401(k) Plans

19,319 topics in this forum

1. Pre PPA Auto Enroll vs ACA vs EACA vs QACA - HELP!!!

   By HarleyBabe, October 8, 2014
   • 2 replies
   • 2.4k views
   • 
   • HarleyBabe
   • October 10, 2014

2. Corrective ADP distributions

   By Guest Joyce Perez, February 17, 2009
   • 9 replies
   • 2.4k views
   • 
   • Earl
   • March 1, 2009

3. Catch Up Contributions & Avg Benefit % Test

   By flosfur, December 24, 2008
   • 5 replies
   • 2.4k views
   • 
   • MWeddell
   • January 22, 2009

4. Stopping Deferrals

   By Guest Dook, August 26, 2002
   • 2 replies
   • 2.4k views
   • 
   • Mike Preston
   • August 26, 2002

5. Illegal withdraw of 401k funds

   By Guest loconnell, July 28, 2003
   • 6 replies
   • 2.4k views
   • 
   • Harwood
   • July 30, 2003

6. Compensation-K1

   By Safeharbor29, May 15, 2015   

   • k-1
   • compensation
   • (and 1 more)

     Tagged with:

     • k-1
     • compensation
     • simplified 415
   • 1 reply
   • 2.4k views
   • 
   • ETA Consulting LLC
   • May 15, 2015

7. Safe Harbor and Dual Eligibility

   By Gilmore, June 14, 2021
   • 15 replies
   • 2.4k views
   • 
   • TH 401k
   • October 20, 2025

8. SHNEC plus Enhanced Match

   By Guest KevinP, November 21, 2002
   • 15 replies
   • 2.4k views
   • 
   • Tom Poje
   • November 21, 2002

9. Discretionary Match Notice Requirement

   By Tom, January 23, 2025
   • 2 replies
   • 2.4k views
   • 
   • Artie M
   • January 23, 2025

10. Can employer prepay a contribution? Idea: put it into a segregated emp

    By Guest LisaA, February 3, 2003
    • 8 replies
    • 2.4k views
    • 
    • Larry M
    • February 4, 2003

11. QACA Safe Harbor Match & Testing

    By justatester, May 16, 2011
    • 2 replies
    • 2.4k views
    • 
    • justatester
    • May 16, 2011

12. Switching Safe Harbor Types Under New Rules

    By PensionPro, March 7, 2016
    • 10 replies
    • 2.4k views
    • 
    • PensionPro
    • March 14, 2016

13. IRA funds rolling into a retirement plan after EGTRRA

    By FundeK, July 13, 2004
    • 7 replies
    • 2.4k views
    • 
    • Bird
    • August 12, 2004

14. Safe Harbor Non Elective

    By Lori H, August 8, 2008
    • 7 replies
    • 2.4k views
    • 
    • BG5150
    • August 11, 2008

15. Safe Harbor Non-elective excludes certain HCEs

    By JJRetirement, April 24, 2017   

    • safe harbor 401(k)
    • highly compensated employees
    • (and 1 more)

      Tagged with:

      • safe harbor 401(k)
      • highly compensated employees
      • plan design
    • 5 replies
    • 2.4k views
    • 
    • BG5150
    • May 8, 2017

16. Profit sharing wants to add end-of-year employment rule

    By CharlesLeggette, July 31, 2013
    • 7 replies
    • 2.4k views
    • 
    • 12AX7
    • August 1, 2013

17. Puerto Rico Participants

    By Guest Lucie, February 12, 2000
    • 2 replies
    • 2.4k views
    • 
    • MWeddell
    • August 31, 2004

18. 402(g) excess - if caught prior to end of plan year, can it be corrected through payroll?

    By Rory, November 9, 2022
    • 6 replies
    • 2.4k views
    • 
    • EmpbAF
    • November 11, 2022

19. Employer Stock for Matching Contributions

    By Guest FergyJR, November 19, 1998
    • 2 replies
    • 2.4k views
    • 
    • QDROphile
    • November 19, 1998

20. Does a QNEC contribution allocation formula need to be definitely dete

    By Richard Anderson, November 25, 2000
    • 3 replies
    • 2.4k views
    • 
    • MWeddell
    • November 28, 2000

21. Life Insurance and loans

    By artvandelay3, June 24, 2015
    • 7 replies
    • 2.4k views
    • 
    • PJF414
    • October 26, 2015

22. Commingling qualified plan and 403(b) plan assets

    By Guest StephanieB, June 7, 2010
    • 1 reply
    • 2.4k views
    • 
    • david rigby
    • June 7, 2010

23. Plan Sponsor/Trustee responsible for losses or forfeiture investments?

    By John A, June 8, 2000
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • June 9, 2000

24. Nondiscriminatory compensation question

    By Guest dietpepsi, August 12, 2005
    • 7 replies
    • 2.4k views
    • 
    • Guest
    • August 17, 2005

