401(k) Plans

19,321 topics in this forum

1. Suspension of 401k Loan payments

   By Roger, December 16, 2020   

   • 401k loan repayments
   • 16 replies
   • 2.9k views
   • 
   • Luke Bailey
   • December 25, 2020

2. 402(g) Excess with Off-Calendar Year Plan

   By Rose, December 16, 2020
   • 1 reply
   • 718 views
   • 
   • Lou S.
   • December 16, 2020

3. Timing of plan termination when employer no longer exists

   By ldr, December 16, 2020   

   • plan termination
   • 4 replies
   • 1.4k views
   • 
   • david rigby
   • December 17, 2020

4. Enrolling into 401K after years of service

   By Benefits 101, December 16, 2020
   • 2 replies
   • 576 views
   • 
   • Benefits 101
   • December 16, 2020

5. Lost 401K Company Match

   By Millie, December 16, 2020
   • 3 replies
   • 684 views
   • 
   • Patricia Neal Jensen
   • December 17, 2020

6. QMAC

   By dmb, December 16, 2020
   • 1 reply
   • 721 views
   • 
   • Bri
   • December 17, 2020

7. First year Top Heavy and catch-up

   By NW529, December 15, 2020
   • 0 replies
   • 360 views
   • 
   • NW529
   • December 15, 2020

8. Controlled Group Question

   By Becky Schwing, December 15, 2020
   • 2 replies
   • 1.1k views
   • 
   • FORMER ESQ.
   • December 15, 2020

9. Safe Harbor Contributions Used in ACP Test

   By ABeach, December 14, 2020
   • 4 replies
   • 1k views
   • 
   • MWeddell
   • December 14, 2020

10. Starting 401(k), SIMPLE notice not given

    By ntv, December 14, 2020
    • 0 replies
    • 267 views
    • 
    • ntv
    • December 14, 2020

11. Removing QACA

    By Robin Wilson, December 14, 2020
    • 0 replies
    • 376 views
    • 
    • Robin Wilson
    • December 14, 2020

12. Top Heavy Exemption When Plan Formerly Was Not Safe Harbor

    By Jeff V, December 11, 2020
    • 6 replies
    • 1.2k views
    • 
    • Jeff V
    • December 18, 2020

13. ERISA Plan Expense Account

    By 401(k)athryn, December 11, 2020
    • 12 replies
    • 4.5k views
    • 
    • Peter Gulia
    • March 14, 2024

14. Waiver of Excise tax on late refunds

    By austin3515, December 11, 2020
    • 2 replies
    • 1.2k views
    • 
    • Luke Bailey
    • December 12, 2020

15. Solo(k) - And whether/when 5500's are required

    By Chipwood 24, December 9, 2020
    • 6 replies
    • 933 views
    • 
    • Jeff V
    • December 10, 2020

16. Top Paid Group question

    By legort69, December 9, 2020
    • 6 replies
    • 831 views
    • 
    • Belgarath
    • December 10, 2020

17. Switching to more restrictive vesting schedule

    By Robin Wilson, December 9, 2020
    • 13 replies
    • 5.3k views
    • 
    • MWeddell
    • December 11, 2020

18. Employer With SIMPLE IRA Wants To Add New 401(k) Plan

    By mming, December 9, 2020
    • 6 replies
    • 731 views
    • 
    • mming
    • December 22, 2020

19. fee disclosure didn't include all fees

    By JARichardson, December 8, 2020
    • 3 replies
    • 537 views
    • 
    • Lou S.
    • December 8, 2020

20. 401K with voluntary

    By thepensionmaven, December 8, 2020
    • 10 replies
    • 1.1k views
    • 
    • thepensionmaven
    • December 14, 2020

21. Spinoff Plan Enrollment Forms

    By AbsolutelyOkayPossibly, December 4, 2020
    • 1 reply
    • 553 views
    • 
    • Luke Bailey
    • December 10, 2020

22. Eliminated safe harbor match and now discretionary match

    By WCC, December 4, 2020
    • 1 reply
    • 336 views
    • 
    • Luke Bailey
    • December 10, 2020

23. 415 Limit and Catch-up

    By NW529, December 4, 2020   

    • 415
    • catchup
    • 3 replies
    • 793 views
    • 
    • BG5150
    • December 7, 2020

24. Paying TPA Fees from Plan Assets

    By Pensions2020, December 4, 2020
    • 3 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • December 4, 2020

25. Switching from Elapsed Time to Actual Hours

    By Robin Wilson, December 4, 2020
    • 1 reply
    • 624 views
    • 
    • C. B. Zeller
    • December 4, 2020

