401(k) Plans

19,337 topics in this forum

1. Employer sent in $15,500 and CPA did not run it through payroll

   By Jim Chad, March 6, 2009
   • 7 replies
   • 1.3k views
   • 
   • K2retire
   • March 8, 2009

2. Brain Teaser

   By M R Bernardin, April 23, 1999
   • 7 replies
   • 1.8k views
   • 
   • Guest
   • April 29, 1999

3. Same desk rule?

   By k man, September 5, 2000
   • 7 replies
   • 2.5k views
   • 
   • pjkoehler
   • September 6, 2000

4. Payroll deduction error

   By MoShawn, February 4, 2010
   • 7 replies
   • 2.1k views
   • 
   • MoShawn
   • February 8, 2010

5. New Comp Contribution red flags

   By Sammiemor, April 4, 2017
   • 7 replies
   • 850 views
   • 
   • K2
   • April 4, 2017

6. 402(g) oops

   By Guest LWilson, June 11, 2002
   • 7 replies
   • 2.4k views
   • 
   • R. Butler
   • June 12, 2002

7. Participation Waivers

   By Guest PEM, October 10, 2005
   • 7 replies
   • 1.7k views
   • 
   • Kirk Maldonado
   • October 11, 2005

8. Safe Harbor 401(k) and Modified Compensation Definition

   By buckaroo, September 15, 2008
   • 7 replies
   • 8.7k views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2008

9. Morgan Stanley Smith Barney - PLAN DISTRIBUTION ISSUE

   By Guest hellerpension, February 15, 2011
   • 7 replies
   • 3.1k views
   • 
   • Guest
   • February 17, 2011

10. Entity type in Document

    By cpc0506, April 2, 2013
    • 7 replies
    • 1.7k views
    • 
    • Bird
    • April 4, 2013

11. accrual of elective deferral

    By thepensionmaven, April 4, 2018   

    • accrual
    • 7 replies
    • 1.1k views
    • 
    • thepensionmaven
    • April 10, 2018

12. hardship distribution

    By k man, August 9, 2000
    • 7 replies
    • 2.4k views
    • 
    • KIP KRAUS
    • August 15, 2000

13. What to do with gain from recordkeeping erorrs?

    By Guest GMedley, May 11, 2001
    • 7 replies
    • 2.7k views
    • 
    • Kevin C
    • February 20, 2009

14. New Safe Harbor Plan - 2005 - no prior plans

    By Guest jetfaninmn, September 15, 2005
    • 7 replies
    • 1.1k views
    • 
    • Guest
    • September 16, 2005

15. 401k Deduction from Bonus Check

    By Guest koo, October 8, 2009
    • 7 replies
    • 19.3k views
    • 
    • Guest
    • October 9, 2009

16. Safe Harbor

    By Guest andmik, September 7, 2012
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • September 10, 2012

17. Hybrid Safe Harbor design?

    By MPLSLAW, March 7, 2016   

    • Safe harbor plans
    • 7 replies
    • 1.4k views
    • 
    • austin3515
    • March 7, 2016

18. Top Heavy Plan with DB contributions

    By cpc0506, February 21, 2019
    • 7 replies
    • 1.2k views
    • 
    • justanotheradmin
    • February 22, 2019

19. Change to Safe Harbor Formula

    By Stash026, November 19, 2020
    • 7 replies
    • 1.1k views
    • 
    • Bill Presson
    • November 20, 2020

20. Who is included in ADP test when Safe Harbor eligibility is more restrictive?

    By Megandps, April 28, 2021
    • 7 replies
    • 3.1k views
    • 
    • shERPA
    • April 28, 2021

21. Maybe it's because my brain is fried from October 15th, but I can't get my head around this off calendar plan question.

