401(k) Plans

19,321 topics in this forum

1. Switch from Single Employer to One Participant Plan

   By 401kSteve, September 16, 2020
   • 4 replies
   • 731 views
   • 
   • 401kSteve
   • September 16, 2020

2. Error Found by Auditor

   By khn, September 16, 2020
   • 5 replies
   • 970 views
   • 
   • khn
   • September 17, 2020

3. MEP to SEP

   By justatester, September 14, 2020
   • 2 replies
   • 611 views
   • 
   • justatester
   • October 9, 2020

4. True Up Contribution

   By 52626, September 14, 2020
   • 2 replies
   • 875 views
   • 
   • MWeddell
   • September 15, 2020

5. Safe Harbor Match but no 401k deferred

   By Becky Schwing, September 14, 2020
   • 3 replies
   • 534 views
   • 
   • RatherBeGolfing
   • September 15, 2020

6. Hardship Withdrawal - Can this be done without directly involving my employer?

   By ufo9, September 14, 2020
   • 8 replies
   • 31k views
   • 
   • BG5150
   • September 16, 2020

7. Affiliated Service Groups - Current IRS Guidance??

   By kmhaab, September 10, 2020
   • 3 replies
   • 513 views
   • 
   • C. B. Zeller
   • September 14, 2020

8. Inadvertent Error on 404(a)(5) Notice

   By Molgilny89, September 9, 2020
   • 1 reply
   • 704 views
   • 
   • Lou S.
   • September 9, 2020

9. Participating Employers, employees and deferrals

   By Pammie57, September 9, 2020
   • 2 replies
   • 524 views
   • 
   • Mike Preston
   • September 10, 2020

10. Partner Deferred on Draw and has a loss for SE income

    By Pammie57, September 9, 2020
    • 1 reply
    • 643 views
    • 
    • Belgarath
    • September 9, 2020

11. 402(g) Violation?

    By Joe L, September 9, 2020   

    • 401k
    • testing
    • (and 1 more)

      Tagged with:

      • 401k
      • testing
      • 402(g)
    • 1 reply
    • 677 views
    • 
    • MWeddell
    • September 9, 2020

12. Key employee determination in a short plan year

    By SW77, September 9, 2020
    • 0 replies
    • 414 views
    • 
    • SW77
    • September 9, 2020

13. Maxing Annual Additions Plus Funding Backdoor Roth

    By AJC, September 8, 2020
    • 8 replies
    • 1.6k views
    • 
    • acm_acm
    • September 10, 2020

14. removal of participating employer who is no longer related

    By WCC, September 8, 2020
    • 3 replies
    • 1.5k views
    • 
    • Bill Presson
    • September 8, 2020

15. controlled group

    By Lou81, September 8, 2020   

    • controlled group
    • 5 replies
    • 779 views
    • 
    • Belgarath
    • September 10, 2020

16. Dumb question about top-heavy

    By thepensionmaven, September 4, 2020
    • 4 replies
    • 554 views
    • 
    • thepensionmaven
    • September 11, 2020

17. Start-up Credit SECURE

    By austin3515, September 3, 2020
    • 5 replies
    • 681 views
    • 
    • RatherBeGolfing
    • September 3, 2020

18. Adding Managed Accounts to Plan

    By khn, September 3, 2020
    • 4 replies
    • 543 views
    • 
    • Alonzo Church
    • September 8, 2020

19. Fixed Match-Amendment to remove

    By justatester, September 3, 2020
    • 8 replies
    • 1.6k views
    • 
    • Luke Bailey
    • September 9, 2020

20. ADP/ACP Test Improved By Corrected Data

    By Below Ground, September 2, 2020   

    • corrective distributions
    • data revisions
    • 2 replies
    • 653 views
    • 
    • Below Ground
    • September 3, 2020

21. Startup Safe Harbor Non-elective 401(k)

    By Gilmore, September 1, 2020
    • 1 reply
    • 483 views
    • 
    • Gilmore
    • September 1, 2020

22. Related Employer compensation

    By AKconsult, September 1, 2020
    • 1 reply
    • 599 views
    • 
    • Mike Preston
    • September 1, 2020

23. SECURE Act - Part-time employees and vesting

    By Lisa2005, August 31, 2020
    • 16 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • September 13, 2020

24. Sole Prop defers on draw, then has zero Sch. C income

    By Belgarath, August 31, 2020
    • 12 replies
    • 1.4k views
    • 
    • Bird
    • September 1, 2020