26. Controlled Group Plan Merger Question

    By runningabizness, December 3, 2020   

    • 401k
    • controlled group
    • 6 replies
    • 1.3k views
    • 
    • runningabizness
    • December 4, 2020

27. Fund Replacement in MultiVendor Plan

    By khn, December 3, 2020
    • 2 replies
    • 480 views
    • 
    • khn
    • December 4, 2020

28. CARES Act and Hardship under BBA 2018

    By hsctpa, December 2, 2020
    • 1 reply
    • 736 views
    • 
    • Lou S.
    • December 2, 2020

29. New Plan- Safe Harbor?

    By coleboy, December 2, 2020
    • 1 reply
    • 428 views
    • 
    • Bill Presson
    • December 2, 2020

30. Tuition Reimbursement

    By Becky Schwing, December 2, 2020
    • 1 reply
    • 1.4k views
    • 
    • CuseFan
    • December 2, 2020

31. SHNE to SHM

    By thepensionmaven, December 1, 2020
    • 4 replies
    • 1.9k views
    • 
    • Bird
    • December 3, 2020

32. Still time for loan payment suspensions?

    By Gilmore, December 1, 2020
    • 0 replies
    • 399 views
    • 
    • Gilmore
    • December 1, 2020

33. Hardship Withdrawal Request under final regs

    By Pammie57, December 1, 2020
    • 3 replies
    • 825 views
    • 
    • Gilmore
    • December 2, 2020

34. Change from SH match to 3% SHNEC after match notice?

    By digger, November 30, 2020
    • 2 replies
    • 593 views
    • 
    • digger
    • December 1, 2020

35. New plan - short plan year and short sponsor year

    By Jakyasar, November 26, 2020
    • 4 replies
    • 908 views
    • 
    • Catch22PGM
    • December 7, 2020

36. Thoughts on the "missing participants" problem?

    By Shuo, November 24, 2020
    • 1 reply
    • 420 views
    • 
    • Kyle - Berwyn Group
    • November 30, 2020

37. Trustee Dies - no authorized signer

    By Ahuntingus, November 24, 2020
    • 4 replies
    • 1.6k views
    • 
    • Appleby
    • November 29, 2020

38. 401(k) Plan Sponsor Entity and EIN Change

    By hsctpa, November 24, 2020
    • 6 replies
    • 1.4k views
    • 
    • Gilmore
    • November 26, 2020

39. Change of Ownership for a Company taxed as a Partnership

    By Vlad401k, November 24, 2020
    • 1 reply
    • 490 views
    • 
    • Bird
    • November 24, 2020

40. Catchups in Off Calendar Plan

    By Gilmore, November 21, 2020
    • 8 replies
    • 1.1k views
    • 
    • Kevin C
    • December 1, 2020

41. Any Fix Possible for Improperly Defaulted Loans after 1099-R?

    By CMC, November 21, 2020
    • 0 replies
    • 313 views
    • 
    • CMC
    • November 21, 2020

42. 401(k) participant market risk and longevity risk

    By mz27514, November 20, 2020   

    • market risk
    • volatility
    • (and 2 more)

      Tagged with:

      • market risk
      • volatility
      • longevity
      • investment return
    • 12 replies
    • 1k views
    • 
    • MWeddell
    • December 11, 2020

43. W-2 income from employer stock buy-back

    By AndrewZ, November 20, 2020
    • 5 replies
    • 1.1k views
    • 
    • Luke Bailey
    • November 23, 2020

44. Using COVID dist to pay off loan

    By ratherbereading, November 19, 2020
    • 5 replies
    • 744 views
    • 
    • Gilmore
    • November 20, 2020

45. new 401k/safe harbor plan or 2021

    By Jakyasar, November 19, 2020
    • 3 replies
    • 1.1k views
    • 
    • Jakyasar
    • November 19, 2020

46. Change to Safe Harbor Formula

    By Stash026, November 19, 2020
    • 7 replies
    • 1.1k views
    • 
    • Bill Presson
    • November 20, 2020

47. Benefits Rights & Features Test for Match

    By Rose, November 18, 2020
    • 1 reply
    • 911 views
    • 
    • MWeddell
    • November 18, 2020

48. HCE-only Discretionary Match with NHCE-only Safe Harbor

    By Plan Doc, November 18, 2020
    • 8 replies
    • 1.7k views
    • 
    • Plan Doc
    • November 20, 2020

49. Rollovers from US plan to PR TSP

    By Chris123, November 18, 2020
    • 0 replies
    • 502 views
    • 
    • Chris123
    • November 18, 2020

50. Rule of Parity

    By austin3515, November 17, 2020
    • 6 replies
    • 5.1k views
    • 
    • Bird
    • November 19, 2020