401(k) Plans

19,321 topics in this forum

1. Payroll deduction error

   By MoShawn, February 4, 2010
   • 7 replies
   • 2.1k views
   • 
   • MoShawn
   • February 8, 2010

2. New Comp Contribution red flags

   By Sammiemor, April 4, 2017
   • 7 replies
   • 842 views
   • 
   • K2
   • April 4, 2017

3. 402(g) oops

   By Guest LWilson, June 11, 2002
   • 7 replies
   • 2.4k views
   • 
   • R. Butler
   • June 12, 2002

4. Participation Waivers

   By Guest PEM, October 10, 2005
   • 7 replies
   • 1.7k views
   • 
   • Kirk Maldonado
   • October 11, 2005

5. Safe Harbor 401(k) and Modified Compensation Definition

   By buckaroo, September 15, 2008
   • 7 replies
   • 8.7k views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2008

6. Morgan Stanley Smith Barney - PLAN DISTRIBUTION ISSUE

   By Guest hellerpension, February 15, 2011
   • 7 replies
   • 3.1k views
   • 
   • Guest
   • February 17, 2011

7. Entity type in Document

   By cpc0506, April 2, 2013
   • 7 replies
   • 1.7k views
   • 
   • Bird
   • April 4, 2013

8. accrual of elective deferral

   By thepensionmaven, April 4, 2018   

   • accrual
   • 7 replies
   • 1.1k views
   • 
   • thepensionmaven
   • April 10, 2018

9. hardship distribution

   By k man, August 9, 2000
   • 7 replies
   • 2.4k views
   • 
   • KIP KRAUS
   • August 15, 2000

10. What to do with gain from recordkeeping erorrs?

    By Guest GMedley, May 11, 2001
    • 7 replies
    • 2.7k views
    • 
    • Kevin C
    • February 20, 2009

11. New Safe Harbor Plan - 2005 - no prior plans

    By Guest jetfaninmn, September 15, 2005
    • 7 replies
    • 1.1k views
    • 
    • Guest
    • September 16, 2005

12. 401k Deduction from Bonus Check

    By Guest koo, October 8, 2009
    • 7 replies
    • 19.3k views
    • 
    • Guest
    • October 9, 2009

13. Safe Harbor

    By Guest andmik, September 7, 2012
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • September 10, 2012

14. Hybrid Safe Harbor design?

    By MPLSLAW, March 7, 2016   

    • Safe harbor plans
    • 7 replies
    • 1.4k views
    • 
    • austin3515
    • March 7, 2016

15. Top Heavy Plan with DB contributions

    By cpc0506, February 21, 2019
    • 7 replies
    • 1.2k views
    • 
    • justanotheradmin
    • February 22, 2019

16. Change to Safe Harbor Formula

    By Stash026, November 19, 2020
    • 7 replies
    • 1.1k views
    • 
    • Bill Presson
    • November 20, 2020

17. Who is included in ADP test when Safe Harbor eligibility is more restrictive?

    By Megandps, April 28, 2021
    • 7 replies
    • 3k views
    • 
    • shERPA
    • April 28, 2021

18. Maybe it's because my brain is fried from October 15th, but I can't get my head around this off calendar plan question.

    By Guest smhjr, October 15, 2004
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • October 21, 2004

19. Qualified CODA...

    By Guest EPS2, November 5, 2008
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • November 6, 2008

20. December 401(k) contributions

    By Guest mkd*, September 21, 2010
    • 7 replies
    • 1.3k views
    • 
    • oriecat
    • September 22, 2010

21. Gateway and Fail Safe Language

    By sdix401k, February 19, 2014
    • 7 replies
    • 2.8k views
    • 
    • Belgarath
    • April 18, 2014

22. Successor Plan?

    By Kac1214, April 4, 2018
    • 7 replies
    • 902 views
    • 
    • Luke Bailey
    • April 10, 2018

23. Impermissible Qualified Charitable Distribution from 401(k) Plan as RMD

    By PensionPro, April 9, 2019
    • 7 replies
    • 935 views
    • 
    • Peter Gulia
    • April 11, 2019

24. EPCRS - Match on Missed Derferral Opportunity

    By austin3515, August 30, 2016
    • 7 replies
    • 1.6k views
    • 
    • 401 Chaos
    • May 29, 2018

