401(k) Plans

19,334 topics in this forum

1. Refunds of Excess Aggregate Contributions

   By Gadgetfreak, February 20, 2011
   • 2 replies
   • 2.7k views
   • 
   • Tom Poje
   • February 21, 2011

2. Compensation limit and match

   By rlb64, March 1, 2005
   • 11 replies
   • 2.7k views
   • 
   • Blinky the 3-eyed Fish
   • March 2, 2005

3. Conflict of Interest

   By Guest ScottSRoenigk, November 22, 2002
   • 9 replies
   • 2.7k views
   • 
   • Guest
   • December 3, 2002

4. Solo 401k w/ Missing 5500's for Many Years

   By austin3515, July 28, 2010
   • 8 replies
   • 2.7k views
   • 
   • Bird
   • July 29, 2010

5. IRS Audit

   By John Feldt ERPA CPC QPA, January 24, 2007
   • 8 replies
   • 2.7k views
   • 
   • John Feldt ERPA CPC QPA
   • April 25, 2007

6. Maximum 402(g) limit and ADP

   By cathyw, February 1, 2007
   • 7 replies
   • 2.7k views
   • 
   • TLGeer
   • February 4, 2007

7. Crazy anti-alienation issue

   By ERISAatty, July 6, 2011
   • 6 replies
   • 2.7k views
   • 
   • mbozek
   • October 13, 2012

8. ADP/ACP testing

   By Guest Joanne Davey, March 4, 2003
   • 11 replies
   • 2.7k views
   • 
   • Tom Poje
   • September 5, 2003

9. 401(k) Hardship Withdrawals

   By Guest average_guy, January 23, 2002
   • 4 replies
   • 2.7k views
   • 
   • Guest
   • January 29, 2002

10. b 401(k) Plan moved to a Pooled Employer Plan

    By ROBERT R. GIORDANO, September 14, 2023   

    • i
    • 3 replies
    • 2.7k views
    • 
    • Terry Power
    • September 20, 2023

11. Top Heavy Determination

    By RPP2001, September 29, 2008
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • September 30, 2008

12. In-plan Roth: protected benefit and recordkeeping

    By Flyboyjohn, June 18, 2015
    • 1 reply
    • 2.7k views
    • 
    • Belgarath
    • June 22, 2015

13. 415 limits

    By Guest johng44, October 9, 2002
    • 8 replies
    • 2.7k views
    • 
    • Guest
    • October 11, 2002

14. ADP/ACP Prior Year Method

    By fiona1, September 29, 2004
    • 9 replies
    • 2.7k views
    • 
    • fiona1
    • September 30, 2004

15. Changing a Vesting Schedule

    By Guest Steve Nolan, November 11, 1998
    • 5 replies
    • 2.7k views
    • 
    • Guest
    • November 11, 1998

16. Discontinuance Charges deemed a contribution?

    By rblum50, January 11, 2012
    • 5 replies
    • 2.7k views
    • 
    • KJohnson
    • January 11, 2012

17. cont. to eligible key employee who worked less than 500 hours in top heavy plan

    By Lori H, January 8, 2004
    • 10 replies
    • 2.7k views
    • 
    • R. Butler
    • January 9, 2004

18. Loan fees in Amortization Schedule

    By Alex Daisy, January 12, 2009
    • 5 replies
    • 2.7k views
    • 
    • jpod
    • January 14, 2009

19. Merger of single employer 401(k) Plan into multiple employer 401(k)

    By Guest pensionadmin, March 10, 2002
    • 4 replies
    • 2.7k views
    • 
    • Guest
    • March 12, 2002

20. ERISA Recapture Accounts

    By austin3515, July 3, 2013
    • 1 reply
    • 2.7k views
    • 
    • austin3515
    • July 3, 2013

21. Failure to make timely corrective distribution for Excess Contribution

    By James Matt Ullakko, April 30, 2001
    • 7 replies
    • 2.7k views
    • 
    • James Matt Ullakko
    • May 9, 2001

22. How many § 401(a)-(k) plans cover no employee?

    By Peter Gulia, June 12, 2022
    • 17 replies
    • 2.7k views
    • 
    • chc93
    • June 17, 2022

23. Separate Catch up election required?

    By Guest jefe96, November 29, 2006
    • 3 replies
    • 2.7k views
    • 
    • Bird
    • November 30, 2006

24. QNEC – Grasping at Straws

    By buckaroo, November 4, 2008
    • 10 replies
    • 2.7k views
    • 
    • fiona1
    • November 5, 2008

25. Controlled groups and ADP/ACP testing methods

    By Guest lforesz, February 6, 2002
    • 6 replies
    • 2.7k views
    • 
    • Guest
    • February 20, 2002

