401(k) Plans

19,275 topics in this forum

1. Amend for Safe Harbor Non-elective

   By Guest MEWilson, January 14, 2004
   • 8 replies
   • 1.2k views
   • 
   • Guest
   • January 16, 2004

2. 401k and DB Plan. Which contribution reduces compensation first?

   By KevinO, October 4, 2017   

   • db plan
   • 401k
   • (and 1 more)

     Tagged with:

     • db plan
     • 401k
     • compensation
   • 8 replies
   • 1.7k views
   • 
   • Mike Preston
   • December 6, 2017

3. Distributions during plan termination

   By Guest ksumner, July 20, 1999
   • 8 replies
   • 2.9k views
   • 
   • david rigby
   • July 31, 1999

4. Cash vs Accrual Accounting

   By Guest TBick, January 12, 2002
   • 8 replies
   • 12.5k views
   • 
   • Archimage
   • January 30, 2002

5. offering hedge funds in a 401k

   By Guest xerty, June 8, 2008
   • 8 replies
   • 4.8k views
   • 
   • austin3515
   • February 6, 2013

6. Merging MP and PS Plans

   By MBCarey, July 30, 2003
   • 8 replies
   • 1.4k views
   • 
   • E as in ERISA
   • July 30, 2003

7. Is a Top heavy contrib needed?

   By BG5150, February 19, 2007
   • 8 replies
   • 1.7k views
   • 
   • TPAnnie
   • February 25, 2007

8. Per Pay Period Comp, Safe Harbor Match, and True-up

   By 401king, May 7, 2009
   • 8 replies
   • 4.3k views
   • 
   • John Feldt ERPA CPC QPA
   • May 11, 2009

9. Is payroll end plan-year considered "calendar-year"?

   By Guest nmendicott, May 18, 2010
   • 8 replies
   • 2.4k views
   • 
   • david rigby
   • May 18, 2010

10. 401k deferral

    By Gary, September 8, 2010
    • 8 replies
    • 3.5k views
    • 
    • QDROphile
    • September 10, 2010

11. Beneficiary Is Minor Child

    By austin3515, May 6, 2014
    • 8 replies
    • 18.6k views
    • 
    • JulesInCNY
    • June 21, 2024

12. A 401(k) Plan covers only the employees of a subsidiary. The corporat

    By John A, March 19, 2001
    • 8 replies
    • 1.7k views
    • 
    • RCK
    • March 21, 2001

13. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.5k views
    • 
    • shERPA
    • July 15, 2015

14. Vesting question

    By FJR, May 25, 2004
    • 8 replies
    • 1.6k views
    • 
    • david rigby
    • May 25, 2004

15. Safe Harbor 401(k) Doc issue

    By goldtpa, August 10, 2006
    • 8 replies
    • 2.5k views
    • 
    • Tom Poje
    • August 15, 2006

16. Mutliple Employer 401(k) Plan Advantages

    By Guest STP20004, March 14, 2007
    • 8 replies
    • 1.6k views
    • 
    • Guest
    • March 15, 2007

17. Participant loan has to be less than 50% of vested balance?

    By Guest Lin, May 8, 2009
    • 8 replies
    • 2.7k views
    • 
    • J Simmons
    • May 8, 2009

18. Top Heavy Test, Key in current plan year, but not last year.

    By Jean, April 10, 2001
    • 8 replies
    • 1.8k views
    • 
    • david rigby
    • April 12, 2001

19. Can MDs keep their plan after moving employees to ASG?

    By drakecohen, January 26, 2015
    • 8 replies
    • 1.1k views
    • 
    • K2retire
    • January 28, 2015

20. Multiple employer plan - what's with that?

    By SMB, August 20, 2001
    • 8 replies
    • 2.1k views
    • 
    • Kirk Maldonado
    • August 23, 2001

21. Plan Sponsor Question re late deposit of deferrals

    By Guest MaryMac, August 7, 2007
    • 8 replies
    • 1.6k views
    • 
    • austin3515
    • August 13, 2007

22. EPCRS

    By Guest nmyers, March 23, 2010
    • 8 replies
    • 1.4k views
    • 
    • jpod
    • March 23, 2010

23. Recordkeeping Fees

    By Kent, May 16, 2015   

    • Fees
    • 8 replies
    • 2.4k views
    • 
    • ESOP Guy
    • May 18, 2015

24. Safe Harbor Design

    By mming, August 20, 2001
    • 8 replies
    • 2.5k views
    • 
    • Tom Poje
    • August 23, 2001

