401(k) Plans

19,319 topics in this forum

1. Hardship Distribution

   By Guest John Makarevich, June 23, 2007
   • 9 replies
   • 2.6k views
   • 
   • masteff
   • June 26, 2007

2. Those darn leased employees!

   By Guest erisafried, October 16, 2002
   • 9 replies
   • 2.5k views
   • 
   • Guest
   • October 22, 2002

3. Control group with tax-exempt subsidiary

   By Guest JDL, March 6, 2003
   • 9 replies
   • 3.3k views
   • 
   • Guest
   • March 7, 2003

4. New to Voluntary Contributions

   By thepensionmaven, August 3, 2022
   • 9 replies
   • 1k views
   • 
   • Bill Presson
   • August 8, 2022

5. Over Contribution, Eat Up as PS Contribution

   By Basically, March 7, 2024
   • 9 replies
   • 987 views
   • 
   • Basically
   • March 14, 2024

6. Safe Harbor eligibility; Does IRS Notice 98-52 still govern re: no all

   By Guest ANNEBV, January 20, 2003
   • 9 replies
   • 2.1k views
   • 
   • Archimage
   • January 31, 2003

7. employer mistakes/mixups

   By lexi, September 22, 2006
   • 9 replies
   • 2.2k views
   • 
   • Jim Chad
   • September 23, 2006

8. correct ADP before 401b?

   By AlbanyConsultant, February 25, 2015
   • 9 replies
   • 1.8k views
   • 
   • AlbanyConsultant
   • March 3, 2015

9. Rollover of Traditional IRA including Nondeductible Contributions

   By austin3515, May 19, 2022
   • 9 replies
   • 4.2k views
   • 
   • JOH
   • May 23, 2022

10. Vesting Computation Period

    By oldman, April 11, 2013
    • 9 replies
    • 3.1k views
    • 
    • ESOP Guy
    • April 12, 2013

11. 3/15 is Sunday...ADP refunds taken by 3/16 ok?

    By jkharvey, February 25, 2015
    • 9 replies
    • 3k views
    • 
    • Belgarath
    • February 26, 2015

12. Employee elects Roth deferral by mistake

    By 30Rock, September 10, 2024
    • 9 replies
    • 1.4k views
    • 
    • fmsinc
    • September 12, 2024

13. Participant choosing to have loan deemed, Issues?

    By FundeK, October 22, 2004
    • 9 replies
    • 1.8k views
    • 
    • QDROphile
    • October 25, 2004

14. 401K Loan Question

    By jwmc1, January 6, 2019
    • 9 replies
    • 934 views
    • 
    • Karoline Curran
    • January 7, 2019

15. Entity in Controlled Group revoking Safe Harbor

    By NW529, April 23, 2020   

    • safe habor
    • coverage; safe-harbor
    • (and 1 more)

      Tagged with:

      • safe habor
      • coverage; safe-harbor
      • controlled group
    • 9 replies
    • 1.2k views
    • 
    • MWeddell
    • April 28, 2020

16. Only employee with a balance, 0% vested

    By Logan401, January 25, 2021
    • 9 replies
    • 649 views
    • 
    • Logan401
    • January 27, 2021

17. New york secure choice

    By SSRRS, May 7, 2021
    • 9 replies
    • 1.9k views
    • 
    • Peter Gulia
    • May 10, 2021

18. Off Calendar PY - Catchup and ADP Refunds

    By Gilmore, June 10, 2020
    • 9 replies
    • 1.8k views
    • 
    • Gilmore
    • June 15, 2020

19. When are deferrals excluded from ADP test due to 414v?

    By Jed Macy, January 7, 2004
    • 9 replies
    • 2.2k views
    • 
    • WDIK
    • January 8, 2004

20. Company wants to implement a Safe Harbor NE Contrib of 4% of pay instead of 3%...permissible?

    By CharlesLeggette, July 15, 2016
    • 9 replies
    • 1.1k views
    • 
    • Kevin C
    • July 18, 2016

21. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 2.5k views
    • 
    • vacat
    • January 30, 2021

22. Off Calendar Year Catch Up Contributions

    By MBCarey, November 5, 2002
    • 9 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 7, 2002

23. Acquisition and 401(k) Sponsorship complicated by a SIMPLE IRA plan

    By ldr, August 1, 2018   

    • plan sponsor
    • simple ira
    • (and 2 more)

      Tagged with:

      • plan sponsor
      • simple ira
      • acquisitions
      • mergers
    • 9 replies
    • 3.1k views
    • 
    • ldr
    • August 9, 2018

