401(k) Plans

19,319 topics in this forum

1. Accredited Professional Corporation and SE Income

   By justanotheradmin, August 22, 2025
   • 2 replies
   • 3k views
   • 
   • CuseFan
   • August 25, 2025

2. Accrual of benefits for plan using the elapsed time method for the purpose of sharing in allocations or contributions

   By Guest Jane Freeman, August 11, 2004
   • 3 replies
   • 1.7k views
   • 
   • R. Butler
   • August 11, 2004

3. accrual of elective deferral

   By thepensionmaven, April 4, 2018   

   • accrual
   • 7 replies
   • 1.1k views
   • 
   • thepensionmaven
   • April 10, 2018

4. Accrued Interest calculation for loan correction under VCP

   By LMD1, May 10, 2015
   • 1 reply
   • 1.2k views
   • 
   • ETA Consulting LLC
   • May 10, 2015

5. Accrued to Date testing

   By John Feldt ERPA CPC QPA, August 23, 2012
   • 2 replies
   • 1.5k views
   • 
   • Kevin C
   • August 31, 2012

6. Accrued Vacation as Contribution?

   By austin3515, May 9, 2018
   • 12 replies
   • 4.3k views
   • 
   • austin3515
   • May 9, 2018

7. accuracy of participant statments

   By k man, January 31, 2001
   • 5 replies
   • 1.8k views
   • 
   • Richard Anderson
   • February 6, 2001

8. ACH Contributions

   By Guest Frank Jackson, February 1, 2002
   • 7 replies
   • 9.7k views
   • 
   • Mike Preston
   • February 21, 2020

9. ACP

   By Guest 401knewbie, March 5, 2007
   • 4 replies
   • 1.1k views
   • 
   • Guest
   • March 5, 2007

10. ACP - Prior Year Method

    By fiona1, March 14, 2008
    • 4 replies
    • 1.4k views
    • 
    • BG5150
    • March 18, 2008

11. ACP - Using Prior Year Testing when Current Year Discretionary Match P

    By Guest cleto, March 22, 2002
    • 5 replies
    • 1.7k views
    • 
    • KJohnson
    • October 10, 2002

12. ACP & MULTIPLE USE CORRECTION

    By Guest PWBAer, December 11, 1998
    • 3 replies
    • 1.5k views
    • 
    • MWeddell
    • December 14, 1998

13. ACP 4% non-discretionary match

    By Bruce1, January 29, 2025
    • 12 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • February 11, 2025

14. ACP and 414(s)

    By Guest Amy Erlbacher Anderson, July 26, 1999
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • January 17, 2002

15. ACP and Excess Annual Additions

    By Guest PJW, August 20, 2002
    • 3 replies
    • 1.7k views
    • 
    • Mike Preston
    • August 21, 2002

16. ACP Calculation for Discretionary Match stopped mid year

    By ERISAGal, April 23, 2020
    • 2 replies
    • 919 views
    • 
    • Larry Starr
    • April 23, 2020

17. ACP Correction

    By Guest Donell, May 20, 2013   

    • ADP/ACP Corrections
    • 4 replies
    • 1.5k views
    • 
    • BG5150
    • May 21, 2013

18. ACP Correction After Distribution

    By In House Counsel, August 29, 2025
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2, 2025

19. ACP earnings

    By Guest Phil Schwartz, March 5, 2006
    • 3 replies
    • 1.7k views
    • 
    • WDIK
    • March 17, 2006

20. ACP excess was forfeited instead of paid

    By BG5150, August 4, 2009
    • 0 replies
    • 936 views
    • 
    • BG5150
    • August 4, 2009

21. ACP fails, what about Catch-Up matches?

    By Guest m.n.ouellette, January 15, 2009
    • 17 replies
    • 4k views
    • 
    • BG5150
    • January 21, 2009

22. ACP Failure

    By Guest esaade, May 12, 2009
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • May 13, 2009

23. ACP Failure - Match Funded AFTER March 15th

    By kevind2010, February 19, 2015
    • 4 replies
    • 2.5k views
    • 
    • chc93
    • February 20, 2015

