401(k) Plans

19,275 topics in this forum

1. Military leave- 401k loan repayments

   By Guest CMC9, September 17, 2001
   • 1 reply
   • 2.4k views
   • 
   • R. Butler
   • September 18, 2001

2. Settlement Check

   By 52626, October 3, 2013
   • 3 replies
   • 2.4k views
   • 
   • Belgarath
   • October 3, 2013

3. Unusual question about recouping a forfeiture

   By parks777, January 11, 2018
   • 17 replies
   • 2.4k views
   • 
   • Larry Starr
   • January 18, 2018

4. For 1999 plan year, when does a QNEC have to be deposited to satisfy t

   By eilano, April 10, 2001
   • 7 replies
   • 2.4k views
   • 
   • Richard Anderson
   • April 11, 2001

5. Life insurance -- Incidental benefit rules applies on a cumulative bas

   By R. Butler, July 25, 2000
   • 3 replies
   • 2.4k views
   • 
   • Michael Devault
   • August 7, 2000

6. Top Heavy plan excludes HCEs, no profit sharing, but what if an HCE is non-key?

   By Tom, May 23, 2023
   • 8 replies
   • 2.4k views
   • 
   • CuseFan
   • May 23, 2023

7. Hardship - Prevent Foreclosure

   By austin3515, May 30, 2017
   • 14 replies
   • 2.3k views
   • 
   • pmacduff
   • June 1, 2017

8. Related? Unrelated? Rollover? Top Heavy

   By Mr Bagwell, February 25, 2014
   • 1 reply
   • 2.3k views
   • 
   • ETA Consulting LLC
   • February 25, 2014

9. Time Limitations for 410b Amnd?

   By Zorro1k, April 23, 2015   

   • 410b
   • corrective amendment
   • (and 1 more)

     Tagged with:

     • 410b
     • corrective amendment
     • failure
   • 14 replies
   • 2.3k views
   • 
   • Kevin C
   • April 24, 2015

10. Vesting tied to participation vs service

    By pbarrett, May 28, 1999
    • 4 replies
    • 2.3k views
    • 
    • david rigby
    • June 15, 1999

11. QACA--Can we do 50% up to 7% match?

    By TPAJake, September 19, 2016
    • 12 replies
    • 2.3k views
    • 
    • TPAJake
    • October 3, 2016

12. after-tax ee contributions

    By alexa, June 24, 2002
    • 1 reply
    • 2.3k views
    • 
    • JanetM
    • June 25, 2002

13. hardships not eligible for rollover

    By Guest sbavely, December 7, 1998
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • October 27, 1999

14. Employer Wants to Reimburse Plan

    By austin3515, March 15, 2012
    • 13 replies
    • 2.3k views
    • 
    • Kevin C
    • March 21, 2012

15. Do excess contributions automatically "convert" to catch-up contributions ?

    By Guest hyper, March 9, 2004
    • 4 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

16. tax consequences of failed ADP and ACP

    By cpc0506, January 7, 2011
    • 2 replies
    • 2.3k views
    • 
    • cpc0506
    • January 7, 2011

17. Vesting Schedule Change

    By JKW, September 13, 2011
    • 6 replies
    • 2.3k views
    • 
    • JKW
    • October 4, 2011

18. Changing Jobs: solo 401k contribution limit

    By dr.j, June 18, 2015
    • 17 replies
    • 2.3k views
    • 
    • Bird
    • June 24, 2015

19. Exclude one LLC Partner from Permitted Disparity

    By PMZJohn, January 10, 2019   

    • safe harbor with permitted disparity
    • 25 replies
    • 2.3k views
    • 
    • Larry Starr
    • January 15, 2019

20. Definition of Compensation to be used include or exclude disability payments?

    By Bruddah Kimo, March 8, 2013
    • 2 replies
    • 2.3k views
    • 
    • PensionPro
    • March 8, 2013

21. 70 1/2 RMD from 401(k) and IRA

    By doombuggy, October 7, 2002
    • 9 replies
    • 2.3k views
    • 
    • Mary Kay Foss
    • November 20, 2002

22. Income tax withholding rules for required minimum distributions - can participant opt out?

    By Guest yannib, December 30, 2003
    • 2 replies
    • 2.3k views
    • 
    • Appleby
    • December 31, 2003

23. Say Goodbye to ERPA (eventually, I guess)

    By austin3515, November 9, 2015
    • 14 replies
    • 2.3k views
    • 
    • austin3515
    • December 2, 2015

24. 401(k) Safe Harbor with Profit Sharing

    By MBCarey, October 8, 2003
    • 7 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2003

25. Remedy for late transfer of employee contributions to 401(k)plan.

    By KIP KRAUS, July 19, 2000
    • 5 replies
    • 2.3k views
    • 
    • pjkoehler
    • July 19, 2000

