401(k) Plans

19,275 topics in this forum

1. Vesting Computation Period

   By oldman, April 11, 2013
   • 9 replies
   • 3.1k views
   • 
   • ESOP Guy
   • April 12, 2013

2. 3/15 is Sunday...ADP refunds taken by 3/16 ok?

   By jkharvey, February 25, 2015
   • 9 replies
   • 3k views
   • 
   • Belgarath
   • February 26, 2015

3. Employee elects Roth deferral by mistake

   By 30Rock, September 10, 2024
   • 9 replies
   • 1.3k views
   • 
   • fmsinc
   • September 12, 2024

4. Participant choosing to have loan deemed, Issues?

   By FundeK, October 22, 2004
   • 9 replies
   • 1.8k views
   • 
   • QDROphile
   • October 25, 2004

5. 401K Loan Question

   By jwmc1, January 6, 2019
   • 9 replies
   • 909 views
   • 
   • Karoline Curran
   • January 7, 2019

6. Entity in Controlled Group revoking Safe Harbor

   By NW529, April 23, 2020   

   • safe habor
   • coverage; safe-harbor
   • (and 1 more)

     Tagged with:

     • safe habor
     • coverage; safe-harbor
     • controlled group
   • 9 replies
   • 1.1k views
   • 
   • MWeddell
   • April 28, 2020

7. Only employee with a balance, 0% vested

   By Logan401, January 25, 2021
   • 9 replies
   • 592 views
   • 
   • Logan401
   • January 27, 2021

8. New york secure choice

   By SSRRS, May 7, 2021
   • 9 replies
   • 1.8k views
   • 
   • Peter Gulia
   • May 10, 2021

9. Off Calendar PY - Catchup and ADP Refunds

   By Gilmore, June 10, 2020
   • 9 replies
   • 1.6k views
   • 
   • Gilmore
   • June 15, 2020

10. When are deferrals excluded from ADP test due to 414v?

    By Jed Macy, January 7, 2004
    • 9 replies
    • 2.2k views
    • 
    • WDIK
    • January 8, 2004

11. Company wants to implement a Safe Harbor NE Contrib of 4% of pay instead of 3%...permissible?

    By CharlesLeggette, July 15, 2016
    • 9 replies
    • 1.1k views
    • 
    • Kevin C
    • July 18, 2016

12. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 2.3k views
    • 
    • vacat
    • January 30, 2021

13. Off Calendar Year Catch Up Contributions

    By MBCarey, November 5, 2002
    • 9 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 7, 2002

14. Acquisition and 401(k) Sponsorship complicated by a SIMPLE IRA plan

    By ldr, August 1, 2018   

    • plan sponsor
    • simple ira
    • (and 2 more)

      Tagged with:

      • plan sponsor
      • simple ira
      • acquisitions
      • mergers
    • 9 replies
    • 3k views
    • 
    • ldr
    • August 9, 2018

15. CARES ACt Amendment - Extended or Not?

    By austin3515, October 12, 2022
    • 9 replies
    • 949 views
    • 
    • CuseFan
    • October 12, 2022

16. Coverage / Qtrly Discretionary Match

    By austin3515, February 23, 2017
    • 9 replies
    • 919 views
    • 
    • RatherBeGolfing
    • February 24, 2017

17. ADP/ACP test...

    By Guest RONNIE WASEL, November 5, 2002
    • 9 replies
    • 2.6k views
    • 
    • Guest
    • November 7, 2002

18. Pension Auditors are Better than the DOL give credit for!

    By austin3515, May 9, 2012
    • 9 replies
    • 1.3k views
    • 
    • austin3515
    • May 10, 2012

19. Limitations On Allocation Rates

    By austin3515, January 18, 2013
    • 9 replies
    • 1.6k views
    • 
    • austin3515
    • January 22, 2013

20. Who are the participants "affected" by partial termination

    By Luke Bailey, August 2, 2018   

    • partial termination
    • 9 replies
    • 2.7k views
    • 
    • Luke Bailey
    • August 8, 2018

21. Mom Answers Phones for 10 hours

    By austin3515, March 7, 2019
    • 9 replies
    • 1.2k views
    • 
    • BG5150
    • March 8, 2019

22. Loan fees paid by participant

    By Guest Judy S, September 10, 2004
    • 9 replies
    • 2k views
    • 
    • Guest
    • September 13, 2004

23. Participant does not want to receive SH Non-Elective

    By Bruddah Kimo, January 18, 2010
    • 9 replies
    • 1.8k views
    • 
    • TPApril
    • April 28, 2011

24. PEO and Controlled Group

    By Gilmore, November 12, 2018
    • 9 replies
    • 3k views
    • 
    • Gilmore
    • November 15, 2018

