401(k) Plans

19,319 topics in this forum

1. Is an endorsed check a legally enforceable agreement against borrower from "paperless" 401(k) plan?

   By Guest oscar, June 30, 2004
   • 6 replies
   • 3k views
   • 
   • MoJo
   • July 2, 2004

2. HCE vs. NHCE

   By Guest koolkid, April 1, 2002
   • 2 replies
   • 3k views
   • 
   • pjkoehler
   • April 1, 2002

3. distributable event

   By Scuba 401, July 28, 2010
   • 7 replies
   • 3k views
   • 
   • masteff
   • July 29, 2010

4. Mandatory Integration

   By sdix401k, September 6, 2007
   • 14 replies
   • 3k views
   • 
   • sdix401k
   • September 10, 2007

5. Special Tax Notice - 402(f)

   By Nassau, March 1, 2011
   • 4 replies
   • 3k views
   • 
   • austin3515
   • March 3, 2011

6. Overriding Vesting

   By khn, June 27, 2017
   • 14 replies
   • 3k views
   • 
   • Below Ground
   • June 30, 2017

7. Was it a loan, or a disbursement?

   By Soconfused, December 19, 2017   

   • loan
   • default
   • 13 replies
   • 3k views
   • 
   • My 2 cents
   • December 21, 2017

8. What is a Reasonable Business Classification?

   By austin3515, March 14, 2016
   • 24 replies
   • 3k views
   • 
   • DMcGovern
   • March 16, 2016

9. Change to employer directed from employee

   By Guest S FISCHER, May 8, 2002
   • 19 replies
   • 3k views
   • 
   • mbozek
   • May 10, 2002

10. Leased Employees

    By Below Ground, December 20, 2011
    • 9 replies
    • 3k views
    • 
    • Below Ground
    • December 29, 2011

11. W2 compensation

    By Guest ppapdx, February 11, 2013   

    • Payroll question
    • 3 replies
    • 3k views
    • 
    • david rigby
    • February 11, 2013

12. QACA Definition of Compensation

    By ERISA25, July 28, 2009
    • 6 replies
    • 3k views
    • 
    • ERISA25
    • July 29, 2009

13. Life insurance in a 401k plan

    By Jakyasar, May 31, 2022
    • 12 replies
    • 3k views
    • 
    • ErnieG
    • June 2, 2022

14. 402g Excess-Can it be distributed after 4/15?

    By justatester, December 11, 2023
    • 9 replies
    • 3k views
    • 
    • Bird
    • December 12, 2023

15. "Standardized" Adoption Agreement and Controlled Group

    By PMC, April 4, 2001
    • 5 replies
    • 3k views
    • 
    • Bob R
    • April 11, 2001

16. Prohibitted Transaction?

    By austin3515, November 14, 2014
    • 29 replies
    • 3k views
    • 
    • chc93
    • November 18, 2014

17. Spousal Beneficiary Requirements and Common Law Spouse?

    By cheersmate, November 28, 2018   

    • common law spouse
    • beneficiary designation requirements
    • (and 1 more)

      Tagged with:

      • common law spouse
      • beneficiary designation requirements
      • spouse
    • 11 replies
    • 3k views
    • 
    • cheersmate
    • November 29, 2018

18. Coverage Failure, no correction action needed?

    By John Feldt ERPA CPC QPA, March 12, 2018   

    • 410(b)
    • qnec
    • (and 2 more)

      Tagged with:

      • 410(b)
      • qnec
      • coverage
      • 0% nhce deferral
    • 7 replies
    • 3k views
    • 
    • Kevin C
    • March 15, 2018

19. HCE and Current Year Testing Method

    By Guest think2much, December 12, 2006
    • 4 replies
    • 3k views
    • 
    • Tom Poje
    • April 13, 2007

20. hardship calculations

    By Guest Wolves1962, October 25, 2005
    • 10 replies
    • 3k views
    • 
    • Guest
    • October 25, 2005

21. Accredited Professional Corporation and SE Income

    By justanotheradmin, August 22, 2025
    • 2 replies
    • 3k views
    • 
    • CuseFan
    • August 25, 2025

22. Form 8905

    By Guest jefe96, December 21, 2006
    • 4 replies
    • 3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 26, 2006

23. How Can I Define A Resident Alien

    By Kaizen401k, January 13, 2017
    • 30 replies
    • 3k views
    • 
    • MoJo
    • January 16, 2017

24. Time Frame to pay off loan after participant terminates

    By Pammie57, February 8, 2018
    • 7 replies
    • 3k views
    • 
    • Bird
    • February 9, 2018

25. Distributions during plan termination

    By Guest ksumner, July 20, 1999
    • 8 replies
    • 3k views
    • 
    • david rigby
    • July 31, 1999