24. ACP Failure-Participant died-money in spouse account

    By justatester, October 12, 2022
    • 1 reply
    • 368 views
    • 
    • Luke Bailey
    • October 21, 2022

25. ACP Failure, but match not made yet

    By BG5150, March 10, 2010
    • 10 replies
    • 2.7k views
    • 
    • rcline46
    • July 23, 2010

26. ACP failure, refund to participant, losses, 1099-R

    By pmacduff, May 17, 2023
    • 4 replies
    • 1.5k views
    • 
    • Lou S.
    • May 17, 2023

27. ACP Failures / SCP

    By austin3515, December 23, 2014
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • December 23, 2014

28. ACP Failures of contributions that have not been deposited

    By Guest lfriede, March 11, 2004
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • March 12, 2004

29. ACP Prior Year Test Failure

    By pam@bbm, May 9, 2016
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • May 10, 2016

30. ACP prior year test w/ no prior year match

    By Guest tmills, January 26, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • January 28, 2010

31. ACP question

    By fiona1, March 16, 2006
    • 6 replies
    • 1.9k views
    • 
    • pmacduff
    • March 22, 2006

32. ACP Refund

    By fiona1, October 13, 2005
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • October 14, 2005

33. ACP Refund Correction Method

    By jmartin, September 1, 2016
    • 7 replies
    • 2.8k views
    • 
    • Tom Poje
    • September 7, 2016

34. ACP Refund Due Right After In-Service

    By austin3515, June 7, 2019
    • 18 replies
    • 2.3k views
    • 
    • loserson
    • June 11, 2019

35. ACP refund due... but this year's match not deposited yet

    By AlbanyConsultant, March 15, 2024
    • 8 replies
    • 2k views
    • 
    • Bill Presson
    • March 18, 2024

36. ACP refund late but ADP refund on time

    By Guest Peggy806, November 12, 2009
    • 1 reply
    • 1.5k views
    • 
    • austin3515
    • November 13, 2009

37. ACP refund not made

    By R. Butler, December 2, 2010
    • 5 replies
    • 1.4k views
    • 
    • R. Butler
    • December 7, 2010

38. ACP refund processed and later determined too much was distributed

    By RPP2001, December 22, 2010
    • 7 replies
    • 2.2k views
    • 
    • BG5150
    • January 23, 2013

39. ACP refunds Forfeitures or Check to ER?

    By Guest Kim S., April 10, 2002
    • 1 reply
    • 1.8k views
    • 
    • Alf
    • April 10, 2002

40. ACP Refunds vs. Match Forfeitures

    By zimbo, March 14, 2007
    • 5 replies
    • 6.1k views
    • 
    • Tom Poje
    • March 14, 2007

41. ACP results if no prior year ACP Test

    By Guest Dennis, February 19, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 21, 1999

42. ACP Safe Harbor

    By Guest dmdoug, January 14, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 27, 2003

43. ACP Safe Harbor

    By Guest Thornton, March 7, 2007
    • 2 replies
    • 1.8k views
    • 
    • stephen
    • March 7, 2007

44. ACP Safe Harbor

    By austin3515, March 19, 2015
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • March 21, 2015

45. ACP Safe Harbor / $2,500 cap on match

    By austin3515, January 12, 2015
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • January 12, 2015

46. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 765 views
    • 
    • CuseFan
    • July 27, 2023

47. ACP Safe Harbor hardship withdrawal

    By PMC, May 21, 2008
    • 3 replies
    • 3.8k views
    • 
    • Tom Poje
    • May 27, 2008

48. ACP Safe Harbor Match Mid-Year Amendment

    By JRN, May 29, 2014   

    • ACP Safe Harbor Amendment
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • June 6, 2014

49. ACP Safe Harbor Plan

    By austin3515, January 24, 2025
    • 7 replies
    • 715 views
    • 
    • austin3515
    • January 25, 2025

50. ACP Split Testing Method

    By Guest dsw713, June 2, 2009
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • June 4, 2009