401(k) Plans

19,320 topics in this forum

1. 401k <> safe harbor eligibilty

   By TPApril, May 16, 2023
   • 8 replies
   • 778 views
   • 
   • EBP
   • May 17, 2023

2. URGENT! New Safe Harbor Plan Establishment Deadline

   By Guest bariww, September 30, 2008
   • 8 replies
   • 2.5k views
   • 
   • Guest
   • September 30, 2008

3. company wants to add LLC to current 401(k)

   By Lori H, December 11, 2008
   • 8 replies
   • 2.3k views
   • 
   • K2retire
   • December 19, 2008

4. "true up" for self employed

   By JButtrick, November 20, 2014
   • 8 replies
   • 1.9k views
   • 
   • Craig Garner
   • November 21, 2014

5. last day provision

   By EBDI, September 3, 2015
   • 8 replies
   • 1.7k views
   • 
   • rcline46
   • September 8, 2015

6. Contingent benefit rule

   By Luke Bailey, October 5, 2018
   • 8 replies
   • 3.2k views
   • 
   • Luke Bailey
   • October 9, 2018

7. Loans and a Safe Harbor plan

   By 52626, October 17, 2013
   • 8 replies
   • 5.3k views
   • 
   • Bird
   • October 21, 2013

8. Financial Advice - who can be billed for this service?

   By Guest jhilliard, January 14, 2004
   • 8 replies
   • 2.3k views
   • 
   • Guest
   • January 26, 2004

9. Rollovers of Participant Loans

   By austin3515, November 15, 2012
   • 8 replies
   • 3.2k views
   • 
   • jpod
   • November 16, 2012

10. Two matches

    By MGOAdmin, November 28, 2018   

    • match
    • last day
    • 8 replies
    • 1k views
    • 
    • chc93
    • November 30, 2018

11. ERISA prohibition against free riding

    By fidu, July 31, 2002
    • 8 replies
    • 2.3k views
    • 
    • mbozek
    • September 16, 2002

12. Amend for Safe Harbor Non-elective

    By Guest MEWilson, January 14, 2004
    • 8 replies
    • 1.2k views
    • 
    • Guest
    • January 16, 2004

13. 401k and DB Plan. Which contribution reduces compensation first?

    By KevinO, October 4, 2017   

    • db plan
    • 401k
    • (and 1 more)

      Tagged with:

      • db plan
      • 401k
      • compensation
    • 8 replies
    • 1.7k views
    • 
    • Mike Preston
    • December 6, 2017

14. Distributions during plan termination

    By Guest ksumner, July 20, 1999
    • 8 replies
    • 3k views
    • 
    • david rigby
    • July 31, 1999

15. Cash vs Accrual Accounting

    By Guest TBick, January 12, 2002
    • 8 replies
    • 12.6k views
    • 
    • Archimage
    • January 30, 2002

16. offering hedge funds in a 401k

    By Guest xerty, June 8, 2008
    • 8 replies
    • 4.9k views
    • 
    • austin3515
    • February 6, 2013

17. Merging MP and PS Plans

    By MBCarey, July 30, 2003
    • 8 replies
    • 1.4k views
    • 
    • E as in ERISA
    • July 30, 2003

18. Is a Top heavy contrib needed?

    By BG5150, February 19, 2007
    • 8 replies
    • 1.7k views
    • 
    • TPAnnie
    • February 25, 2007

19. Per Pay Period Comp, Safe Harbor Match, and True-up

    By 401king, May 7, 2009
    • 8 replies
    • 4.4k views
    • 
    • John Feldt ERPA CPC QPA
    • May 11, 2009

20. Is payroll end plan-year considered "calendar-year"?

    By Guest nmendicott, May 18, 2010
    • 8 replies
    • 3k views
    • 
    • david rigby
    • May 18, 2010

21. 401k deferral

    By Gary, September 8, 2010
    • 8 replies
    • 3.5k views
    • 
    • QDROphile
    • September 10, 2010

22. Beneficiary Is Minor Child

    By austin3515, May 6, 2014
    • 8 replies
    • 19.3k views
    • 
    • JulesInCNY
    • June 21, 2024

23. A 401(k) Plan covers only the employees of a subsidiary. The corporat

    By John A, March 19, 2001
    • 8 replies
    • 1.7k views
    • 
    • RCK
    • March 21, 2001

24. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.6k views
    • 
    • shERPA
    • July 15, 2015

25. Vesting question

    By FJR, May 25, 2004
    • 8 replies
    • 1.6k views
    • 
    • david rigby
    • May 25, 2004