26. Participating Employer Terminating Participation in Multiple Employer Plan - Merger

    By spartytax, April 28, 2016   

    • Multiple Employer Plan
    • Plan Termination
    • (and 1 more)

      Tagged with:

      • Multiple Employer Plan
      • Plan Termination
      • Successor Plan Rule
    • 1 reply
    • 3k views
    • 
    • My 2 cents
    • April 28, 2016

27. RMD? age 75, non-owner, terminates 2006, r/o 2006

    By himt4, February 5, 2007
    • 14 replies
    • 3k views
    • 
    • jevd
    • February 5, 2007

28. Beneficiary's consent for a distribution

    By Guest Do, March 7, 2003
    • 10 replies
    • 3k views
    • 
    • Mike Preston
    • March 10, 2003

29. EGTRRA Conformance

    By Guest Jose Rosario, May 13, 2002
    • 19 replies
    • 3k views
    • 
    • Guest
    • February 27, 2003

30. Cannabis Companies

    By coleboy, July 16, 2020
    • 16 replies
    • 3k views
    • 
    • Luke Bailey
    • November 2, 2021

31. Uncashed Checks Following Plan Termination

    By EBECatty, September 23, 2019
    • 13 replies
    • 3k views
    • 
    • FPGuy
    • September 24, 2019

32. Prefunding ER Match Contributions

    By Guest gself, December 29, 1998
    • 10 replies
    • 3k views
    • 
    • Guest
    • December 31, 1998

33. Prevailing Wage as QNEC

    By Guest Rutager, September 24, 2007
    • 1 reply
    • 3k views
    • 
    • Mike Preston
    • September 24, 2007

34. Life Insurance in a 401k plan- CSV reported or not

    By cpc0506, January 26, 2016
    • 9 replies
    • 3k views
    • 
    • Bird
    • January 28, 2016

35. Rollover from 401(k) to another 401(k)

    By Guest LMcP, October 13, 1998
    • 3 replies
    • 3k views
    • 
    • Guest
    • October 16, 1998

36. What should we do if an employee’s paycheck isn’t big enough to make his or her deferral election?

    By Guest Bud, August 4, 2005
    • 6 replies
    • 3k views
    • 
    • austin3515
    • August 5, 2005

37. I have a client who utilizes top paid group election for HCE determination.

    By Guest Why, November 2, 2004
    • 12 replies
    • 3k views
    • 
    • Alf
    • November 5, 2004

38. USERRA - Company Contributions

    By Guest Tdavid, September 13, 2011
    • 6 replies
    • 3k views
    • 
    • GMK
    • September 16, 2011

39. Crediting Service On An Aggregate Basis

    By Guest caddieadmin, April 10, 2007
    • 10 replies
    • 3k views
    • 
    • wsp
    • April 12, 2007

40. merging safe harbor 401k with non-safe harbor 401k

    By Santo Gold, May 15, 2007
    • 4 replies
    • 3k views
    • 
    • Guest
    • May 30, 2007

41. Eligibility & Probationary Period

    By Stash026, July 9, 2021
    • 4 replies
    • 3k views
    • 
    • Mike Preston
    • July 10, 2021

42. ADP Testing in multiple employer plan

    By RDY2RTR, September 22, 2009
    • 3 replies
    • 3k views
    • 
    • RDY2RTR
    • September 23, 2009

43. Can owner participate in 401(k) plan that excludes union employees?

    By Guest dburge01, April 16, 2002
    • 2 replies
    • 3k views
    • 
    • R. Butler
    • April 18, 2002

44. Should a plan’s administrator require a document to prove a birth or adoption?

    By Peter Gulia, January 31, 2020   

    • secure act
    • 12 replies
    • 3k views
    • 
    • Peter Gulia
    • February 4, 2020

45. "Retired" versus "Quit"

    By ldr, January 17, 2018   

    • contributions
    • retirement
    • (and 1 more)

      Tagged with:

      • contributions
      • retirement
      • coding
    • 23 replies
    • 3k views
    • 
    • ESOP Guy
    • January 19, 2018

46. Eligibility Age for 401(k) Plan

    By metsfan026, June 9, 2023
    • 11 replies
    • 3k views
    • 
    • doombuggy
    • June 12, 2023

47. Overfunding Contributions

    By Nassau, October 10, 2011
    • 7 replies
    • 3k views
    • 
    • Kevin C
    • October 11, 2011

48. ADP and Residual Compensation

    By Stevo-PDX, March 10, 2015   

    • ADP Test
    • 4 replies
    • 3k views
    • 
    • TPApril
    • April 14, 2016

49. Protected benefit for timing of distribution?

    By Richard Anderson, December 13, 2001
    • 6 replies
    • 3k views
    • 
    • QDROphile
    • December 19, 2001

50. Cost of Living Adjustments for 2001

    By Guest Laura, October 18, 2000
    • 8 replies
    • 3k views
    • 
    • Guest
    • December 11, 2000