401(k) Plans

19,337 topics in this forum

1. Failure to forward deferrals

   By k man, April 19, 2000
   • 7 replies
   • 1.5k views
   • 
   • k man
   • April 24, 2000

2. SH Plan with discretionary match

   By QNPG, February 21, 2014
   • 7 replies
   • 2.1k views
   • 
   • MWeddell
   • March 31, 2014

3. Otherwise Excludable EE and maximum waiting period

   By NW529, February 24, 2019   

   • otherwise excludable
   • entry date
   • (and 2 more)

     Tagged with:

     • otherwise excludable
     • entry date
     • eligibility
     • nondiscrimination testing
   • 7 replies
   • 1.7k views
   • 
   • Tom Poje
   • February 25, 2019

4. 401(k) Matching Formula

   By Guest boetgerinc, January 18, 2000
   • 7 replies
   • 2.4k views
   • 
   • Guest
   • December 18, 2000

5. Contribution to Plan before Effective Date

   By John K, October 29, 2024
   • 7 replies
   • 1.1k views
   • 
   • Gina Alsdorf
   • November 6, 2024

6. Shifting - No Match in Prior Year

   By KateSmithPA, February 28, 2008
   • 7 replies
   • 2k views
   • 
   • Tom Poje
   • March 3, 2008

7. WIthdrawing your 401k account at age 65 & still working

   By ratherbereading, April 15, 2015   

   • retirement age
   • 401k
   • 7 replies
   • 5.5k views
   • 
   • ratherbereading
   • April 15, 2015

8. Right to Privacy

   By austin3515, September 30, 2015
   • 7 replies
   • 3.3k views
   • 
   • Bill Presson
   • October 1, 2015

9. Full Time to Part Time

   By wifrbr, May 25, 2018
   • 7 replies
   • 7.1k views
   • 
   • Doc Ument
   • May 29, 2018

10. ACP Refund Correction Method

    By jmartin, September 1, 2016
    • 7 replies
    • 2.8k views
    • 
    • Tom Poje
    • September 7, 2016

11. Ineligible participant received loan

    By Erin L, June 20, 2023
    • 7 replies
    • 1.5k views
    • 
    • Centerstage
    • July 5, 2023

12. Top Heavy Contribution & Non-ACP Match

    By Guest Much2Learn, September 3, 2002
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • September 3, 2002

13. Is this an ASG?

    By goldtpa, November 20, 2003
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • November 21, 2003

14. Roth 401k's

    By Guest rmeigs, March 18, 2005
    • 7 replies
    • 1.7k views
    • 
    • Bird
    • March 18, 2005

15. How to answer the 404(c) question answered on the 5500?

    By Guest JimP, September 28, 2000
    • 7 replies
    • 3k views
    • 
    • Guest
    • September 30, 2000

16. 401(k) deferrals on imputed income

    By Guest rlt4, August 19, 2009
    • 7 replies
    • 15.7k views
    • 
    • MARYMM
    • October 5, 2010

17. What happens if SHM is "late"?

    By BG5150, June 14, 2019
    • 7 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • June 20, 2019

18. Late correction of ADP deferral failure

    By Belgarath, March 4, 2021
    • 7 replies
    • 963 views
    • 
    • Belgarath
    • March 8, 2021

19. One day plan year....

    By fiona1, December 28, 2005
    • 7 replies
    • 3k views
    • 
    • Just Me
    • January 9, 2006

20. Am I over analyzing?

    By wsp, May 16, 2006
    • 7 replies
    • 2.4k views
    • 
    • wsp
    • May 18, 2006

21. Controlled Group - Husband & Wife

    By MGOAdmin, September 11, 2014   

    • controlled group
    • husband
    • (and 2 more)

      Tagged with:

      • controlled group
      • husband
      • wife
      • ownership
    • 7 replies
    • 1.8k views
    • 
    • MGOAdmin
    • September 11, 2014

22. 402(g) excess deferral not refunded by April 15

    By Guest GMedley, June 5, 2001
    • 7 replies
    • 6.8k views
    • 
    • R. Butler
    • June 7, 2001

23. Top Heavy 401(k)

    By pmacduff, May 22, 2008
    • 7 replies
    • 2.7k views
    • 
    • pmacduff
    • June 4, 2008

24. Investment in CAnadian gold Coins

    By jkharvey, February 17, 2011
    • 7 replies
    • 1.5k views
    • 
    • masteff
    • February 19, 2011

25. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 2.5k views
    • 
    • Luke Bailey
    • August 3, 2020