25. Short plan year, what hours to prorate?

    By BG5150, August 28, 2020
    • 7 replies
    • 1.5k views
    • 
    • Belgarath
    • September 1, 2020

26. ACP Test for Safe Harbor Match and Employee After-Tax

    By PensionPro, August 27, 2020
    • 11 replies
    • 5.9k views
    • 
    • Bill Presson
    • January 10, 2025

27. Mid year change to Safe Harbor matching plan - with a twist

    By Belgarath, August 27, 2020
    • 1 reply
    • 1.3k views
    • 
    • Luke Bailey
    • August 27, 2020

28. No social security number

    By 30Rock, August 26, 2020
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • September 7, 2020

29. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 495 views
    • 
    • ESOP Guy
    • August 26, 2020

30. Roth Deducted from Gross or Net Pretax

    By legort69, August 26, 2020
    • 2 replies
    • 581 views
    • 
    • RatherBeGolfing
    • August 26, 2020

31. Eligibility requirements for 401k

    By Pammie57, August 26, 2020
    • 8 replies
    • 1.3k views
    • 
    • Mike Preston
    • August 28, 2020

32. Deferrals withheld between MEP and Single Employer Plan

    By Purplemandinga, August 26, 2020
    • 5 replies
    • 740 views
    • 
    • Lou S.
    • August 26, 2020

33. Flexible vs Rigid Matches

    By austin3515, August 25, 2020
    • 23 replies
    • 9.4k views
    • 
    • anspai
    • June 28, 2022

34. MEPS/PEPS

    By austin3515, August 25, 2020
    • 21 replies
    • 2.1k views
    • 
    • austin3515
    • August 31, 2020

35. Life Insurance in 401k Plan

    By Ahuntingus, August 25, 2020
    • 1 reply
    • 631 views
    • 
    • Bill Presson
    • August 25, 2020

36. 2 Schedule C's - Can you have 2 Plans?

    By JMP, August 25, 2020
    • 3 replies
    • 681 views
    • 
    • Appleby
    • August 31, 2020

37. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 510 views
    • 
    • MWeddell
    • August 26, 2020

38. Tax withhholding versus 401k deferral on irregular pay

    By Pammie57, August 24, 2020
    • 1 reply
    • 409 views
    • 
    • Bird
    • August 25, 2020

39. Excluding Phantom Stock Distributions

    By Below Ground, August 21, 2020
    • 7 replies
    • 2.8k views
    • 
    • Luke Bailey
    • August 27, 2020

40. Employer match from multiple employers

    By AKconsult, August 21, 2020
    • 1 reply
    • 1.1k views
    • 
    • legort69
    • August 23, 2020

41. Plan Eligibility Change

    By TPA, August 20, 2020
    • 17 replies
    • 1.4k views
    • 
    • TPA
    • August 21, 2020

42. Partial Plan Termination and Rehires

    By Gruegen, August 18, 2020
    • 3 replies
    • 1.8k views
    • 
    • Dave Baker
    • August 20, 2020

43. RMD's

    By ICT_Bob, August 18, 2020   

    • 401k
    • rmds
    • 3 replies
    • 594 views
    • 
    • ESOP Guy
    • August 18, 2020

44. Beginner Question regarding which fund to choose and why it's important?

    By AlohaGuy, August 16, 2020   

    • 401k
    • funds
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • September 3, 2020

45. SHNE suspend and then reinstate in same plan year

    By DJL, August 13, 2020
    • 3 replies
    • 1.1k views
    • 
    • DJL
    • August 27, 2020

46. Late deposit during blackout

    By austin3515, August 12, 2020
    • 23 replies
    • 5.4k views
    • 
    • Peter Gulia
    • August 18, 2020

47. Start Up 3% Nonelective Safe Harbor

    By Gilmore, August 12, 2020
    • 11 replies
    • 2k views
    • 
    • Bill Presson
    • September 17, 2020

48. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 864 views
    • 
    • RatherBeGolfing
    • August 11, 2020

49. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.5k views
    • 
    • MWeddell
    • August 11, 2020

50. Top Heavy Allocation to Key Employees

    By NW529, August 10, 2020   

    • 401k
    • top heavy
    • (and 1 more)

      Tagged with:

      • 401k
      • top heavy
      • key employee
    • 16 replies
    • 1.6k views
    • 
    • BG5150
    • August 12, 2020