401(k) Plans

19,275 topics in this forum

1. Timing of Mega Backdoor Roth

   By metsfan026, August 22
   • 4 replies
   • 2.5k views
   • 
   • Peter Gulia
   • August 26

2. Safe Harbor 401k entry date requirements

   By Dazednconfused, November 9, 2009
   • 5 replies
   • 2.5k views
   • 
   • J Simmons
   • November 10, 2009

3. Safe Harbor Mid-Year Change (Match to Nonelective)

   By PJ2009, April 27, 2009
   • 3 replies
   • 2.5k views
   • 
   • PJ2009
   • April 28, 2009

4. 401k Loan Defaulted due to EMPLOYER/SPONSOR inablility to administer l

   By Guest 401khelp, November 12, 2002
   • 6 replies
   • 2.5k views
   • 
   • Guest
   • November 15, 2002

5. QDRO / In Service Distribution / Top Heavy

   By sdix401k, November 22, 2005
   • 2 replies
   • 2.5k views
   • 
   • saabraa
   • November 23, 2005

6. Non-US Citizen as Trustee?

   By austin3515, November 28, 2012
   • 1 reply
   • 2.5k views
   • 
   • DMcGovern
   • November 28, 2012

7. Top Heavy Minimum Benefit

   By James Matt Ullakko, June 21, 2001
   • 6 replies
   • 2.5k views
   • 
   • Earl
   • June 30, 2001

8. S-corp. pass thru income & dividends

   By R. Butler, January 28, 2004
   • 5 replies
   • 2.5k views
   • 
   • R. Butler
   • January 29, 2004

9. allowing deferrals in 401(k) plan before document is actually executed

   By Guest beth beaube, July 7, 1999
   • 12 replies
   • 2.5k views
   • 
   • LCARUSI
   • July 21, 1999

10. Definition of Disability and Protected Benefits

    By Abby N, November 7, 2023
    • 5 replies
    • 2.5k views
    • 
    • Luke Bailey
    • November 11, 2023

11. QNEC Explanation

    By dmwe, October 10, 2012
    • 5 replies
    • 2.5k views
    • 
    • dmwe
    • October 25, 2012

12. Spinoff a mid-year amendment to safe harbor 401(k) plan?

    By Doghouse, August 10, 2015
    • 4 replies
    • 2.5k views
    • 
    • Kevin C
    • August 11, 2015

13. Plan Participant getting divorced

    By Guest Sara H, August 11, 1999
    • 10 replies
    • 2.5k views
    • 
    • Guest
    • November 12, 2000

14. Is it possible to amend a plan to remove the Joint Survivor Annuity?

    By Guest Sara H, February 3, 1999
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • February 8, 1999

15. Late deposits on match made each payroll

    By Guest Peggy806, February 18, 2009
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • February 23, 2009

16. Earned Income Calc

    By austin3515, August 14, 2008
    • 9 replies
    • 2.5k views
    • 
    • R. Butler
    • August 19, 2008

17. Controlled Group Different Plan Year

    By pixmax, July 5, 2016   

    • Controlled Group
    • 5 replies
    • 2.5k views
    • 
    • Tom Poje
    • July 8, 2016

18. Does this vesting schedule and definition of year of service satisfy ERISA requirements?

    By Guest MapleUno, February 4, 2005
    • 8 replies
    • 2.5k views
    • 
    • austin3515
    • February 8, 2005

19. treatment of former employees

    By Guest Charlie Stevens, April 20, 1999
    • 6 replies
    • 2.5k views
    • 
    • david shipp
    • April 21, 1999

20. Prior vs. Current year testing

    By Guest hpaine, December 11, 2002
    • 5 replies
    • 2.5k views
    • 
    • Blinky the 3-eyed Fish
    • December 12, 2002

21. must be a full moon tonight

    By wsp, November 7, 2002
    • 13 replies
    • 2.5k views
    • 
    • Guest
    • November 12, 2002

22. deminimis ADP correction???

    By DMcGovern, February 19, 2013
    • 8 replies
    • 2.5k views
    • 
    • DMcGovern
    • February 20, 2013

23. Safe Harbor Notice

    By k man, November 18, 2005
    • 10 replies
    • 2.5k views
    • 
    • R. Butler
    • November 29, 2005

24. Key Employee Definition

    By Guest PWBAer, November 20, 1998
    • 1 reply
    • 2.5k views
    • 
    • MWeddell
    • November 20, 1998

25. Auto Enrollment with annual 1% increases

    By Guest M. Martin, January 22, 2009
    • 6 replies
    • 2.5k views
    • 
    • J Simmons
    • January 24, 2009

26. Huge unallocated forfeitures on takeover plan

    By Brenda Wren, July 2, 2004
    • 6 replies
    • 2.5k views
    • 
    • Brenda Wren
    • October 5, 2004

27. PPA Pooled Account Disclosures

    By austin3515, January 11, 2008
    • 6 replies
    • 2.5k views
    • 
    • austin3515
    • February 3, 2008

28. 401(a)17 and Matching contributions.

