401(k) Plans

19,337 topics in this forum

1. HCE Limitations

   By Jilliandiz, October 21, 2004
   • 10 replies
   • 2.6k views
   • 
   • jquazza
   • October 23, 2004

2. Multiple employer plan and Safe Harbor

   By PMC, June 29, 2006
   • 8 replies
   • 2.6k views
   • 
   • QDROphile
   • July 12, 2006

3. Safe Harbor Notice Requirements

   By metsfan026, November 15, 2021
   • 13 replies
   • 2.6k views
   • 
   • Belgarath
   • November 19, 2021

4. Can you exclude refunded deferrals from account balances for calculati

   By Guest pension222, April 26, 2001
   • 7 replies
   • 2.6k views
   • 
   • Medusa
   • April 30, 2001

5. Excluding a NHCE from safe harbor

   By Tom, January 31, 2018
   • 3 replies
   • 2.6k views
   • 
   • ERISA1
   • February 6, 2018

6. 3rd Party Sick Pay

   By Guest Mike Schwing, May 21, 2003
   • 2 replies
   • 2.6k views
   • 
   • Guest
   • May 24, 2003

7. Account title for individual 401K plans

   By vacat, January 26, 2021
   • 9 replies
   • 2.6k views
   • 
   • vacat
   • January 30, 2021

8. Annual additions

   By Guest bdm_7458, November 13, 2008
   • 12 replies
   • 2.6k views
   • 
   • austin3515
   • November 15, 2008

9. Forced Cashout of Required Minimum Distribution

   By Guest PenGuy, December 8, 2003
   • 2 replies
   • 2.6k views
   • 
   • QDROphile
   • December 8, 2003

10. Age Weighted/SH 401K

    By K-t-F, August 6, 2004
    • 6 replies
    • 2.6k views
    • 
    • K-t-F
    • August 7, 2004

11. ADP - No NHCE's - Prior Year Method

    By fiona1, January 14, 2005
    • 3 replies
    • 2.6k views
    • 
    • pmacduff
    • February 16, 2005

12. Hardship withdrawals

    By Guest LSULLIVAN, January 27, 2006
    • 8 replies
    • 2.6k views
    • 
    • saabraa
    • January 28, 2006

13. PPA Restatement Fees

    By austin3515, May 13, 2014
    • 2 replies
    • 2.6k views
    • 
    • BG5150
    • September 10, 2014

14. Late deposits on match made each payroll

    By Guest Peggy806, February 18, 2009
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • February 23, 2009

15. Husband & Wife Solo PS Allocation

    By Basically, August 26, 2025
    • 7 replies
    • 2.6k views
    • 
    • Jakyasar
    • August 26, 2025

16. Revenue Sharing Payments

    By HarleyBabe, April 4, 2019
    • 6 replies
    • 2.6k views
    • 
    • FPGuy
    • April 5, 2019

17. Cost Basis - Stock - Unitized Fund

    By CO Bank, October 5, 2006
    • 0 replies
    • 2.6k views
    • 
    • CO Bank
    • October 5, 2006

18. Vesting on added Profit Sharing Plan

    By Topps_52311, December 5, 2017
    • 12 replies
    • 2.6k views
    • 
    • Topps_52311
    • December 8, 2017

19. Discrimination Tests & HCE definitions

    By pmacduff, August 25, 2003
    • 9 replies
    • 2.6k views
    • 
    • Guest
    • January 17, 2004

20. Safe Harbor Notice Requirement

    By Guest justbetmd, September 21, 2006
    • 2 replies
    • 2.6k views
    • 
    • Kevin C
    • September 22, 2006

21. Layoff - vesting requirement under 401(k) Plan

    By Guest benefitsanalyst, March 30, 2001
    • 3 replies
    • 2.6k views
    • 
    • david rigby
    • March 30, 2001

22. Temporary Employee Hired Full-Time

    By austin3515, September 22, 2004
    • 4 replies
    • 2.6k views
    • 
    • mbozek
    • September 23, 2004

23. Involuntary rollovers from terminated 401(k) plan to IRA established w

    By Guest Norma Sharara, April 24, 2001
    • 2 replies
    • 2.6k views
    • 
    • Earl
    • April 30, 2001

24. Employer canceled the 401k

    By Guest Tboyle, November 14, 1998
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 20, 1998

25. Hardship distributions-- what are "other events provided for in r

    By Guest Milt Colegrove, August 19, 1999
    • 4 replies
    • 2.6k views
    • 
    • MWeddell
    • September 1, 1999

