TPA2015, May 2, 2018   

   • 401(k)
   • ineligible participant
   • 1 reply
   • 504 views
   • 
   • ETA Consulting LLC
   • May 3, 2018

3. Control Group 5500EZ or SF filing

   By Bob Demontigny, June 24, 2022
   • 1 reply
   • 504 views
   • 
   • CuseFan
   • June 24, 2022

4. Timing and funding of 'solo conversion'

   By matthny, January 14, 2021
   • 5 replies
   • 503 views
   • 
   • Lou S.
   • January 14, 2021

5. Participating Employer

   By Alex M., May 8, 2023
   • 2 replies
   • 503 views
   • 
   • Paul I
   • May 8, 2023

6. Participant Count

   By In House Counsel, December 3, 2024
   • 2 replies
   • 503 views
   • 
   • In House Counsel
   • December 3, 2024

7. Underpayment Rate / DOL VFCP Calculator

   By austin3515, March 25, 2019
   • 0 replies
   • 503 views
   • 
   • austin3515
   • March 25, 2019

8. safe harbor non-elective

   By thepensionmaven, February 25, 2024
   • 1 reply
   • 502 views
   • 
   • Bill Presson
   • February 25, 2024

9. ADP refunds and withholding

   By BG5150, February 9, 2023
   • 2 replies
   • 502 views
   • 
   • D Lewis
   • February 10, 2023

10. PTE 80-51 (amended & restated by PTE 91-38) - the 10% investment limit

    By MeAgainst401K, July 1
    • 0 replies
    • 502 views
    • 
    • MeAgainst401K
    • July 1

11. 401k Profit sharing deposit rejected by bank missing deadline

    By Bill Reskin, October 8, 2020
    • 2 replies
    • 502 views
    • 
    • Mike Preston
    • October 10, 2020

12. match as contribution or cash?

    By Santo Gold, November 15, 2018
    • 4 replies
    • 502 views
    • 
    • Luke Bailey
    • November 17, 2018

13. when is a deferral considered late for for 5500 purposes for an owner

    By efwrpa, September 7, 2017   

    • late deferral
    • 1 reply
    • 501 views
    • 
    • CuseFan
    • September 8, 2017

14. Profit Sharing funding deadline

    By Pixie, March 12
    • 2 replies
    • 501 views
    • 
    • truphao
    • March 13

15. ADP Test Correction & RMD

    By pixiebear, January 29
    • 1 reply
    • 501 views
    • 
    • C. B. Zeller
    • January 29

16. Voluntary Correction Program - 401(k) Plan operating like an ESOP and stock unfunded / no ESOP provisions

    By youngbenefitslawyer, June 7, 2024
    • 1 reply
    • 500 views
    • 
    • CuseFan
    • June 7, 2024

17. Secure 2.0-Roth catchup

    By justatester, June 6, 2023
    • 1 reply
    • 500 views
    • 
    • Lou S.
    • June 6, 2023

18. Due Date to Fund Employer Contributions

    By Stash026, April 7, 2020
    • 1 reply
    • 500 views
    • 
    • Mike Preston
    • April 7, 2020

19. Amending SH effective date

    By BG5150, August 6, 2019
    • 3 replies
    • 500 views
    • 
    • Mike Preston
    • August 6, 2019

20. Brokerage accounts - trust accounting

    By ESI2015, October 27, 2021
    • 1 reply
    • 500 views
    • 
    • RatherBeGolfing
    • October 29, 2021

21. Ft Wm Volume Submitter PSP with CODA

    By J Simmons, November 7, 2018
    • 0 replies
    • 500 views
    • 
    • J Simmons
    • November 7, 2018

22. SECURE 2.0 - Roth Catch-Up for HPEs: Lookback comp for onboarding PEO

    By legort69, August 22, 2023
    • 1 reply
    • 499 views
    • 
    • Peter Gulia
    • August 22, 2023

23. Roth mandate and off calendar year plan

    By MATRIX, October 30
    • 5 replies
    • 499 views
    • 
    • 30Rock
    • November 6

24. Triggering 3(21) fiduciary responsibility

    By Mleech, November 5
    • 3 replies
    • 499 views
    • 
    • Peter Gulia
    • November 7

25. 401(a)(17) Prorated Due to Suspended Discretionary Match?

