401(k) Plans

19,275 topics in this forum

1. REA & 1.411(d)-4

   By ERISA25, August 25, 2009
   • 7 replies
   • 2.7k views
   • 
   • Mike Preston
   • September 2, 2009

2. Late 401(k) deposits & Payroll date

   By TPApril, September 19, 2012
   • 7 replies
   • 1.4k views
   • 
   • ESOP Guy
   • November 1, 2012

3. LLC, Retained Earnings and 401K plans

   By jsmith1985, September 17, 2016
   • 7 replies
   • 2.4k views
   • 
   • jsmith1985
   • September 24, 2016

4. Excluding highly compensated employee who is not an owner from a plan

   By rblum50, May 23, 2022
   • 7 replies
   • 1.2k views
   • 
   • david rigby
   • May 24, 2022

5. 401(k) Out-of-compliance in Plan's first year

   By Guest KAGEM, May 7, 2002
   • 7 replies
   • 1.9k views
   • 
   • mbozek
   • May 7, 2002

6. "frozen" plan

   By stevena, July 27, 2004
   • 7 replies
   • 2.7k views
   • 
   • stevena
   • August 5, 2004

7. safe harbor match changing from payroll calc to annual

   By Santo Gold, October 24, 2007
   • 7 replies
   • 2.7k views
   • 
   • Kevin C
   • November 5, 2007

8. Beneficiary Designation Forms

   By CLE401kGuy, December 14, 2012
   • 7 replies
   • 1.4k views
   • 
   • masteff
   • December 17, 2012

9. Combining Sources

   By 401k Nut, April 25, 2019   

   • 401k
   • 7 replies
   • 554 views
   • 
   • david rigby
   • April 28, 2019

10. TH minimum required?

    By RatherBeGolfing, September 13, 2023
    • 7 replies
    • 1k views
    • 
    • Below Ground
    • September 14, 2023

11. EACA Mandate and QACA

    By MATRIX, June 30
    • 7 replies
    • 1.2k views
    • 
    • Lou S.
    • August 25

12. Using compensation only while participant for 3% safe harbor QNEC?

    By Guest GMedley, February 21, 2001
    • 7 replies
    • 3.7k views
    • 
    • R. Butler
    • February 23, 2001

13. 401k deferrals after reaching 250k of income?

    By MD-Benefits Guy, January 19, 2012
    • 7 replies
    • 4.3k views
    • 
    • masteff
    • January 21, 2012

14. Matching Contribution -True up

    By Nassau, July 8, 2013
    • 7 replies
    • 7.1k views
    • 
    • 401king
    • December 22, 2014

15. Self-employed compensation calculation

    By bevfair, February 24, 2017
    • 7 replies
    • 878 views
    • 
    • bevfair
    • February 28, 2017

16. Client Guidance in Difficult Times

    By katie58, March 18, 2020
    • 7 replies
    • 874 views
    • 
    • jsample
    • March 18, 2020

17. Company Acquisition

    By KateSmithPA, March 26, 2003
    • 7 replies
    • 2.8k views
    • 
    • Guest
    • March 27, 2003

18. Hardship withdrawal

    By simba, May 16, 2016   

    • 401k hardship
    • 7 replies
    • 2.1k views
    • 
    • simba
    • May 17, 2016

19. 1000 hours requirement waived for disability

    By Guest Tammy2006, January 6, 2006
    • 7 replies
    • 2.3k views
    • 
    • Tom Poje
    • January 6, 2006

20. Very wealthy doctor

    By rblum50, March 18, 2022
    • 7 replies
    • 870 views
    • 
    • Nate S
    • March 22, 2022

21. HCE determination - stupid question

    By MarZDoates, February 3, 2006
    • 7 replies
    • 1.9k views
    • 
    • MarZDoates
    • February 7, 2006

22. 100% deferral, limited to 90% by payroll provider??

    By Craig Garner, October 14, 2015
    • 7 replies
    • 3.7k views
    • 
    • hr for me
    • October 15, 2015

23. If an employer with a 401(k) plan with a discretionary match decides t

    By Guest Phil L, October 13, 1999
    • 7 replies
    • 2k views
    • 
    • Guest
    • October 28, 1999

24. Loans -- Leave of Absence

    By Archimage, November 6, 2003
    • 7 replies
    • 4k views
    • 
    • Archimage
    • November 6, 2003

25. Closure of Fidelity Low Priced Stock Fund

    By Guest PAL100759, July 27, 2004
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • August 2, 2004

