401(k) Plans

19,317 topics in this forum

1. Affiliated Service Group?

   By Alan Simpson, May 16, 2022
   • 1 reply
   • 445 views
   • 
   • C. B. Zeller
   • May 16, 2022

2. ACP test

   By cdavis25, March 11, 2019
   • 1 reply
   • 445 views
   • 
   • BG5150
   • March 11, 2019

3. Is this a safe harbor match formula

   By Santo Gold, February 12, 2021
   • 3 replies
   • 445 views
   • 
   • BG5150
   • February 12, 2021

4. Nondiscrimination testing re the TIMING of contributions to two different groups

   By Belgarath, October 15, 2024
   • 1 reply
   • 444 views
   • 
   • Lou S.
   • October 16, 2024

5. Catch up contributions at a previous employer with short limitation year

   By ERISA-Bubs, August 21, 2023
   • 1 reply
   • 444 views
   • 
   • Bri
   • August 21, 2023

6. Are most 401(k) plans self-directed?

   By ClintonF, March 23, 2023
   • 2 replies
   • 444 views
   • 
   • C. B. Zeller
   • March 23, 2023

7. Reporting excess deferrals

   By TPApril, March 17, 2021
   • 1 reply
   • 444 views
   • 
   • Lou S.
   • March 17, 2021

8. Income Tax Withholding on Elective Deferrals

   By M_2015, January 13
   • 4 replies
   • 443 views
   • 
   • Peter Gulia
   • January 13

9. Hardship Distribution

   By thepensionmaven, August 9, 2017   

   • hardship max
   • 4 replies
   • 443 views
   • 
   • thepensionmaven
   • August 10, 2017

10. Two Hardships for Same Event

    By CYK0913, March 26, 2019
    • 2 replies
    • 443 views
    • 
    • rr_sphr
    • March 28, 2019

11. SECURE 2.0 & new plan in 2022 / Saver's Credits

    By TPApril, March 23, 2023
    • 0 replies
    • 441 views
    • 
    • TPApril
    • March 23, 2023

12. 401(k) Plan and SIMPLE IRA

    By Vlad401k, May 13, 2024
    • 1 reply
    • 441 views
    • 
    • Bri
    • May 13, 2024

13. SImple plan - missed deposits

    By Chippy, July 18, 2019
    • 2 replies
    • 441 views
    • 
    • Luke Bailey
    • July 19, 2019

14. SH 401(k) Plan where deductions have not been submitted

    By Theresa, March 28, 2019
    • 3 replies
    • 440 views
    • 
    • 401king
    • March 29, 2019

15. Employer nonelective or matching contributions as Roth

    By Belgarath, February 19, 2024
    • 1 reply
    • 440 views
    • 
    • CuseFan
    • February 19, 2024

16. Top Heavy and Covid Distributions

    By justatester, March 31, 2023
    • 1 reply
    • 440 views
    • 
    • Lou S.
    • March 31, 2023

17. 402g failure - two plans, one plan terminated mid year

    By WCC, July 28, 2021
    • 1 reply
    • 439 views
    • 
    • Belgarath
    • July 28, 2021

18. Annual additions limit for non-calendar plan and 401(k) deferrals greater than the calendar year limit.

    By AJC, June 8, 2022
    • 2 replies
    • 439 views
    • 
    • Lou S.
    • June 8, 2022

19. Plan giving Prior to 2016 and After 2016 Data - why?

    By KTB, November 21, 2017
    • 1 reply
    • 439 views
    • 
    • Tom Poje
    • November 21, 2017

20. Fixing ADP Test 2 yrs later

    By TPApril, April 5, 2024
    • 0 replies
    • 438 views
    • 
    • TPApril
    • April 5, 2024

21. Multiple-employer defined contribution pension plans to report aggregate account balance information by employer

    By steve45, January 4, 2022
    • 1 reply
    • 438 views
    • 
    • C. B. Zeller
    • January 4, 2022

22. Controlled Group Safe Harbor and Traditional

    By 52626, March 19, 2019
    • 5 replies
    • 438 views
    • 
    • Mike Preston
    • March 21, 2019

23. Solo 401(k)

    By Dobber, October 25, 2024
    • 1 reply
    • 437 views
    • 
    • Bill Presson
    • October 25, 2024

24. ACP test required?

    By Purplemandinga, April 23, 2019
    • 1 reply
    • 437 views
    • 
    • Purplemandinga
    • April 23, 2019

25. Can an Affiliated Service Group Create a Control Group?

    By TN CPA, November 14, 2018   

    • control group
    • affiliated service group
    • 1 reply
    • 437 views
    • 
    • Lou S.
    • November 14, 2018

