401(k) Plans

19,319 topics in this forum

1. Permissive Aggregation

   By justatester, June 21, 2016   

   • Safe Harbor and Non-SH
   • 1 reply
   • 2.6k views
   • 
   • Tom Poje
   • June 21, 2016

2. ECPRS correction procedure - crossing tax years

   By Guest andrea16, March 17, 2006
   • 0 replies
   • 2.6k views
   • 
   • Guest
   • March 17, 2006

3. Loan to S-Corp shareholder

   By Guest Larry J, December 7, 1998
   • 2 replies
   • 2.6k views
   • 
   • Guest
   • December 8, 1998

4. QNECs

   By Dawn Hafner, September 22, 1998
   • 10 replies
   • 2.6k views
   • 
   • Guest
   • May 17, 2000

5. Participant Loan Default

   By austin3515, January 12, 2017
   • 12 replies
   • 2.6k views
   • 
   • austin3515
   • January 16, 2017

6. Employer accidentally stopped participant 401(k) contributions and mat

   By Guest geslack, April 16, 1999
   • 6 replies
   • 2.6k views
   • 
   • Alf
   • December 18, 2000

7. Impermissible Distribution

   By oldman, March 14, 2011
   • 4 replies
   • 2.6k views
   • 
   • K2retire
   • March 15, 2011

8. Is a single participant plan an ERISA plan?

   By Guest HDM, March 7, 2006
   • 1 reply
   • 2.6k views
   • 
   • Guest
   • March 8, 2006

9. Buy-back of forfeitures question

   By Brian Gallagher, June 18, 2004
   • 3 replies
   • 2.6k views
   • 
   • masteff
   • April 3, 2009

10. True-Ups Due to Catch-Ups

    By 401 Chaos, November 19, 2013
    • 8 replies
    • 2.6k views
    • 
    • Kevin C
    • November 20, 2013

11. Plan Expenses

    By Guest Hadden2001, December 17, 2001
    • 10 replies
    • 2.6k views
    • 
    • QDROphile
    • December 19, 2001

12. Is this a CODA?

    By Guest zora, September 26, 2006
    • 11 replies
    • 2.6k views
    • 
    • ak2ary
    • October 11, 2006

13. SECURE 2.0 2025 auto-enrollment applying to LTPT employees?

    By Belgarath, October 28, 2024
    • 6 replies
    • 2.6k views
    • 
    • RatherBeGolfing
    • October 31, 2024

14. 404(a)(5) Notices

    By 52626, October 3, 2013
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • October 7, 2013

15. allowing deferrals in 401(k) plan before document is actually executed

    By Guest beth beaube, July 7, 1999
    • 12 replies
    • 2.6k views
    • 
    • LCARUSI
    • July 21, 1999

16. USERRA

    By pookah, December 4, 2014   

    • userra
    • testing
    • (and 1 more)

      Tagged with:

      • userra
      • testing
      • contribitions
    • 6 replies
    • 2.6k views
    • 
    • chc93
    • December 8, 2014

17. Controlled Group Different Plan Year

    By pixmax, July 5, 2016   

    • Controlled Group
    • 5 replies
    • 2.6k views
    • 
    • Tom Poje
    • July 8, 2016

18. Are ACP Safe Harbor Contributions subject to withdrawal & allocati

    By Guest patom, January 30, 2001
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • February 5, 2001

19. More rapid vesting under EGTRRA

    By Brenda Wren, October 1, 2002
    • 10 replies
    • 2.6k views
    • 
    • Brian Gallagher
    • October 7, 2002

20. Safe Harbor plan language

    By J Simmons, March 23, 2009
    • 6 replies
    • 2.6k views
    • 
    • Kevin C
    • March 24, 2009

21. Separate ADP/ACP Testing of Otherwise Excludable Employees

    By MWeddell, February 26, 1999
    • 1 reply
    • 2.6k views
    • 
    • Disco Stu
    • February 26, 1999

22. Settlor or Plan Expense?

    By Guest P Larson, April 16, 2001
    • 2 replies
    • 2.6k views
    • 
    • Jon Chambers
    • April 17, 2001

23. Controlled Group -- separate plans

    By R. Butler, March 8, 2002
    • 4 replies
    • 2.6k views
    • 
    • Tom Poje
    • April 2, 2002

24. Top Heavy Issue Family Attribution

    By Guest ROB VIDOVICH, February 20, 2002
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • February 21, 2002

25. Safe harbor non-elective for HCEs

    By thepensionmaven, April 8, 2017   

    • hces
    • 10 replies
    • 2.6k views
    • 
    • Gilmore
    • April 18, 2017