25. Pending Divorce

    By k man, June 28, 2001
    • 6 replies
    • 2.4k views
    • 
    • QDROphile
    • June 29, 2001

26. Changing Retirement Plan to a Safe Harbor Plan

    By bpenfold, December 11, 2019   

    • safe habor
    • amendment
    • (and 2 more)

      Tagged with:

      • safe habor
      • amendment
      • change notice
      • late
    • 17 replies
    • 2.4k views
    • 
    • Bird
    • December 16, 2019

27. 401k excess matching of $18

    By Liam, January 23, 2019
    • 11 replies
    • 2.4k views
    • 
    • Below Ground
    • January 29, 2019

28. March 15th Deadline

    By justatester, January 9, 2009
    • 3 replies
    • 2.4k views
    • 
    • BG5150
    • January 9, 2009

29. Controlled Group Partial Plan Termination

    By PFranckowiak, February 2, 2010
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • February 2, 2010

30. new EACA features

    By pmacduff, March 4, 2020
    • 5 replies
    • 2.4k views
    • 
    • Eve Sav
    • March 6, 2020

31. HELP! Quit then rehired as Consultant

    By Surfer451, July 31, 2018   

    • rehire
    • cash out
    • (and 1 more)

      Tagged with:

      • rehire
      • cash out
      • consultant
    • 4 replies
    • 2.4k views
    • 
    • Luke Bailey
    • August 1, 2018

32. 401(k) Plan Termination

    By Guest Cookiemonster, March 29, 2004
    • 5 replies
    • 2.4k views
    • 
    • Just Me
    • April 2, 2004

33. Taxation of Death Benefits in 401k plans

    By Guest DDDAY, October 17, 2000
    • 1 reply
    • 2.4k views
    • 
    • Mary Kay Foss
    • October 18, 2000

34. RMDs for < 5% Owner still Working-401k Plan

    By ERISAGal, August 28, 2019   

    • 401k
    • rmd
    • (and 1 more)

      Tagged with:

      • 401k
      • rmd
      • owner
    • 21 replies
    • 2.4k views
    • 
    • WDIK
    • September 4, 2019

35. Individual Rate of Return Calculation

    By SRP, December 18, 2007
    • 5 replies
    • 2.4k views
    • 
    • RCK
    • December 21, 2007

36. 401k Plan / Child Hire

    By BeanCounterBlues, March 10, 2009
    • 6 replies
    • 2.4k views
    • 
    • Jim Chad
    • March 11, 2009

37. 5500 filed without audit report

    By k man, October 18, 2001
    • 3 replies
    • 2.4k views
    • 
    • KJohnson
    • October 19, 2001

38. Last Day of Plan Year 12/30?

    By MarZDoates, January 12, 2006
    • 6 replies
    • 2.4k views
    • 
    • Guest
    • January 14, 2006

39. 401(k) Deferral Deposit Deadline - Self-Employed Individuals

    By Guest notapensiongeek, April 4, 2007
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • April 5, 2007

40. ADP/ACP Testing - Prior vs. Current

    By Guest ANNEBV, September 15, 1999
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • December 28, 1999

41. Does a participant have a claim for getting what he asked for?

    By Peter Gulia, July 31, 2017   

    • erisa; fiduciary; claims; litigation
    • 40 replies
    • 2.4k views
    • 
    • RatherBeGolfing
    • August 3, 2017

42. New EPCRS procedures

    By Kimberly S, August 27, 2008
    • 16 replies
    • 2.4k views
    • 
    • Guest
    • September 3, 2008

43. Employer doesn't want to let Rehire on plan immediately.

    By Guest Sara H, January 7, 2002
    • 16 replies
    • 2.4k views
    • 
    • KJohnson
    • January 9, 2002

44. Control Freak Spouse?

    By Pammie57, November 30, 2015
    • 10 replies
    • 2.4k views
    • 
    • Peter Gulia
    • December 1, 2015

45. Top Heavy Agrgregation

    By KJohnson, February 25, 2000
    • 12 replies
    • 2.4k views
    • 
    • Guest
    • May 10, 2001

46. Top-heavy questions relating to short plan years (short initial plan y

    By John A, February 25, 2002
    • 1 reply
    • 2.4k views
    • 
    • Belgarath
    • February 25, 2002

47. Safe Harbor contribution deadline

    By Jakyasar, October 11, 2021
    • 13 replies
    • 2.4k views
    • 
    • Jakyasar
    • October 20, 2021

48. Top Heavy Determination / 401(k) Test Failure

    By Guest Kevin Mitch, June 28, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • June 30, 2011

49. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 2.4k views
    • 
    • Larry Starr
    • January 15, 2019

50. Severance pay eligible for deferral?

    By Guest Fred Reilly, March 20, 2000
    • 1 reply
    • 2.4k views
    • 
    • KJohnson
    • March 20, 2000