401(k) Plans

19,275 topics in this forum

1. Safe Harbor

   By Guest andmik, September 7, 2012
   • 7 replies
   • 1.4k views
   • 
   • Kevin C
   • September 10, 2012

2. Hybrid Safe Harbor design?

   By MPLSLAW, March 7, 2016   

   • Safe harbor plans
   • 7 replies
   • 1.3k views
   • 
   • austin3515
   • March 7, 2016

3. Top Heavy Plan with DB contributions

   By cpc0506, February 21, 2019
   • 7 replies
   • 1.1k views
   • 
   • justanotheradmin
   • February 22, 2019

4. Change to Safe Harbor Formula

   By Stash026, November 19, 2020
   • 7 replies
   • 1k views
   • 
   • Bill Presson
   • November 20, 2020

5. Who is included in ADP test when Safe Harbor eligibility is more restrictive?

   By Megandps, April 28, 2021
   • 7 replies
   • 2.9k views
   • 
   • shERPA
   • April 28, 2021

6. Maybe it's because my brain is fried from October 15th, but I can't get my head around this off calendar plan question.

   By Guest smhjr, October 15, 2004
   • 7 replies
   • 1.6k views
   • 
   • mbozek
   • October 21, 2004

7. Qualified CODA...

   By Guest EPS2, November 5, 2008
   • 7 replies
   • 1.6k views
   • 
   • Guest
   • November 6, 2008

8. December 401(k) contributions

   By Guest mkd*, September 21, 2010
   • 7 replies
   • 1.3k views
   • 
   • oriecat
   • September 22, 2010

9. Gateway and Fail Safe Language

   By sdix401k, February 19, 2014
   • 7 replies
   • 2.8k views
   • 
   • Belgarath
   • April 18, 2014

10. Successor Plan?

    By Kac1214, April 4, 2018
    • 7 replies
    • 882 views
    • 
    • Luke Bailey
    • April 10, 2018

11. Impermissible Qualified Charitable Distribution from 401(k) Plan as RMD

    By PensionPro, April 9, 2019
    • 7 replies
    • 891 views
    • 
    • Peter Gulia
    • April 11, 2019

12. EPCRS - Match on Missed Derferral Opportunity

    By austin3515, August 30, 2016
    • 7 replies
    • 1.5k views
    • 
    • 401 Chaos
    • May 29, 2018

13. Terminated Partners Eligible For Profit Sharing?

    By Princess(k), December 28, 2016
    • 7 replies
    • 1.1k views
    • 
    • Peter Gulia
    • December 29, 2016

14. PEPs - the new frontier or just a bunch of noise?

    By JustMe, July 28, 2020
    • 7 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 30, 2020

15. Mandatory Federal Withholding - Form W4-R

    By John K, June 20, 2024
    • 7 replies
    • 5.4k views
    • 
    • CuseFan
    • June 21, 2024

16. Company Subsidiary to Start Plan or Adopt Current One

    By KevinMc, May 15
    • 7 replies
    • 924 views
    • 
    • QDROphile
    • May 24

17. employer match off by a few dollars over under. when to make up

    By Lori H, April 7, 2005
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 8, 2005

18. Top Heavy Example

    By Guest jetfaninmn, October 10, 2005
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • October 10, 2005

19. Another Safe Harbor Question

    By imchipbrown, April 12, 2000
    • 7 replies
    • 1.7k views
    • 
    • Alf
    • April 21, 2000

20. Graduated Matching Formula

    By TPA Bob, March 23, 2007
    • 7 replies
    • 1.4k views
    • 
    • TPA Bob
    • March 26, 2007

21. Are there reasons not to merge union and non-union plans?

    By Peter Gulia, March 31, 2023
    • 7 replies
    • 1.8k views
    • 
    • Below Ground
    • April 5, 2023

22. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

23. Merger Effective 1/1/2010

    By austin3515, December 15, 2010
    • 7 replies
    • 2.1k views
    • 
    • david rigby
    • December 17, 2010

24. after-tax employee contributions

    By Santo Gold, April 11, 2019
    • 7 replies
    • 1.8k views
    • 
    • stxman
    • April 23, 2019

25. Insider Trading in a 401(k)?

    By Guest lkramer, February 7, 2002
    • 7 replies
    • 7.6k views
    • 
    • Jon Chambers
    • February 20, 2002