    By Guest smhjr, October 15, 2004
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • October 21, 2004

22. Qualified CODA...

    By Guest EPS2, November 5, 2008
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • November 6, 2008

23. December 401(k) contributions

    By Guest mkd*, September 21, 2010
    • 7 replies
    • 1.3k views
    • 
    • oriecat
    • September 22, 2010

24. Gateway and Fail Safe Language

    By sdix401k, February 19, 2014
    • 7 replies
    • 2.8k views
    • 
    • Belgarath
    • April 18, 2014

25. Successor Plan?

    By Kac1214, April 4, 2018
    • 7 replies
    • 913 views
    • 
    • Luke Bailey
    • April 10, 2018

26. Impermissible Qualified Charitable Distribution from 401(k) Plan as RMD

    By PensionPro, April 9, 2019
    • 7 replies
    • 951 views
    • 
    • Peter Gulia
    • April 11, 2019

27. EPCRS - Match on Missed Derferral Opportunity

    By austin3515, August 30, 2016
    • 7 replies
    • 1.6k views
    • 
    • 401 Chaos
    • May 29, 2018

28. Terminated Partners Eligible For Profit Sharing?

    By Princess(k), December 28, 2016
    • 7 replies
    • 1.2k views
    • 
    • Peter Gulia
    • December 29, 2016

29. PEPs - the new frontier or just a bunch of noise?

    By JustMe, July 28, 2020
    • 7 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • July 30, 2020

30. Mandatory Federal Withholding - Form W4-R

    By John K, June 20, 2024
    • 7 replies
    • 6.5k views
    • 
    • CuseFan
    • June 21, 2024

31. Company Subsidiary to Start Plan or Adopt Current One

    By KevinMc, May 15, 2025
    • 7 replies
    • 1.1k views
    • 
    • QDROphile
    • May 24, 2025

32. employer match off by a few dollars over under. when to make up

    By Lori H, April 7, 2005
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 8, 2005

33. Top Heavy Example

    By Guest jetfaninmn, October 10, 2005
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • October 10, 2005

34. Another Safe Harbor Question

    By imchipbrown, April 12, 2000
    • 7 replies
    • 1.7k views
    • 
    • Alf
    • April 21, 2000

35. Graduated Matching Formula

    By TPA Bob, March 23, 2007
    • 7 replies
    • 1.4k views
    • 
    • TPA Bob
    • March 26, 2007

36. Are there reasons not to merge union and non-union plans?

    By Peter Gulia, March 31, 2023
    • 7 replies
    • 1.9k views
    • 
    • Below Ground
    • April 5, 2023

37. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

38. Merger Effective 1/1/2010

    By austin3515, December 15, 2010
    • 7 replies
    • 2.1k views
    • 
    • david rigby
    • December 17, 2010

39. after-tax employee contributions

    By Santo Gold, April 11, 2019
    • 7 replies
    • 1.8k views
    • 
    • stxman
    • April 23, 2019

40. Insider Trading in a 401(k)?

    By Guest lkramer, February 7, 2002
    • 7 replies
    • 7.8k views
    • 
    • Jon Chambers
    • February 20, 2002

41. SH Match - Calling Tom Poje

    By Blinky the 3-eyed Fish, February 27, 2008
    • 7 replies
    • 2.1k views
    • 
    • austin3515
    • March 9, 2008

42. New Safe Harbor Plan

    By Guest elang, November 30, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • December 1, 2011

43. Administrative Error - Excess Withholdings

    By 401king, March 9, 2009
    • 7 replies
    • 1.6k views
    • 
    • 401king
    • March 9, 2009

44. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

45. 401(k) deferrals missed on a recent check

    By JKW, April 5, 2017
    • 7 replies
    • 1.6k views
    • 
    • Belgarath
    • April 6, 2017

46. TPA fired - not fired - SH notice not issued

    By M Norton, January 16, 2020   

    • safe harbor notice
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 20, 2020

47. Correction of Disqualifying Distribution

    By Scott, April 29, 1999
    • 7 replies
    • 2.2k views
    • 
    • M R Bernardin
    • May 10, 1999

48. Secure Act SH Nonelective - SECURE Act

    By austin3515, September 26, 2020
    • 7 replies
    • 881 views
    • 
    • austin3515
    • September 30, 2020

49. Distribution ?

    By Guest rachd, July 18, 2003
    • 7 replies
    • 4.2k views
    • 
    • Harwood
    • July 18, 2003

50. Timing of tuition bills - hardship withdrawals

    By ldr, December 18, 2017   

    • hardship
    • tuition
    • (and 1 more)

      Tagged with:

      • hardship
      • tuition
      • 401(k) withdrawals
    • 7 replies
    • 3.7k views
    • 
    • Mike Preston
    • December 19, 2017