25. Terminated Partners Eligible For Profit Sharing?

    By Princess(k), December 28, 2016
    • 7 replies
    • 1.1k views
    • 
    • Peter Gulia
    • December 29, 2016

26. PEPs - the new frontier or just a bunch of noise?

    By JustMe, July 28, 2020
    • 7 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 30, 2020

27. Mandatory Federal Withholding - Form W4-R

    By John K, June 20, 2024
    • 7 replies
    • 6.2k views
    • 
    • CuseFan
    • June 21, 2024

28. Company Subsidiary to Start Plan or Adopt Current One

    By KevinMc, May 15, 2025
    • 7 replies
    • 1k views
    • 
    • QDROphile
    • May 24, 2025

29. employer match off by a few dollars over under. when to make up

    By Lori H, April 7, 2005
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 8, 2005

30. Top Heavy Example

    By Guest jetfaninmn, October 10, 2005
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • October 10, 2005

31. Another Safe Harbor Question

    By imchipbrown, April 12, 2000
    • 7 replies
    • 1.7k views
    • 
    • Alf
    • April 21, 2000

32. Graduated Matching Formula

    By TPA Bob, March 23, 2007
    • 7 replies
    • 1.4k views
    • 
    • TPA Bob
    • March 26, 2007

33. Are there reasons not to merge union and non-union plans?

    By Peter Gulia, March 31, 2023
    • 7 replies
    • 1.9k views
    • 
    • Below Ground
    • April 5, 2023

34. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

35. Merger Effective 1/1/2010

    By austin3515, December 15, 2010
    • 7 replies
    • 2.1k views
    • 
    • david rigby
    • December 17, 2010

36. after-tax employee contributions

    By Santo Gold, April 11, 2019
    • 7 replies
    • 1.8k views
    • 
    • stxman
    • April 23, 2019

37. Insider Trading in a 401(k)?

    By Guest lkramer, February 7, 2002
    • 7 replies
    • 7.7k views
    • 
    • Jon Chambers
    • February 20, 2002

38. SH Match - Calling Tom Poje

    By Blinky the 3-eyed Fish, February 27, 2008
    • 7 replies
    • 2.1k views
    • 
    • austin3515
    • March 9, 2008

39. New Safe Harbor Plan

    By Guest elang, November 30, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • December 1, 2011

40. Administrative Error - Excess Withholdings

    By 401king, March 9, 2009
    • 7 replies
    • 1.6k views
    • 
    • 401king
    • March 9, 2009

41. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

42. 401(k) deferrals missed on a recent check

    By JKW, April 5, 2017
    • 7 replies
    • 1.6k views
    • 
    • Belgarath
    • April 6, 2017

43. TPA fired - not fired - SH notice not issued

    By M Norton, January 16, 2020   

    • safe harbor notice
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 20, 2020

44. Correction of Disqualifying Distribution

    By Scott, April 29, 1999
    • 7 replies
    • 2.2k views
    • 
    • M R Bernardin
    • May 10, 1999

45. Secure Act SH Nonelective - SECURE Act

    By austin3515, September 26, 2020
    • 7 replies
    • 860 views
    • 
    • austin3515
    • September 30, 2020

46. Distribution ?

    By Guest rachd, July 18, 2003
    • 7 replies
    • 4.2k views
    • 
    • Harwood
    • July 18, 2003

47. Timing of tuition bills - hardship withdrawals

    By ldr, December 18, 2017   

    • hardship
    • tuition
    • (and 1 more)

      Tagged with:

      • hardship
      • tuition
      • 401(k) withdrawals
    • 7 replies
    • 3.6k views
    • 
    • Mike Preston
    • December 19, 2017

48. Failure to forward deferrals

    By k man, April 19, 2000
    • 7 replies
    • 1.5k views
    • 
    • k man
    • April 24, 2000

49. SH Plan with discretionary match

    By QNPG, February 21, 2014
    • 7 replies
    • 2.1k views
    • 
    • MWeddell
    • March 31, 2014

50. Otherwise Excludable EE and maximum waiting period

    By NW529, February 24, 2019   

    • otherwise excludable
    • entry date
    • (and 2 more)

      Tagged with:

      • otherwise excludable
      • entry date
      • eligibility
      • nondiscrimination testing
    • 7 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 25, 2019