401(k) Plans

19,337 topics in this forum

1. k-1 Compensation and Deferrals

   By Guest Max Power, December 17, 2003
   • 0 replies
   • 2.6k views
   • 
   • Guest
   • December 17, 2003

2. Permissive Aggregation

   By justatester, June 21, 2016   

   • Safe Harbor and Non-SH
   • 1 reply
   • 2.6k views
   • 
   • Tom Poje
   • June 21, 2016

3. Unusual 401k Loan Issue

   By Guest dskmh, August 26, 2003
   • 7 replies
   • 2.6k views
   • 
   • Guest
   • August 27, 2003

4. Buy-back of forfeitures question

   By Brian Gallagher, June 18, 2004
   • 3 replies
   • 2.6k views
   • 
   • masteff
   • April 3, 2009

5. Loan to S-Corp shareholder

   By Guest Larry J, December 7, 1998
   • 2 replies
   • 2.6k views
   • 
   • Guest
   • December 8, 1998

6. Plan Expenses

   By Guest Hadden2001, December 17, 2001
   • 10 replies
   • 2.6k views
   • 
   • QDROphile
   • December 19, 2001

7. Client refuses to remove excess contributions; wants to reduce future

   By Brenda Wren, October 4, 2000
   • 10 replies
   • 2.6k views
   • 
   • Disco Stu
   • October 7, 2000

8. ADP/ACP testing plan that becomes multiple employer mid-year

   By Guest Jordan, September 26, 2000
   • 1 reply
   • 2.6k views
   • 
   • Guest
   • September 27, 2000

9. Individual 401(k) with Household Employee

   By Tina77, December 12, 2019
   • 2 replies
   • 2.6k views
   • 
   • Larry Starr
   • December 14, 2019

10. Any way a plan can establish parameters for who is eligible for self-d

    By John A, February 2, 2001
    • 2 replies
    • 2.6k views
    • 
    • Jon Chambers
    • February 2, 2001

11. Minimum Coverage Testing

    By Coleboy1, September 24, 2025
    • 7 replies
    • 2.6k views
    • 
    • Bruce1
    • September 30, 2025

12. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.6k views
    • 
    • Kevin C
    • March 18, 2019

13. less match to HCEs in a SHM plan

    By AlbanyConsultant, July 14, 2015
    • 8 replies
    • 2.6k views
    • 
    • shERPA
    • July 15, 2015

14. Compliance with DOL and IRS

    By Guest Scott E. Hall, May 25, 2000
    • 18 replies
    • 2.6k views
    • 
    • Guest
    • June 1, 2000

15. Is a single participant plan an ERISA plan?

    By Guest HDM, March 7, 2006
    • 1 reply
    • 2.6k views
    • 
    • Guest
    • March 8, 2006

16. Family Attribution Rules - Grandkids

    By metsfan026, August 31, 2022
    • 5 replies
    • 2.6k views
    • 
    • ESOP Guy
    • September 1, 2022

17. Controlled Group -- separate plans

    By R. Butler, March 8, 2002
    • 4 replies
    • 2.6k views
    • 
    • Tom Poje
    • April 2, 2002

18. Top Heavy Issue Family Attribution

    By Guest ROB VIDOVICH, February 20, 2002
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • February 21, 2002

19. allowing deferrals in 401(k) plan before document is actually executed

    By Guest beth beaube, July 7, 1999
    • 12 replies
    • 2.6k views
    • 
    • LCARUSI
    • July 21, 1999

20. Refund of Prior Year 401K Deferral

    By Guest Amana, March 14, 2013
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • March 16, 2013

21. Settlor or Plan Expense?

    By Guest P Larson, April 16, 2001
    • 2 replies
    • 2.6k views
    • 
    • Jon Chambers
    • April 17, 2001

22. Key Employee Definition

    By Guest PWBAer, November 20, 1998
    • 1 reply
    • 2.6k views
    • 
    • MWeddell
    • November 20, 1998

23. Retroactive amendment to loosen eligibility

    By EBECatty, May 19, 2022
    • 7 replies
    • 2.6k views
    • 
    • Bri
    • May 23, 2022

24. What are highly compensated employees

    By Guest natasa, May 26, 2007
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • May 30, 2007

25. Catch Up Exceed 100% of Comp

    By jd1433, January 21, 2022
    • 5 replies
    • 2.6k views
    • 
    • Lou S.
    • January 24, 2022