26. Terminated plan with staledated checks

    By DDB BN, February 5, 2020
    • 0 replies
    • 437 views
    • 
    • DDB BN
    • February 5, 2020

27. Auto-enrollment grandfathering

    By Belgarath, September 25, 2023
    • 2 replies
    • 437 views
    • 
    • Belgarath
    • September 25, 2023

28. Acquired Sponsor and Successor Plan Rule

    By Plan Doc, June 22, 2023
    • 2 replies
    • 436 views
    • 
    • Plan Doc
    • June 23, 2023

29. Amendment to automatic enrollment mid-year

    By pixiebear, September 12, 2024
    • 0 replies
    • 436 views
    • 
    • pixiebear
    • September 12, 2024

30. LTPT and EACA

    By Gadgetfreak, March 1, 2023
    • 2 replies
    • 435 views
    • 
    • Gadgetfreak
    • March 1, 2023

31. Plan Liquidated but Fails Discrimination Testing

    By FT Retire, March 3, 2023
    • 1 reply
    • 435 views
    • 
    • Lou S.
    • March 3, 2023

32. EPCRS Corrections "Resemble" Appendixes

    By austin3515, July 17, 2019
    • 1 reply
    • 435 views
    • 
    • RatherBeGolfing
    • July 18, 2019

33. auto enrollment & Entry Dates

    By TPApril, August 24, 2023
    • 1 reply
    • 434 views
    • 
    • EPCRSGuru
    • August 25, 2023

34. Adding 401(k) to Profit Sharing

    By ejohnke, September 9, 2025
    • 1 reply
    • 432 views
    • 
    • Lou S.
    • September 9, 2025

35. Deferral in Error

    By PFranckowiak, March 2, 2017
    • 2 replies
    • 432 views
    • 
    • BG5150
    • March 3, 2017

36. Professional Firm - can dissolved Partner leave account

    By TPApril, October 20, 2020
    • 3 replies
    • 432 views
    • 
    • Lou S.
    • October 21, 2020

37. Will the IRS delay SECURE 2022’s automatic-contribution condition?

    By Peter Gulia, September 25, 2023
    • 0 replies
    • 432 views
    • 
    • Peter Gulia
    • September 25, 2023

38. Coverage and Rate Group Testing

    By justatester, October 18, 2024
    • 1 reply
    • 431 views
    • 
    • John Feldt ERPA CPC QPA
    • October 20, 2024

39. Standalone to MEP to Standalone

    By taralynnf85, September 13, 2024
    • 0 replies
    • 431 views
    • 
    • taralynnf85
    • September 13, 2024

40. Post-Severance compensation

    By Belgarath, February 13, 2023
    • 1 reply
    • 431 views
    • 
    • Gilmore
    • February 13, 2023

41. Can ER stop auto-enroll in a new plan

    By BG5150, November 18, 2025
    • 1 reply
    • 431 views
    • 
    • Peter Gulia
    • November 18, 2025

42. After Tax (Mega Roth)

    By Kattdogg12, December 8, 2025
    • 7 replies
    • 431 views
    • 
    • John Feldt ERPA CPC QPA
    • December 19, 2025

43. Deferral Changes

    By bcsn77, May 19, 2017
    • 1 reply
    • 430 views
    • 
    • CuseFan
    • May 19, 2017

44. Control Group with a Safe Harbor and a Non-Safe Harbor Plan

    By Vlad401k, January 14, 2020
    • 1 reply
    • 430 views
    • 
    • Mike Preston
    • January 15, 2020

45. Retroactive Amendment or VCP?

    By ElaineW, September 3, 2021
    • 0 replies
    • 430 views
    • 
    • ElaineW
    • September 3, 2021

46. Determining eligibility when rule of parity and one year holdout both don't exclude any service

    By dragondon, December 17, 2022
    • 1 reply
    • 430 views
    • 
    • EBP
    • December 19, 2022

47. must offer 401K

    By SSRRS, January 24, 2022
    • 2 replies
    • 430 views
    • 
    • SSRRS
    • January 24, 2022

48. Sorry not 401(k) But figured this has the most traffic. Anyone trying to use Relius ASP today?

    By HarleyBabe, September 25, 2021
    • 3 replies
    • 430 views
    • 
    • BG5150
    • October 29, 2021

49. One Plan to Two Plans, SOX Notice?

    By 401kPig, February 7, 2017
    • 1 reply
    • 429 views
    • 
    • K2retire
    • February 8, 2017

50. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 1 reply
    • 429 views
    • 
    • Bri
    • February 24, 2022