26. In-service withdrawal for short-term disability

    By cwallace, March 31, 2021
    • 3 replies
    • 2.6k views
    • 
    • CuseFan
    • March 31, 2021

27. Client refuses to remove excess contributions; wants to reduce future

    By Brenda Wren, October 4, 2000
    • 10 replies
    • 2.6k views
    • 
    • Disco Stu
    • October 7, 2000

28. ADP/ACP testing plan that becomes multiple employer mid-year

    By Guest Jordan, September 26, 2000
    • 1 reply
    • 2.6k views
    • 
    • Guest
    • September 27, 2000

29. What are highly compensated employees

    By Guest natasa, May 26, 2007
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • May 30, 2007

30. Safe Harbor Mid-Year Change (Match to Nonelective)

    By PJ2009, April 27, 2009
    • 3 replies
    • 2.6k views
    • 
    • PJ2009
    • April 28, 2009

31. PPA Pooled Account Disclosures

    By austin3515, January 11, 2008
    • 6 replies
    • 2.6k views
    • 
    • austin3515
    • February 3, 2008

32. Divorced participant dies w/out changing beneficiary designation that

    By Guest M. Massaro, November 7, 2000
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • November 8, 2000

33. Any way a plan can establish parameters for who is eligible for self-d

    By John A, February 2, 2001
    • 2 replies
    • 2.6k views
    • 
    • Jon Chambers
    • February 2, 2001

34. Eligibility when an employee has less than 1000 hours.

    By Guest Sara H, January 29, 1999
    • 4 replies
    • 2.6k views
    • 
    • MWeddell
    • February 1, 1999

35. How many pages is the plan document?

    By Peter Gulia, June 29, 2017   

    • prototype; volume-submitter; adoption agreement
    • 31 replies
    • 2.6k views
    • 
    • RatherBeGolfing
    • July 5, 2017

36. Calculating Orphaned Match?!?!?!

    By Guest gkaley, November 28, 2001
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • November 28, 2001

37. Fee Disclosure-"annually thereafter"

    By Randy Watson, November 8, 2012
    • 9 replies
    • 2.6k views
    • 
    • PFranckowiak
    • November 12, 2012

38. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.6k views
    • 
    • shERPA
    • July 15, 2015

39. Does your company charge participants an administrative fee for loans?

    By Guest Tammie Palchanes, February 22, 2000
    • 4 replies
    • 2.6k views
    • 
    • rcline46
    • February 25, 2000

40. 404(c)

    By k man, June 19, 2001
    • 8 replies
    • 2.6k views
    • 
    • k man
    • June 25, 2001

41. Employer discretion in hardship dist?

    By Guest mm9999, December 16, 2005
    • 5 replies
    • 2.6k views
    • 
    • E as in ERISA
    • January 4, 2006

42. Disaggregation for ADP/ACP Testing

    By Guest KD40, September 20, 2002
    • 3 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • September 20, 2002

43. Compliance with DOL and IRS

    By Guest Scott E. Hall, May 25, 2000
    • 18 replies
    • 2.6k views
    • 
    • Guest
    • June 1, 2000

44. Refund of Prior Year 401K Deferral

    By Guest Amana, March 14, 2013
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • March 16, 2013

45. Solo 401(k) & Max Profit Sharing Contribution

    By ubermax, April 18, 2017
    • 14 replies
    • 2.6k views
    • 
    • Mike Preston
    • April 21, 2017

46. Terminated Participants charged their share of fees.

    By Guest Tim Breedlove, June 7, 2000
    • 9 replies
    • 2.6k views
    • 
    • EGB
    • June 9, 2000

47. Plan Aggregation

    By Guest Hgreer, November 15, 2013
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • November 19, 2013

48. Lost Earnings & VFCP

    By sam2012, May 22, 2013   

    • Lost Earnings
    • VFCP
    • (and 3 more)

      Tagged with:

      • Lost Earnings
      • VFCP
      • 5500
      • 5330
      • DOL
    • 0 replies
    • 2.6k views
    • 
    • sam2012
    • May 22, 2013

49. Roth 401(k) Rollover to Roth IRA

    By Guest NeophiteTPA, August 3, 2006
    • 5 replies
    • 2.6k views
    • 
    • Bird
    • August 4, 2006

50. Otherwise excludable employees for ADP testing

    By 30Rock, September 22, 2014
    • 9 replies
    • 2.6k views
    • 
    • 30Rock
    • October 3, 2014