26. Are 401k elective deferrals deducted as employer contributions on spon

    By David MacLennan, May 10, 2001
    • 2 replies
    • 2.7k views
    • 
    • alanm
    • May 14, 2001

27. Plan Effective Date

    By mming, October 23, 2007
    • 4 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • October 23, 2007

28. pro-rating limits -- company established 12/1/02, 401k plan effective

    By maverick, December 2, 2002
    • 13 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 5, 2002

29. Deadline Extension

    By Guest andmik, February 26, 2003
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • February 28, 2003

30. Bottom Up QNEC question

    By fiona1, April 28, 2005
    • 9 replies
    • 2.7k views
    • 
    • Blinky the 3-eyed Fish
    • May 3, 2005

31. Safe Harbor and an Annual Match - how to?

    By Guest scdgoofy, February 12, 2007
    • 11 replies
    • 2.7k views
    • 
    • 12AX7
    • February 13, 2007

32. Average Benefits Test

    By Guest guest809, January 24, 2013   

    • ABTABPT
    • coverage test
    • (and 3 more)

      Tagged with:

      • ABTABPT
      • coverage test
      • controlled group
      • merger
      • M/A
    • 1 reply
    • 2.7k views
    • 
    • ETA Consulting LLC
    • January 24, 2013

33. Loan as a rollover from one employer 401(k) to new er 401(k) plan

    By Guest pinsall, June 18, 2000
    • 7 replies
    • 2.7k views
    • 
    • Kirk Maldonado
    • June 21, 2000

34. imputed income and gross up

    By k man, November 22, 2005
    • 0 replies
    • 2.7k views
    • 
    • k man
    • November 22, 2005

35. 5500 COUNT ON FORM 5500

    By ratherbereading, June 15, 2016   

    • Form 5500; participant count
    • 2 replies
    • 2.7k views
    • 
    • Tom Poje
    • June 15, 2016

36. Deferrals Not Withheld From Pay

    By Guest ERead, November 16, 1998
    • 7 replies
    • 2.7k views
    • 
    • Guest
    • December 23, 2002

37. Weird Participant Loans

    By austin3515, November 21, 2002
    • 17 replies
    • 2.7k views
    • 
    • Guest
    • March 21, 2003

38. 2004 Payroll Error

    By Guest ActuaryWannabe, January 5, 2005
    • 13 replies
    • 2.7k views
    • 
    • Guest
    • January 6, 2005

39. SH Match - calling all, especially Tom Poje

    By Blinky the 3-eyed Fish, December 2, 2008
    • 13 replies
    • 2.7k views
    • 
    • K2retire
    • December 25, 2008

40. Second 401k Loan and Vested Balance

    By Greygoose, April 13, 2024
    • 4 replies
    • 2.7k views
    • 
    • ESOP Guy
    • April 15, 2024

41. ACP Failure, but match not made yet

    By BG5150, March 10, 2010
    • 10 replies
    • 2.7k views
    • 
    • rcline46
    • July 23, 2010

42. Safe Harbor 401(k) for Sole Proprietor

    By MarZDoates, January 31, 2003
    • 5 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 31, 2003

43. Last minute 401k

    By Santo Gold, December 19, 2005
    • 9 replies
    • 2.7k views
    • 
    • R. Butler
    • January 5, 2006

44. Permissive Aggregation for coverage testing

    By Guest cxs, May 21, 2014
    • 1 reply
    • 2.7k views
    • 
    • MWeddell
    • May 22, 2014

45. Electing current year ADP testing

    By Guest Willy235, March 1, 2002
    • 4 replies
    • 2.7k views
    • 
    • wmyer
    • November 19, 2002

46. Effectively connected income

    By John A, April 7, 2003
    • 0 replies
    • 2.7k views
    • 
    • John A
    • April 7, 2003

47. "frozen" plan

    By stevena, July 27, 2004
    • 7 replies
    • 2.7k views
    • 
    • stevena
    • August 5, 2004

48. Employer initiated terminations that lead to partial plan termination?

    By Guest 410b, November 4, 2009
    • 9 replies
    • 2.7k views
    • 
    • Guest
    • November 5, 2009

49. Is a Safe Harbor QACA Match of 100% of 6% OK?

    By Anagoge, January 30, 2020
    • 2 replies
    • 2.7k views
    • 
    • Anagoge
    • February 4, 2020

50. 401k Plan vs. 403(b) for a non-profit organization

    By Pammie57, January 20, 2022
    • 9 replies
    • 2.7k views
    • 
    • jsample
    • February 2, 2022