26. Loans and Cure Period

    By Alex Daisy, June 20, 2011
    • 1 reply
    • 2.6k views
    • 
    • Bird
    • June 20, 2011

27. Missing Participants

    By Guest AdminFL, October 12, 2001
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • October 31, 2001

28. Bermuda plan administered in US?

    By Guest jhilliard, October 24, 2003
    • 7 replies
    • 2.6k views
    • 
    • Guest
    • November 5, 2003

29. 401(a)(17) & EGTRRA

    By Guest Donkey Kong, June 4, 2002
    • 8 replies
    • 2.6k views
    • 
    • mbozek
    • June 6, 2002

30. deadline to set up 401(k) Plan

    By Earl, December 13, 2007
    • 7 replies
    • 2.6k views
    • 
    • Guest
    • December 14, 2007

31. treatment of former employees

    By Guest Charlie Stevens, April 20, 1999
    • 6 replies
    • 2.6k views
    • 
    • david shipp
    • April 21, 1999

32. 401(k) PS & ESOP Plan - whose contribution?

    By Guest SuzieQNEC, March 9, 2009
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • April 9, 2009

33. Max S/E Contributions in a DC plan; OK to put in 402(g) limit PLUS 25% of adjusted SE comp?

    By Guest chris4013, September 22, 2003
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • September 23, 2003

34. In-service withdrawal for short-term disability

    By cwallace, March 31, 2021
    • 3 replies
    • 2.6k views
    • 
    • CuseFan
    • March 31, 2021

35. Does your company charge participants an administrative fee for loans?

    By Guest Tammie Palchanes, February 22, 2000
    • 4 replies
    • 2.6k views
    • 
    • rcline46
    • February 25, 2000

36. 401(k)(10) regulations

    By Guest PGH.ERISA, March 18, 2008
    • 1 reply
    • 2.6k views
    • 
    • J Simmons
    • March 21, 2008

37. Safe Harbor cont & half year comp

    By Guest DazedAndConfused, August 1, 2006
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • August 4, 2006

38. Cross Tested Safe Harbor 401k Plan

    By Guest TAG, December 11, 2002
    • 10 replies
    • 2.6k views
    • 
    • Tom Poje
    • January 7, 2003

39. ADP/ACP Shifting - Prior Year Testing

    By Lou S., March 4, 2015
    • 6 replies
    • 2.6k views
    • 
    • BG5150
    • March 5, 2015

40. For Testing & Determining HCE - Does Comp Definition include W-2 and 1099 or just W-2?

    By AContreras, March 9, 2015   

    • Determining HCE
    • 10 replies
    • 2.6k views
    • 
    • hr for me
    • March 10, 2015

41. Mandatory Victims Restitution Act "MVRA" of 1996

    By Guest Tim Breedlove, October 19, 2001
    • 0 replies
    • 2.6k views
    • 
    • Guest
    • October 19, 2001

42. CARES Act

    By Ian, March 29, 2020
    • 37 replies
    • 2.6k views
    • 
    • Belgarath
    • April 1, 2020

43. Top Heavy; Safe Harbor excludes HCEs

    By Tom, August 17, 2018
    • 4 replies
    • 2.6k views
    • 
    • justanotheradmin
    • August 20, 2018

44. Safe Harbor and Otherwise Excludable

    By PMC, December 6, 2010
    • 6 replies
    • 2.6k views
    • 
    • DMcGovern
    • December 7, 2010

45. Offering plan to corporation under common control

    By Guest Buzzman, July 11, 2008
    • 13 replies
    • 2.6k views
    • 
    • Guest
    • July 16, 2008

46. 5% Owner Definition - Key Employee

    By MarZDoates, August 30, 2004
    • 2 replies
    • 2.6k views
    • 
    • MarZDoates
    • August 30, 2004

47. Can match formula be independent of amount of deferral?

    By John A, March 30, 2001
    • 12 replies
    • 2.6k views
    • 
    • Guest
    • April 1, 2001

48. Hardship for a home, but falls through

    By austin3515, April 1, 2011
    • 4 replies
    • 2.6k views
    • 
    • masteff
    • April 6, 2011

49. US Citizen employee of foreign company based overseas

    By LFB-Singapore, June 23, 2015
    • 1 reply
    • 2.6k views
    • 
    • Flyboyjohn
    • June 23, 2015

50. Basic Plan Document vs. Adoption Agreement?

    By EBP Guy, March 25, 2024
    • 1 reply
    • 2.6k views
    • 
    • CuseFan
    • March 25, 2024