26. Safe Harbor 401(k) Doc issue

    By goldtpa, August 10, 2006
    • 8 replies
    • 2.5k views
    • 
    • Tom Poje
    • August 15, 2006

27. Mutliple Employer 401(k) Plan Advantages

    By Guest STP20004, March 14, 2007
    • 8 replies
    • 1.6k views
    • 
    • Guest
    • March 15, 2007

28. Participant loan has to be less than 50% of vested balance?

    By Guest Lin, May 8, 2009
    • 8 replies
    • 2.9k views
    • 
    • J Simmons
    • May 8, 2009

29. Top Heavy Test, Key in current plan year, but not last year.

    By Jean, April 10, 2001
    • 8 replies
    • 1.8k views
    • 
    • david rigby
    • April 12, 2001

30. Can MDs keep their plan after moving employees to ASG?

    By drakecohen, January 26, 2015
    • 8 replies
    • 1.2k views
    • 
    • K2retire
    • January 28, 2015

31. Multiple employer plan - what's with that?

    By SMB, August 20, 2001
    • 8 replies
    • 2.1k views
    • 
    • Kirk Maldonado
    • August 23, 2001

32. Plan Sponsor Question re late deposit of deferrals

    By Guest MaryMac, August 7, 2007
    • 8 replies
    • 1.6k views
    • 
    • austin3515
    • August 13, 2007

33. EPCRS

    By Guest nmyers, March 23, 2010
    • 8 replies
    • 1.4k views
    • 
    • jpod
    • March 23, 2010

34. Recordkeeping Fees

    By Kent, May 16, 2015   

    • Fees
    • 8 replies
    • 2.4k views
    • 
    • ESOP Guy
    • May 18, 2015

35. Safe Harbor Design

    By mming, August 20, 2001
    • 8 replies
    • 2.5k views
    • 
    • Tom Poje
    • August 23, 2001

36. Orphan Match / Individual 402g Limit

    By austin3515, December 1, 2021
    • 8 replies
    • 1.6k views
    • 
    • austin3515
    • December 13, 2022

37. final 401(k) regs -- plan doc

    By Guest britneyspears, June 16, 2005
    • 8 replies
    • 2.1k views
    • 
    • sloble@crowleyfleck.com
    • October 3, 2005

38. Eligibility

    By Guest elang, September 1, 2011
    • 8 replies
    • 1.5k views
    • 
    • ESOP Guy
    • September 1, 2011

39. 415 Limit

    By John A, April 1, 2003
    • 8 replies
    • 3.3k views
    • 
    • Guest
    • June 11, 2003

40. Safe Harbor Plan--What testing is needed?

    By sloble@crowleyfleck.com, May 25, 2004
    • 8 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • May 26, 2004

41. Earnings in Forfeiture Account

    By CarolC, July 2, 2020   

    • forfeiture
    • prohibited transaction
    • 8 replies
    • 2.4k views
    • 
    • Kimberly Valentine-Pierrot
    • August 11, 2020

42. Fixed Match-Amendment to remove

    By justatester, September 3, 2020
    • 8 replies
    • 1.6k views
    • 
    • Luke Bailey
    • September 9, 2020

43. ACP prior year test w/ no prior year match

    By Guest tmills, January 26, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • January 28, 2010

44. 404(c)

    By k man, June 19, 2001
    • 8 replies
    • 2.6k views
    • 
    • k man
    • June 25, 2001

45. Benefits, rights and features

    By Randy Watson, September 11, 2006
    • 8 replies
    • 2k views
    • 
    • Randy Watson
    • September 12, 2006

46. Change in hours required for vesting

    By 401(k)athryn, June 27, 2018   

    • vesting
    • 8 replies
    • 1.4k views
    • 
    • Sellarsian
    • June 29, 2018

47. Options for HCEs

    By Guest Curiousgeorge, September 10, 2013
    • 8 replies
    • 2.8k views
    • 
    • GMK
    • September 10, 2013

48. LLC Taxed as a Partnership - Prefunding Contributions

    By emmetttrudy, March 28, 2011
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • June 16, 2011

49. Requirement of Excess Deferral distributed from deferral source?

    By Guest andmik, February 28, 2001
    • 8 replies
    • 2.3k views
    • 
    • R. Butler
    • December 7, 2001

50. Former member of multiple-employer plan

    By Brenda Wren, October 1, 2001
    • 8 replies
    • 2.2k views
    • 
    • GBurns
    • October 4, 2001