26. Safe Harbor Notice mid-year non-Safe Harbor contribution change

    By Guest LStein, June 8, 2005
    • 7 replies
    • 1.9k views
    • 
    • R. Butler
    • June 9, 2005

27. 401k part owner not participating in plan

    By tertue, September 20, 2012
    • 7 replies
    • 2.6k views
    • 
    • ETA Consulting LLC
    • September 20, 2012

28. Lost Earnings on Missed Deferrals and SHMAT

    By FT Retire, April 25, 2023
    • 7 replies
    • 1.3k views
    • 
    • BG5150
    • May 17, 2023

29. Employer with SIMPLE IRA wants to adopt a 401(k)

    By Guest Judy S, January 21, 2005
    • 7 replies
    • 1.4k views
    • 
    • jevd
    • January 24, 2005

30. family attribution

    By pmacduff, April 22, 2014
    • 7 replies
    • 1.6k views
    • 
    • BG5150
    • April 24, 2014

31. Takeover 401(k) sub-s plan with owner(participant) loans.

    By pbarrett, August 18, 2000
    • 7 replies
    • 2.4k views
    • 
    • Guest
    • May 13, 2002

32. SHNEC not contributed for Partners

    By Spencer, September 22, 2011
    • 7 replies
    • 1.4k views
    • 
    • ETA Consulting LLC
    • October 11, 2011

33. 401(k) loan interest rate and how do employees on straight commission pay back their loan if sometimes they get no pay?

    By RayJJohnsonJr, January 11, 2017
    • 7 replies
    • 1.4k views
    • 
    • MWeddell
    • January 24, 2017

34. Eligibility Question

    By Guest andmik, February 9, 2005
    • 7 replies
    • 1.6k views
    • 
    • Bird
    • February 10, 2005

35. Participant Communications/Notice Requirements

    By Nassau, January 7, 2015   

    • Reenrollment
    • 7 replies
    • 1.8k views
    • 
    • Kevin C
    • January 8, 2015

36. Rate Group Testing - Mid-Point vs. Actual Coverage %age

    By austin3515, March 3, 2015
    • 7 replies
    • 2.6k views
    • 
    • Tom Poje
    • March 3, 2015

37. Incorrect Deferral Percentage Correction

    By heygents, July 19, 2016
    • 7 replies
    • 2.3k views
    • 
    • Belgarath
    • July 20, 2016

38. Employees with Prevailing Wages

    By coleboy, April 18, 2018
    • 7 replies
    • 3.1k views
    • 
    • Belgarath
    • July 30, 2019

39. plan amendment and vesting

    By PensionNewbee, August 13, 2003
    • 7 replies
    • 2.1k views
    • 
    • Blinky the 3-eyed Fish
    • August 19, 2003

40. Risk in accepting a loan payoff (pre-tax) for a loan that should have been deemed?

    By FundeK, October 25, 2004
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • October 26, 2004

41. Qualification question

    By fiona1, August 30, 2010
    • 7 replies
    • 1.2k views
    • 
    • Guest
    • April 13, 2011

42. Matching Employer Contributions

    By Guest BigO0328, June 12, 2011
    • 7 replies
    • 2k views
    • 
    • Guest
    • June 13, 2011

43. IRS information request regarding unreasonable compensation

    By 7806akp, January 16, 2014
    • 7 replies
    • 1.1k views
    • 
    • austin3515
    • January 16, 2014

44. Can someone explain this to me

    By Eaglepi, November 14, 2023
    • 7 replies
    • 15.5k views
    • 
    • Luke Bailey
    • November 15, 2023

45. New 401k Regs

    By Brian Gallagher, July 24, 2003
    • 7 replies
    • 1.4k views
    • 
    • mbozek
    • July 25, 2003

46. Per Payroll Match

    By Guest CygnusX1, February 3, 2006
    • 7 replies
    • 2.6k views
    • 
    • goldtpa
    • July 29, 2006

47. ADP Test and Refunds

    By ratherbereading, January 28, 2021
    • 7 replies
    • 1.6k views
    • 
    • Mike Preston
    • January 28, 2021

48. Installment Payments Upon Plan Termination

    By Anaahu, May 26, 2022
    • 7 replies
    • 1.6k views
    • 
    • Bird
    • May 27, 2022

49. "Lost Participants"

    By Guest Laura Millwood, May 27, 1999
    • 7 replies
    • 1.9k views
    • 
    • david rigby
    • June 23, 1999

50. Correcting an excess contribution for a participant

    By Guest Judy S, October 25, 2004
    • 7 replies
    • 2.7k views
    • 
    • Belgarath
    • October 27, 2004