401(k) Plans

19,275 topics in this forum

1. PS allocation compensation for the last 2 years...

   By Karoline Curran, September 11, 2018
   • 8 replies
   • 1.5k views
   • 
   • Karoline Curran
   • September 13, 2018

2. Failed ADP Test Without Correction

   By metsfan026, September 24, 2022
   • 8 replies
   • 2k views
   • 
   • Nate S
   • September 27, 2022

3. ADP Test - HCE Compensation of .01

   By PFranckowiak, March 5, 2010
   • 8 replies
   • 3.1k views
   • 
   • austin3515
   • March 9, 2010

4. Roth vs. Voluntary Contributions

   By thepensionmaven, February 10, 2017
   • 8 replies
   • 1.6k views
   • 
   • K2retire
   • February 15, 2017

5. Successor Plan Rules

   By ARPC, September 11, 2018   

   • new plan
   • termination
   • (and 1 more)

     Tagged with:

     • new plan
     • termination
     • bankruptcy
   • 8 replies
   • 2.7k views
   • 
   • Luke Bailey
   • September 13, 2018

6. life insurance in a plan

   By PensionNewbee, March 26, 2004
   • 8 replies
   • 1.6k views
   • 
   • Lame Duck
   • March 30, 2004

7. 401k withholding and rehires

   By CLE401kGuy, December 18, 2014
   • 8 replies
   • 3.1k views
   • 
   • Peter Gulia
   • December 30, 2014

8. 5500 Review Requirement Calls from Wharton Group

   By Francis, April 14, 2020
   • 8 replies
   • 2.7k views
   • 
   • Mike Preston
   • July 12, 2021

9. True-up Matching Contribution - Employment on Last Day Eligibility Requirement

   By rocknrolls2, October 9, 2009
   • 8 replies
   • 4.8k views
   • 
   • BG5150
   • October 12, 2009

10. HCE Parity Restoration – Whose advice do you value more?

    By Mark Whitelaw, June 13, 2012
    • 8 replies
    • 1.9k views
    • 
    • Mark Whitelaw
    • June 18, 2012

11. Hardship - Allowable?

    By bzorc, August 31, 2021
    • 8 replies
    • 2k views
    • 
    • BG5150
    • September 1, 2021

12. Perhaps Contrast Amongst Loans and Hardship Distributions; May Only Employed Participants Avail of Hardship Distributions?

    By Kent Allard, February 27, 2024
    • 8 replies
    • 1.4k views
    • 
    • Paul I
    • February 28, 2024

13. Can current participants be amended out of the plan

    By jkharvey, October 19, 2012
    • 8 replies
    • 2k views
    • 
    • ESOP Guy
    • March 5, 2013

14. Transition Safe Harbor 401k to solo 401k?

    By jpdrews, June 16, 2023
    • 8 replies
    • 1.6k views
    • 
    • jpdrews
    • June 21, 2023

15. deminimis ADP correction???

    By DMcGovern, February 19, 2013
    • 8 replies
    • 2.5k views
    • 
    • DMcGovern
    • February 20, 2013

16. Increasing participation of foreign nationals in 401(k) plans

    By Guest llerner, November 26, 1998
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • December 5, 1998

17. 415 and other limits

    By Guest Tesla, January 10, 2013
    • 8 replies
    • 2.7k views
    • 
    • BG5150
    • January 11, 2013

18. Top-heavy and catch up

    By Becky Schwing, May 4, 2022
    • 8 replies
    • 1.1k views
    • 
    • CuseFan
    • May 5, 2022

19. Terminating Safe Harbor Plan, Schedule C income

    By 401(k)athryn, November 3, 2016   

    • safe harbor
    • short plan year
    • (and 3 more)

      Tagged with:

      • safe harbor
      • short plan year
      • earned income
      • schedule c
      • plan termination
    • 8 replies
    • 1.8k views
    • 
    • ETA Consulting LLC
    • November 4, 2016

20. Top Heavy Test & Safe Harbor Plan

    By doombuggy, February 13, 2003
    • 8 replies
    • 3.3k views
    • 
    • Tom Poje
    • February 25, 2003

21. Last Man Standing

    By DTH, September 19, 2007
    • 8 replies
    • 1.7k views
    • 
    • Archimage
    • September 21, 2007

22. Rollover of Loan OUT of a Plan

    By Gadgetfreak, September 10, 2012
    • 8 replies
    • 7.2k views
    • 
    • Kevin C
    • September 11, 2012

23. 2 W-2's, 2 full deferrals in the same year

    By Jakyasar, September 26, 2020
    • 8 replies
    • 955 views
    • 
    • Jakyasar
    • September 29, 2020