26. Inquiring minds.....

    By Guest SWH, May 25, 2006
    • 10 replies
    • 2.3k views
    • 
    • E as in ERISA
    • June 21, 2006

27. 401(a)(4) Testing

    By jpokusa, July 27, 2015   

    • 401(a)(4)
    • New Comp
    • (and 1 more)

      Tagged with:

      • 401(a)(4)
      • New Comp
      • Eligibility
    • 4 replies
    • 2.3k views
    • 
    • Tom Poje
    • July 28, 2015

28. 3% nonelective contribution issue

    By chris, September 13, 2001
    • 9 replies
    • 2.3k views
    • 
    • Tom Poje
    • September 30, 2002

29. Dual eligibility & 401(a)(4) testimg

    By SMB, March 6, 2002
    • 3 replies
    • 2.3k views
    • 
    • Mike Preston
    • March 6, 2002

30. Does the incidental benefit rule for life insurance apply to elective

    By Guest John Nelson, October 27, 2000
    • 3 replies
    • 2.3k views
    • 
    • Richard Anderson
    • September 6, 2001

31. Discretionary PS Funded Year Round

    By austin3515, August 8, 2012
    • 13 replies
    • 2.3k views
    • 
    • Bird
    • August 10, 2012

32. Changing recordkeeper, trustee, and investment house.

    By Guest Bill55, January 2, 2000
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • May 3, 2000

33. The 401(a)(17) Contribution Limit and Multiple Employers

    By ERISA-Bubs, September 21, 2023
    • 5 replies
    • 2.3k views
    • 
    • Lou S.
    • June 4, 2024

34. How to apply cap on matching contributions expressed in terms of a per

    By Hoard1, November 15, 1999
    • 7 replies
    • 2.3k views
    • 
    • Hoard1
    • November 18, 1999

35. ROBS plan - what is different?

    By R. Scott, April 13, 2022
    • 10 replies
    • 2.3k views
    • 
    • QDROphile
    • September 15, 2022

36. plan document missing-VCP issue

    By cpc0506, February 26, 2019
    • 10 replies
    • 2.3k views
    • 
    • Luke Bailey
    • February 27, 2019

37. spousal consent required when no J&S exists

    By WCC, September 2, 2015
    • 9 replies
    • 2.3k views
    • 
    • mbozek
    • September 2, 2015

38. Company stock in 401K

    By Guest jc7032, July 24, 1999
    • 4 replies
    • 2.3k views
    • 
    • LCARUSI
    • July 28, 1999

39. New Plan - Participant Count for Form 5500

    By AdKu, October 6, 2016   

    • New Plan Part Count Form 5500
    • 11 replies
    • 2.3k views
    • 
    • Bill Presson
    • October 6, 2016

40. one-to-one correction for failed ADP test

    By AKconsult, July 7, 2014   

    • EPCRS
    • QNEC
    • (and 2 more)

      Tagged with:

      • EPCRS
      • QNEC
      • one-to-one
      • restructure
    • 2 replies
    • 2.3k views
    • 
    • Kevin C
    • July 8, 2014

41. HCEs - Multiple Employer Plan

    By Disco Stu, November 20, 2001
    • 1 reply
    • 2.3k views
    • 
    • jaemmons
    • November 20, 2001

42. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 2.3k views
    • 
    • Luke Bailey
    • August 3, 2020

43. Playing fast and loose with Catch-up?

    By Towanda, September 13, 2018
    • 8 replies
    • 2.3k views
    • 
    • Lou S.
    • September 14, 2018

44. ADP failure/Catch-up

    By Guest TrustMe401k, December 23, 2004
    • 12 replies
    • 2.3k views
    • 
    • pmacduff
    • December 28, 2004

45. Late 402g refund

    By Karoline Curran, October 5, 2018
    • 6 replies
    • 2.3k views
    • 
    • DMcGovern
    • April 18, 2019

46. BIS and Rehire

    By Guest russo40, May 1, 2001
    • 1 reply
    • 2.3k views
    • 
    • R. Butler
    • May 2, 2001

47. HCE Definition

    By Guest Pete Joachim, September 15, 2006
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • September 19, 2006

48. Partner with Negative earned Income

    By Lou S., April 4, 2011
    • 4 replies
    • 2.3k views
    • 
    • 12AX7
    • April 4, 2011

49. Prevailing Wage contributions included in ADP test

    By 2muchstress, October 9, 2002
    • 2 replies
    • 2.3k views
    • 
    • 2muchstress
    • October 9, 2002

50. SECURE 2.0 2025 auto-enrollment applying to LTPT employees?

    By Belgarath, October 28, 2024
    • 6 replies
    • 2.3k views
    • 
    • RatherBeGolfing
    • October 31, 2024