401(k) Plans

19,320 topics in this forum

1. Count $0 comp EE's

   By Guest swiantj, August 9, 2001
   • 8 replies
   • 1.8k views
   • 
   • GBurns
   • August 10, 2001

2. Loan Consolidation Question

   By Spencer, February 21, 2002
   • 8 replies
   • 5.9k views
   • 
   • Guest
   • April 8, 2002

3. Possible Late Deferrals in Large Plan

   By Lucky32, September 7, 2023
   • 8 replies
   • 1.8k views
   • 
   • Lucky32
   • September 8, 2023

4. Mandatory Roth Catchups

   By FishOn, September 22, 2025
   • 8 replies
   • 2.1k views
   • 
   • Paul I
   • September 25, 2025

5. Can Prior Year Safe Harbor be stopped for HCE?

   By TPApril, April 21, 2020
   • 8 replies
   • 1.3k views
   • 
   • Luke Bailey
   • April 22, 2020

6. Deferring 100% of comp. How to reconcile to plan doc?

   By BG5150, November 3, 2021
   • 8 replies
   • 1.6k views
   • 
   • Kevin C
   • November 10, 2021

7. Are ACP Safe Harbor Contributions subject to withdrawal & allocati

   By Guest patom, January 30, 2001
   • 8 replies
   • 2.6k views
   • 
   • Guest
   • February 5, 2001

8. Another Ineligible 401(k) Contribution Question

   By 401kAllTheWay, September 8, 2023   

   • correction method
   • 8 replies
   • 820 views
   • 
   • 401kAllTheWay
   • September 8, 2023

9. Is there such a thing . . .

   By Guest tintree73, January 27, 2004
   • 8 replies
   • 1.8k views
   • 
   • Guest
   • January 28, 2004

10. Roth IRA Rollover back into 401(k)

    By mlp0816, May 12, 2016   

    • Roth
    • 8 replies
    • 1.4k views
    • 
    • mlp0816
    • May 12, 2016

11. Coverage/Discrimination Testing for Profit Sharing Contribution?

    By SRNPEBT, October 7, 2015
    • 8 replies
    • 3.6k views
    • 
    • Bird
    • October 12, 2015

12. Alternative Investment

    By ejohnke, July 1, 2024
    • 8 replies
    • 1.3k views
    • 
    • Belgarath
    • July 3, 2024

13. Plan Aggregation

    By Guest Hgreer, November 15, 2013
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • November 19, 2013

14. Question about controlled groups

    By Guest ANON-MD, June 25, 2009
    • 8 replies
    • 1.3k views
    • 
    • Guest
    • June 26, 2009

15. Solo 401k w/ Missing 5500's for Many Years

    By austin3515, July 28, 2010
    • 8 replies
    • 2.7k views
    • 
    • Bird
    • July 29, 2010

16. Blackout Notice

    By OSU, December 30, 2017
    • 8 replies
    • 2.6k views
    • 
    • Pam Shoup
    • January 2, 2018

17. Hardship Distributions

    By Belgarath, June 29, 2023
    • 8 replies
    • 1.8k views
    • 
    • Peter Gulia
    • July 5, 2023

18. Definition of Comp & match

    By ombskid, April 29, 2008
    • 8 replies
    • 2.2k views
    • 
    • austin3515
    • May 5, 2008

19. Union Plan - Union Covers all Full-Time Ee;s

    By austin3515, October 27, 2012
    • 8 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • November 5, 2012

20. Decreasing Tiered Profit Sharing Formula

    By EagerToKnow, June 20, 2019
    • 8 replies
    • 1.1k views
    • 
    • shERPA
    • June 21, 2019

21. husband and wife - solo k plan

    By cpc0506, October 10, 2022
    • 8 replies
    • 1.3k views
    • 
    • Nate S
    • October 19, 2022

22. 401(k) to replace Simple IRA

    By Guest MrBoldman, February 7, 2005
    • 8 replies
    • 2.8k views
    • 
    • Appleby
    • February 11, 2005

23. Termination of Safe Harbor 401(k)

    By k man, March 5, 2007
    • 8 replies
    • 2.3k views
    • 
    • Jim Chad
    • March 9, 2007

24. In-Service Distribution

    By FishOn, December 12, 2022
    • 8 replies
    • 1.7k views
    • 
    • Bill Presson
    • December 13, 2022

25. Buy back - restoration

    By PMC, December 4, 2008
    • 8 replies
    • 1.6k views
    • 
    • BG5150
    • December 8, 2008

