401(k) Plans

19,320 topics in this forum

1. Omitted employee's contribution for last year and 8 months. How do we handle this?

   By Guest Dave Flora, September 2, 2004
   • 8 replies
   • 2k views
   • 
   • RCK
   • September 3, 2004

2. Employer Contributions - Timing of Deposits

   By Gadgetfreak, August 18, 2010
   • 8 replies
   • 3.9k views
   • 
   • ESOP Guy
   • February 21, 2011

3. Limit HCE's to 4% of pay

   By Jim Chad, June 19, 2013
   • 8 replies
   • 1.8k views
   • 
   • Tom Poje
   • June 20, 2013

4. HCE-only Discretionary Match with NHCE-only Safe Harbor

   By Plan Doc, November 18, 2020
   • 8 replies
   • 1.7k views
   • 
   • Plan Doc
   • November 20, 2020

5. Is there a reason to prefer a Roth IRA over a Roth 401(k)?

   By Peter Gulia, December 26, 2023
   • 8 replies
   • 1.1k views
   • 
   • Belgarath
   • January 4, 2024

6. BRF - Match Formula

   By Gilmore, January 19, 2016
   • 8 replies
   • 2.3k views
   • 
   • Gilmore
   • January 20, 2016

7. Plan Sponsor Reimbursement from Forfeiture Account

   By MarZDoates, August 6, 2019
   • 8 replies
   • 2.8k views
   • 
   • RPAS
   • August 9, 2019

8. allocation conditions for ps and match

   By pmacduff, February 18, 2014
   • 8 replies
   • 2k views
   • 
   • pmacduff
   • February 18, 2014

9. Max contributions for K1 partners

   By ratherbereading, January 14, 2020
   • 8 replies
   • 4.3k views
   • 
   • Luke Bailey
   • January 15, 2020

10. Transfer of assets to a new 401K plan provider/trustee

    By Guest B12751, January 4, 2002
    • 8 replies
    • 3.6k views
    • 
    • Jon Chambers
    • January 4, 2002

11. Safe Harbor Discontinuation

    By Guest korchnoy, February 26, 2008
    • 8 replies
    • 1.6k views
    • 
    • Guest
    • February 27, 2008

12. PS allocation compensation for the last 2 years...

    By Karoline Curran, September 11, 2018
    • 8 replies
    • 1.5k views
    • 
    • Karoline Curran
    • September 13, 2018

13. Failed ADP Test Without Correction

    By metsfan026, September 24, 2022
    • 8 replies
    • 2.1k views
    • 
    • Nate S
    • September 27, 2022

14. ADP Test - HCE Compensation of .01

    By PFranckowiak, March 5, 2010
    • 8 replies
    • 3.1k views
    • 
    • austin3515
    • March 9, 2010

15. Roth vs. Voluntary Contributions

    By thepensionmaven, February 10, 2017
    • 8 replies
    • 1.6k views
    • 
    • K2retire
    • February 15, 2017

16. Successor Plan Rules

    By ARPC, September 11, 2018   

    • new plan
    • termination
    • (and 1 more)

      Tagged with:

      • new plan
      • termination
      • bankruptcy
    • 8 replies
    • 2.7k views
    • 
    • Luke Bailey
    • September 13, 2018

17. life insurance in a plan

    By PensionNewbee, March 26, 2004
    • 8 replies
    • 1.6k views
    • 
    • Lame Duck
    • March 30, 2004

18. 401k withholding and rehires

    By CLE401kGuy, December 18, 2014
    • 8 replies
    • 3.2k views
    • 
    • Peter Gulia
    • December 30, 2014

19. 5500 Review Requirement Calls from Wharton Group

    By Francis, April 14, 2020
    • 8 replies
    • 2.8k views
    • 
    • Mike Preston
    • July 12, 2021

20. True-up Matching Contribution - Employment on Last Day Eligibility Requirement

    By rocknrolls2, October 9, 2009
    • 8 replies
    • 4.9k views
    • 
    • BG5150
    • October 12, 2009

21. HCE Parity Restoration – Whose advice do you value more?

    By Mark Whitelaw, June 13, 2012
    • 8 replies
    • 1.9k views
    • 
    • Mark Whitelaw
    • June 18, 2012

22. Hardship - Allowable?

    By bzorc, August 31, 2021
    • 8 replies
    • 2.1k views
    • 
    • BG5150
    • September 1, 2021

23. Perhaps Contrast Amongst Loans and Hardship Distributions; May Only Employed Participants Avail of Hardship Distributions?

    By Kent Allard, February 27, 2024
    • 8 replies
    • 1.5k views
    • 
    • Paul I
    • February 28, 2024

24. Can current participants be amended out of the plan

    By jkharvey, October 19, 2012
    • 8 replies
    • 2k views
    • 
    • ESOP Guy
    • March 5, 2013

25. Transition Safe Harbor 401k to solo 401k?

    By jpdrews, June 16, 2023
    • 8 replies
    • 1.6k views
    • 
    • jpdrews
    • June 21, 2023

26. deminimis ADP correction???

