401(k) Plans

19,337 topics in this forum

1. QNECs and statutorily exludable employees under final 401(k) regs

   By AndrewZ, December 6, 2011
   • 4 replies
   • 2.5k views
   • 
   • AndrewZ
   • December 7, 2011

2. PEO 401(k) Provisions

   By bzorc, December 18, 2001
   • 5 replies
   • 2.5k views
   • 
   • GBurns
   • December 21, 2001

3. Control Group

   By Guest MNR, July 2, 2002
   • 16 replies
   • 2.5k views
   • 
   • Guest
   • July 3, 2002

4. Elective Deferral Contribution by Ineligible Employee

   By Guest AJM 34, October 9, 2007
   • 6 replies
   • 2.5k views
   • 
   • Tom Poje
   • October 11, 2007

5. 415 Compensation

   By KevinMc, August 19, 2025
   • 3 replies
   • 2.5k views
   • 
   • CuseFan
   • August 21, 2025

6. Voting employer stock

   By Guest krijowri, March 5, 2009
   • 3 replies
   • 2.5k views
   • 
   • Guest
   • March 11, 2009

7. 401(k) and Third Party Administrators

   By Guest DAraniti, January 15, 1999
   • 2 replies
   • 2.5k views
   • 
   • Guest
   • January 5, 2000

8. Prefunding a PS contribution

   By Guest chris4013, November 30, 2005
   • 7 replies
   • 2.5k views
   • 
   • AndyH
   • December 1, 2005

9. Terminating Safe Harbor Non-Elective Plan Mid-Year

   By Vlad401k, January 2, 2024
   • 2 replies
   • 2.5k views
   • 
   • Lou S.
   • January 3, 2024

10. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 2.5k views
    • 
    • Luke Bailey
    • August 3, 2020

11. ESOP match is based on deferrals to a separate 401(k) - is this OK an

    By Guest LMalone, August 14, 2000
    • 3 replies
    • 2.5k views
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    • Guest
    • August 17, 2000

12. Primary Residence Loans

    By Guest Julie, October 28, 2004
    • 1 reply
    • 2.5k views
    • 
    • Harwood
    • October 29, 2004

13. Compensation Limit and 401k deferrals

    By Guest benefitsanalyst, November 8, 2002
    • 4 replies
    • 2.5k views
    • 
    • david rigby
    • November 21, 2002

14. Forgotten Enrollment Entry

    By Guest Twinky, July 11, 2008
    • 8 replies
    • 2.5k views
    • 
    • Peter Gulia
    • July 9, 2011

15. Partial Termination and Multiple Employer Plan

    By Guest CRC02, May 15, 2002
    • 2 replies
    • 2.5k views
    • 
    • Mike Preston
    • May 16, 2002

16. QNEC Testing

    By justatester, December 4, 2012
    • 8 replies
    • 2.5k views
    • 
    • justatester
    • December 6, 2012

17. Participant Fee Disclosures

    By austin3515, August 16, 2011
    • 10 replies
    • 2.5k views
    • 
    • austin3515
    • August 18, 2011

18. Prior Year Testing and Change in Comp provisions

    By Guest Cinco, March 29, 2006
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • April 6, 2006

19. Safe harbor contribution for non-equity partner

    By Guest Hnicolas, March 28, 2014
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • March 28, 2014

20. ADP & ACP testing is only performed on "eligible" HCEs

    By Moe Howard, November 2, 2001
    • 9 replies
    • 2.5k views
    • 
    • MWeddell
    • November 9, 2001

21. CARES Act Qualified Individual

    By Lolo, April 14, 2020
    • 16 replies
    • 2.5k views
    • 
    • spiritrider
    • June 6, 2020

22. Top Heavy requirement for deferral only 401k

    By dmb, December 2, 2010
    • 5 replies
    • 2.5k views
    • 
    • dmb
    • December 3, 2010

23. HCE status in asset acquisition

    By Guest friedbrain, February 25, 1999
    • 2 replies
    • 2.5k views
    • 
    • david shipp
    • February 25, 1999

24. Qualified Termination Administrator

    By Guest LCJ12, April 14, 2009
    • 1 reply
    • 2.5k views
    • 
    • david rigby
    • April 14, 2009

25. Should all One Part. Sole Proprietor Plans be 401(k)?

    By Alf, July 22, 2005
    • 5 replies
    • 2.5k views
    • 
    • Appleby
    • July 22, 2005

