401(k) Plans

19,275 topics in this forum

1. FBO Account Fee Disclosure

   By austin3515, July 20, 2019
   • 0 replies
   • 322 views
   • 
   • austin3515
   • July 20, 2019

2. Looking for admin and/or recordkeeper that can handle plan assets consisting of just single stock positions

   By izzy.and.erisa, July 3, 2021
   • 1 reply
   • 322 views
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   • Bill Presson
   • July 6, 2021

3. 415 and Self-employed

   By BG5150, March 17, 2020
   • 0 replies
   • 321 views
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   • BG5150
   • March 17, 2020

4. 401(k) matching contributions in company stock

   By Vivian J, February 13, 2024
   • 0 replies
   • 320 views
   • 
   • Vivian J
   • February 13, 2024

5. New 401(k) Plan effective 1/1/2023

   By hsctpa, November 30, 2022
   • 1 reply
   • 318 views
   • 
   • Lou S.
   • November 30, 2022

6. Deferral... Voluntary Contribution... Mess!

   By K-t-F, March 1, 2022
   • 0 replies
   • 316 views
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   • K-t-F
   • March 1, 2022

7. 401(k) loan deemed distributions as CRDs

   By Ian, August 5, 2020
   • 1 reply
   • 316 views
   • 
   • Ian
   • August 6, 2020

8. Auto-IRA Mandate in NY

   By metsfan026, November 22, 2021
   • 1 reply
   • 316 views
   • 
   • Peter Gulia
   • November 22, 2021

9. 401(k) Plan for Collectively Bargained Employees -- Is ADP/Safe Harbor Language Required?

   By rocknrolls2, August 6
   • 1 reply
   • 316 views
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   • CuseFan
   • August 7

10. Removing fixed match from Safe Harbor Plan

    By cpc0506, June 11, 2021
    • 0 replies
    • 316 views
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    • cpc0506
    • June 11, 2021

11. Form 5500 Schedule I Question (Late Contributions)

    By metsfan026, October 13, 2024
    • 0 replies
    • 315 views
    • 
    • metsfan026
    • October 13, 2024

12. QACA Safe Harbor Match - and Cash Tips - how to apply def %

    By justanotheradmin, October 25, 2024
    • 0 replies
    • 315 views
    • 
    • justanotheradmin
    • October 25, 2024

13. Eliminated safe harbor match and now discretionary match

    By WCC, December 4, 2020
    • 1 reply
    • 315 views
    • 
    • Luke Bailey
    • December 10, 2020

14. Entry Dates - different for sources

    By Tom, July 25, 2023
    • 1 reply
    • 315 views
    • 
    • C. B. Zeller
    • July 25, 2023

15. Safe Harbor Question

    By Dougsbpc, October 10, 2021
    • 0 replies
    • 313 views
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    • Dougsbpc
    • October 10, 2021

16. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11
    • 6 replies
    • 311 views
    • 
    • CuseFan
    • November 13

17. Excess Contributions on failed ADP test in prior years - calculation of IRA earnings?

    By TPApril, September 9, 2024
    • 1 reply
    • 308 views
    • 
    • Bri
    • September 9, 2024

18. Easiest way to find old terminated employees?

    By RayJJohnsonJr, November 13
    • 6 replies
    • 308 views
    • 
    • RayJJohnsonJr
    • Monday at 12:34 PM

19. Simple 401(k) to Standard 401(k)

    By metsfan026, March 22, 2024
    • 0 replies
    • 308 views
    • 
    • metsfan026
    • March 22, 2024

20. Merge Plans Mid Year with QACA and Enhanced SH Formulas

    By Pensions2020, January 25, 2024
    • 0 replies
    • 306 views
    • 
    • Pensions2020
    • January 25, 2024

21. undoing a plan termination

    By Draper55, September 17, 2024
    • 0 replies
    • 305 views
    • 
    • Draper55
    • September 17, 2024

22. Puerto Rico and 414s Testing

    By justatester, April 29, 2020
    • 0 replies
    • 305 views
    • 
    • justatester
    • April 29, 2020

23. 402(g) 2022 Failure

    By justatester, February 15, 2024
    • 0 replies
    • 304 views
    • 
    • justatester
    • February 15, 2024

24. MEP

    By TH 401k, August 13
    • 1 reply
    • 303 views
    • 
    • Lou S.
    • August 13

25. Loan Maintenance Fees Added at new Vendor

    By CLKent23, April 24, 2019
    • 0 replies
    • 302 views
    • 
    • CLKent23
    • April 24, 2019