    By Guest marie kelly, May 9, 2001
    • 6 replies
    • 2.5k views
    • 
    • Medusa
    • May 10, 2001

29. Content Requirement for Safe Harbor Notice

    By John Feldt ERPA CPC QPA, May 2, 2012
    • 2 replies
    • 2.5k views
    • 
    • John Feldt ERPA CPC QPA
    • May 3, 2012

30. Can Husband Use Wife's Plan?

    By DP, January 17, 2007
    • 13 replies
    • 2.5k views
    • 
    • Belgarath
    • January 31, 2007

31. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.5k views
    • 
    • shERPA
    • July 15, 2015

32. rollover contributions by former employees

    By Guest Marshall Franklin, April 27, 2001
    • 2 replies
    • 2.5k views
    • 
    • MWeddell
    • May 1, 2001

33. Who gets top heavy minimum

    By Guest lforesz, February 7, 2003
    • 1 reply
    • 2.5k views
    • 
    • austin3515
    • February 8, 2003

34. Fees to plan

    By Guest jimmybeau, December 1, 2008
    • 14 replies
    • 2.5k views
    • 
    • J Simmons
    • December 2, 2008

35. 401k

    By Guest Stras, June 7, 2001
    • 8 replies
    • 2.5k views
    • 
    • Guest
    • July 2, 2001

36. reporting excess annual additions

    By Guest agordon, January 30, 2004
    • 2 replies
    • 2.5k views
    • 
    • Harwood
    • January 30, 2004

37. K-1 income

    By pbarrett, April 8, 2004
    • 5 replies
    • 2.5k views
    • 
    • Lame Duck
    • April 8, 2004

38. Excludable Employees

    By bzorc, December 3, 2014
    • 16 replies
    • 2.5k views
    • 
    • My 2 cents
    • December 5, 2014

39. Safe Harbor and the Top Heavy free pass

    By Guest EPS2, January 24, 2009
    • 11 replies
    • 2.5k views
    • 
    • Kevin C
    • January 27, 2009

40. Can a plan administrator allow a hardship withdrawal without requiring

    By KIP KRAUS, June 28, 2000
    • 10 replies
    • 2.5k views
    • 
    • R. Butler
    • August 3, 2000

41. Testamentary trust and named beneficiary

    By Guest Iwonder, December 19, 2005
    • 3 replies
    • 2.5k views
    • 
    • Appleby
    • December 21, 2005

42. 401(k) Committee Charter

    By Guest Darryl, July 16, 2001
    • 0 replies
    • 2.5k views
    • 
    • Guest
    • July 16, 2001

43. Service Spanning Rule and expected entry date

    By cpc0506, September 13, 2015   

    • Service Spanning Rule
    • 5 replies
    • 2.5k views
    • 
    • BG5150
    • September 15, 2015

44. No more determination letters...

    By austin3515, July 23, 2015
    • 19 replies
    • 2.5k views
    • 
    • TPApril
    • March 21, 2016

45. 401(k) Match with Private Company Stock - Valuation required?

    By Guest MarieLittle, May 27, 1999
    • 0 replies
    • 2.5k views
    • 
    • Guest
    • May 27, 1999

46. Fee Disclosure-"annually thereafter"

    By Randy Watson, November 8, 2012
    • 9 replies
    • 2.5k views
    • 
    • PFranckowiak
    • November 12, 2012

47. SH401k w bifurcated elig

    By cheersmate, July 7, 2015   

    • Safe Harbor
    • Gateway
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • Gateway
      • Top Heavy
      • bifurcated eligibility
    • 5 replies
    • 2.5k views
    • 
    • SoCalActuary
    • July 22, 2015

48. Refund of Prior Year 401K Deferral

    By Guest Amana, March 14, 2013
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • March 16, 2013

49. How many pages is the plan document?

    By Peter Gulia, June 29, 2017   

    • prototype; volume-submitter; adoption agreement
    • 31 replies
    • 2.5k views
    • 
    • RatherBeGolfing
    • July 5, 2017

50. New 401k plan, funds not being deposited into account

    By Guest ironhead1230, August 25, 2006
    • 1 reply
    • 2.5k views
    • 
    • wsp
    • August 25, 2006