24. Solo 401(k) for Spouses with Individual Companies?

    By Susan S., May 24, 2018
    • 8 replies
    • 1.6k views
    • 
    • Luke Bailey
    • May 25, 2018

25. Husband Wife Separate Businesses

    By K-t-F, September 19, 2006
    • 8 replies
    • 2k views
    • 
    • SteveH
    • September 20, 2006

26. general question about affiliated service

    By Lori H, October 17, 2007
    • 8 replies
    • 1.4k views
    • 
    • austin3515
    • October 19, 2007

27. Charging Fees to Terminated Participant Accounts

    By khn, May 30, 2014
    • 8 replies
    • 2.1k views
    • 
    • Kevin C
    • May 30, 2014

28. How flexible is "discretionary match"?

    By AKconsult, February 17, 2015
    • 8 replies
    • 2.9k views
    • 
    • LANDO
    • March 23, 2015

29. Catchups in Off Calendar Plan

    By Gilmore, November 21, 2020
    • 8 replies
    • 1k views
    • 
    • Kevin C
    • December 1, 2020

30. Well I just got burned again by another attorney

    By Guest dulan, August 22, 2007
    • 8 replies
    • 3.1k views
    • 
    • Guest
    • September 16, 2007

31. Safe Harbor - changed mind

    By Sully, December 15, 2010
    • 8 replies
    • 1.7k views
    • 
    • Sully
    • December 20, 2010

32. CARES Act loan repayments/deemed distribution

    By Ian, July 30, 2020
    • 8 replies
    • 1.5k views
    • 
    • Ian
    • July 31, 2020

33. Does 1-year break-in-service requirement as condition for distribution apply to a participant at early retirement date?

    By Guest Judy S, December 3, 2004
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • December 14, 2004

34. Hardship withdrawals

    By Guest LSULLIVAN, January 27, 2006
    • 8 replies
    • 2.6k views
    • 
    • saabraa
    • January 28, 2006

35. Can an EE pay in deferrals after their last check of the year has been processed?

    By Guest Ashlea, December 22, 2004
    • 8 replies
    • 1.4k views
    • 
    • Alf
    • December 23, 2004

36. Does this vesting schedule and definition of year of service satisfy ERISA requirements?

    By Guest MapleUno, February 4, 2005
    • 8 replies
    • 2.5k views
    • 
    • austin3515
    • February 8, 2005

37. Safe Harbor and permitted disparity

    By Chippy, January 12, 2010
    • 8 replies
    • 2.9k views
    • 
    • K2retire
    • January 12, 2010

38. Brokerage accounts and plan sponsor responsibility

    By ejohnke, August 29, 2023
    • 8 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 31, 2023

39. Maybe Notice of SH Match

    By DP, November 20, 2003
    • 8 replies
    • 1.6k views
    • 
    • Archimage
    • November 20, 2003

40. Quarterly vesting

    By Dan, May 6, 2022
    • 8 replies
    • 899 views
    • 
    • Dan
    • May 11, 2022

41. Can a 401(k) plan accept a rollover from the federal government's Thr

    By Guest wallacea, September 28, 2000
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • October 3, 2000

42. 401(k) Withdrawals while still working

    By Guest blackacre, February 13, 2003
    • 8 replies
    • 2.6k views
    • 
    • Mike Preston
    • February 14, 2003

43. 404(a)(5) and plans that cover only owners

    By 12AX7, July 31, 2012
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • July 31, 2012

44. Qualified Termination Administrtors (QTA)

    By Guest Midas, June 2, 2005
    • 8 replies
    • 3.4k views
    • 
    • AndyH
    • June 8, 2005

45. ERISA Outline Book Qrtly Update

    By blue, March 1, 2007
    • 8 replies
    • 1.6k views
    • 
    • Don Levit
    • March 2, 2007

46. Stumped on Plan Loan/Payroll Repayment Default Issue

    By ERISAatty, July 24, 2009
    • 8 replies
    • 7.6k views
    • 
    • Peter Gulia
    • July 28, 2009

47. Playing fast and loose with Catch-up?

    By Towanda, September 13, 2018
    • 8 replies
    • 2.3k views
    • 
    • Lou S.
    • September 14, 2018

48. EPCRS Missed Deferral Opportunity

    By austin3515, May 9, 2022
    • 8 replies
    • 794 views
    • 
    • Luke Bailey
    • May 11, 2022

49. Employee Irrevocable Election NOT to Participate - Hypothetical Questi

    By Guest glhotdog, May 14, 1999
    • 8 replies
    • 6.9k views
    • 
    • Guest
    • August 29, 2000

50. Fixing missed top-heavy contributions: OK to retroactively contribute

    By Hoard1, July 17, 2000
    • 8 replies
    • 3.6k views
    • 
    • Richard Anderson
    • July 23, 2000