26. Hardship withdrawals - non-safe harbor definition

    By Belgarath, August 12, 2013   

    • amending plan
    • 7 replies
    • 5.2k views
    • 
    • Belgarath
    • August 13, 2013

27. Hardship withdrawal for expenses previously paid

    By buckaroo, November 17, 2010
    • 7 replies
    • 3.1k views
    • 
    • Guest
    • November 17, 2010

28. GUST Fees

    By Guest Frank Jackson, August 29, 2001
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2001

29. Partial Plan Termination?

    By PFranckowiak, August 19, 2008
    • 7 replies
    • 3.4k views
    • 
    • JanetM
    • August 22, 2008

30. Catchup and ADP Test

    By jmartin, August 17, 2011
    • 7 replies
    • 5.1k views
    • 
    • Tom Poje
    • April 28, 2014

31. Pros and cons of allowing multiple outstanding loans to a 401(k) parti

    By Guest DDDlump, November 27, 2000
    • 7 replies
    • 5.5k views
    • 
    • Jon Chambers
    • November 30, 2000

32. SH Match, Top Heavy, Integrated PS

    By ogilviesann, May 15, 2013
    • 7 replies
    • 1.6k views
    • 
    • BG5150
    • May 17, 2013

33. Pooled Plan / Lost Participant / $800 Balance

    By austin3515, October 30, 2017
    • 7 replies
    • 1.2k views
    • 
    • ESOP Guy
    • October 31, 2017

34. Former Key/Top Heavy/EGTRRA

    By Brenda Wren, September 19, 2001
    • 7 replies
    • 2.3k views
    • 
    • Tom Poje
    • September 20, 2001

35. Union 401K plans

    By Guest KJSpaeth, April 11, 2002
    • 7 replies
    • 2k views
    • 
    • RCK
    • April 12, 2002

36. 415 Limit and the 100% of Comp Limitation

    By mming, May 29, 2018
    • 7 replies
    • 3.4k views
    • 
    • spiritrider
    • August 18, 2018

37. NRA and Break in Service

    By ERISA guy, May 10, 2022
    • 7 replies
    • 1k views
    • 
    • G8Rs
    • May 11, 2022

38. Has anyone seen the official annual limitations for 2001?

    By Felicia, November 2, 2000
    • 7 replies
    • 1.8k views
    • 
    • david rigby
    • November 21, 2000

39. Auto rollover on plan terminations

    By Guest Do, February 4, 2005
    • 7 replies
    • 2.4k views
    • 
    • mbozek
    • February 9, 2005

40. 401k entry dates

    By Guest kdzurinda, February 24, 2006
    • 7 replies
    • 6.6k views
    • 
    • Guest
    • February 27, 2006

41. 401(k)/Profit Sharing Contributions

    By Randy Watson, August 24, 2006
    • 7 replies
    • 2.1k views
    • 
    • Randy Watson
    • August 25, 2006

42. Change in election amount

    By Guest Nini, June 21, 2007
    • 7 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • June 26, 2007

43. Conflict b/w hardship withdrawal rules and ESPP rules

    By Flight33, June 24, 2008
    • 7 replies
    • 4.1k views
    • 
    • masteff
    • June 25, 2008

44. Standard Late Deposit of Salary Deferrals Question

    By rblum50, May 15, 2013
    • 7 replies
    • 5.3k views
    • 
    • MoShawn
    • May 16, 2013

45. Failure to withhold 20% on distribution from 401k plan

    By Pammie57, December 21, 2017
    • 7 replies
    • 4.5k views
    • 
    • Kristina
    • December 26, 2017

46. Prefunded 401k deferrals (over contributed)

    By jkharvey, May 30, 2018
    • 7 replies
    • 2.5k views
    • 
    • shERPA
    • May 30, 2018

47. Freeze a 401(k) plan

    By sb0828, December 28, 2018   

    • freeze
    • 7 replies
    • 3.5k views
    • 
    • Larry Starr
    • January 3, 2019

48. Ability to roll loans from the plan - protected benefit?

    By AlbanyConsultant, November 1, 2023
    • 7 replies
    • 2.1k views
    • 
    • Luke Bailey
    • November 8, 2023

49. EE terminates from one company in control group and begins to work for

    By Guest LLandau, October 14, 2002
    • 7 replies
    • 5.2k views
    • 
    • austin3515
    • October 15, 2002

50. Safe Harbor 401k Closing / Contribution Requirements

    By jtbrown1111, August 15, 2019   

    • safe harbor plans
    • 7 replies
    • 846 views
    • 
    • Bri
    • August 16, 2019