24. CARES ACt Amendment - Extended or Not?

    By austin3515, October 12, 2022
    • 9 replies
    • 976 views
    • 
    • CuseFan
    • October 12, 2022

25. Coverage / Qtrly Discretionary Match

    By austin3515, February 23, 2017
    • 9 replies
    • 937 views
    • 
    • RatherBeGolfing
    • February 24, 2017

26. ADP/ACP test...

    By Guest RONNIE WASEL, November 5, 2002
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • November 7, 2002

27. Pension Auditors are Better than the DOL give credit for!

    By austin3515, May 9, 2012
    • 9 replies
    • 1.3k views
    • 
    • austin3515
    • May 10, 2012

28. Limitations On Allocation Rates

    By austin3515, January 18, 2013
    • 9 replies
    • 1.6k views
    • 
    • austin3515
    • January 22, 2013

29. Who are the participants "affected" by partial termination

    By Luke Bailey, August 2, 2018   

    • partial termination
    • 9 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 8, 2018

30. Mom Answers Phones for 10 hours

    By austin3515, March 7, 2019
    • 9 replies
    • 1.3k views
    • 
    • BG5150
    • March 8, 2019

31. Loan fees paid by participant

    By Guest Judy S, September 10, 2004
    • 9 replies
    • 2k views
    • 
    • Guest
    • September 13, 2004

32. Participant does not want to receive SH Non-Elective

    By Bruddah Kimo, January 18, 2010
    • 9 replies
    • 1.9k views
    • 
    • TPApril
    • April 28, 2011

33. PEO and Controlled Group

    By Gilmore, November 12, 2018
    • 9 replies
    • 3.1k views
    • 
    • Gilmore
    • November 15, 2018

34. Automatic Rollovers and Fidelity

    By Effen, March 23, 2005
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • March 25, 2005

35. Relius/Crystal Lables

    By austin3515, March 30, 2007
    • 9 replies
    • 1.5k views
    • 
    • Fredman
    • April 3, 2007

36. Def of HCE and elections

    By Guest Pension Girl, March 12, 2010
    • 9 replies
    • 2.6k views
    • 
    • cpc0506
    • March 20, 2010

37. 401(k) outside asset

    By John geer, August 8, 2017   

    • 401(k)
    • custodian
    • (and 1 more)

      Tagged with:

      • 401(k)
      • custodian
      • special situation
    • 9 replies
    • 2k views
    • 
    • David74
    • August 10, 2017

38. Obligations of Financial Groups to Employees Information/Training upda

    By Guest valvobill, January 13, 2001
    • 9 replies
    • 1.9k views
    • 
    • Guest
    • February 4, 2001

39. safe harbor or not?

    By Santo Gold, April 28, 2015
    • 9 replies
    • 2.1k views
    • 
    • Kevin C
    • April 29, 2015

40. safe harbor plans

    By Guest Jennyb473, December 15, 2009
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • April 1, 2010

41. Deadline for Ameidning to ADD Safe Harbor

    By austin3515, February 24, 2011
    • 9 replies
    • 3k views
    • 
    • 12AX7
    • February 24, 2011

42. Change Profit Sharing Formula Mid-Year!

    By Panda, January 18, 2024
    • 9 replies
    • 2.9k views
    • 
    • Bird
    • January 22, 2024

43. QACA Vesting Schedules

    By AJ North, September 16, 2024
    • 9 replies
    • 2.1k views
    • 
    • justanotheradmin
    • September 18, 2024

44. Otherwise excludable employees for ADP testing

    By 30Rock, September 22, 2014
    • 9 replies
    • 2.6k views
    • 
    • 30Rock
    • October 3, 2014

45. Bankrupt Client- Can't find plan trustee

    By TPAVP, March 13, 2001
    • 9 replies
    • 2.2k views
    • 
    • Guest
    • March 15, 2001

46. SERP question

    By fidu, October 17, 2002
    • 9 replies
    • 2.2k views
    • 
    • fidu
    • October 22, 2002

47. Surviving Spouse Beneficiary

    By Guest TimO, May 22, 2003
    • 9 replies
    • 2.3k views
    • 
    • 401_noob
    • August 15, 2018

48. ADP Testing

    By Archimage, November 25, 2003
    • 9 replies
    • 1.4k views
    • 
    • Tom Poje
    • November 26, 2003

49. Safe Harbor Match and Top Heavy

    By thepensionmaven, August 20, 2015
    • 9 replies
    • 6.1k views
    • 
    • austin3515
    • August 20, 2015

50. SH Plan Eligibility- Excluding EEs in Controlled Group

    By kshawbenefits, March 7, 2019
    • 9 replies
    • 1.7k views
    • 
    • Kevin C
    • March 8, 2019