25. Automatic Rollovers and Fidelity

    By Effen, March 23, 2005
    • 9 replies
    • 2.6k views
    • 
    • Guest
    • March 25, 2005

26. Relius/Crystal Lables

    By austin3515, March 30, 2007
    • 9 replies
    • 1.5k views
    • 
    • Fredman
    • April 3, 2007

27. Def of HCE and elections

    By Guest Pension Girl, March 12, 2010
    • 9 replies
    • 2.6k views
    • 
    • cpc0506
    • March 20, 2010

28. 401(k) outside asset

    By John geer, August 8, 2017   

    • 401(k)
    • custodian
    • (and 1 more)

      Tagged with:

      • 401(k)
      • custodian
      • special situation
    • 9 replies
    • 1.9k views
    • 
    • David74
    • August 10, 2017

29. Obligations of Financial Groups to Employees Information/Training upda

    By Guest valvobill, January 13, 2001
    • 9 replies
    • 1.9k views
    • 
    • Guest
    • February 4, 2001

30. safe harbor or not?

    By Santo Gold, April 28, 2015
    • 9 replies
    • 2.1k views
    • 
    • Kevin C
    • April 29, 2015

31. safe harbor plans

    By Guest Jennyb473, December 15, 2009
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • April 1, 2010

32. Deadline for Ameidning to ADD Safe Harbor

    By austin3515, February 24, 2011
    • 9 replies
    • 2.9k views
    • 
    • 12AX7
    • February 24, 2011

33. Change Profit Sharing Formula Mid-Year!

    By Panda, January 18, 2024
    • 9 replies
    • 2.7k views
    • 
    • Bird
    • January 22, 2024

34. QACA Vesting Schedules

    By AJ North, September 16, 2024
    • 9 replies
    • 1.8k views
    • 
    • justanotheradmin
    • September 18, 2024

35. Otherwise excludable employees for ADP testing

    By 30Rock, September 22, 2014
    • 9 replies
    • 2.5k views
    • 
    • 30Rock
    • October 3, 2014

36. Bankrupt Client- Can't find plan trustee

    By TPAVP, March 13, 2001
    • 9 replies
    • 2.2k views
    • 
    • Guest
    • March 15, 2001

37. SERP question

    By fidu, October 17, 2002
    • 9 replies
    • 2.2k views
    • 
    • fidu
    • October 22, 2002

38. Surviving Spouse Beneficiary

    By Guest TimO, May 22, 2003
    • 9 replies
    • 2.3k views
    • 
    • 401_noob
    • August 15, 2018

39. ADP Testing

    By Archimage, November 25, 2003
    • 9 replies
    • 1.4k views
    • 
    • Tom Poje
    • November 26, 2003

40. Safe Harbor Match and Top Heavy

    By thepensionmaven, August 20, 2015
    • 9 replies
    • 6k views
    • 
    • austin3515
    • August 20, 2015

41. SH Plan Eligibility- Excluding EEs in Controlled Group

    By kshawbenefits, March 7, 2019
    • 9 replies
    • 1.6k views
    • 
    • Kevin C
    • March 8, 2019

42. Late deposit of 401(k) and negative earnings

    By MoShawn, September 23, 2009
    • 9 replies
    • 5.9k views
    • 
    • chc93
    • April 28, 2017

43. RMD..what age with new chart?

    By stevena, August 14, 2001
    • 9 replies
    • 2k views
    • 
    • stevena
    • August 15, 2001

44. Sole Proprietor Salary Deferral

    By Below Ground, March 7, 2007
    • 9 replies
    • 3.6k views
    • 
    • Below Ground
    • March 9, 2007

45. What is "de minimus"?

    By K2retire, July 15, 2011
    • 9 replies
    • 2.8k views
    • 
    • austin3515
    • July 19, 2011

46. Relief measures for Safe Harbor Match Plans

    By TPA, April 24, 2020
    • 9 replies
    • 1.4k views
    • 
    • Bill Presson
    • June 29, 2020

47. Matching Contributions

    By ratherbereading, January 8, 2015   

    • 401k
    • match
    • 9 replies
    • 1.6k views
    • 
    • Belgarath
    • January 8, 2015

48. 2019 ADP testing deadline

    By 30Rock, March 20, 2020
    • 9 replies
    • 1k views
    • 
    • Peter Gulia
    • March 24, 2020

49. Continue contributing after termination?

    By Guest Giovanni, May 28, 2002
    • 9 replies
    • 2.1k views
    • 
    • mbozek
    • May 30, 2002

50. Sale of Employer Stock

    By Randy Watson, April 13, 2005
    • 9 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • April 20, 2005