26. Do Successor Plan Rules apply to a one participant plan?

    By TMcfall, June 16, 2021
    • 0 replies
    • 301 views
    • 
    • TMcfall
    • June 16, 2021

27. Controlled/Affiliated Services Group - departure mid year

    By TPApril, June 23, 2022
    • 1 reply
    • 301 views
    • 
    • FORMER ESQ.
    • June 27, 2022

28. LTPT top heavy and DB combo

    By Tom, October 10, 2023
    • 0 replies
    • 300 views
    • 
    • Tom
    • October 10, 2023

29. auto enrollment for rehires who opted out previously

    By TPApril, October 31
    • 2 replies
    • 300 views
    • 
    • Artie M
    • October 31

30. Congratulations

    By legort69, March 16, 2019
    • 0 replies
    • 300 views
    • 
    • legort69
    • March 16, 2019

31. Withdrawal my 401 k funds

    By Henry clay, October 8, 2024   

    • jim hatfield
    • 2 replies
    • 298 views
    • 
    • QDROphile
    • October 8, 2024

32. Secure 2.0 new plan start-up credit

    By Tom, January 24, 2023
    • 0 replies
    • 296 views
    • 
    • Tom
    • January 24, 2023

33. Company Wants to Leave PEO Plan

    By 401kSteve, August 13
    • 0 replies
    • 296 views
    • 
    • 401kSteve
    • August 13

34. Small Employer Start-up Tax Credits

    By Gilmore, August 7, 2023
    • 0 replies
    • 296 views
    • 
    • Gilmore
    • August 7, 2023

35. RMD required for spousal beneficiary

    By MAS, January 31, 2023
    • 1 reply
    • 295 views
    • 
    • Lou S.
    • January 31, 2023

36. Lawsuit settlement - contributions to 401(k)?

    By Belgarath, Thursday at 11:43 AM
    • 2 replies
    • 293 views
    • 
    • Belgarath
    • Thursday at 01:27 PM

37. Can ER stop auto-enroll in a new plan

    By BG5150, Tuesday at 05:13 PM
    • 1 reply
    • 292 views
    • 
    • Peter Gulia
    • Tuesday at 06:10 PM

38. Coronavirus Related Distribution

    By ErisaGeek, April 1, 2020
    • 0 replies
    • 290 views
    • 
    • ErisaGeek
    • April 1, 2020

39. Any Fix Possible for Improperly Defaulted Loans after 1099-R?

    By CMC, November 21, 2020
    • 0 replies
    • 289 views
    • 
    • CMC
    • November 21, 2020

40. Aggregation for ACP Only

    By BTG, March 8, 2021
    • 0 replies
    • 288 views
    • 
    • BTG
    • March 8, 2021

41. New to QACAs

    By thepensionmaven, June 6, 2022
    • 0 replies
    • 288 views
    • 
    • thepensionmaven
    • June 6, 2022

42. QSLP Matching Contribution Frequency

    By Interested Party, September 17, 2024
    • 0 replies
    • 287 views
    • 
    • Interested Party
    • September 17, 2024

43. Compliance calendar for 6/30 year ends

    By ESI2015, November 13, 2018
    • 0 replies
    • 284 views
    • 
    • ESI2015
    • November 13, 2018

44. Mid-year amendment to vesting provisions in QACA

    By Belgarath, March 28, 2022
    • 0 replies
    • 277 views
    • 
    • Belgarath
    • March 28, 2022

45. Possible Fraudulent Participant Cash Out Request

    By DR_EA, Thursday at 05:24 PM
    • 4 replies
    • 275 views
    • 
    • Peter Gulia
    • 17 hours ago

46. Retro amendment to increase SH Match

    By austin3515, October 1, 2021
    • 0 replies
    • 271 views
    • 
    • austin3515
    • October 1, 2021

47. Roth Catch Up, Spillover/Linked NQDCs and deemed Roth elections

    By Paul I, October 22
    • 0 replies
    • 269 views
    • 
    • Paul I
    • October 22

48. "Open" MEP

    By Robin Wilson, October 27, 2021
    • 0 replies
    • 269 views
    • 
    • Robin Wilson
    • October 27, 2021

49. Failure to implement reduction in salary deferral

    By R. Butler, January 10, 2023
    • 1 reply
    • 268 views
    • 
    • R. Butler
    • January 10, 2023

50. Deceased participants benefit was rolled over to an IRA in a QTIP Trust for Spouse

    By DDB BN, March 16, 2023
    • 0 replies
    • 259 views
    • 
    • DDB BN
    • March 16, 2023