401(k) Plans

19,320 topics in this forum

1. Document says all assets are held at this brokerage firm

   By Jim Chad, May 16, 2016
   • 8 replies
   • 978 views
   • 
   • austin3515
   • May 23, 2016

2. Form 5500 for 2000

   By Brenda Wren, January 21, 2000
   • 8 replies
   • 2.1k views
   • 
   • imchipbrown
   • February 8, 2000

3. Calculate an EBRA for a participant over Plan's Normal Retirement Age

   By Alex Daisy, January 26, 2009
   • 8 replies
   • 1.8k views
   • 
   • Tom Poje
   • January 29, 2009

4. Help - Misguided CPA!

   By Guest PLHart, September 29, 1999
   • 8 replies
   • 1.9k views
   • 
   • GBurns
   • October 22, 1999

5. ineligible solo 401k

   By Pixie, September 12, 2024
   • 8 replies
   • 1.1k views
   • 
   • Pixie
   • September 19, 2024

6. Company Stock Limits

   By Guest btooz, July 25, 2002
   • 8 replies
   • 2.2k views
   • 
   • RCK
   • July 31, 2002

7. Incorrect Elective Deferral

   By AAS2, February 23, 2017   

   • elective deferral
   • correction
   • (and 1 more)

     Tagged with:

     • elective deferral
     • correction
     • payroll period
   • 8 replies
   • 3.4k views
   • 
   • CuseFan
   • February 24, 2017

8. can we create a plan for 3 partners in 2019

   By thepensionmaven, December 3, 2019
   • 8 replies
   • 838 views
   • 
   • C. B. Zeller
   • December 5, 2019

9. Prohibited Transactions within a 401(k) Plan

   By Guest Jeramy P. Lembeck, January 30, 2000
   • 8 replies
   • 2.3k views
   • 
   • Scuba 401
   • February 8, 2000

10. Another LTPT Inquiry

    By thepensionmaven, June 27, 2025
    • 8 replies
    • 832 views
    • 
    • RatherBeGolfing
    • June 30, 2025

11. 401k deposit timeliness

    By Santo Gold, September 22, 2006
    • 8 replies
    • 3.6k views
    • 
    • austin3515
    • September 24, 2006

12. Compensation defined in a SPD

    By Guest rustymonty, March 23, 2005
    • 8 replies
    • 2.2k views
    • 
    • WDIK
    • March 25, 2005

13. 404 vs 415

    By Guest erepper, June 8, 2005
    • 8 replies
    • 1.7k views
    • 
    • Archimage
    • June 8, 2005

14. Schedule P - and the point is?

    By Brenda Wren, October 13, 2005
    • 8 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • October 14, 2005

15. Looking for tips designing 401(k) plan for typical small employer scen

    By Guest SBlack, January 12, 2001
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • January 18, 2001

16. Annuity Purchase Rates

    By austin3515, January 18, 2010
    • 8 replies
    • 4.1k views
    • 
    • Tom Poje
    • January 19, 2010

17. frozen 401k / loans & hardship distributions

    By KEM, September 15, 2021   

    • 401
    • 401 k
    • (and 11 more)

      Tagged with:

      • 401
      • 401 k
      • 401k
      • 401(k)
      • 401(k) loan
      • 401(k) plan
      • 401(k) withdrawals
      • hardship
      • loan
      • withdrawal
      • freeze
      • frozen
      • frozen plan
    • 8 replies
    • 2.2k views
    • 
    • Mike Preston
    • September 17, 2021

18. LLC / S Corp and the new PTET tax payment

    By DDB BN, January 11, 2022
    • 8 replies
    • 1.6k views
    • 
    • BG5150
    • January 14, 2022

19. Owner wants separate plan from union

    By Guest Bear, December 7, 2004
    • 8 replies
    • 2.8k views
    • 
    • SoCalActuary
    • December 8, 2004

20. key employee due to attribution

    By MJ Hartman, September 3, 2003
    • 8 replies
    • 3.4k views
    • 
    • Guest
    • September 4, 2003

21. J&S in a Profit Sharing Plan

    By 52626, April 22, 2014
    • 8 replies
    • 4.6k views
    • 
    • Guest
    • June 19, 2014

22. ADP Test - Potential Catch-up Contributions in Multiple Plans

    By PensionPro, July 20, 2021
    • 8 replies
    • 964 views
    • 
    • JackS
    • July 23, 2021

23. Last Day Rule

    By commishvp, February 9, 2007
    • 8 replies
    • 8.4k views
    • 
    • Guest
    • February 9, 2007

24. Money Purchase to 401k

    By Dazednconfused, January 18, 2010
    • 8 replies
    • 1.7k views
    • 
    • D Lewis
    • January 19, 2010