26. rule of parity

    By austin3515, June 25, 2009
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • June 29, 2009

27. Rehired Employee - “buy-back” of forfeited amounts

    By Nassau, December 6, 2011
    • 8 replies
    • 3.6k views
    • 
    • masteff
    • December 13, 2011

28. Hardship Withdrawal due to pandemic

    By sb0828, June 10, 2020
    • 8 replies
    • 2.4k views
    • 
    • Peter Gulia
    • June 11, 2020

29. Cross-Tested Plan w/ QNEC to Pass ADP Testing

    By austin3515, January 24, 2021
    • 8 replies
    • 2k views
    • 
    • C. B. Zeller
    • January 25, 2021

30. 401k

    By Guest Stras, June 7, 2001
    • 8 replies
    • 2.5k views
    • 
    • Guest
    • July 2, 2001

31. 401(k) Plan and Sole Proprietor

    By bzorc, August 1, 2006
    • 8 replies
    • 2k views
    • 
    • Guest
    • August 2, 2006

32. Uni-K to Corp 401(k) Plan

    By PMC, October 23, 2007
    • 8 replies
    • 2.1k views
    • 
    • austin3515
    • October 23, 2007

33. Payroll shifts from bi-weekly to monthly for person w/ loan

    By BG5150, September 19, 2008
    • 8 replies
    • 3.5k views
    • 
    • R. Butler
    • September 22, 2008

34. Multiple Match formulas

    By dmb, March 17, 2011
    • 8 replies
    • 3.1k views
    • 
    • Bill Presson
    • March 18, 2011

35. 11(g) amendment

    By Chippy, March 10, 2021
    • 8 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • August 13, 2021

36. Forfeiture Reversion to Employer (sort of) ?

    By legort69, November 7, 2018
    • 8 replies
    • 1.6k views
    • 
    • ERISAAPPLE
    • November 9, 2018

37. are flat fees reasonable

    By TPApril, April 17, 2014
    • 8 replies
    • 2.9k views
    • 
    • Kevin C
    • April 21, 2014

38. ASPA Question

    By stevena, August 12, 2003
    • 8 replies
    • 2.8k views
    • 
    • david rigby
    • August 12, 2003

39. Self Employment Income determination

    By Rose, September 11, 2023
    • 8 replies
    • 2.4k views
    • 
    • Zinco
    • August 5, 2025

40. Terminated Plan - final 5500

    By Florence, January 9, 2022
    • 8 replies
    • 1.4k views
    • 
    • Bird
    • January 11, 2022

41. Amount of Match Reduced By Profit Sharing Contribution?

    By KJohnson, February 2, 2000
    • 8 replies
    • 1.7k views
    • 
    • MWeddell
    • February 7, 2000

42. Short sponsor year and full plan year

    By Jakyasar, March 8, 2024
    • 8 replies
    • 1.2k views
    • 
    • Paul I
    • March 12, 2024

43. Minority Law partner and Self Employed consultant

    By RayJJohnsonJr, April 7, 2010
    • 8 replies
    • 1.5k views
    • 
    • Jim Chad
    • April 13, 2010

44. Need Straight Answers on HCE & Annual Addition Issues

    By Guest JBarn, November 29, 2000
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • December 12, 2000

45. QDRO where both are participants...

    By austin3515, May 9, 2011
    • 8 replies
    • 1.3k views
    • 
    • david rigby
    • May 10, 2011

46. True-Ups Due to Catch-Ups

    By 401 Chaos, November 19, 2013
    • 8 replies
    • 2.6k views
    • 
    • Kevin C
    • November 20, 2013

47. May a young child participate in a safe-harbor 401(k) retirement plan?

    By Peter Gulia, January 4, 2018
    • 8 replies
    • 2.8k views
    • 
    • Larry Starr
    • January 8, 2018

48. Prior Year Term and Profit Sharing Contribution

    By 401kQ's, August 1, 2018
    • 8 replies
    • 1.7k views
    • 
    • 401kQ's
    • August 2, 2018

49. Controlled Group ADP/ACP Testing

    By msmith, March 12, 2009
    • 8 replies
    • 9.4k views
    • 
    • Tom Poje
    • March 19, 2009

50. Rollover to a foreign country

    By Karoline Curran, September 19, 2018
    • 8 replies
    • 1.9k views
    • 
    • Larry Starr
    • October 1, 2018