26. Separate ADP/ACP Testing of Otherwise Excludable Employees

    By MWeddell, February 26, 1999
    • 1 reply
    • 2.6k views
    • 
    • Disco Stu
    • February 26, 1999

27. Safe Harbor Mid-Year Change (Match to Nonelective)

    By PJ2009, April 27, 2009
    • 3 replies
    • 2.6k views
    • 
    • PJ2009
    • April 28, 2009

28. Otherwise excludable employees for ADP testing

    By 30Rock, September 22, 2014
    • 9 replies
    • 2.6k views
    • 
    • 30Rock
    • October 3, 2014

29. QDRO Procedures: Compliant WIth ERISA?

    By ERISAlaw, February 25, 2025
    • 10 replies
    • 2.6k views
    • 
    • ERISAlaw
    • February 27, 2025

30. Are ACP Safe Harbor Contributions subject to withdrawal & allocati

    By Guest patom, January 30, 2001
    • 8 replies
    • 2.6k views
    • 
    • Guest
    • February 5, 2001

31. Roth 401(k) Rollover to Roth IRA

    By Guest NeophiteTPA, August 3, 2006
    • 5 replies
    • 2.6k views
    • 
    • Bird
    • August 4, 2006

32. Calculating Orphaned Match?!?!?!

    By Guest gkaley, November 28, 2001
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • November 28, 2001

33. 401k Loan Defaulted due to EMPLOYER/SPONSOR inablility to administer l

    By Guest 401khelp, November 12, 2002
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • November 15, 2002

34. Deduction for contributions (Sec. 404)

    By Guest Melissa Winslow, February 16, 2000
    • 2 replies
    • 2.6k views
    • 
    • AndyH
    • February 18, 2000

35. 404(c)

    By k man, June 19, 2001
    • 8 replies
    • 2.6k views
    • 
    • k man
    • June 25, 2001

36. QNEC Explanation

    By dmwe, October 10, 2012
    • 5 replies
    • 2.6k views
    • 
    • dmwe
    • October 25, 2012

37. Safe Harbor and laid-off employee

    By Guest etalia, July 29, 2013
    • 7 replies
    • 2.6k views
    • 
    • masteff
    • July 30, 2013

38. Disaggregation for ADP/ACP Testing

    By Guest KD40, September 20, 2002
    • 3 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • September 20, 2002

39. Terminated Participants charged their share of fees.

    By Guest Tim Breedlove, June 7, 2000
    • 9 replies
    • 2.6k views
    • 
    • EGB
    • June 9, 2000

40. Is a 1% owner of an S-Corp considered an HCE for ADP testing

    By Guest jhilliard, September 14, 2004
    • 10 replies
    • 2.6k views
    • 
    • E as in ERISA
    • September 17, 2004

41. Buy-back of forfeited amount

    By Brian Gallagher, April 17, 2003
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • October 22, 2004

42. Service Spanning Rule and expected entry date

    By cpc0506, September 13, 2015   

    • Service Spanning Rule
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • September 15, 2015

43. Excludable Employees

    By bzorc, December 3, 2014
    • 16 replies
    • 2.6k views
    • 
    • My 2 cents
    • December 5, 2014

44. failure to stop withholding

    By WCC, September 18, 2017
    • 14 replies
    • 2.6k views
    • 
    • TPAJake
    • September 22, 2017

45. Lost Earnings & VFCP

    By sam2012, May 22, 2013   

    • Lost Earnings
    • VFCP
    • (and 3 more)

      Tagged with:

      • Lost Earnings
      • VFCP
      • 5500
      • 5330
      • DOL
    • 0 replies
    • 2.6k views
    • 
    • sam2012
    • May 22, 2013

46. Divorced participant dies w/out changing beneficiary designation that

    By Guest M. Massaro, November 7, 2000
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • November 8, 2000

47. Is it possible to amend a plan to remove the Joint Survivor Annuity?

    By Guest Sara H, February 3, 1999
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • February 8, 1999

48. Can a plan administrator allow a hardship withdrawal without requiring

    By KIP KRAUS, June 28, 2000
    • 10 replies
    • 2.6k views
    • 
    • R. Butler
    • August 3, 2000

49. Safe Harbor - Exclude HCE's EXCEPT Owners

    By austin3515, November 16, 2012
    • 5 replies
    • 2.6k views
    • 
    • BG5150
    • November 16, 2012

50. Benchmarking - Waiting Period for 401(k) Plans

    By Guest AnnB, October 30, 1998
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • November 5, 1998