    By QualGeek, February 11, 2021
    • 1 reply
    • 499 views
    • 
    • Bird
    • February 12, 2021

26. End of year requirements for Profit sharing and non-electives

    By dragondon, November 10, 2022
    • 1 reply
    • 499 views
    • 
    • Bill Presson
    • November 10, 2022

27. One owner - SEP for LLC, PS for Inc.?

    By TPApril, June 16, 2021
    • 2 replies
    • 498 views
    • 
    • Lou S.
    • June 16, 2021

28. 401k 415

    By pgold, February 6, 2017
    • 4 replies
    • 498 views
    • 
    • K2
    • February 6, 2017

29. Plan Termination - Short 401k Deferral

    By Pensions2020, October 20, 2023
    • 3 replies
    • 498 views
    • 
    • Lou S.
    • October 23, 2023

30. Fiscal Year - For partnership

    By MGOAdmin, May 24, 2018   

    • fiscal year
    • limitation year
    • (and 1 more)

      Tagged with:

      • fiscal year
      • limitation year
      • partnership income
    • 1 reply
    • 498 views
    • 
    • Madison71
    • May 24, 2018

31. ADP refund deadline ?

    By pholosofizer, October 26, 2017
    • 1 reply
    • 498 views
    • 
    • Mike Preston
    • October 26, 2017

32. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 498 views
    • 
    • Larry Starr
    • January 2, 2019

33. EACA - Former Employee and the 10% Additional Tax

    By Guest Bob:, September 13, 2016   

    • 414(w) 72(t)
    • 0 replies
    • 498 views
    • 
    • Guest
    • September 13, 2016

34. Missed deferral election changing from 5% to 2%.

    By Jim Chad, January 5, 2018
    • 1 reply
    • 498 views
    • 
    • ERISAAPPLE
    • January 8, 2018

35. Participating Employers, employees and deferrals

    By Pammie57, September 9, 2020
    • 2 replies
    • 498 views
    • 
    • Mike Preston
    • September 10, 2020

36. SIMPLE IRA excess

    By thepensionmaven, September 24, 2020
    • 2 replies
    • 497 views
    • 
    • Bird
    • September 28, 2020

37. Prevailing Wage Compensation

    By jeff77, April 5, 2017
    • 1 reply
    • 497 views
    • 
    • CuseFan
    • April 5, 2017

38. Late deposit of Contributions -- class exemption for filing form 5330

    By PensionPal, November 5, 2021
    • 1 reply
    • 497 views
    • 
    • C. B. Zeller
    • November 5, 2021

39. Distribution Error - Vesting

    By Vlad401k, September 14, 2021
    • 1 reply
    • 497 views
    • 
    • Bill Presson
    • September 14, 2021

40. Age limit to after-tax 401(k) w/conversions to Roth?

    By matthny, May 13, 2019
    • 3 replies
    • 497 views
    • 
    • matthny
    • May 15, 2019

41. Balance for Covid distribution

    By JRSP533, April 27, 2020
    • 3 replies
    • 496 views
    • 
    • JRSP533
    • April 30, 2020

42. Off Calendar PY - ADP catchup with no deferrals?

    By Gilmore, June 18, 2020
    • 2 replies
    • 496 views
    • 
    • Gilmore
    • June 19, 2020

43. Vesting for Rehires

    By FishOn, July 18, 2023
    • 2 replies
    • 496 views
    • 
    • 401kAllTheWay
    • July 18, 2023

44. Cares withdrawal withholding

    By JRSP533, May 9, 2020
    • 1 reply
    • 496 views
    • 
    • david rigby
    • May 9, 2020

45. Adding Safe Harbor mid-year

    By 401kLife, January 7, 2021
    • 1 reply
    • 495 views
    • 
    • Bill Presson
    • January 7, 2021

46. Negative election/auto enrollment amendment

    By Lori H, September 15, 2016
    • 2 replies
    • 495 views
    • 
    • Lori H
    • September 16, 2016

47. Employer Reimbursement of Brokerage Account Expenses

    By ERISAGal, March 18, 2020   

    • 401k
    • fees
    • (and 2 more)

      Tagged with:

      • 401k
      • fees
      • brokerage accts
      • contribution requirements
    • 0 replies
    • 495 views
    • 
    • ERISAGal
    • March 18, 2020

48. Safe Harbor plan with discretionary match using flexible discretionary formula

    By R. Butler, April 7
    • 0 replies
    • 495 views
    • 
    • R. Butler
    • April 7

49. Controlled Group with varying Matches

    By Patricia Neal Jensen, April 2, 2019   

    • testing match
    • 2 replies
    • 494 views
    • 
    • Patricia Neal Jensen
    • April 3, 2019

50. Safe Harbor Plans

    By M_2015, March 28, 2023
    • 4 replies
    • 494 views
    • 
    • C. B. Zeller
    • March 28, 2023