25. Orphan Match / Individual 402g Limit

    By austin3515, December 1, 2021
    • 8 replies
    • 1.5k views
    • 
    • austin3515
    • December 13, 2022

26. final 401(k) regs -- plan doc

    By Guest britneyspears, June 16, 2005
    • 8 replies
    • 2.1k views
    • 
    • sloble@crowleyfleck.com
    • October 3, 2005

27. Eligibility

    By Guest elang, September 1, 2011
    • 8 replies
    • 1.5k views
    • 
    • ESOP Guy
    • September 1, 2011

28. 415 Limit

    By John A, April 1, 2003
    • 8 replies
    • 3.2k views
    • 
    • Guest
    • June 11, 2003

29. Safe Harbor Plan--What testing is needed?

    By sloble@crowleyfleck.com, May 25, 2004
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • May 26, 2004

30. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 2.2k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

31. Fixed Match-Amendment to remove

    By justatester, September 3, 2020
    • 8 replies
    • 1.6k views
    • 
    • Luke Bailey
    • September 9, 2020

32. ACP prior year test w/ no prior year match

    By Guest tmills, January 26, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • January 28, 2010

33. 404(c)

    By k man, June 19, 2001
    • 8 replies
    • 2.5k views
    • 
    • k man
    • June 25, 2001

34. Benefits, rights and features

    By Randy Watson, September 11, 2006
    • 8 replies
    • 1.9k views
    • 
    • Randy Watson
    • September 12, 2006

35. Change in hours required for vesting

    By 401(k)athryn, June 27, 2018   

    • vesting
    • 8 replies
    • 1.3k views
    • 
    • Sellarsian
    • June 29, 2018

36. Options for HCEs

    By Guest Curiousgeorge, September 10, 2013
    • 8 replies
    • 2.7k views
    • 
    • GMK
    • September 10, 2013

37. LLC Taxed as a Partnership - Prefunding Contributions

    By emmetttrudy, March 28, 2011
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • June 16, 2011

38. Requirement of Excess Deferral distributed from deferral source?

    By Guest andmik, February 28, 2001
    • 8 replies
    • 2.3k views
    • 
    • R. Butler
    • December 7, 2001

39. Former member of multiple-employer plan

    By Brenda Wren, October 1, 2001
    • 8 replies
    • 2.2k views
    • 
    • GBurns
    • October 4, 2001

40. Eligibility - When does a Participant Enter

    By 52626, March 22, 2019
    • 8 replies
    • 3.2k views
    • 
    • Tom Poje
    • March 25, 2019

41. Does anyone have plans with two different vesting schedules going -- o

    By Guest MMorgan, October 8, 1998
    • 8 replies
    • 4k views
    • 
    • PMC
    • February 26, 2001

42. Controlled Group/Participating Employers

    By Deaconmomma, June 7, 2016
    • 8 replies
    • 3k views
    • 
    • Mike Preston
    • June 9, 2016

43. IRS Audit

    By John Feldt ERPA CPC QPA, January 24, 2007
    • 8 replies
    • 2.7k views
    • 
    • John Feldt ERPA CPC QPA
    • April 25, 2007

44. Asset Protection / Bankruptcy / Creditor Claims

    By austin3515, October 7, 2014
    • 8 replies
    • 1.3k views
    • 
    • austin3515
    • October 7, 2014

45. LTPT YOS credits under age 21

    By pmacduff, October 3, 2023
    • 8 replies
    • 1.6k views
    • 
    • pmacduff
    • October 9, 2023

46. How does a client handle an ineligible Hardship Request?

    By effingeh, October 7
    • 8 replies
    • 830 views
    • 
    • C. B. Zeller
    • October 9

47. Top Heavy plan excludes HCEs, no profit sharing, but what if an HCE is non-key?

    By Tom, May 23, 2023
    • 8 replies
    • 2.4k views
    • 
    • CuseFan
    • May 23, 2023

48. ADP/ACP testing

    By betheeg, October 5, 2006
    • 8 replies
    • 3.6k views
    • 
    • Tom Poje
    • October 11, 2006

49. Withholding & Distributions

    By Guest stevena1, February 20, 2007
    • 8 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • February 23, 2007

50. Death of 401ks...Again and Again.

    By goldtpa, May 9, 2017
    • 8 replies
    • 1.3k views
    • 
    • Belgarath
    • May 12, 2017