25. Discontinuing Safe Harbor Contributions

    By austin3515, March 18, 2020
    • 8 replies
    • 2.7k views
    • 
    • RatherBeGolfing
    • March 20, 2020

26. Ability to Repay Plan Loan or limiting loans based on P's salary

    By Casey, March 26, 2003
    • 8 replies
    • 1.3k views
    • 
    • Casey
    • March 27, 2003

27. Changing the match formula in mid-year

    By Santo Gold, March 23, 2005
    • 8 replies
    • 7.7k views
    • 
    • Kirk Maldonado
    • March 25, 2005

28. Safe Harbor 401-k

    By KevinMc, November 16, 2016
    • 8 replies
    • 1.2k views
    • 
    • KevinMc
    • November 18, 2016

29. 401(a)(17) - Application to Salary Reductions

    By Guest bjg, January 6, 1999
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • January 8, 1999

30. Top Paid Group Election

    By Rena Breeding, April 24, 2020
    • 8 replies
    • 2k views
    • 
    • Rena Breeding
    • May 1, 2020

31. Pre 59 1/2 in-service withdrawals from profit sharing plan

    By Guest JER57, August 22, 2013
    • 8 replies
    • 9.5k views
    • 
    • Kevin C
    • August 23, 2013

32. Exclusion OK?

    By austin3515, January 15, 2014
    • 8 replies
    • 1.4k views
    • 
    • GMK
    • January 16, 2014

33. Forfeitures Not Used for SH... BUT

    By austin3515, February 2, 2016
    • 8 replies
    • 1.4k views
    • 
    • AdKu
    • February 8, 2016

34. Excess Employer Contribution - Solo 401k

    By H2202, March 16, 2021
    • 8 replies
    • 1.6k views
    • 
    • Mike Preston
    • March 17, 2021

35. Failed ADP test

    By Guest velll, July 6, 2004
    • 8 replies
    • 2.5k views
    • 
    • Blinky the 3-eyed Fish
    • July 14, 2004

36. Contribution in year of termination

    By Guest esi-jht, June 29, 2006
    • 8 replies
    • 2.3k views
    • 
    • Locust
    • July 3, 2006

37. How to start a Roth 401 k with a partnership

    By Guest rydercurry@hotmail.com, September 25, 2007
    • 8 replies
    • 2.8k views
    • 
    • Guest
    • September 27, 2007

38. How do you correct an excess deposit to a deferral account?

    By Guest, February 21, 2001
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • February 22, 2001

39. Sole Proprietor

    By Guest robertcusick, December 15, 2009
    • 8 replies
    • 2.2k views
    • 
    • Guest
    • July 3, 2011

40. Jelly of the month 401(k)

    By Mr Bagwell, January 11, 2017
    • 8 replies
    • 1.2k views
    • 
    • Mr Bagwell
    • January 12, 2017

41. Rate of Match

    By Madison71, February 28, 2018
    • 8 replies
    • 947 views
    • 
    • mphs77
    • February 28, 2018

42. overdeposit of PS - de minimis refund?

    By TPApril, September 17, 2024
    • 8 replies
    • 755 views
    • 
    • Paul I
    • September 19, 2024

43. Forfeiture of residual vested balances

    By Guest kan, October 17, 2002
    • 8 replies
    • 3.3k views
    • 
    • Guest
    • October 18, 2002

44. Distributed more than vested balance......

    By K-t-F, January 9, 2004
    • 8 replies
    • 1.4k views
    • 
    • K-t-F
    • January 12, 2004

45. Incorrect Distribution - Participant Still Employed

    By Guest UKH, May 7, 2002
    • 8 replies
    • 2.5k views
    • 
    • Guest
    • May 8, 2002

46. Cross-Tested SafeHarbor 401(k)

    By Guest Fuzzy, December 12, 2002
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • December 18, 2002

47. Partnership rules for 402(g) - non-calendar Partner Year?

    By Guest Chaffee, July 7, 2004
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • July 13, 2004

48. Related Money Purchase Rollover in 401(k) Profit Sharing Plan

    By CLE401kGuy, January 16, 2014
    • 8 replies
    • 1.5k views
    • 
    • Bird
    • March 9, 2018

49. safe harbor match with HCE discretionary match

    By kgrant, August 6, 2018   

    • safe harbor
    • 8 replies
    • 3.1k views
    • 
    • kgrant
    • August 10, 2018

50. Investment Losses and 415 Refunds

    By Guest Luis G, January 8, 1999
    • 8 replies
    • 3.6k views
    • 
    • John A
    • March 29, 2001