    By DMcGovern, February 19, 2013
    • 8 replies
    • 2.5k views
    • 
    • DMcGovern
    • February 20, 2013

27. Increasing participation of foreign nationals in 401(k) plans

    By Guest llerner, November 26, 1998
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • December 5, 1998

28. 415 and other limits

    By Guest Tesla, January 10, 2013
    • 8 replies
    • 2.7k views
    • 
    • BG5150
    • January 11, 2013

29. Top-heavy and catch up

    By Becky Schwing, May 4, 2022
    • 8 replies
    • 1.2k views
    • 
    • CuseFan
    • May 5, 2022

30. Terminating Safe Harbor Plan, Schedule C income

    By 401(k)athryn, November 3, 2016   

    • safe harbor
    • short plan year
    • (and 3 more)

      Tagged with:

      • safe harbor
      • short plan year
      • earned income
      • schedule c
      • plan termination
    • 8 replies
    • 1.8k views
    • 
    • ETA Consulting LLC
    • November 4, 2016

31. Top Heavy Test & Safe Harbor Plan

    By doombuggy, February 13, 2003
    • 8 replies
    • 3.4k views
    • 
    • Tom Poje
    • February 25, 2003

32. Last Man Standing

    By DTH, September 19, 2007
    • 8 replies
    • 1.7k views
    • 
    • Archimage
    • September 21, 2007

33. Rollover of Loan OUT of a Plan

    By Gadgetfreak, September 10, 2012
    • 8 replies
    • 7.3k views
    • 
    • Kevin C
    • September 11, 2012

34. 2 W-2's, 2 full deferrals in the same year

    By Jakyasar, September 26, 2020
    • 8 replies
    • 972 views
    • 
    • Jakyasar
    • September 29, 2020

35. Solo 401(k) for Spouses with Individual Companies?

    By Susan S., May 24, 2018
    • 8 replies
    • 1.9k views
    • 
    • Luke Bailey
    • May 25, 2018

36. Husband Wife Separate Businesses

    By K-t-F, September 19, 2006
    • 8 replies
    • 2k views
    • 
    • SteveH
    • September 20, 2006

37. general question about affiliated service

    By Lori H, October 17, 2007
    • 8 replies
    • 1.4k views
    • 
    • austin3515
    • October 19, 2007

38. Charging Fees to Terminated Participant Accounts

    By khn, May 30, 2014
    • 8 replies
    • 2.1k views
    • 
    • Kevin C
    • May 30, 2014

39. How flexible is "discretionary match"?

    By AKconsult, February 17, 2015
    • 8 replies
    • 3k views
    • 
    • LANDO
    • March 23, 2015

40. Catchups in Off Calendar Plan

    By Gilmore, November 21, 2020
    • 8 replies
    • 1.1k views
    • 
    • Kevin C
    • December 1, 2020

41. Well I just got burned again by another attorney

    By Guest dulan, August 22, 2007
    • 8 replies
    • 3.2k views
    • 
    • Guest
    • September 16, 2007

42. Safe Harbor - changed mind

    By Sully, December 15, 2010
    • 8 replies
    • 1.7k views
    • 
    • Sully
    • December 20, 2010

43. CARES Act loan repayments/deemed distribution

    By Ian, July 30, 2020
    • 8 replies
    • 1.5k views
    • 
    • Ian
    • July 31, 2020

44. Does 1-year break-in-service requirement as condition for distribution apply to a participant at early retirement date?

    By Guest Judy S, December 3, 2004
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • December 14, 2004

45. Hardship withdrawals

    By Guest LSULLIVAN, January 27, 2006
    • 8 replies
    • 2.6k views
    • 
    • saabraa
    • January 28, 2006

46. Can an EE pay in deferrals after their last check of the year has been processed?

    By Guest Ashlea, December 22, 2004
    • 8 replies
    • 1.4k views
    • 
    • Alf
    • December 23, 2004

47. Does this vesting schedule and definition of year of service satisfy ERISA requirements?

    By Guest MapleUno, February 4, 2005
    • 8 replies
    • 2.5k views
    • 
    • austin3515
    • February 8, 2005

48. Safe Harbor and permitted disparity

    By Chippy, January 12, 2010
    • 8 replies
    • 2.9k views
    • 
    • K2retire
    • January 12, 2010

49. Brokerage accounts and plan sponsor responsibility

    By ejohnke, August 29, 2023
    • 8 replies
    • 1.6k views
    • 
    • Peter Gulia
    • August 31, 2023

50. Maybe Notice of SH Match

    By DP, November 20, 2003
    • 8 replies
    • 1.6k views
    • 
    • Archimage
    • November 20, 2003