26. SH Match - Calling Tom Poje

    By Blinky the 3-eyed Fish, February 27, 2008
    • 7 replies
    • 2.1k views
    • 
    • austin3515
    • March 9, 2008

27. New Safe Harbor Plan

    By Guest elang, November 30, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • December 1, 2011

28. Administrative Error - Excess Withholdings

    By 401king, March 9, 2009
    • 7 replies
    • 1.5k views
    • 
    • 401king
    • March 9, 2009

29. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

30. 401(k) deferrals missed on a recent check

    By JKW, April 5, 2017
    • 7 replies
    • 1.6k views
    • 
    • Belgarath
    • April 6, 2017

31. TPA fired - not fired - SH notice not issued

    By M Norton, January 16, 2020   

    • safe harbor notice
    • 7 replies
    • 1.2k views
    • 
    • Kevin C
    • January 20, 2020

32. Correction of Disqualifying Distribution

    By Scott, April 29, 1999
    • 7 replies
    • 2.1k views
    • 
    • M R Bernardin
    • May 10, 1999

33. Secure Act SH Nonelective - SECURE Act

    By austin3515, September 26, 2020
    • 7 replies
    • 838 views
    • 
    • austin3515
    • September 30, 2020

34. Distribution ?

    By Guest rachd, July 18, 2003
    • 7 replies
    • 4.2k views
    • 
    • Harwood
    • July 18, 2003

35. Timing of tuition bills - hardship withdrawals

    By ldr, December 18, 2017   

    • hardship
    • tuition
    • (and 1 more)

      Tagged with:

      • hardship
      • tuition
      • 401(k) withdrawals
    • 7 replies
    • 3.6k views
    • 
    • Mike Preston
    • December 19, 2017

36. Failure to forward deferrals

    By k man, April 19, 2000
    • 7 replies
    • 1.5k views
    • 
    • k man
    • April 24, 2000

37. SH Plan with discretionary match

    By QNPG, February 21, 2014
    • 7 replies
    • 2.1k views
    • 
    • MWeddell
    • March 31, 2014

38. Otherwise Excludable EE and maximum waiting period

    By NW529, February 24, 2019   

    • otherwise excludable
    • entry date
    • (and 2 more)

      Tagged with:

      • otherwise excludable
      • entry date
      • eligibility
      • nondiscrimination testing
    • 7 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 25, 2019

39. 401(k) Matching Formula

    By Guest boetgerinc, January 18, 2000
    • 7 replies
    • 2.4k views
    • 
    • Guest
    • December 18, 2000

40. Contribution to Plan before Effective Date

    By John K, October 29, 2024
    • 7 replies
    • 964 views
    • 
    • Gina Alsdorf
    • November 6, 2024

41. Shifting - No Match in Prior Year

    By KateSmithPA, February 28, 2008
    • 7 replies
    • 1.9k views
    • 
    • Tom Poje
    • March 3, 2008

42. WIthdrawing your 401k account at age 65 & still working

    By ratherbereading, April 15, 2015   

    • retirement age
    • 401k
    • 7 replies
    • 5.5k views
    • 
    • ratherbereading
    • April 15, 2015

43. Right to Privacy

    By austin3515, September 30, 2015
    • 7 replies
    • 3.1k views
    • 
    • Bill Presson
    • October 1, 2015

44. Full Time to Part Time

    By wifrbr, May 25, 2018
    • 7 replies
    • 6.7k views
    • 
    • Doc Ument
    • May 29, 2018

45. ACP Refund Correction Method

    By jmartin, September 1, 2016
    • 7 replies
    • 2.8k views
    • 
    • Tom Poje
    • September 7, 2016

46. Ineligible participant received loan

    By Erin L, June 20, 2023
    • 7 replies
    • 1.4k views
    • 
    • Centerstage
    • July 5, 2023

47. Top Heavy Contribution & Non-ACP Match

    By Guest Much2Learn, September 3, 2002
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • September 3, 2002

48. Is this an ASG?

    By goldtpa, November 20, 2003
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • November 21, 2003

49. Roth 401k's

    By Guest rmeigs, March 18, 2005
    • 7 replies
    • 1.7k views
    • 
    • Bird
    • March 18, 2005

50. How to answer the 404(c) question answered on the 5500?

    By Guest JimP, September 28, 2000
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • September 30, 2000