26. QNECS

    By Guest chris4013, March 9, 2005
    • 9 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • March 12, 2005

27. Mechanics of funding deferrals of partners in a partnership (law firm)

    By Guest Melissa Winslow, March 28, 2000
    • 4 replies
    • 2.5k views
    • 
    • Ervin Barham
    • May 8, 2001

28. Asset acquisition

    By fiona1, July 21, 2008
    • 5 replies
    • 2.5k views
    • 
    • fiona1
    • July 24, 2008

29. ADP, Catch-Up and Refund

    By imchipbrown, February 27, 2009
    • 14 replies
    • 2.5k views
    • 
    • imchipbrown
    • March 3, 2009

30. Age 50-plus catch-up contribution question

    By Guest Kola, November 6, 2003
    • 4 replies
    • 2.5k views
    • 
    • Mike Preston
    • November 9, 2003

31. surrender charges not restorative payment but ER contribution

    By pmacduff, September 2, 2011
    • 4 replies
    • 2.5k views
    • 
    • BG5150
    • February 27, 2013

32. Treas.Reg. 1.410(b)-5(d)(3)(ii)

    By Guest Paula G., July 19, 2006
    • 2 replies
    • 2.5k views
    • 
    • Tom Poje
    • July 24, 2006

33. Coverage Testing on Match Contributions

    By Guest Toni Jo, June 10, 2003
    • 5 replies
    • 2.5k views
    • 
    • MWeddell
    • June 13, 2003

34. Imputed income and IRC 3401 definition of comp

    By Guest Serena, August 30, 2010
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • August 30, 2010

35. alternatives to Relius Administration

    By Guest Thomas@GDS, August 10, 2006
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • August 10, 2006

36. Life Insurance

    By nancy, May 15, 2020
    • 9 replies
    • 2.5k views
    • 
    • Larry Starr
    • May 19, 2020

37. 401(k) Hardship Provisions

    By lkpittman, September 17, 1999
    • 2 replies
    • 2.5k views
    • 
    • lkpittman
    • September 20, 1999

38. 401(k) plans with different plan years? Why? How would ADP test be do

    By John A, September 7, 2001
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • September 7, 2001

39. Who should sign the Form 5500? Trustee changed after year-end.

    By 401king, July 9, 2018
    • 6 replies
    • 2.5k views
    • 
    • Madison71
    • July 9, 2018

40. principal residence loan term

    By Guest terid, August 16, 2002
    • 6 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • August 18, 2002

41. Class Action Proceeds, Terminated Plan

    By Guest BWNWE, September 29, 2010
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • October 1, 2010

42. DOT = 12/31 Employed on Last Day of the Year?

    By BG5150, January 10, 2017
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • January 10, 2017

43. 401K Distribution on terminated plan due to company ownership change.

    By Guest JamesRRogers, July 21, 1999
    • 1 reply
    • 2.5k views
    • 
    • Guest
    • July 21, 1999

44. Catch-up contributions included in ADP/ACP tests?

    By Guest jkrad, February 7, 2003
    • 4 replies
    • 2.5k views
    • 
    • QDROphile
    • February 10, 2003

45. Failure to Adopt Automatic Rollover Good Faith Amendment by Deadline

    By Guest CMSP, October 11, 2005
    • 9 replies
    • 2.5k views
    • 
    • Locust
    • March 24, 2006

46. 401(k) - Loan Default

    By waid10, October 20, 2009
    • 4 replies
    • 2.5k views
    • 
    • masteff
    • October 21, 2009

47. In-Service Withdrawal after attainment of NRA

    By Pixie, December 4, 2007
    • 5 replies
    • 2.5k views
    • 
    • Kimberly S
    • December 10, 2007

48. retroactive amendment

    By K2retire, February 21, 2008
    • 11 replies
    • 2.5k views
    • 
    • K2retire
    • February 26, 2008

49. Restrictions on salary deferrals after a hardship withdrawal has been

    By Guest Kelly Igel, January 2, 2002
    • 2 replies
    • 2.5k views
    • 
    • MGB
    • January 2, 2002

50. Benefit Statements – DOL website

    By blue, December 13, 2006
    • 3 replies
    • 2.5k views
    • 
    • Belgarath
    • December 14, 2006